{"info":{"_postman_id":"78df9752-7339-4f9f-b63f-c27f4a604f5a","name":"FinB Total eKYC APIs","description":"<html><head></head><body><p>The <strong>Total eKYC</strong> enables access to various API services via a <strong>standardized programmatic interface</strong>.</p>\n<ul>\n<li><p>API requests are made using <strong>HTTP methods</strong> (GET, POST, etc.).</p>\n</li>\n<li><p>Responses are returned in <strong>JSON format</strong>.</p>\n</li>\n<li><p>The latest API version is <strong>v1</strong>.</p>\n</li>\n<li><p>All endpoints require authentication via <strong>Bearer Token</strong>.</p>\n</li>\n</ul>\n<h3 id=\"using-postman\"><strong>Using Postman</strong></h3>\n<p>To get started quickly, use <strong>Postman</strong>:</p>\n<ol>\n<li><p>Click the <strong>\"Run in Postman\"</strong> button above.</p>\n</li>\n<li><p>Import our <strong>Postman Collection</strong>, which includes pre-configured endpoints.</p>\n</li>\n<li><p>Add your <strong>Bearer Token</strong> in the <strong>Authorization header</strong>.</p>\n</li>\n</ol>\n<hr>\n<h1 id=\"our-collection\"><strong>Our Collection</strong></h1>\n<h3 id=\"1-pan\">1. PAN</h3>\n<ul>\n<li><p>PAN Basic</p>\n</li>\n<li><p>PAN to Email - Mobile</p>\n</li>\n<li><p>PAN Comprehensive</p>\n</li>\n<li><p>PAN ITR Compliance Check</p>\n</li>\n<li><p>PAN to CIN</p>\n</li>\n<li><p>Mobile to PAN</p>\n</li>\n</ul>\n<h3 id=\"2-vehicle-verification---rc\">2. Vehicle Verification - RC</h3>\n<ul>\n<li><p>Vehicle Verification- RC Verify</p>\n</li>\n<li><p>RC - BASIC</p>\n</li>\n<li><p>Reverse RC</p>\n</li>\n<li><p>RC - Lite</p>\n</li>\n</ul>\n<h3 id=\"3-driving-license\">3. Driving License</h3>\n<ul>\n<li><p>DL - Basic</p>\n</li>\n<li><p>DL - Verify</p>\n</li>\n</ul>\n<h3 id=\"4-digilocker--aadhaar\">4. Digilocker : Aadhaar</h3>\n<ul>\n<li><p>Initialize</p>\n</li>\n<li><p>Check Status</p>\n</li>\n<li><p>Check Aadhaar XML</p>\n</li>\n<li><p>List Documents</p>\n</li>\n<li><p>Download Documents</p>\n</li>\n</ul>\n<h3 id=\"5-bank-verification\">5. Bank Verification</h3>\n<ul>\n<li><p>Bank Verification Penny Drop</p>\n</li>\n<li><p>Bank Verification Pennyless</p>\n</li>\n<li><p>Mobile to UPI</p>\n</li>\n</ul>\n<h3 id=\"6-mobile-verification-suite\">6. Mobile Verification Suite</h3>\n<ul>\n<li><p>Mobile to PAN</p>\n</li>\n<li><p>Mobile to Name</p>\n</li>\n<li><p>Mobile to UAN</p>\n</li>\n</ul>\n<h3 id=\"7-corporate\">7. Corporate</h3>\n<p>A. DIN to Contact</p>\n<p>B. Mobile to UAN</p>\n<h4 id=\"c-gst\">C. GST</h4>\n<ul>\n<li><p>GST Turnover</p>\n</li>\n<li><p>GSTIN</p>\n</li>\n<li><p>GSTIN Mobile &amp; Email</p>\n</li>\n</ul>\n<h4 id=\"d-mca\">D. MCA</h4>\n<ul>\n<li>MCA Company Details</li>\n</ul>\n<h3 id=\"8-lpg-verification\">8. LPG Verification</h3>\n<h3 id=\"9-telecom\">9. Telecom</h3>\n<h3 id=\"10-prefill-report\">10. Prefill Report</h3>\n<ul>\n<li><p>Prefill V1</p>\n</li>\n<li><p>Prefill V2</p>\n</li>\n</ul>\n<h3 id=\"11-credit-report\">11. Credit Report</h3>\n<h4 id=\"a-crif\">A. CRIF</h4>\n<ul>\n<li><p>CRIF</p>\n</li>\n<li><p>CRIF User Auth</p>\n</li>\n<li><p>CRIF V2</p>\n</li>\n</ul>\n<h4 id=\"b-experian\">B. Experian</h4>\n<ul>\n<li><p>Experian</p>\n</li>\n<li><p>Experian PDF</p>\n</li>\n</ul>\n<h4 id=\"c-equifax\">C. Equifax</h4>\n<h4 id=\"d-cibil\">D. CIBIL</h4>\n<h4 id=\"e-cibil-auth-flow\">E. CIBIL Auth Flow</h4>\n<h3 id=\"13-passport\">13. Passport</h3>\n<h3 id=\"14-crime-check\">14. Crime Check</h3>\n<ul>\n<li><p>CC-Initiate</p>\n</li>\n<li><p>CC-Get Details</p>\n</li>\n</ul>\n<h3 id=\"15-itr\">15. ITR</h3>\n<ul>\n<li><p>Create Client</p>\n</li>\n<li><p>Check Credentials</p>\n</li>\n<li><p>Download ITR</p>\n</li>\n<li><p>Reset Password</p>\n</li>\n<li><p>Submit OTP</p>\n</li>\n</ul>\n<hr>\n<h2 id=\"need-help\"><strong>Need Help?</strong></h2>\n<p>📩 <strong>Support Email</strong>: <a href=\"https://mailto:techsupport@finb.ai\">techsupport@finb.ai</a></p>\n<p>⚠️ <strong>All API requests require authentication</strong> using the following format:</p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">Authorization: Bearer YOUR_API_TOKEN\n\n</code></pre>\n<hr>\n<h1 id=\"registration-quickstart\"><strong>Registration Quickstart</strong></h1>\n<p>To get API access (staging &amp; production), contact <a href=\"https://mailto:techsupport@finb.ai\">techsupport@finb.ai</a></p>\n<h3 id=\"trial-usage\"><strong>Trial Usage</strong></h3>\n<ul>\n<li><p><strong>Trial Period</strong>: 3 days</p>\n</li>\n<li><p><strong>Limit</strong>: 50 API requests</p>\n</li>\n<li><p><strong>Request a trial</strong>: Contact <a href=\"https://mailto:techsupport@finb.ai\">techsupport@finb.ai</a></p>\n</li>\n</ul>\n<hr>\n<h1 id=\"endpoints\"><strong>Endpoints</strong></h1>\n<p>API requests are made via <strong>HTTPS</strong> using versioned URLs.</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Environment</th>\n<th>Endpoint</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Production</strong></td>\n<td><a href=\"https://live.totalekyc.com\">https://live.totalekyc.com</a></td>\n</tr>\n</tbody>\n</table>\n</div><hr>\n<h1 id=\"api-response-format\"><strong>API Response Format</strong></h1>\n<p>Each response is wrapped inside a <code>data</code> field and includes metadata fields like <code>timestamp</code>, <code>transaction_id</code>, and <code>status</code>.</p>\n<h3 id=\"example-response\"><strong>Example Response</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n \"timestamp\": \"2025-06-24T07:15:13.206Z\",\n  \"transaction_id\": \"a2f800a2-0cc1-49d0-b82a-37f9ebc808e1\",\n  \"status\": \"success\",\n  \"data\":{\n          }\n}\n\n</code></pre>\n<hr>\n<h1 id=\"authentication\"><strong>Authentication</strong></h1>\n<p>Finb API uses <strong>token-based authentication</strong>.</p>\n<ul>\n<li><p>Tokens are required for <strong>all requests</strong>.</p>\n</li>\n<li><p>Requests must be sent over <strong>HTTPS</strong>.</p>\n</li>\n<li><p>You will be provided with both <strong>live</strong> and <strong>sandbox</strong> tokens.</p>\n</li>\n<li><p>Sandbox mode allows <strong>testing</strong> before going live, with a request cap of <strong>50 trial credits</strong>.</p>\n</li>\n</ul>\n<h3 id=\"authorization-header\"><strong>Authorization Header</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-plaintext\">Authorization: Bearer YOUR_API_TOKEN\n\n</code></pre>\n<hr>\n<h1 id=\"errors-and-status-codes\"><strong>Errors and Status Codes</strong></h1>\n<h3 id=\"standard-http-status-codes\"><strong>Standard HTTP Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Name</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>OK</td>\n<td>Successful Request</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"error-codes\"><strong>Error Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Name</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>400</td>\n<td>Bad Request</td>\n<td>Malformed request</td>\n</tr>\n<tr>\n<td>401</td>\n<td>Unauthorized</td>\n<td>Invalid authentication token</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Unprocessable Entity</td>\n<td>Validation error</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>API-side error</td>\n</tr>\n</tbody>\n</table>\n</div><hr>\n<h3 id=\"tips-to-avoid-rate-limits\"><strong>Tips to Avoid Rate Limits</strong></h3>\n<p>✔️ Schedule <strong>batch API jobs</strong> outside peak hours.<br>✔️ <strong>Throttle</strong> batch jobs using delays.<br>✔️ Implement <strong>exponential backoff</strong> (start with <strong>30-second delay</strong>).<br>✔️ Prioritize <strong>essential API requests</strong> first.<br>✔️ Set up <strong>alerts</strong> to monitor <strong>error responses</strong>.</p>\n<hr>\n<h1 id=\"api-deprecation-policy\"><strong>API Deprecation Policy</strong></h1>\n<p>When an API version is <strong>deprecated</strong>, we will:</p>\n<ol>\n<li><p><strong>Mark the endpoint as deprecated</strong> in the documentation.</p>\n</li>\n<li><p><strong>Add a</strong> <strong><code>Sunset</code></strong> <strong>header</strong> to indicate the deprecation date.</p>\n</li>\n<li><p><strong>Notify developers via email</strong> before deprecation.</p>\n</li>\n<li><p><strong>Send follow-up emails</strong> after the deprecation date.</p>\n</li>\n</ol>\n<hr>\n<h2 id=\"backwards-compatibility\"><strong>Backwards Compatibility</strong></h2>\n<p>The following changes are <strong>backwards-compatible</strong>:<br>✔️ Adding <strong>new API endpoints</strong><br>✔️ Adding <strong>new response fields</strong><br>✔️ Adding <strong>optional request parameters</strong><br>✔️ Sending <strong>webhooks for new event types</strong><br>✔️ Reordering <strong>JSON properties</strong></p>\n<hr>\n<h2 id=\"additional-information\"><strong>Additional Information</strong></h2>\n<p>If you have any questions, contact our <strong>Support Team</strong> at <a href=\"https://mailto:techsupport@finb.io\"><b>techsupport@finb.ai</b></a></p>\n</body></html>","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[{"content":"Our Collection","slug":"our-collection"},{"content":"Registration Quickstart","slug":"registration-quickstart"},{"content":"Endpoints","slug":"endpoints"},{"content":"API Response Format","slug":"api-response-format"},{"content":"Authentication","slug":"authentication"},{"content":"Errors and Status Codes","slug":"errors-and-status-codes"},{"content":"API Deprecation Policy","slug":"api-deprecation-policy"}],"owner":"55578418","collectionId":"78df9752-7339-4f9f-b63f-c27f4a604f5a","publishedId":"2sBXwwnnUS","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"4B8DE6"},"publishDate":"2026-07-15T08:36:39.000Z"},"item":[{"name":"Credit Report","item":[{"name":"CRIF","item":[{"name":"CRIF  (JSON + PDF)","id":"431b0dd6-a7b6-4980-9964-955d94a702d0","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"\n{\n    \"dob\": \"20-07-2005\",\n    \"city\": \"Nilibangalore\",\n    \"email\": \"shaam.deva201@gmail.com\",\n    \"state\": \"Rajasthan\",\n    \"gender\": \"\",\n    \"address\": \"Ward No.12, Nilibangalore\",\n    \"pincode\": \"335082\",\n    \"village\": \"Nilibangalore\",\n    \"last_name\": \"Deva\",\n    \"first_name\": \"Shaam\",\n    \"pan_number\": \"HSEPD3275M\",\n    \"middle_name\": \"\",\n    \"mobile_number\": \"6378163461\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif/combined","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>CRIF Combined Credit Report API</strong> returns the <strong>complete bureau JSON report along with a downloadable PDF link</strong> for an individual.</p>\n<p>This API provides the most detailed output from CRIF High Mark, including:</p>\n<ul>\n<li><p>Parsed JSON of credit history</p>\n</li>\n<li><p>Loan accounts</p>\n</li>\n<li><p>Payment history</p>\n</li>\n<li><p>Score and score factors</p>\n</li>\n<li><p>Personal info variations</p>\n</li>\n<li><p>Address &amp; ID variations</p>\n</li>\n<li><p>Presigned PDF download link</p>\n</li>\n</ul>\n<p>It is ideal for underwriting systems requiring both <strong>machine-readable JSON</strong> and <strong>original bureau PDF</strong>.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<h3 id=\"✅-underwriting--credit-decisioning\">✅ <strong>Underwriting &amp; Credit Decisioning</strong></h3>\n<p>Get a machine-readable JSON structure to feed into scoring engines along with the original bureau PDF for documentation.</p>\n<h3 id=\"✅-kyc--credit-profiling\">✅ <strong>KYC + Credit Profiling</strong></h3>\n<p>Combine identity details with CRIF credit behaviour.</p>\n<h3 id=\"✅-lending-eligibility-checks\">✅ <strong>Lending Eligibility Checks</strong></h3>\n<p>Use detailed bureau data to assess risk, loan limit, and previous credit behaviour.</p>\n<h3 id=\"✅-fintech-user-dashboards\">✅ <strong>Fintech User Dashboards</strong></h3>\n<p>Provide combined JSON + PDF credit report to end-users in a seamless process.</p>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Production:</strong> <code>https://live.totalekyc.com/api/credit-report/individual/crif/combined</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td>Bearer</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td>application/json</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-parameters\"><strong>Request Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>first_name</strong></td>\n<td>String</td>\n<td>First name</td>\n</tr>\n<tr>\n<td><strong>middle_name</strong></td>\n<td>String</td>\n<td>Middle name (optional)</td>\n</tr>\n<tr>\n<td><strong>last_name</strong></td>\n<td>String</td>\n<td>Surname</td>\n</tr>\n<tr>\n<td><strong>dob</strong></td>\n<td>String</td>\n<td>Date of birth (DD-MM-YYYY)</td>\n</tr>\n<tr>\n<td><strong>gender</strong></td>\n<td>String</td>\n<td>Gender (optional)</td>\n</tr>\n<tr>\n<td><strong>mobile_number</strong></td>\n<td>String</td>\n<td>Registered mobile number</td>\n</tr>\n<tr>\n<td><strong>pan_number</strong></td>\n<td>String</td>\n<td>PAN number</td>\n</tr>\n<tr>\n<td><strong>email</strong></td>\n<td>String</td>\n<td>Email address</td>\n</tr>\n<tr>\n<td><strong>address</strong></td>\n<td>String</td>\n<td>Residential address</td>\n</tr>\n<tr>\n<td><strong>village</strong></td>\n<td>String</td>\n<td>Village/locality</td>\n</tr>\n<tr>\n<td><strong>city</strong></td>\n<td>String</td>\n<td>City</td>\n</tr>\n<tr>\n<td><strong>state</strong></td>\n<td>String</td>\n<td>State</td>\n</tr>\n<tr>\n<td><strong>pincode</strong></td>\n<td>String</td>\n<td>6-digit postal code</td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>(optional)</td>\n<td>Optional client reference/notes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<hr />\n<h2 id=\"notecredit_report_link-is-a-temporary-presigned-aws-s3-url-valid-for-a-limited-time-typically-1-hour\"><strong>Note:</strong><code>credit_report_link</code> is a <strong>temporary presigned AWS S3 URL</strong> valid for a limited time (typically 1 hour).</h2>\n<hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>200</code></td>\n<td>Success</td>\n<td>Report retrieved successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><code>200</code></td>\n<td>No Data Found</td>\n<td>No data found for given Inputs</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><code>400</code></td>\n<td>Invalid Request</td>\n<td>Incorrect or missing request parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><code>403</code></td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><code>422</code></td>\n<td>Invalid Details</td>\n<td>Invalid Input Details- &gt; Auth Flow will get triggered.</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><code>500</code></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue on the server</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>The Combined API provides <strong>both JSON + PDF</strong> in a single response.</p>\n</li>\n<li><p>PAN, mobile, name, and DOB should match underlying bureau data for maximum accuracy.</p>\n</li>\n<li><p>PDF link must be used before expiry.</p>\n</li>\n<li><p>JSON structure mirrors the raw CRIF bureau XML/JSON, ensuring underwriting fidelity.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","credit-report","individual","crif","combined"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"0d67bbf2-8b74-4ce5-862f-0e9ff9a9af0a","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"\n{\n    \"dob\": \"20-07-2005\",\n    \"city\": \"Nilibangalore\",\n    \"email\": \"shaam.deva201@gmail.com\",\n    \"state\": \"Rajasthan\",\n    \"gender\": \"\",\n    \"address\": \"Ward No.12, Nilibangalore\",\n    \"pincode\": \"335082\",\n    \"village\": \"Nilibangalore\",\n    \"last_name\": \"Deva\",\n    \"first_name\": \"Shaam\",\n    \"pan_number\": \"HSEPD3275M\",\n    \"middle_name\": \"\",\n    \"mobile_number\": \"6378163461\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif/combined"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Wed, 19 Nov 2025 08:23:18 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"8160"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"1fe0-RxWqiyst2/qRGZG+WcQnC4K5+c4\""}],"cookie":[],"responseTime":null,"body":"\n{\n  \"timestamp\": \"2026-05-11T09:48:33.400Z\",\n  \"transaction_id\": \"TXN-PROD-a1b2c3d4-e5f6-7890-abcd-1234567890ef\",\n  \"status\": \"success\",\n  \"data\": {\n    \"pan\": \"ABCDE1234F\",\n    \"name\": \"Rahul Sharma\",\n    \"mobile\": \"9876543210\",\n    \"credit_report\": {\n      \"HEADER\": {\n        \"DATE-OF-REQUEST\": \"11-05-2026\",\n        \"DATE-OF-ISSUE\": \"11-05-2026\",\n        \"REPORT-ID\": \"CCR260511CR123456789\",\n        \"BATCH-ID\": \"9876543210260511\",\n        \"inquiryId_\": \"\",\n        \"STATUS\": \"SUCCESS\"\n      },\n      \"REQUEST\": {\n        \"NAME\": \"Rahul Sharma\",\n        \"DOB\": \"15-08-1995\",\n        \"PAN\": \"ABCDE1234F\",\n        \"UID\": \"\",\n        \"EMAIL-1\": \"rahul.sharma@example.com\",\n        \"ADDRESS-1\": \"Flat No 302, Sector 45 Gurgaon Haryana 122003\",\n        \"ADDRESS-2\": \"\",\n        \"ADDRESS-3\": \"\",\n        \"PHONE-1\": \"9876543210\"\n      },\n      \"PERSONAL-INFO-VARIATION\": {\n        \"NAME-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"RAHUL SHARMA\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            },\n            {\n              \"VALUE\": \"RAHUL K SHARMA\",\n              \"REPORTED-DATE\": \"31-12-2025\"\n            }\n          ]\n        },\n        \"ADDRESS-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"SECTOR 45 GURGAON HARYANA 122003 HR\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            },\n            {\n              \"VALUE\": \"DLF PHASE 2 GURUGRAM HARYANA 122002 HR\",\n              \"REPORTED-DATE\": \"31-12-2025\"\n            }\n          ]\n        },\n        \"PAN-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"ABCDE1234F\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"UID-VARIATIONS\": \"\",\n        \"OTHER-ID-VARIATIONS\": \"\",\n        \"DRIVING-LICENSE-VARIATIONS\": \"\",\n        \"DATE-OF-BIRTH-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"15-08-1995\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"VOTER-ID-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"HR1234567890\",\n            \"REPORTED-DATE\": \"31-12-2025\"\n          }\n        },\n        \"PASSPORT-VARIATIONS\": \"\",\n        \"PHONE-NUMBER-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"919876543210\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            }\n          ]\n        },\n        \"RATION-CARD-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"HR/GGN/123456\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"EMAIL-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"RAHUL.SHARMA@EXAMPLE.COM\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        }\n      },\n      \"SECONDARY-MATCHES\": \"\",\n      \"ACCOUNTS-SUMMARY\": {\n        \"DERIVED-ATTRIBUTES\": {\n          \"INQURIES-IN-LAST-SIX-MONTHS\": \"2\",\n          \"LENGTH-OF-CREDIT-HISTORY-YEAR\": \"5\",\n          \"LENGTH-OF-CREDIT-HISTORY-MONTH\": \"3\",\n          \"AVERAGE-ACCOUNT-AGE-YEAR\": \"3\",\n          \"AVERAGE-ACCOUNT-AGE-MONTH\": \"6\",\n          \"NEW-ACCOUNTS-IN-LAST-SIX-MONTHS\": \"1\",\n          \"NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS\": \"0\"\n        },\n        \"PRIMARY-ACCOUNTS-SUMMARY\": {\n          \"PRIMARY-NUMBER-OF-ACCOUNTS\": \"4\",\n          \"PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS\": \"3\",\n          \"PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"PRIMARY-SECURED-NUMBER-OF-ACCOUNTS\": \"2\",\n          \"PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS\": \"2\",\n          \"PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"PRIMARY-CURRENT-BALANCE\": \"150000\",\n          \"PRIMARY-SANCTIONED-AMOUNT\": \"500000\",\n          \"PRIMARY-DISBURSED-AMOUNT\": \"480000\",\n          \"PRIMARY-OVERDUE-AMOUNT\": \"0\"\n        },\n        \"SECONDARY-ACCOUNTS-SUMMARY\": {\n          \"SECONDARY-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-SECURED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-CURRENT-BALANCE\": \"0\",\n          \"SECONDARY-SANCTIONED-AMOUNT\": \"0\",\n          \"SECONDARY-DISBURSED-AMOUNT\": \"0\",\n          \"SECONDARY-OVERDUE-AMOUNT\": \"\"\n        }\n      },\n      \"EMPLOYMENT-DETAILS\": {\n        \"EMPLOYMENT-DETAIL\": {\n          \"ACCT-TYPE\": \"Personal Loan\",\n          \"DATE-REPORTED\": \"30-04-2026\",\n          \"OCCUPATION\": \"SALARIED\"\n        }\n      },\n      \"RESPONSES\": {\n        \"RESPONSE\": [\n          {\n            \"LOAN-DETAILS\": {\n              \"ACCT-NUMBER\": \"PL123456789\",\n              \"CREDIT-GUARANTOR\": \"HDFC BANK\",\n              \"CREDIT-GRANTOR-GROUP\": null,\n              \"CREDIT-GRANTOR-TYPE\": null,\n              \"ACCT-TYPE\": \"Personal Loan\",\n              \"DATE-REPORTED\": \"30-04-2026\",\n              \"OWNERSHIP-IND\": \"Individual\",\n              \"ACCOUNT-STATUS\": \"Active\",\n              \"DISBURSED-AMT\": \"3,00,000\",\n              \"DISBURSED-DT\": \"15-01-2024\",\n              \"LAST-PAYMENT-DATE\": \"05-04-2026\",\n              \"CLOSED-DATE\": null,\n              \"INSTALLMENT-AMT\": \"8,500\",\n              \"OVERDUE-AMT\": \"0\",\n              \"WRITE-OFF-AMT\": \"0\",\n              \"PRINCIPAL-WRITE-OFF-AMT\": null,\n              \"SETTLEMENT-AMT\": null,\n              \"CURRENT-BAL\": \"1,45,000\",\n              \"COMBINED-PAYMENT-HISTORY\": \"Apr:2026,000/STD|Mar:2026,000/STD|Feb:2026,000/STD|Jan:2026,000/STD|\",\n              \"MATCHED-TYPE\": \"PRIMARY\",\n              \"LINKED-ACCOUNTS\": \"\",\n              \"SECURITY-DETAILS\": \"\",\n              \"SECURITY-STATUS\": \"Un-Secured\",\n              \"ACCOUNT-REMARKS\": null,\n              \"ACCT-IN-DISPUTE\": null,\n              \"SUIT-FILED-WILFUL-DEFAULT-STATUS\": null,\n              \"WRITTEN-OFF-SETTLED-STATUS\": null,\n              \"WRITE-OFF-DT\": null,\n              \"SUIT-FILED-DT\": null,\n              \"LAST-PAID-AMOUNT\": null,\n              \"OBLIGATION\": null,\n              \"ORIGINAL-TERM\": \"36\",\n              \"TERM-TO-MATURITY\": \"18\",\n              \"ACTUAL-PAYMENT\": \"\",\n              \"REPAYMENT-TENURE\": \"36\",\n              \"INTEREST-RATE\": \"14.5\",\n              \"CREDIT-LIMIT\": \"\",\n              \"CASH-LIMIT\": \"\",\n              \"OCCUPATION\": \"SALARIED\",\n              \"INCOME-FREQUENCY\": \"Monthly\",\n              \"INCOME-AMOUNT\": \"75000\"\n            }\n          }\n        ]\n      },\n      \"INQUIRY-HISTORY\": {\n        \"HISTORY\": [\n          {\n            \"MEMBER-NAME\": \"ICICI BANK\",\n            \"PURPOSE\": \"Personal Loan\",\n            \"AMOUNT\": \"500000\",\n            \"REMARK\": \"Approved\",\n            \"INQUIRY-DATE\": \"10-03-2026\"\n          }\n        ]\n      },\n      \"TRENDS\": {\n        \"NAME\": \"SCORE-HISTORY\",\n        \"DATES\": \"31-12-2025|30-09-2025|30-06-2025|31-03-2025\",\n        \"VALUES\": \"745|738|720|710\",\n        \"RESERVED1\": \"Perform Consumer v2\",\n        \"RESERVED2\": null,\n        \"RESERVED3\": null,\n        \"DESCRIPTION\": \"||||\"\n      },\n      \"SCORES\": {\n        \"SCORE\": {\n          \"SCORE-TYPE\": \"PERFORM CONSUMER 2.2\",\n          \"SCORE-VALUE\": \"745\",\n          \"SCORE-FACTORS\": \"SF01|SF03|SF08|\"\n        }\n      },\n      \"verificarionScoreList\": \"\",\n      \"PRINTABLE-REPORT\": {\n        \"TYPE\": \"pdf\",\n        \"FILE-NAME\": \"credit_report_sample.pdf\",\n        \"CONTENT\": \"base64encodedcontent\"\n      },\n      \"enhanceProCcirFlag\": \"false\",\n      \"ccirFlag\": \"false\"\n    },\n    \"credit_report_link\": \"https://example-bucket.s3.amazonaws.com/reports/sample_credit_report.pdf\"\n  }\n}\n\n"},{"id":"cb347093-0afc-439d-82d3-e8bd4f87f81b","name":"User Auth (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"\n{\n    \"dob\": \"20-07-2005\",\n    \"city\": \"Nilibangalore\",\n    \"email\": \"shaam.deva201@gmail.com\",\n    \"state\": \"Rajasthan\",\n    \"gender\": \"\",\n    \"address\": \"Ward No.12, Nilibangalore\",\n    \"pincode\": \"335082\",\n    \"village\": \"Nilibangalore\",\n    \"last_name\": \"Deva\",\n    \"first_name\": \"Shaam\",\n    \"pan_number\": \"HSEPD3275M\",\n    \"middle_name\": \"\",\n    \"mobile_number\": \"6378163461\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif/combined"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Mon, 11 May 2026 10:47:21 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"542"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"21e-H/tUGoHtaMg4PJ47Mb3vgGQf/R4\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-05-11T10:47:21.590Z\",\n    \"transaction_id\": \"TXN-PROD-71c31acd-b938-4466-88f1-3c09e3dc3e04\",\n    \"data\": {\n        \"options\": [\n            \"ABC BANK (INDIA) LIMITED \",\n            \" CREDIT LIYA FINANCIAL TECH \",\n            \" SURYODIN \",\n            \" UJJIVAN LARGE FINANCE BANK LTD\"\n        ],\n        \"order_id\": \"txn-prod-71c31acd-b938-4466-88f1-3c09e3dc3r24\",\n        \"question\": \"Please provide the name of the bank / FI from where you availed SECURED CREDIT CARD Loan in 2022\",\n        \"report_id\": \"CCR260511CR0696628755\",\n        \"answer_type\": \"R\"\n    },\n    \"error_message\": \"Unable to Authenticate, Please Solve the Auth Questions\"\n}"}],"_postman_id":"431b0dd6-a7b6-4980-9964-955d94a702d0"},{"name":"CRIF V2 (JSON + PDF)","id":"8e05de45-61eb-421b-920f-d0d5a04f42ad","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n  \"name\": \"Yogesh Kumar\",\n  \"mobile\": \"63783249XX\",\n  \"consent\": true\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif-pdf/v2","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>CRIF Credit Report V2</strong> enables retrieval of an individual’s <strong>detailed CRIF High Mark credit report in JSON along with a downloadable PDF link</strong>.</p>\n<p>The API validates the individual using basic KYC inputs and returns comprehensive credit insights including credit score, account history, repayment behaviour, and delinquency information.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ul>\n<li><p><strong>Lending Risk Assessment</strong></p>\n<p>  Assess borrower creditworthiness for personal loans, business loans, and credit cards.</p>\n</li>\n<li><p><strong>KYC &amp; Credit Eligibility Checks</strong></p>\n<p>  Combine with PAN/Mobile KYC to evaluate eligibility before loan sanction.</p>\n</li>\n<li><p><strong>Personal Finance Applications</strong></p>\n<p>  Allow end users to view and download their CRIF credit report PDF.</p>\n</li>\n<li><p><strong>Automated Underwriting</strong></p>\n<p>  Integrate into decision engines for real-time credit approval workflows.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (Production)</strong></td>\n<td><code>https://live.totalekyc.com/api/credit-report/individual/crif-pdf/v2</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-parameters\">Request Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>name</td>\n<td>String</td>\n<td>Full name of the individual</td>\n</tr>\n<tr>\n<td>mobile</td>\n<td>String</td>\n<td>Registered mobile number</td>\n</tr>\n<tr>\n<td>consent</td>\n<td>Boolean</td>\n<td>User consent (<code>true</code> / <code>false</code>)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"sample-request-curl\">Sample Request (cURL)</h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>curl --location 'https://live.totalekyc.com/api/credit-report/individual/crif-pdf/v2' \\\n--header 'Content-Type: application/json' \\\n--header &amp;#x27;Authorization: Bearer &lt;token&gt;&amp;#x27; \\\n--data '{\n  \"name\": \"Yogesh Kumar\",\n  \"mobile\": \"63783249XX\",\n  \"consent\": true\n}'\n\n</code></pre><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<h3 id=\"report-metadata\">Report Metadata</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>timestamp</td>\n<td>String</td>\n<td>API response timestamp</td>\n</tr>\n<tr>\n<td>transaction_id</td>\n<td>String</td>\n<td>Unique transaction ID</td>\n</tr>\n<tr>\n<td>status</td>\n<td>String</td>\n<td>API execution status</td>\n</tr>\n<tr>\n<td>data</td>\n<td>Object</td>\n<td>Response payload</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"credit-report--header\">Credit Report – Header</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.HEADER</td>\n<td>Object</td>\n<td>Report header details</td>\n</tr>\n<tr>\n<td>data.HEADER.DATE-OF-REQUEST</td>\n<td>String</td>\n<td>Date when request was made</td>\n</tr>\n<tr>\n<td>data.HEADER.DATE-OF-ISSUE</td>\n<td>String</td>\n<td>Date when report was generated</td>\n</tr>\n<tr>\n<td>data.HEADER.REPORT-ID</td>\n<td>String</td>\n<td>Unique CRIF report ID</td>\n</tr>\n<tr>\n<td>data.HEADER.BATCH-ID</td>\n<td>String</td>\n<td>Batch identifier</td>\n</tr>\n<tr>\n<td>data.HEADER.inquiryId_</td>\n<td>String</td>\n<td>Inquiry reference ID</td>\n</tr>\n<tr>\n<td>data.HEADER.STATUS</td>\n<td>String</td>\n<td>Report status (SUCCESS / FAILURE)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-details\">Request Details</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.REQUEST</td>\n<td>Object</td>\n<td>Original request details</td>\n</tr>\n<tr>\n<td>data.REQUEST.NAME</td>\n<td>String</td>\n<td>Applicant name</td>\n</tr>\n<tr>\n<td>data.REQUEST.DOB</td>\n<td>String</td>\n<td>Date of birth</td>\n</tr>\n<tr>\n<td>data.REQUEST.PAN</td>\n<td>String</td>\n<td>PAN number</td>\n</tr>\n<tr>\n<td>data.REQUEST.EMAIL-1</td>\n<td>String</td>\n<td>Email ID</td>\n</tr>\n<tr>\n<td>data.REQUEST.ADDRESS-1</td>\n<td>String</td>\n<td>Address line 1</td>\n</tr>\n<tr>\n<td>data.REQUEST.ADDRESS-2</td>\n<td>String</td>\n<td>Address line 2</td>\n</tr>\n<tr>\n<td>data.REQUEST.ADDRESS-3</td>\n<td>String</td>\n<td>Address line 3</td>\n</tr>\n<tr>\n<td>data.REQUEST.PHONE-1</td>\n<td>String</td>\n<td>Primary mobile number</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"personal-information-variations\">Personal Information Variations</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.PERSONAL-INFO-VARIATION</td>\n<td>Object</td>\n<td>Variations reported by CRIF</td>\n</tr>\n<tr>\n<td>NAME-VARIATIONS.VARIATION[]</td>\n<td>Array</td>\n<td>Name variations with dates</td>\n</tr>\n<tr>\n<td>ADDRESS-VARIATIONS.VARIATION[]</td>\n<td>Array</td>\n<td>Address variations</td>\n</tr>\n<tr>\n<td>PAN-VARIATIONS.VARIATION</td>\n<td>Object</td>\n<td>PAN variation</td>\n</tr>\n<tr>\n<td>UID-VARIATIONS</td>\n<td>String/Object</td>\n<td>Aadhaar variations</td>\n</tr>\n<tr>\n<td>DATE-OF-BIRTH-VARIATIONS.VARIATION[]</td>\n<td>Array</td>\n<td>DOB variations</td>\n</tr>\n<tr>\n<td>VOTER-ID-VARIATIONS.VARIATION</td>\n<td>Object</td>\n<td>Voter ID details</td>\n</tr>\n<tr>\n<td>PHONE-NUMBER-VARIATIONS.VARIATION[]</td>\n<td>Array</td>\n<td>Phone variations</td>\n</tr>\n<tr>\n<td>RATION-CARD-VARIATIONS.VARIATION</td>\n<td>Object</td>\n<td>Ration card details</td>\n</tr>\n<tr>\n<td>EMAIL-VARIATIONS.VARIATION</td>\n<td>Object</td>\n<td>Email variations</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"accounts-summary\">Accounts Summary</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.ACCOUNTS-SUMMARY</td>\n<td>Object</td>\n<td>Credit summary</td>\n</tr>\n<tr>\n<td>DERIVED-ATTRIBUTES</td>\n<td>Object</td>\n<td>Credit history &amp; inquiry metrics</td>\n</tr>\n<tr>\n<td>PRIMARY-ACCOUNTS-SUMMARY</td>\n<td>Object</td>\n<td>Primary account stats</td>\n</tr>\n<tr>\n<td>SECONDARY-ACCOUNTS-SUMMARY</td>\n<td>Object</td>\n<td>Secondary account stats</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"loan--credit-accounts\">Loan &amp; Credit Accounts</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.RESPONSES.RESPONSE[]</td>\n<td>Array</td>\n<td>List of credit accounts</td>\n</tr>\n<tr>\n<td>LOAN-DETAILS.ACCT-NUMBER</td>\n<td>String</td>\n<td>Loan account number</td>\n</tr>\n<tr>\n<td>CREDIT-GUARANTOR</td>\n<td>String</td>\n<td>Lending institution</td>\n</tr>\n<tr>\n<td>ACCT-TYPE</td>\n<td>String</td>\n<td>Loan / Credit type</td>\n</tr>\n<tr>\n<td>ACCOUNT-STATUS</td>\n<td>String</td>\n<td>Active / Closed</td>\n</tr>\n<tr>\n<td>DISBURSED-AMT</td>\n<td>String</td>\n<td>Disbursed amount</td>\n</tr>\n<tr>\n<td>CURRENT-BAL</td>\n<td>String</td>\n<td>Outstanding balance</td>\n</tr>\n<tr>\n<td>OVERDUE-AMT</td>\n<td>String</td>\n<td>Overdue amount</td>\n</tr>\n<tr>\n<td>CREDIT-LIMIT</td>\n<td>String</td>\n<td>Credit limit (if applicable)</td>\n</tr>\n<tr>\n<td>SECURITY-DETAILS</td>\n<td>Object</td>\n<td>Secured asset details</td>\n</tr>\n<tr>\n<td>REPAYMENT-TENURE</td>\n<td>String</td>\n<td>Tenure in months</td>\n</tr>\n<tr>\n<td>INTEREST-RATE</td>\n<td>String</td>\n<td>Interest rate</td>\n</tr>\n<tr>\n<td>COMBINED-PAYMENT-HISTORY</td>\n<td>String</td>\n<td>Monthly repayment history</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"credit-score\">Credit Score</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.SCORES.SCORE</td>\n<td>Object</td>\n<td>Credit score details</td>\n</tr>\n<tr>\n<td>SCORE-TYPE</td>\n<td>String</td>\n<td>Score model used</td>\n</tr>\n<tr>\n<td>SCORE-VALUE</td>\n<td>String</td>\n<td>Credit score</td>\n</tr>\n<tr>\n<td>SCORE-FACTORS</td>\n<td>String</td>\n<td>Factors impacting score</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"report-pdf\">Report PDF</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>credit_report_link</td>\n<td>String</td>\n<td>Pre-signed URL to download CRIF PDF</td>\n</tr>\n<tr>\n<td>data.PRINTABLE-REPORT</td>\n<td>Object</td>\n<td>Printable report metadata</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\">Latency Metrics</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>CRIF Credit Report PDF V2</td>\n<td>300 – 800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Report retrieved successfully</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Data Found</td>\n<td>No report found for given inputs</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid Request</td>\n<td>Missing or invalid parameters</td>\n<td>❌ No</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid / expired token</td>\n<td>❌ No</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid Details</td>\n<td>Input mismatch, auth flow triggered</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue</td>\n<td>❌ No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Valid <strong>user consent is mandatory</strong> to fetch the credit report.</p>\n</li>\n<li><p>Name and mobile number must match CRIF records.</p>\n</li>\n<li><p>Credit report PDF link is <strong>time-bound</strong> and expires automatically.</p>\n</li>\n<li><p>The response includes both <strong>JSON credit data</strong> and a <strong>downloadable PDF</strong>.</p>\n</li>\n<li><p>Suitable for <strong>lending, underwriting, and compliance</strong> workflows.</p>\n</li>\n</ul>\n<hr />\n","urlObject":{"path":["api","credit-report","individual","crif-pdf","v2"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"3e177039-360c-4b2c-8580-1475f7f98587","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"\n{\n  \"name\": \"Yogesh Kumar\",\n  \"mobile\": \"63783249XX\",\n  \"consent\": true\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif-pdf/v2"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Thu, 29 Jan 2026 10:29:36 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"10801"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"2a31-mBjOJHdhtZDaEFGSjlNYnhzbevQ\""}],"cookie":[],"responseTime":null,"body":"\n{\n  \"timestamp\": \"2026-05-11T09:48:33.400Z\",\n  \"transaction_id\": \"TXN-PROD-a1b2c3d4-e5f6-7890-abcd-1234567890ef\",\n  \"status\": \"success\",\n  \"data\": {\n    \"pan\": \"ABCDE1234F\",\n    \"name\": \"Rahul Sharma\",\n    \"mobile\": \"9876543210\",\n    \"credit_report\": {\n      \"HEADER\": {\n        \"DATE-OF-REQUEST\": \"11-05-2026\",\n        \"DATE-OF-ISSUE\": \"11-05-2026\",\n        \"REPORT-ID\": \"CCR260511CR123456789\",\n        \"BATCH-ID\": \"9876543210260511\",\n        \"inquiryId_\": \"\",\n        \"STATUS\": \"SUCCESS\"\n      },\n      \"REQUEST\": {\n        \"NAME\": \"Rahul Sharma\",\n        \"DOB\": \"15-08-1995\",\n        \"PAN\": \"ABCDE1234F\",\n        \"UID\": \"\",\n        \"EMAIL-1\": \"rahul.sharma@example.com\",\n        \"ADDRESS-1\": \"Flat No 302, Sector 45 Gurgaon Haryana 122003\",\n        \"ADDRESS-2\": \"\",\n        \"ADDRESS-3\": \"\",\n        \"PHONE-1\": \"9876543210\"\n      },\n      \"PERSONAL-INFO-VARIATION\": {\n        \"NAME-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"RAHUL SHARMA\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            },\n            {\n              \"VALUE\": \"RAHUL K SHARMA\",\n              \"REPORTED-DATE\": \"31-12-2025\"\n            }\n          ]\n        },\n        \"ADDRESS-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"SECTOR 45 GURGAON HARYANA 122003 HR\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            },\n            {\n              \"VALUE\": \"DLF PHASE 2 GURUGRAM HARYANA 122002 HR\",\n              \"REPORTED-DATE\": \"31-12-2025\"\n            }\n          ]\n        },\n        \"PAN-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"ABCDE1234F\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"UID-VARIATIONS\": \"\",\n        \"OTHER-ID-VARIATIONS\": \"\",\n        \"DRIVING-LICENSE-VARIATIONS\": \"\",\n        \"DATE-OF-BIRTH-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"15-08-1995\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"VOTER-ID-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"HR1234567890\",\n            \"REPORTED-DATE\": \"31-12-2025\"\n          }\n        },\n        \"PASSPORT-VARIATIONS\": \"\",\n        \"PHONE-NUMBER-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"919876543210\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            }\n          ]\n        },\n        \"RATION-CARD-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"HR/GGN/123456\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"EMAIL-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"RAHUL.SHARMA@EXAMPLE.COM\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        }\n      },\n      \"SECONDARY-MATCHES\": \"\",\n      \"ACCOUNTS-SUMMARY\": {\n        \"DERIVED-ATTRIBUTES\": {\n          \"INQURIES-IN-LAST-SIX-MONTHS\": \"2\",\n          \"LENGTH-OF-CREDIT-HISTORY-YEAR\": \"5\",\n          \"LENGTH-OF-CREDIT-HISTORY-MONTH\": \"3\",\n          \"AVERAGE-ACCOUNT-AGE-YEAR\": \"3\",\n          \"AVERAGE-ACCOUNT-AGE-MONTH\": \"6\",\n          \"NEW-ACCOUNTS-IN-LAST-SIX-MONTHS\": \"1\",\n          \"NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS\": \"0\"\n        },\n        \"PRIMARY-ACCOUNTS-SUMMARY\": {\n          \"PRIMARY-NUMBER-OF-ACCOUNTS\": \"4\",\n          \"PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS\": \"3\",\n          \"PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"PRIMARY-SECURED-NUMBER-OF-ACCOUNTS\": \"2\",\n          \"PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS\": \"2\",\n          \"PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"PRIMARY-CURRENT-BALANCE\": \"150000\",\n          \"PRIMARY-SANCTIONED-AMOUNT\": \"500000\",\n          \"PRIMARY-DISBURSED-AMOUNT\": \"480000\",\n          \"PRIMARY-OVERDUE-AMOUNT\": \"0\"\n        },\n        \"SECONDARY-ACCOUNTS-SUMMARY\": {\n          \"SECONDARY-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-SECURED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-CURRENT-BALANCE\": \"0\",\n          \"SECONDARY-SANCTIONED-AMOUNT\": \"0\",\n          \"SECONDARY-DISBURSED-AMOUNT\": \"0\",\n          \"SECONDARY-OVERDUE-AMOUNT\": \"\"\n        }\n      },\n      \"EMPLOYMENT-DETAILS\": {\n        \"EMPLOYMENT-DETAIL\": {\n          \"ACCT-TYPE\": \"Personal Loan\",\n          \"DATE-REPORTED\": \"30-04-2026\",\n          \"OCCUPATION\": \"SALARIED\"\n        }\n      },\n      \"RESPONSES\": {\n        \"RESPONSE\": [\n          {\n            \"LOAN-DETAILS\": {\n              \"ACCT-NUMBER\": \"PL123456789\",\n              \"CREDIT-GUARANTOR\": \"HDFC BANK\",\n              \"CREDIT-GRANTOR-GROUP\": null,\n              \"CREDIT-GRANTOR-TYPE\": null,\n              \"ACCT-TYPE\": \"Personal Loan\",\n              \"DATE-REPORTED\": \"30-04-2026\",\n              \"OWNERSHIP-IND\": \"Individual\",\n              \"ACCOUNT-STATUS\": \"Active\",\n              \"DISBURSED-AMT\": \"3,00,000\",\n              \"DISBURSED-DT\": \"15-01-2024\",\n              \"LAST-PAYMENT-DATE\": \"05-04-2026\",\n              \"CLOSED-DATE\": null,\n              \"INSTALLMENT-AMT\": \"8,500\",\n              \"OVERDUE-AMT\": \"0\",\n              \"WRITE-OFF-AMT\": \"0\",\n              \"PRINCIPAL-WRITE-OFF-AMT\": null,\n              \"SETTLEMENT-AMT\": null,\n              \"CURRENT-BAL\": \"1,45,000\",\n              \"COMBINED-PAYMENT-HISTORY\": \"Apr:2026,000/STD|Mar:2026,000/STD|Feb:2026,000/STD|Jan:2026,000/STD|\",\n              \"MATCHED-TYPE\": \"PRIMARY\",\n              \"LINKED-ACCOUNTS\": \"\",\n              \"SECURITY-DETAILS\": \"\",\n              \"SECURITY-STATUS\": \"Un-Secured\",\n              \"ACCOUNT-REMARKS\": null,\n              \"ACCT-IN-DISPUTE\": null,\n              \"SUIT-FILED-WILFUL-DEFAULT-STATUS\": null,\n              \"WRITTEN-OFF-SETTLED-STATUS\": null,\n              \"WRITE-OFF-DT\": null,\n              \"SUIT-FILED-DT\": null,\n              \"LAST-PAID-AMOUNT\": null,\n              \"OBLIGATION\": null,\n              \"ORIGINAL-TERM\": \"36\",\n              \"TERM-TO-MATURITY\": \"18\",\n              \"ACTUAL-PAYMENT\": \"\",\n              \"REPAYMENT-TENURE\": \"36\",\n              \"INTEREST-RATE\": \"14.5\",\n              \"CREDIT-LIMIT\": \"\",\n              \"CASH-LIMIT\": \"\",\n              \"OCCUPATION\": \"SALARIED\",\n              \"INCOME-FREQUENCY\": \"Monthly\",\n              \"INCOME-AMOUNT\": \"75000\"\n            }\n          }\n        ]\n      },\n      \"INQUIRY-HISTORY\": {\n        \"HISTORY\": [\n          {\n            \"MEMBER-NAME\": \"ICICI BANK\",\n            \"PURPOSE\": \"Personal Loan\",\n            \"AMOUNT\": \"500000\",\n            \"REMARK\": \"Approved\",\n            \"INQUIRY-DATE\": \"10-03-2026\"\n          }\n        ]\n      },\n      \"TRENDS\": {\n        \"NAME\": \"SCORE-HISTORY\",\n        \"DATES\": \"31-12-2025|30-09-2025|30-06-2025|31-03-2025\",\n        \"VALUES\": \"745|738|720|710\",\n        \"RESERVED1\": \"Perform Consumer v2\",\n        \"RESERVED2\": null,\n        \"RESERVED3\": null,\n        \"DESCRIPTION\": \"||||\"\n      },\n      \"SCORES\": {\n        \"SCORE\": {\n          \"SCORE-TYPE\": \"PERFORM CONSUMER 2.2\",\n          \"SCORE-VALUE\": \"745\",\n          \"SCORE-FACTORS\": \"SF01|SF03|SF08|\"\n        }\n      },\n      \"verificarionScoreList\": \"\",\n      \"PRINTABLE-REPORT\": {\n        \"TYPE\": \"pdf\",\n        \"FILE-NAME\": \"credit_report_sample.pdf\",\n        \"CONTENT\": \"base64encodedcontent\"\n      },\n      \"enhanceProCcirFlag\": \"false\",\n      \"ccirFlag\": \"false\"\n    },\n    \"credit_report_link\": \"https://example-bucket.s3.amazonaws.com/reports/sample_credit_report.pdf\"\n  }\n}\n"}],"_postman_id":"8e05de45-61eb-421b-920f-d0d5a04f42ad"},{"name":"CRIF User Auth","id":"d91745e0-b0a1-4fde-a4d3-b40bd16a2434","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"report_id\":\"CCR250721CR261122308\",\n    \"order_id\":\"txn-ec5e34dc-3d14-4811-a018-7931081a2b47\",\n    \"auth_answers\":\"SBM BANK (INDIA) LIMITED \",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif-user-auth/combine","urlObject":{"path":["api","credit-report","individual","crif-user-auth","combine"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"0efe05ab-23ec-4646-907f-d7e66cabfafa","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"report_id\":\"CCR250721CR261122398\",\n    \"order_id\":\"txn-ec5e34dc-3d14-4811-a018-7931002e3n57\",\n    \"auth_answers\":\"ABC BANK (INDIA) LIMITED \",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif-user-auth/combine"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 21 Jul 2025 09:22:40 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"7634"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"1dd2-RoBcdrqaPQt9nEB20vGLqFUVXgM\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2026-05-11T09:48:33.400Z\",\n  \"transaction_id\": \"TXN-PROD-a1b2c3d4-e5f6-7890-abcd-1234567890ef\",\n  \"status\": \"success\",\n  \"data\": {\n    \"pan\": \"ABCDE1234F\",\n    \"name\": \"Rahul Sharma\",\n    \"mobile\": \"9876543210\",\n    \"credit_report\": {\n      \"HEADER\": {\n        \"DATE-OF-REQUEST\": \"11-05-2026\",\n        \"DATE-OF-ISSUE\": \"11-05-2026\",\n        \"REPORT-ID\": \"CCR260511CR123456789\",\n        \"BATCH-ID\": \"9876543210260511\",\n        \"inquiryId_\": \"\",\n        \"STATUS\": \"SUCCESS\"\n      },\n      \"REQUEST\": {\n        \"NAME\": \"Rahul Sharma\",\n        \"DOB\": \"15-08-1995\",\n        \"PAN\": \"ABCDE1234F\",\n        \"UID\": \"\",\n        \"EMAIL-1\": \"rahul.sharma@example.com\",\n        \"ADDRESS-1\": \"Flat No 302, Sector 45 Gurgaon Haryana 122003\",\n        \"ADDRESS-2\": \"\",\n        \"ADDRESS-3\": \"\",\n        \"PHONE-1\": \"9876543210\"\n      },\n      \"PERSONAL-INFO-VARIATION\": {\n        \"NAME-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"RAHUL SHARMA\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            },\n            {\n              \"VALUE\": \"RAHUL K SHARMA\",\n              \"REPORTED-DATE\": \"31-12-2025\"\n            }\n          ]\n        },\n        \"ADDRESS-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"SECTOR 45 GURGAON HARYANA 122003 HR\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            },\n            {\n              \"VALUE\": \"DLF PHASE 2 GURUGRAM HARYANA 122002 HR\",\n              \"REPORTED-DATE\": \"31-12-2025\"\n            }\n          ]\n        },\n        \"PAN-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"ABCDE1234F\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"UID-VARIATIONS\": \"\",\n        \"OTHER-ID-VARIATIONS\": \"\",\n        \"DRIVING-LICENSE-VARIATIONS\": \"\",\n        \"DATE-OF-BIRTH-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"15-08-1995\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"VOTER-ID-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"HR1234567890\",\n            \"REPORTED-DATE\": \"31-12-2025\"\n          }\n        },\n        \"PASSPORT-VARIATIONS\": \"\",\n        \"PHONE-NUMBER-VARIATIONS\": {\n          \"VARIATION\": [\n            {\n              \"VALUE\": \"919876543210\",\n              \"REPORTED-DATE\": \"30-04-2026\"\n            }\n          ]\n        },\n        \"RATION-CARD-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"HR/GGN/123456\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        },\n        \"EMAIL-VARIATIONS\": {\n          \"VARIATION\": {\n            \"VALUE\": \"RAHUL.SHARMA@EXAMPLE.COM\",\n            \"REPORTED-DATE\": \"30-04-2026\"\n          }\n        }\n      },\n      \"SECONDARY-MATCHES\": \"\",\n      \"ACCOUNTS-SUMMARY\": {\n        \"DERIVED-ATTRIBUTES\": {\n          \"INQURIES-IN-LAST-SIX-MONTHS\": \"2\",\n          \"LENGTH-OF-CREDIT-HISTORY-YEAR\": \"5\",\n          \"LENGTH-OF-CREDIT-HISTORY-MONTH\": \"3\",\n          \"AVERAGE-ACCOUNT-AGE-YEAR\": \"3\",\n          \"AVERAGE-ACCOUNT-AGE-MONTH\": \"6\",\n          \"NEW-ACCOUNTS-IN-LAST-SIX-MONTHS\": \"1\",\n          \"NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS\": \"0\"\n        },\n        \"PRIMARY-ACCOUNTS-SUMMARY\": {\n          \"PRIMARY-NUMBER-OF-ACCOUNTS\": \"4\",\n          \"PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS\": \"3\",\n          \"PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"PRIMARY-SECURED-NUMBER-OF-ACCOUNTS\": \"2\",\n          \"PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS\": \"2\",\n          \"PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"PRIMARY-CURRENT-BALANCE\": \"150000\",\n          \"PRIMARY-SANCTIONED-AMOUNT\": \"500000\",\n          \"PRIMARY-DISBURSED-AMOUNT\": \"480000\",\n          \"PRIMARY-OVERDUE-AMOUNT\": \"0\"\n        },\n        \"SECONDARY-ACCOUNTS-SUMMARY\": {\n          \"SECONDARY-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-SECURED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS\": \"0\",\n          \"SECONDARY-CURRENT-BALANCE\": \"0\",\n          \"SECONDARY-SANCTIONED-AMOUNT\": \"0\",\n          \"SECONDARY-DISBURSED-AMOUNT\": \"0\",\n          \"SECONDARY-OVERDUE-AMOUNT\": \"\"\n        }\n      },\n      \"EMPLOYMENT-DETAILS\": {\n        \"EMPLOYMENT-DETAIL\": {\n          \"ACCT-TYPE\": \"Personal Loan\",\n          \"DATE-REPORTED\": \"30-04-2026\",\n          \"OCCUPATION\": \"SALARIED\"\n        }\n      },\n      \"RESPONSES\": {\n        \"RESPONSE\": [\n          {\n            \"LOAN-DETAILS\": {\n              \"ACCT-NUMBER\": \"PL123456789\",\n              \"CREDIT-GUARANTOR\": \"HDFC BANK\",\n              \"CREDIT-GRANTOR-GROUP\": null,\n              \"CREDIT-GRANTOR-TYPE\": null,\n              \"ACCT-TYPE\": \"Personal Loan\",\n              \"DATE-REPORTED\": \"30-04-2026\",\n              \"OWNERSHIP-IND\": \"Individual\",\n              \"ACCOUNT-STATUS\": \"Active\",\n              \"DISBURSED-AMT\": \"3,00,000\",\n              \"DISBURSED-DT\": \"15-01-2024\",\n              \"LAST-PAYMENT-DATE\": \"05-04-2026\",\n              \"CLOSED-DATE\": null,\n              \"INSTALLMENT-AMT\": \"8,500\",\n              \"OVERDUE-AMT\": \"0\",\n              \"WRITE-OFF-AMT\": \"0\",\n              \"PRINCIPAL-WRITE-OFF-AMT\": null,\n              \"SETTLEMENT-AMT\": null,\n              \"CURRENT-BAL\": \"1,45,000\",\n              \"COMBINED-PAYMENT-HISTORY\": \"Apr:2026,000/STD|Mar:2026,000/STD|Feb:2026,000/STD|Jan:2026,000/STD|\",\n              \"MATCHED-TYPE\": \"PRIMARY\",\n              \"LINKED-ACCOUNTS\": \"\",\n              \"SECURITY-DETAILS\": \"\",\n              \"SECURITY-STATUS\": \"Un-Secured\",\n              \"ACCOUNT-REMARKS\": null,\n              \"ACCT-IN-DISPUTE\": null,\n              \"SUIT-FILED-WILFUL-DEFAULT-STATUS\": null,\n              \"WRITTEN-OFF-SETTLED-STATUS\": null,\n              \"WRITE-OFF-DT\": null,\n              \"SUIT-FILED-DT\": null,\n              \"LAST-PAID-AMOUNT\": null,\n              \"OBLIGATION\": null,\n              \"ORIGINAL-TERM\": \"36\",\n              \"TERM-TO-MATURITY\": \"18\",\n              \"ACTUAL-PAYMENT\": \"\",\n              \"REPAYMENT-TENURE\": \"36\",\n              \"INTEREST-RATE\": \"14.5\",\n              \"CREDIT-LIMIT\": \"\",\n              \"CASH-LIMIT\": \"\",\n              \"OCCUPATION\": \"SALARIED\",\n              \"INCOME-FREQUENCY\": \"Monthly\",\n              \"INCOME-AMOUNT\": \"75000\"\n            }\n          }\n        ]\n      },\n      \"INQUIRY-HISTORY\": {\n        \"HISTORY\": [\n          {\n            \"MEMBER-NAME\": \"ICICI BANK\",\n            \"PURPOSE\": \"Personal Loan\",\n            \"AMOUNT\": \"500000\",\n            \"REMARK\": \"Approved\",\n            \"INQUIRY-DATE\": \"10-03-2026\"\n          }\n        ]\n      },\n      \"TRENDS\": {\n        \"NAME\": \"SCORE-HISTORY\",\n        \"DATES\": \"31-12-2025|30-09-2025|30-06-2025|31-03-2025\",\n        \"VALUES\": \"745|738|720|710\",\n        \"RESERVED1\": \"Perform Consumer v2\",\n        \"RESERVED2\": null,\n        \"RESERVED3\": null,\n        \"DESCRIPTION\": \"||||\"\n      },\n      \"SCORES\": {\n        \"SCORE\": {\n          \"SCORE-TYPE\": \"PERFORM CONSUMER 2.2\",\n          \"SCORE-VALUE\": \"745\",\n          \"SCORE-FACTORS\": \"SF01|SF03|SF08|\"\n        }\n      },\n      \"verificarionScoreList\": \"\",\n      \"PRINTABLE-REPORT\": {\n        \"TYPE\": \"pdf\",\n        \"FILE-NAME\": \"credit_report_sample.pdf\",\n        \"CONTENT\": \"base64encodedcontent\"\n      },\n      \"enhanceProCcirFlag\": \"false\",\n      \"ccirFlag\": \"false\"\n    },\n    \"credit_report_link\": \"https://example-bucket.s3.amazonaws.com/reports/sample_credit_report.pdf\"\n  }\n}\n"},{"id":"e718376b-6de6-46fa-acde-09b462daf896","name":"Wrong Answer (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"report_id\":\"CCR260511CR069665253\",\n    \"order_id\":\"txn-prod-f09f100b-dfad-4d22-9330-224f6dc409gg\",\n    \"auth_answers\":\" UJJIVAN LARGE FINANCE BANK LTD\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/crif-user-auth/combine"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Mon, 11 May 2026 10:50:59 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"408"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"198-QtWC3k33MSPFzi7GBZ3M7WX8FU4\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-05-11T10:50:59.613Z\",\n    \"transaction_id\": \"TXN-PROD-45c39dc1-7d1f-45f2-898f-c0dc02982612\",\n    \"error_message\": {\n        \"buttonbehaviour\": \"R\",\n        \"reportId\": \"CCR260511CR069665248\",\n        \"question\": \"Please choose Disbursed Amount range for the latest Loan taken\",\n        \"orderId\": \"txn-prod-f09f100b-dfad-4d22-9330-224f6dc409dd\",\n        \"optionsList\": [\n            \"5lac-10lac \",\n            \" 0-5k \",\n            \" 1lac-5lac \",\n            \" 5k-20k\"\n        ],\n        \"status\": \"S11\"\n    }\n}"}],"_postman_id":"d91745e0-b0a1-4fde-a4d3-b40bd16a2434"}],"id":"7e7352cd-766d-468e-95af-f32ab1a061d1","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"97119c3b-f39e-4a9d-b7c2-5bc01f00b6ea","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"b152fbd0-c22b-4f18-856e-29d09fd4a751","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"7e7352cd-766d-468e-95af-f32ab1a061d1","description":""},{"name":"Experian","item":[{"name":"Experian","id":"edd3df92-be90-4142-84c7-91813f53c2da","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"name\": \"ASHAAN VERMA\",\n  \"consent\": \"Y\",\n  \"mobile\": \"95878798479\",\n  \"pan\": \"HVIPQQ557E\",\n  \"remark\": \"Optional field for Client Note\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/experian","description":"<h3 id=\"introduction\">Introduction</h3>\n<p>The <strong>Experian Credit Report API</strong> enables retrieval of an individual's credit report and credit score based on their PAN, mobile number, and consent. It is commonly used for evaluating creditworthiness, processing loans, and conducting financial risk assessments.</p>\n<hr />\n<h3 id=\"use-cases\">Use Cases</h3>\n<ol>\n<li><p><strong>Loan Application Screening</strong> : Assess applicant's creditworthiness during personal, home, or business loan applications.</p>\n</li>\n<li><p><strong>Credit Card Eligibility Checks</strong> : Used by banks and NBFCs to determine user risk before issuing credit cards.</p>\n</li>\n<li><p><strong>Pre-approved Offer Generation</strong> : Identify candidates eligible for pre-approved credit products based on Experian score.</p>\n</li>\n<li><p><strong>User Risk Segmentation</strong> : Helps fintech platforms segment users based on credit behavior and score.</p>\n</li>\n<li><p><strong>Personal Finance Apps</strong> : Empower users with their credit score to improve financial awareness and behavior.</p>\n</li>\n</ol>\n<hr />\n<h3 id=\"api-details\">API Details</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (Production)</strong></td>\n<td><code>https://live.totalekyc.com/api/credit-report/individual/experian</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"authentication-header\">Authentication Header</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td><code>Bearer</code></td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body-json\">Request Body (JSON)</h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"name\": \"ASIF KHAN\",\n  \"consent\": \"Y\",\n  \"mobile\": \"9588078479\",\n  \"pan\": \"HVIPK1757E\"\n}\n\n</code></pre>\n<hr />\n<h3 id=\"request-parameters\">Request Parameters</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>name</code></td>\n<td>String</td>\n<td>Full name of the user</td>\n</tr>\n<tr>\n<td><code>consent</code></td>\n<td>String</td>\n<td>User consent (<code>Y</code> for Yes, <code>N</code> for No)</td>\n</tr>\n<tr>\n<td><code>mobile</code></td>\n<td>String</td>\n<td>User’s registered mobile number</td>\n</tr>\n<tr>\n<td><code>pan</code></td>\n<td>String</td>\n<td>User’s PAN card number</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-fields\">Response Fields</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>client_id</code></td>\n<td>String</td>\n<td>Unique transaction ID</td>\n</tr>\n<tr>\n<td><code>name</code></td>\n<td>String</td>\n<td>Full name of the user</td>\n</tr>\n<tr>\n<td><code>mobile</code></td>\n<td>String</td>\n<td>Masked mobile number</td>\n</tr>\n<tr>\n<td><code>pan</code></td>\n<td>String</td>\n<td>PAN card number</td>\n</tr>\n<tr>\n<td><code>credit_score</code></td>\n<td>String</td>\n<td>Credit score of the user</td>\n</tr>\n<tr>\n<td><code>credit_report</code></td>\n<td>Object</td>\n<td>Contains credit history and loan account info</td>\n</tr>\n<tr>\n<td><code>credit_report.summary</code></td>\n<td>String</td>\n<td>Summary of the report</td>\n</tr>\n<tr>\n<td><code>credit_report.loanAccounts</code></td>\n<td>Array</td>\n<td>List of user’s loan accounts</td>\n</tr>\n<tr>\n<td><code>loanAccounts[].type</code></td>\n<td>String</td>\n<td>Type of loan</td>\n</tr>\n<tr>\n<td><code>loanAccounts[].bank</code></td>\n<td>String</td>\n<td>Bank that issued the loan</td>\n</tr>\n<tr>\n<td><code>loanAccounts[].status</code></td>\n<td>String</td>\n<td>Loan status (e.g., Active, Closed)</td>\n</tr>\n<tr>\n<td><code>loanAccounts[].outstandingAmount</code></td>\n<td>String</td>\n<td>Remaining amount to be paid</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\">Latency Metrics</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Experian Credit Report</td>\n<td>500–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Credit report retrieved successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Record Found</td>\n<td>No Record Found at Bureau</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid Request</td>\n<td>Missing or incorrect input parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid Details</td>\n<td>Invalid Input Details- &gt; <strong>Primary Mobile Number is needed</strong></td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server error</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"c7881f15-c01c-428b-ad1e-e472ba6bd53c","id":"c7881f15-c01c-428b-ad1e-e472ba6bd53c","name":"Experian","type":"folder"}},"urlObject":{"path":["api","credit-report","individual","experian"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"6c321d66-fb99-40c8-8971-399d5fae74b6","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"name\": \"AIFD XFGX\",\r\n  \"consent\": \"Y\",\r\n  \"mobile\": \"95880784XX\",\r\n  \"pan\": \"HVIPK175XX\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/experian"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 06 May 2025 05:38:29 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"128074"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"1f44a-HgNNN4iPc46+kgt9mtwL2y/xJnM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-01T09:23:13.895Z\",\n    \"transaction_id\": \"TXN-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n    \"status\": \"success\",\n    \"data\": {\n        \"name\": \"RAHUL SHARMA\",\n        \"mobile\": \"9876543210\",\n        \"pan\": \"ABCDE1234F\",\n        \"credit_score\": 756,\n        \"client_id\": \"TXN-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n        \"credit_report\": {\n            \"CreditProfileHeader\": {\n                \"ReportDate\": 20250901,\n                \"ReportTime\": 112233,\n                \"Version\": \"V2.4\",\n                \"ReportNumber\": 9876543211234\n            },\n            \"Current_Application\": {\n                \"Current_Application_Details\": {\n                    \"Enquiry_Reason\": \"01\",\n                    \"Finance_Purpose\": \"12\",\n                    \"Amount_Financed\": \"500000\",\n                    \"Duration_Of_Agreement\": \"36\",\n                    \"Current_Applicant_Details\": {\n                        \"Last_Name\": \"SHARMA\",\n                        \"First_Name\": \"RAHUL\",\n                        \"Middle_Name1\": \"KUMAR\",\n                        \"Middle_Name2\": \"\",\n                        \"Middle_Name3\": \"\",\n                        \"Gender_Code\": \"1\",\n                        \"IncomeTaxPan\": \"ABCDE1234F\",\n                        \"Date_Of_Birth_Applicant\": \"19920715\",\n                        \"Telephone_Number_Applicant_1st\": \"0112345678\",\n                        \"Telephone_Extension\": \"91\",\n                        \"Telephone_Type\": \"L\",\n                        \"MobilePhoneNumber\": \"9876543210\",\n                        \"EMailId\": \"rahul.sharma@example.com\",\n                        \"PAN_Issue_Date\": \"20150710\",\n                        \"PAN_Expiration_Date\": \"\",\n                        \"Passport_Number\": \"M1234567\",\n                        \"Passport_Issue_Date\": \"20180615\",\n                        \"Passport_Expiration_Date\": \"20280614\",\n                        \"Voter_s_Identity_Card\": \"XYZ1234567\",\n                        \"Voter_ID_Issue_Date\": \"20150501\",\n                        \"Voter_ID_Expiration_Date\": \"\",\n                        \"Driver_License_Number\": \"DL0420111234567\",\n                        \"Driver_License_Issue_Date\": \"20170401\",\n                        \"Driver_License_Expiration_Date\": \"20370401\",\n                        \"Ration_Card_Number\": \"RC12345678\",\n                        \"Ration_Card_Issue_Date\": \"\",\n                        \"Ration_Card_Expiration_Date\": \"\",\n                        \"Universal_ID_Number\": \"UID123456789012\",\n                        \"Universal_ID_Issue_Date\": \"20160301\",\n                        \"Universal_ID_Expiration_Date\": \"\"\n                    },\n                    \"Current_Other_Details\": {\n                        \"Income\": \"850000\",\n                        \"Marital_Status\": \"M\",\n                        \"Employment_Status\": \"Salaried\",\n                        \"Time_with_Employer\": \"5\",\n                        \"Number_of_Major_Credit_Card_Held\": \"2\"\n                    },\n                    \"Current_Applicant_Address_Details\": {\n                        \"FlatNoPlotNoHouseNo\": \"Flat 203, Green Apartments\",\n                        \"BldgNoSocietyName\": \"Sector 15\",\n                        \"RoadNoNameAreaLocality\": \"MG Road\",\n                        \"City\": \"New Delhi\",\n                        \"Landmark\": \"Near Metro Station\",\n                        \"State\": \"07\",\n                        \"PINCode\": \"110001\",\n                        \"Country_Code\": \"IN\"\n                    },\n                    \"Current_Applicant_Additional_AddressDetails\": \"Permanent Address Same as Above\"\n                }\n            },\n            \"CAIS_Account\": {\n                \"CAIS_Summary\": {\n                    \"Credit_Account\": {\n                        \"CreditAccountTotal\": \"3\",\n                        \"CreditAccountActive\": \"2\",\n                        \"CreditAccountDefault\": \"0\",\n                        \"CreditAccountClosed\": \"1\",\n                        \"CADSuitFiledCurrentBalance\": \"0\"\n                    },\n                    \"Total_Outstanding_Balance\": {\n                        \"Outstanding_Balance_Secured\": \"450000\",\n                        \"Outstanding_Balance_Secured_Percentage\": \"80\",\n                        \"Outstanding_Balance_UnSecured\": \"110000\",\n                        \"Outstanding_Balance_UnSecured_Percentage\": \"20\",\n                        \"Outstanding_Balance_All\": \"560000\"\n                    }\n                },\n                \"CAIS_Account_DETAILS\": [\n                    {\n                        \"Identification_Number\": \"PVT123456789\",\n                        \"Subscriber_Name\": \"HDFC BANK\",\n                        \"Account_Number\": \"XXXXXX9087\",\n                        \"Portfolio_Type\": \"I\",\n                        \"Account_Type\": \"01\",\n                        \"Open_Date\": \"20220115\",\n                        \"Credit_Limit_Amount\": \"150000\",\n                        \"Highest_Credit_or_Original_Loan_Amount\": \"500000\",\n                        \"Terms_Duration\": \"036\",\n                        \"Terms_Frequency\": \"M\",\n                        \"Scheduled_Monthly_Payment_Amount\": \"15432\",\n                        \"Account_Status\": \"11\",\n                        \"Payment_Rating\": \"0\",\n                        \"Payment_History_Profile\": \"000000000000000000000000000000\",\n                        \"Special_Comment\": \"\",\n                        \"Current_Balance\": \"325000\",\n                        \"Amount_Past_Due\": \"0\",\n                        \"Original_Charge_Off_Amount\": \"\",\n                        \"Date_Reported\": \"20250815\",\n                        \"Date_of_First_Delinquency\": \"\",\n                        \"Date_Closed\": \"\",\n                        \"Date_of_Last_Payment\": \"20250810\",\n                        \"SuitFiledWillfulDefaultWrittenOffStatus\": \"\",\n                        \"SuitFiled_WillfulDefault\": \"00\",\n                        \"Written_off_Settled_Status\": \"\",\n                        \"Value_of_Credits_Last_Month\": \"50000\",\n                        \"Occupation_Code\": \"03\",\n                        \"Settlement_Amount\": \"\",\n                        \"Value_of_Collateral\": \"750000\",\n                        \"Type_of_Collateral\": \"House\",\n                        \"Written_Off_Amt_Total\": \"0\",\n                        \"Written_Off_Amt_Principal\": \"0\",\n                        \"Rate_of_Interest\": \"9.5\",\n                        \"Repayment_Tenure\": \"36\",\n                        \"Promotional_Rate_Flag\": \"\",\n                        \"Income\": \"850000\",\n                        \"Income_Indicator\": \"A\",\n                        \"Income_Frequency_Indicator\": \"Y\",\n                        \"DefaultStatusDate\": \"\",\n                        \"LitigationStatusDate\": \"\",\n                        \"WriteOffStatusDate\": \"\",\n                        \"DateOfAddition\": \"20220201\",\n                        \"CurrencyCode\": \"INR\",\n                        \"Subscriber_comments\": \"\",\n                        \"Consumer_comments\": \"\",\n                        \"AccountHoldertypeCode\": \"1\",\n                        \"CAIS_Account_History\": [],\n                        \"CAIS_Holder_Details\": [],\n                        \"CAIS_Holder_Address_Details\": [],\n                        \"CAIS_Holder_Phone_Details\": [],\n                        \"CAIS_Holder_ID_Details\": [],\n                        \"Account_Review_Data\": []\n                    }\n                ]\n            },\n            \"Match_result\": {\n                \"Exact_match\": \"Y\"\n            },\n            \"TotalCAPS_Summary\": {\n                \"TotalCAPSLast7Days\": \"2\",\n                \"TotalCAPSLast30Days\": \"5\",\n                \"TotalCAPSLast90Days\": \"12\",\n                \"TotalCAPSLast180Days\": \"20\"\n            },\n            \"CAPS\": {\n                \"CAPS_Summary\": {\n                    \"CAPSLast7Days\": \"1\",\n                    \"CAPSLast30Days\": \"2\",\n                    \"CAPSLast90Days\": \"3\",\n                    \"CAPSLast180Days\": \"4\"\n                },\n                \"CAPS_Application_Details\": {\n                    \"Subscriber_code\": \"NBF12345\",\n                    \"Subscriber_Name\": \"BAJAJ FINSERV\",\n                    \"Date_of_Request\": \"20250810\",\n                    \"ReportTime\": \"120045\",\n                    \"ReportNumber\": \"1765432987654\",\n                    \"Enquiry_Reason\": \"01\",\n                    \"Finance_Purpose\": \"11\",\n                    \"Amount_Financed\": \"250000\",\n                    \"Duration_Of_Agreement\": \"24\"\n                }\n            },\n            \"NonCreditCAPS\": {\n                \"NonCreditCAPS_Summary\": {\n                    \"NonCreditCAPSLast7Days\": \"0\",\n                    \"NonCreditCAPSLast30Days\": \"1\",\n                    \"NonCreditCAPSLast90Days\": \"1\",\n                    \"NonCreditCAPSLast180Days\": \"2\"\n                },\n                \"CAPS_Application_Details\": [\n                    {\n                        \"Subscriber_code\": \"NBF98765\",\n                        \"Subscriber_Name\": \"ICICI BANK\",\n                        \"Date_of_Request\": \"20250801\",\n                        \"ReportTime\": \"081500\",\n                        \"ReportNumber\": \"1765432900012\",\n                        \"Enquiry_Reason\": \"02\",\n                        \"Finance_Purpose\": \"10\",\n                        \"Amount_Financed\": \"0\",\n                        \"Duration_Of_Agreement\": \"0\"\n                    }\n                ]\n            },\n            \"SCORE\": {\n                \"FCIREXScore\": 756,\n                \"FCIREXScoreConfidLevel\": \"High\"\n            }\n        }\n    },\n    \"message\": \"Normal Response\"\n}\n"},{"id":"b6834fcf-f704-401e-bfd6-6cb8deca2ed1","name":"No Record Found (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"name\": \"Kon Rahul\",\r\n  \"consent\": \"Y\",\r\n  \"mobile\": \"95880784XX\",\r\n  \"pan\": \"HVIPK175XX\",\r\n  \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/experian"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 06 May 2025 05:38:29 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"128074"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"1f44a-HgNNN4iPc46+kgt9mtwL2y/xJnM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-01T09:23:13.895Z\",\n    \"transaction_id\": \"TXN-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n    \"status\": \"success\",\n    \"data\": {\n        \"name\": \"Kon Rahul\",\n        \"mobile\": \"987654361XX\",\n        \"pan\": \"HVIPK175XX\",\n        \"credit_score\": 8,\n        \"client_id\": \"REQ39516acb9ded49b6a292e78rc63f7d4\",\n        \"credit_report\": {\n            \"CreditProfileHeader\": {\n                \"ReportDate\": 20260421,\n                \"ReportTime\": 120631,\n                \"Version\": \"V2.4\",\n                \"ReportNumber\": \"7455765636311\"\n            },\n            \"Current_Application\": {\n                \"Current_Application_Details\": {\n                    \"Enquiry_Reason\": \"99\",\n                    \"Finance_Purpose\": \"99\",\n                    \"Amount_Financed\": \"0\",\n                    \"Duration_Of_Agreement\": \"1\",\n                    \"Current_Applicant_Details\": {\n                        \"Last_Name\": \"\",\n                        \"First_Name\": \"\",\n                        \"Middle_Name1\": \"\",\n                        \"Middle_Name2\": \"\",\n                        \"Middle_Name3\": \"\",\n                        \"Gender_Code\": \"1\",\n                        \"IncomeTaxPan\": \"NARES6XXXX\",\n                        \"PAN_Issue_Date\": \"\",\n                        \"PAN_Expiration_Date\": \"\",\n                        \"Passport_Number\": \"\",\n                        \"Passport_Issue_Date\": \"\",\n                        \"Passport_Expiration_Date\": \"\",\n                        \"Voter_s_Identity_Card\": \"\",\n                        \"Voter_ID_Issue_Date\": \"\",\n                        \"Voter_ID_Expiration_Date\": \"\",\n                        \"Driver_License_Number\": \"\",\n                        \"Driver_License_Issue_Date\": \"\",\n                        \"Driver_License_Expiration_Date\": \"\",\n                        \"Ration_Card_Number\": \"\",\n                        \"Ration_Card_Issue_Date\": \"\",\n                        \"Ration_Card_Expiration_Date\": \"\",\n                        \"Universal_ID_Number\": \"\",\n                        \"Universal_ID_Issue_Date\": \"\",\n                        \"Universal_ID_Expiration_Date\": \"\",\n                        \"Date_Of_Birth_Applicant\": \"\",\n                        \"Telephone_Number_Applicant_1st\": \"982344XX74\",\n                        \"Telephone_Extension\": \"\",\n                        \"Telephone_Type\": \"\",\n                        \"MobilePhoneNumber\": \"982344XX74\",\n                        \"EMailId\": \"\"\n                    },\n                    \"Current_Other_Details\": {\n                        \"Income\": \"0\",\n                        \"Marital_Status\": \"\",\n                        \"Employment_Status\": \"\",\n                        \"Time_with_Employer\": \"\",\n                        \"Number_of_Major_Credit_Card_Held\": \"\"\n                    },\n                    \"Current_Applicant_Address_Details\": {\n                        \"FlatNoPlotNoHouseNo\": \"DEFAULT\",\n                        \"BldgNoSocietyName\": \"\",\n                        \"RoadNoNameAreaLocality\": \"\",\n                        \"City\": \"Mumbai\",\n                        \"Landmark\": \"\",\n                        \"State\": \"27\",\n                        \"PINCode\": \"400048\",\n                        \"Country_Code\": \"IB\"\n                    },\n                    \"Current_Applicant_Additional_AddressDetails\": \"\"\n                }\n            },\n            \"Match_result\": {\n                \"Exact_match\": \"N\"\n            },\n            \"SCORE\": {\n                \"FCIREXScore\": 8,\n                \"FCIREXScoreConfidLevel\": \"L\"\n            },\n            \"CAIS_Account\": {\n                \"CAIS_Summary\": {},\n                \"CAIS_Account_DETAILS\": []\n            },\n            \"CAPS\": {\n                \"CAPS_Summary\": {},\n                \"CAPS_Application_Details\": []\n            },\n            \"NonCreditCAPS\": {\n                \"NonCreditCAPS_Summary\": {},\n                \"CAPS_Application_Details\": []\n            },\n            \"TotalCAPS_Summary\": {}\n        }\n    },\n    \"message\": \"SYS100004 (No record found)\"\n}"}],"_postman_id":"edd3df92-be90-4142-84c7-91813f53c2da"},{"name":"Experian PDF","id":"fcd48626-fdbd-4896-a4a9-8b2170707d5f","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"name\": \"Rohit Verma\",\r\n  \"consent\": \"Y\",\r\n  \"mobile\": \"9876543210\",\r\n  \"pan\": \"ABCDE1234F\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/experian-pdf","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>Experian Credit Report API</strong> enables retrieval of a user’s credit report and credit score using their PAN, mobile number, and consent. This API is primarily used for assessing creditworthiness, supporting lending decisions, and financial risk analysis.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ol>\n<li><p>Assess an individual's creditworthiness for personal or business loans.</p>\n</li>\n<li><p>Automate credit checks during the loan application process.</p>\n</li>\n<li><p>Integrate credit scoring into digital lending or BNPL platforms.</p>\n</li>\n<li><p>Perform financial risk profiling during KYC/AML processes.</p>\n</li>\n<li><p>Enable partner institutions to fetch reports for pre-approved loan offers.</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Environment</th>\n<th>Base URL</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Production</td>\n<td><code>https://live.totalekyc.com/api/credit-report/individual/experian-pdf</code></td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>HTTP Method</th>\n<th>POST</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authentication</td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"authentication-header\">Authentication Header</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-json\">Request Body (JSON)</h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"name\": \"Priya Kishore Patra\",\n  \"consent\": \"Y\",\n  \"mobile\": \"9040236112\",\n  \"pan\": \"BYTPP9666D\"\n}\n\n</code></pre>\n<hr />\n<h2 id=\"request-parameters\">Request Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>name</td>\n<td>String</td>\n<td>Full name of the user</td>\n</tr>\n<tr>\n<td>consent</td>\n<td>String</td>\n<td>User consent (Y/N)</td>\n</tr>\n<tr>\n<td>mobile</td>\n<td>String</td>\n<td>User’s registered mobile number</td>\n</tr>\n<tr>\n<td>pan</td>\n<td>String</td>\n<td>User’s PAN card number</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.pan</code></td>\n<td>String</td>\n<td>Permanent Account Number (PAN) of the individual.</td>\n</tr>\n<tr>\n<td><code>data.name</code></td>\n<td>String</td>\n<td>Full name of the individual.</td>\n</tr>\n<tr>\n<td><code>data.mobile</code></td>\n<td>String</td>\n<td>Registered mobile number.</td>\n</tr>\n<tr>\n<td><code>data.credit_score</code></td>\n<td>Integer</td>\n<td>Credit score of the individual (as per Experian).</td>\n</tr>\n<tr>\n<td><code>data.credit_report_link</code></td>\n<td>String (URL)</td>\n<td>Download link to the Experian credit report PDF.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\">Latency Metrics</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Experian Credit Report PDF</td>\n<td>500–1200ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Credit report retrieved successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Record Found</td>\n<td>No Record Found at Bureau</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid Request</td>\n<td>Missing or incorrect input parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid / Wrong Details</td>\n<td>Invalid Input Details- &gt; <strong>Primary Mobile Number is needed</strong></td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server error</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Ensure the Bearer Token is active and valid when making API calls.</p>\n</li>\n<li><p>The credit report PDF link is time-sensitive and may expire after a specific duration.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","credit-report","individual","experian-pdf"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"ce749ea5-595b-42fd-9d3b-c59eb6a5f7f1","name":"Experian PDF","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"name\": \"Rohit Verma\",\r\n  \"consent\": \"Y\",\r\n  \"mobile\": \"9876543210\",\r\n  \"pan\": \"ABCDE1234F\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/experian-pdf"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 29 May 2025 09:40:00 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"920"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"398-POorXvy3MvgAIwaQeGC3a+Gm24g\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-18T20:01:35.973Z\",\n    \"transaction_id\": \"80be7456-82e3-489a-86dc-174e914a3cfb\",\n    \"status\": \"success\",\n    \"status_code\": 200,\n    \"data\": {\n        \"pan\": \"ABCDE1234F\",\n        \"name\": \"ROHIT VERMA\",\n        \"mobile\": \"9876543210\",\n        \"credit_score\": 549,\n        \"credit_report_link\": \"https://kyc-docs-storage.s3.ap-south-1.amazonaws.com/credit_reports/experian/80be7456-82e3-489a-86dc-174e914a3cfb_experian_report.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Content-Sha256=UNSIGNED-PAYLOAD&X-Amz-Credential=AKIAQFLZDKV6XI3KNPPC%2F20250618%2Fap-south-1%2Fs3%2Faws4_request&X-Amz-Date=20250618T200135Z&X-Amz-Expires=3600&X-Amz-Signature=1f496f80caa06742de49ad16eb4853ab51b7f69d502e90eef6d6eeb5280bb085&X-Amz-SignedHeaders=host&x-amz-checksum-mode=ENABLED&x-id=GetObject\"\n    }\n}\n"}],"_postman_id":"fcd48626-fdbd-4896-a4a9-8b2170707d5f"},{"name":"PAN to Experian","id":"02b254fb-e1e4-48f1-a677-5d37c4d41910","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"MYPPS8306A\"\n \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>PAN to Experian Credit Report API</strong> enables retrieval of an individual's credit report and credit score using only their PAN number. This API is optimized for quick credit profiling and is commonly used in financial services for risk assessment and underwriting.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p><strong>Instant Credit Profiling</strong> : Fetch credit score using PAN for quick eligibility checks.</p>\n</li>\n<li><p><strong>Loan Underwriting</strong> : Used by NBFCs and lenders to evaluate borrower risk.</p>\n</li>\n<li><p><strong>KYC &amp; Risk Assessment</strong> : Enhance onboarding with credit insights.</p>\n</li>\n<li><p><strong>Pre-approved Loan Offers</strong> : Identify eligible users for instant loan approvals.</p>\n</li>\n<li><p><strong>Fraud Detection</strong> : Validate identity consistency across PAN and credit data.</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (UAT &amp; Production)</strong></td>\n<td><a href=\"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian\"><code>https://live.totalekyc.com/api/credit-report/individual/pan-to-experian</code></a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"authentication-header\"><strong>Authentication Header</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-json\"><strong>Request Body (JSON)</strong></h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{  \"id_number\": \"MYPPS8XXXX\"}\n\n</code></pre>\n<hr />\n<h2 id=\"request-parameters\"><strong>Request Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN card number of the user</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-fields\"><strong>Response Fields</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.pan</td>\n<td>String</td>\n<td>PAN card number</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>String</td>\n<td>Name of the user</td>\n</tr>\n<tr>\n<td>data.mobile</td>\n<td>String</td>\n<td>User's mobile number</td>\n</tr>\n<tr>\n<td>data.credit_score</td>\n<td>Number</td>\n<td>Experian credit score</td>\n</tr>\n<tr>\n<td>data.client_id</td>\n<td>String</td>\n<td>Internal request ID</td>\n</tr>\n<tr>\n<td>data.credit_report</td>\n<td>Object</td>\n<td>Full Experian credit report</td>\n</tr>\n<tr>\n<td>credit_report.CreditProfileHeader</td>\n<td>Object</td>\n<td>Metadata of the report (date, version, report number)</td>\n</tr>\n<tr>\n<td>credit_report.Current_Application</td>\n<td>Object</td>\n<td>Details of current application and applicant</td>\n</tr>\n<tr>\n<td>credit_report.CAIS_Account</td>\n<td>Object</td>\n<td>Credit account summary and details</td>\n</tr>\n<tr>\n<td>credit_report.CAIS_Account.CAIS_Summary</td>\n<td>Object</td>\n<td>Summary of total accounts and balances</td>\n</tr>\n<tr>\n<td>credit_report.CAIS_Account.CAIS_Account_DETAILS</td>\n<td>Array</td>\n<td>Detailed list of credit accounts</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Account_Number</td>\n<td>String</td>\n<td>Masked account number</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Account_Status</td>\n<td>String</td>\n<td>Current status of the account</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Current_Balance</td>\n<td>String</td>\n<td>Outstanding balance</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Credit_Limit_Amount</td>\n<td>String</td>\n<td>Credit limit assigned</td>\n</tr>\n<tr>\n<td>credit_report.Match_result</td>\n<td>Object</td>\n<td>PAN match result indicator</td>\n</tr>\n<tr>\n<td>credit_report.TotalCAPS_Summary</td>\n<td>Object</td>\n<td>Enquiry summary (last 7/30/90/180 days)</td>\n</tr>\n<tr>\n<td>credit_report.CAPS</td>\n<td>Object</td>\n<td>Credit enquiry details</td>\n</tr>\n<tr>\n<td>credit_report.NonCreditCAPS</td>\n<td>Object</td>\n<td>Non-credit enquiry details</td>\n</tr>\n<tr>\n<td>credit_report.SCORE</td>\n<td>Object</td>\n<td>Score details</td>\n</tr>\n<tr>\n<td>credit_report.SCORE.FCIREXScore</td>\n<td>Number</td>\n<td>Experian credit score</td>\n</tr>\n<tr>\n<td>credit_report.SCORE.FCIREXScoreConfidLevel</td>\n<td>String/null</td>\n<td>Confidence level of score</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN to Experian Credit Report</td>\n<td>800–2000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Credit report retrieved successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Record Found</td>\n<td>No Record Found at Bureau</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid Request</td>\n<td>Missing or incorrect input parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid PAN</td>\n<td>Input validation failed</td>\n<td>YES (PARTIAL)</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server error</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","credit-report","individual","pan-to-experian"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"858b3931-c6cf-4d64-b71a-3b7decb519a1","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"ALDPG5XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Mon, 20 Apr 2026 12:38:37 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"92131"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"167e3-TvIEaRjwdpBfpVOmn1gdpOEi9YY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-01T09:23:13.895Z\",\n    \"transaction_id\": \"TXN-PROD-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n    \"status\": \"success\",\n    \"data\": {\n        \"name\": \"RAHUL SHARMA\",\n        \"mobile\": \"9876543210\",\n        \"pan\": \"ABCDE1234F\",\n        \"credit_score\": 756,\n        \"client_id\": \"TXN-PROD-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n        \"credit_report\": {\n            \"CreditProfileHeader\": {\n                \"ReportDate\": 20250901,\n                \"ReportTime\": 112233,\n                \"Version\": \"V2.4\",\n                \"ReportNumber\": 9876543211234\n            },\n            \"Current_Application\": {\n                \"Current_Application_Details\": {\n                    \"Enquiry_Reason\": \"01\",\n                    \"Finance_Purpose\": \"12\",\n                    \"Amount_Financed\": \"500000\",\n                    \"Duration_Of_Agreement\": \"36\",\n                    \"Current_Applicant_Details\": {\n                        \"Last_Name\": \"SHARMA\",\n                        \"First_Name\": \"RAHUL\",\n                        \"Middle_Name1\": \"KUMAR\",\n                        \"Middle_Name2\": \"\",\n                        \"Middle_Name3\": \"\",\n                        \"Gender_Code\": \"1\",\n                        \"IncomeTaxPan\": \"ABCDE1234F\",\n                        \"Date_Of_Birth_Applicant\": \"19920715\",\n                        \"Telephone_Number_Applicant_1st\": \"0112345678\",\n                        \"Telephone_Extension\": \"91\",\n                        \"Telephone_Type\": \"L\",\n                        \"MobilePhoneNumber\": \"9876543210\",\n                        \"EMailId\": \"rahul.sharma@example.com\",\n                        \"PAN_Issue_Date\": \"20150710\",\n                        \"PAN_Expiration_Date\": \"\",\n                        \"Passport_Number\": \"M1234567\",\n                        \"Passport_Issue_Date\": \"20180615\",\n                        \"Passport_Expiration_Date\": \"20280614\",\n                        \"Voter_s_Identity_Card\": \"XYZ1234567\",\n                        \"Voter_ID_Issue_Date\": \"20150501\",\n                        \"Voter_ID_Expiration_Date\": \"\",\n                        \"Driver_License_Number\": \"DL0420111234567\",\n                        \"Driver_License_Issue_Date\": \"20170401\",\n                        \"Driver_License_Expiration_Date\": \"20370401\",\n                        \"Ration_Card_Number\": \"RC12345678\",\n                        \"Ration_Card_Issue_Date\": \"\",\n                        \"Ration_Card_Expiration_Date\": \"\",\n                        \"Universal_ID_Number\": \"UID123456789012\",\n                        \"Universal_ID_Issue_Date\": \"20160301\",\n                        \"Universal_ID_Expiration_Date\": \"\"\n                    },\n                    \"Current_Other_Details\": {\n                        \"Income\": \"850000\",\n                        \"Marital_Status\": \"M\",\n                        \"Employment_Status\": \"Salaried\",\n                        \"Time_with_Employer\": \"5\",\n                        \"Number_of_Major_Credit_Card_Held\": \"2\"\n                    },\n                    \"Current_Applicant_Address_Details\": {\n                        \"FlatNoPlotNoHouseNo\": \"Flat 203, Green Apartments\",\n                        \"BldgNoSocietyName\": \"Sector 15\",\n                        \"RoadNoNameAreaLocality\": \"MG Road\",\n                        \"City\": \"New Delhi\",\n                        \"Landmark\": \"Near Metro Station\",\n                        \"State\": \"07\",\n                        \"PINCode\": \"110001\",\n                        \"Country_Code\": \"IN\"\n                    },\n                    \"Current_Applicant_Additional_AddressDetails\": \"Permanent Address Same as Above\"\n                }\n            },\n            \"CAIS_Account\": {\n                \"CAIS_Summary\": {\n                    \"Credit_Account\": {\n                        \"CreditAccountTotal\": \"3\",\n                        \"CreditAccountActive\": \"2\",\n                        \"CreditAccountDefault\": \"0\",\n                        \"CreditAccountClosed\": \"1\",\n                        \"CADSuitFiledCurrentBalance\": \"0\"\n                    },\n                    \"Total_Outstanding_Balance\": {\n                        \"Outstanding_Balance_Secured\": \"450000\",\n                        \"Outstanding_Balance_Secured_Percentage\": \"80\",\n                        \"Outstanding_Balance_UnSecured\": \"110000\",\n                        \"Outstanding_Balance_UnSecured_Percentage\": \"20\",\n                        \"Outstanding_Balance_All\": \"560000\"\n                    }\n                },\n                \"CAIS_Account_DETAILS\": [\n                    {\n                        \"Identification_Number\": \"PVT123456789\",\n                        \"Subscriber_Name\": \"HDFC BANK\",\n                        \"Account_Number\": \"XXXXXX9087\",\n                        \"Portfolio_Type\": \"I\",\n                        \"Account_Type\": \"01\",\n                        \"Open_Date\": \"20220115\",\n                        \"Credit_Limit_Amount\": \"150000\",\n                        \"Highest_Credit_or_Original_Loan_Amount\": \"500000\",\n                        \"Terms_Duration\": \"036\",\n                        \"Terms_Frequency\": \"M\",\n                        \"Scheduled_Monthly_Payment_Amount\": \"15432\",\n                        \"Account_Status\": \"11\",\n                        \"Payment_Rating\": \"0\",\n                        \"Payment_History_Profile\": \"000000000000000000000000000000\",\n                        \"Special_Comment\": \"\",\n                        \"Current_Balance\": \"325000\",\n                        \"Amount_Past_Due\": \"0\",\n                        \"Original_Charge_Off_Amount\": \"\",\n                        \"Date_Reported\": \"20250815\",\n                        \"Date_of_First_Delinquency\": \"\",\n                        \"Date_Closed\": \"\",\n                        \"Date_of_Last_Payment\": \"20250810\",\n                        \"SuitFiledWillfulDefaultWrittenOffStatus\": \"\",\n                        \"SuitFiled_WillfulDefault\": \"00\",\n                        \"Written_off_Settled_Status\": \"\",\n                        \"Value_of_Credits_Last_Month\": \"50000\",\n                        \"Occupation_Code\": \"03\",\n                        \"Settlement_Amount\": \"\",\n                        \"Value_of_Collateral\": \"750000\",\n                        \"Type_of_Collateral\": \"House\",\n                        \"Written_Off_Amt_Total\": \"0\",\n                        \"Written_Off_Amt_Principal\": \"0\",\n                        \"Rate_of_Interest\": \"9.5\",\n                        \"Repayment_Tenure\": \"36\",\n                        \"Promotional_Rate_Flag\": \"\",\n                        \"Income\": \"850000\",\n                        \"Income_Indicator\": \"A\",\n                        \"Income_Frequency_Indicator\": \"Y\",\n                        \"DefaultStatusDate\": \"\",\n                        \"LitigationStatusDate\": \"\",\n                        \"WriteOffStatusDate\": \"\",\n                        \"DateOfAddition\": \"20220201\",\n                        \"CurrencyCode\": \"INR\",\n                        \"Subscriber_comments\": \"\",\n                        \"Consumer_comments\": \"\",\n                        \"AccountHoldertypeCode\": \"1\",\n                        \"CAIS_Account_History\": [],\n                        \"CAIS_Holder_Details\": [],\n                        \"CAIS_Holder_Address_Details\": [],\n                        \"CAIS_Holder_Phone_Details\": [],\n                        \"CAIS_Holder_ID_Details\": [],\n                        \"Account_Review_Data\": []\n                    }\n                ]\n            },\n            \"Match_result\": {\n                \"Exact_match\": \"Y\"\n            },\n            \"TotalCAPS_Summary\": {\n                \"TotalCAPSLast7Days\": \"2\",\n                \"TotalCAPSLast30Days\": \"5\",\n                \"TotalCAPSLast90Days\": \"12\",\n                \"TotalCAPSLast180Days\": \"20\"\n            },\n            \"CAPS\": {\n                \"CAPS_Summary\": {\n                    \"CAPSLast7Days\": \"1\",\n                    \"CAPSLast30Days\": \"2\",\n                    \"CAPSLast90Days\": \"3\",\n                    \"CAPSLast180Days\": \"4\"\n                },\n                \"CAPS_Application_Details\": {\n                    \"Subscriber_code\": \"NBF12345\",\n                    \"Subscriber_Name\": \"BAJAJ FINSERV\",\n                    \"Date_of_Request\": \"20250810\",\n                    \"ReportTime\": \"120045\",\n                    \"ReportNumber\": \"1765432987654\",\n                    \"Enquiry_Reason\": \"01\",\n                    \"Finance_Purpose\": \"11\",\n                    \"Amount_Financed\": \"250000\",\n                    \"Duration_Of_Agreement\": \"24\"\n                }\n            },\n            \"NonCreditCAPS\": {\n                \"NonCreditCAPS_Summary\": {\n                    \"NonCreditCAPSLast7Days\": \"0\",\n                    \"NonCreditCAPSLast30Days\": \"1\",\n                    \"NonCreditCAPSLast90Days\": \"1\",\n                    \"NonCreditCAPSLast180Days\": \"2\"\n                },\n                \"CAPS_Application_Details\": [\n                    {\n                        \"Subscriber_code\": \"NBF98765\",\n                        \"Subscriber_Name\": \"ICICI BANK\",\n                        \"Date_of_Request\": \"20250801\",\n                        \"ReportTime\": \"081500\",\n                        \"ReportNumber\": \"1765432900012\",\n                        \"Enquiry_Reason\": \"02\",\n                        \"Finance_Purpose\": \"10\",\n                        \"Amount_Financed\": \"0\",\n                        \"Duration_Of_Agreement\": \"0\"\n                    }\n                ]\n            },\n            \"SCORE\": {\n                \"FCIREXScore\": 756,\n                \"FCIREXScoreConfidLevel\": \"High\"\n            }\n        }\n    },\n    \"message\": \"Normal Response\"\n}\n"},{"id":"f2f043f2-be6d-4a98-8466-c30413f18f98","name":"No Record Found (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Tue, 21 Apr 2026 06:36:31 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"2097"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"831-9WJ6Zuf9EtPpZXxWvF7NCFaOqtU\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-21T06:36:31.947Z\",\n    \"transaction_id\": \"TXN-UAT-4d17d4cc-d6e2-4027-9bc6-ff67013f4716\",\n    \"status\": \"success\",\n    \"data\": {\n        \"pan\": \"NAXPS6XXXX\",\n        \"name\": \"AMAN FANG\",\n        \"mobile\": \"982344XXXX\",\n        \"credit_score\": 8,\n        \"client_id\": \"REQ39516acb9ded49b6a292e2c39668f7b3\",\n        \"credit_report\": {\n            \"CreditProfileHeader\": {\n                \"ReportDate\": 20260421,\n                \"ReportTime\": 120631,\n                \"Version\": \"V2.4\",\n                \"ReportNumber\": \"7455765636436\"\n            },\n            \"Current_Application\": {\n                \"Current_Application_Details\": {\n                    \"Enquiry_Reason\": \"99\",\n                    \"Finance_Purpose\": \"99\",\n                    \"Amount_Financed\": \"0\",\n                    \"Duration_Of_Agreement\": \"1\",\n                    \"Current_Applicant_Details\": {\n                        \"Last_Name\": \"FANG\",\n                        \"First_Name\": \"AMAN\",\n                        \"Middle_Name1\": \"\",\n                        \"Middle_Name2\": \"\",\n                        \"Middle_Name3\": \"\",\n                        \"Gender_Code\": \"1\",\n                        \"IncomeTaxPan\": \"NAXPS6XXXX\",\n                        \"PAN_Issue_Date\": \"\",\n                        \"PAN_Expiration_Date\": \"\",\n                        \"Passport_Number\": \"\",\n                        \"Passport_Issue_Date\": \"\",\n                        \"Passport_Expiration_Date\": \"\",\n                        \"Voter_s_Identity_Card\": \"\",\n                        \"Voter_ID_Issue_Date\": \"\",\n                        \"Voter_ID_Expiration_Date\": \"\",\n                        \"Driver_License_Number\": \"\",\n                        \"Driver_License_Issue_Date\": \"\",\n                        \"Driver_License_Expiration_Date\": \"\",\n                        \"Ration_Card_Number\": \"\",\n                        \"Ration_Card_Issue_Date\": \"\",\n                        \"Ration_Card_Expiration_Date\": \"\",\n                        \"Universal_ID_Number\": \"\",\n                        \"Universal_ID_Issue_Date\": \"\",\n                        \"Universal_ID_Expiration_Date\": \"\",\n                        \"Date_Of_Birth_Applicant\": \"\",\n                        \"Telephone_Number_Applicant_1st\": \"9823445674\",\n                        \"Telephone_Extension\": \"\",\n                        \"Telephone_Type\": \"\",\n                        \"MobilePhoneNumber\": \"9823445674\",\n                        \"EMailId\": \"\"\n                    },\n                    \"Current_Other_Details\": {\n                        \"Income\": \"0\",\n                        \"Marital_Status\": \"\",\n                        \"Employment_Status\": \"\",\n                        \"Time_with_Employer\": \"\",\n                        \"Number_of_Major_Credit_Card_Held\": \"\"\n                    },\n                    \"Current_Applicant_Address_Details\": {\n                        \"FlatNoPlotNoHouseNo\": \"DEFAULT\",\n                        \"BldgNoSocietyName\": \"\",\n                        \"RoadNoNameAreaLocality\": \"\",\n                        \"City\": \"Mumbai\",\n                        \"Landmark\": \"\",\n                        \"State\": \"27\",\n                        \"PINCode\": \"400048\",\n                        \"Country_Code\": \"IB\"\n                    },\n                    \"Current_Applicant_Additional_AddressDetails\": \"\"\n                }\n            },\n            \"Match_result\": {\n                \"Exact_match\": \"N\"\n            },\n            \"SCORE\": {\n                \"FCIREXScore\": 8,\n                \"FCIREXScoreConfidLevel\": \"L\"\n            },\n            \"CAIS_Account\": {\n                \"CAIS_Summary\": {},\n                \"CAIS_Account_DETAILS\": []\n            },\n            \"CAPS\": {\n                \"CAPS_Summary\": {},\n                \"CAPS_Application_Details\": []\n            },\n            \"NonCreditCAPS\": {\n                \"NonCreditCAPS_Summary\": {},\n                \"CAPS_Application_Details\": []\n            },\n            \"TotalCAPS_Summary\": {}\n        }\n    },\n    \"message\": \"SYS100004 (No record found)\"\n}"},{"id":"d3a34245-ff37-4ced-ba74-5d409e4f468b","name":"Invalid PAN (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"MYPPS83XXXX\"\n \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Tue, 21 Apr 2026 10:27:17 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"152"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"98-NezFSx/hPZYyqIBXEt7FXIiPY+Q\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-21T10:27:17.000Z\",\n    \"transaction_id\": \"TXN-PROD-b62b833e-6bac-4c7a-8f10-a05757b2dfb0\",\n    \"error_message\": \"Invalid PAN\"\n}"}],"_postman_id":"02b254fb-e1e4-48f1-a677-5d37c4d41910"}],"id":"c7881f15-c01c-428b-ad1e-e472ba6bd53c","description":"<hr />\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"56ba2ea8-2874-467b-b5ff-2747953fedd9","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"f5b64b5c-3f97-48cb-b0e1-29ad88e613a7","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"c7881f15-c01c-428b-ad1e-e472ba6bd53c"},{"name":"Equifax","item":[{"name":"Equifax","id":"7b5cea2e-10c1-4824-a19f-b4070d16d3f5","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"firstName\": \"SATHISH\",\r\n    \"middleName\": \"KUMAR\",\r\n    \"lastName\": \"RAO\",\r\n    \"dob\": \"1993-03-13\",\r\n    \"address\": \"NO-223 NACHIANNAN ANGANNAN STREET\",\r\n    \"state\": \"TN\",\r\n    \"postal\": \"641045\",\r\n    \"mobileNumber\": \"8122244473\",\r\n    \"idType\": \"PAN\",\r\n    \"idValue\": \"BUXPS2681D\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/equifax","description":"<h3 id=\"introduction\">Introduction</h3>\n<p>The <strong>Equifax Individual API</strong> is used to retrieve detailed credit report information for an individual. This includes personal details, credit score, loan and credit card history, and a summary of credit inquiries made on the individual. The API provides real-time access to the Equifax database to ensure accurate and up-to-date credit information.</p>\n<hr />\n<h3 id=\"use-cases\">Use Cases</h3>\n<ol>\n<li><p><strong>Pre-loan Credit Evaluation</strong> Used by financial institutions to assess an individual’s creditworthiness before issuing personal, home, or auto loans.</p>\n</li>\n<li><p><strong>Credit Card Issuance</strong> Helps credit card providers verify identity and evaluate the risk profile of an applicant.</p>\n</li>\n<li><p><strong>Tenant Screening by Landlords</strong> Property managers can evaluate a potential tenant’s credit reliability.</p>\n</li>\n<li><p><strong>Employment Background Checks</strong> Select employers use this API to assess candidates for financially sensitive roles.</p>\n</li>\n<li><p><strong>KYC &amp; Risk Profiling by Fintechs</strong> Used to supplement Know Your Customer (KYC) processes with detailed credit behavior data.</p>\n</li>\n</ol>\n<hr />\n<h3 id=\"api-details\">API Details</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (Production)</strong></td>\n<td><code>https://live.totalekyc.com/api/credit-report/individual/equifax</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"authentication-header\">Authentication Header</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td><code>Bearer</code></td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body-json\">Request Body (JSON)</h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"firstName\": \"SATHISH\",\n  \"middleName\": \"KUMAR\",\n  \"lastName\": \"RAO\",\n  \"dob\": \"1993-03-13\",\n  \"address\": \"NO-223 NACHIANNAN ANGANNAN STREET\",\n  \"state\": \"TN\",\n  \"postal\": \"641045\",\n  \"mobileNumber\": \"8122244473\",\n  \"idType\": \"PAN\",\n  \"idValue\": \"BUXPS2681D\"\n}\n\n</code></pre>\n<hr />\n<h3 id=\"request-parameters\">Request Parameters</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>firstName</code></td>\n<td>String</td>\n<td>User’s first name</td>\n<td>\"SATHISH\"</td>\n</tr>\n<tr>\n<td><code>middleName</code></td>\n<td>String</td>\n<td>User’s middle name (optional)</td>\n<td>\"KUMAR\"</td>\n</tr>\n<tr>\n<td><code>lastName</code></td>\n<td>String</td>\n<td>User’s last name</td>\n<td>\"RAO\"</td>\n</tr>\n<tr>\n<td><code>dob</code></td>\n<td>String</td>\n<td>Date of birth (YYYY-MM-DD)</td>\n<td>\"1993-03-13\"</td>\n</tr>\n<tr>\n<td><code>address</code></td>\n<td>String</td>\n<td>Full address of the user</td>\n<td>\"NO-223 NACHIANNAN ANGANNAN STREET\"</td>\n</tr>\n<tr>\n<td><code>state</code></td>\n<td>String</td>\n<td>State code</td>\n<td>\"TN\"</td>\n</tr>\n<tr>\n<td><code>postal</code></td>\n<td>String</td>\n<td>Postal code</td>\n<td>\"641045\"</td>\n</tr>\n<tr>\n<td><code>mobileNumber</code></td>\n<td>String</td>\n<td>User’s mobile number</td>\n<td>\"8122244473\"</td>\n</tr>\n<tr>\n<td><code>idType</code></td>\n<td>String</td>\n<td>Type of ID document (e.g., PAN)</td>\n<td>\"PAN\"</td>\n</tr>\n<tr>\n<td><code>idValue</code></td>\n<td>String</td>\n<td>Value of the provided ID</td>\n<td>\"BUXPS2681D\"</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-fields\">Response Fields</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>status</code></td>\n<td>Number</td>\n<td>HTTP status code</td>\n<td>200</td>\n</tr>\n<tr>\n<td><code>message</code></td>\n<td>String</td>\n<td>Success message</td>\n<td>\"Success\"</td>\n</tr>\n<tr>\n<td><code>client_id</code></td>\n<td>String</td>\n<td>Unique transaction ID</td>\n<td>\"TXN19...\"</td>\n</tr>\n<tr>\n<td><code>InquiryRequestInfo</code></td>\n<td>Object</td>\n<td>Input details submitted in the request</td>\n<td><code>{...}</code></td>\n</tr>\n<tr>\n<td><code>Score</code></td>\n<td>Array</td>\n<td>Score metadata</td>\n<td>[{...}]</td>\n</tr>\n<tr>\n<td><code>CCRResponse</code></td>\n<td>Object</td>\n<td>Credit report output</td>\n<td><code>{...}</code></td>\n</tr>\n<tr>\n<td><code>CCRResponse.Status</code></td>\n<td>String</td>\n<td>CIR response status</td>\n<td>\"1\"</td>\n</tr>\n<tr>\n<td><code>CCRResponse.CIRReportDataLst[0].Score[0].Value</code></td>\n<td>String</td>\n<td>Credit score value</td>\n<td>\"718\"</td>\n</tr>\n<tr>\n<td><code>CCRResponse.InquiryResponseHeader.HitCode</code></td>\n<td>String</td>\n<td>Hit status code (match quality indicator)</td>\n<td>\"10\"</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\">Latency Metrics</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Equifax Individual Report</td>\n<td>500–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-code\">Status Code</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Bad Request</td>\n<td>Invalid/missing parameters in request body</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Missing or invalid API key</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Check logs for more info</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n","urlObject":{"path":["api","credit-report","individual","equifax"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"0094773e-db1d-475f-9ff6-bedda13e50b8","name":"Equifax Credit Report","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"firstName\": \"SATHISH\",\r\n    \"middleName\": \"KUMAR\",\r\n    \"lastName\": \"RAO\",\r\n    \"dob\": \"1993-03-13\",\r\n    \"address\": \"NO-223 NACHIANNAN ANGANNAN STREET\",\r\n    \"state\": \"TN\",\r\n    \"postal\": \"641045\",\r\n    \"mobileNumber\": \"8122244473\",\r\n    \"idType\": \"PAN\",\r\n    \"idValue\": \"BUXPS2681D\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/equifax"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 21 May 2025 11:30:30 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"4757"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"1295-UnJOXpEnDVJHnKFHGKv0FDO4oXM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-18T18:56:57.595Z\",\n    \"transaction_id\": \"6f1d5444-7d83-43b9-b825-0e078c8adf8c\",\n    \"status\": \"success\",\n    \"status_code\": 200,\n    \"data\": {\n        \"client_id\": \"TXN1a047a6b27264912b77833c036f25507\",\n        \"InquiryRequestInfo\": {\n            \"InquiryPurpose\": \"00\",\n            \"FirstName\": \"SATHISH\",\n            \"MiddleName\": \"KUMAR\",\n            \"LastName\": \"RAO\",\n            \"InquiryAddresses\": [\n                {\n                    \"seq\": \"1\",\n                    \"AddressType\": [\n                        \"H\"\n                    ],\n                    \"AddressLine1\": \"NO-223 NACHIANNAN ANGANNAN STREET\",\n                    \"State\": \"TN\",\n                    \"Postal\": \"641045\"\n                }\n            ],\n            \"InquiryPhones\": [\n                {\n                    \"seq\": \"1\",\n                    \"PhoneType\": [\n                        \"M\"\n                    ],\n                    \"Number\": \"8122244473\"\n                }\n            ],\n            \"IDDetails\": [\n                {\n                    \"seq\": \"1\",\n                    \"IDType\": \"PAN\",\n                    \"IDValue\": \"BUXPS2681D\",\n                    \"Source\": \"Inquiry\"\n                }\n            ],\n            \"DOB\": \"1993-03-13\",\n            \"MFIDetails\": {\n                \"FamilyDetails\": [\n                    {\n                        \"seq\": \"1\",\n                        \"AdditionalNameType\": \"K01\",\n                        \"AdditionalName\": \"F\"\n                    }\n                ]\n            }\n        },\n        \"Score\": [\n            {\n                \"Type\": \"ERS\",\n                \"Version\": \"4.0\"\n            }\n        ],\n        \"CCRResponse\": {\n            \"Status\": \"1\",\n            \"CIRReportDataLst\": [\n                {\n                    \"InquiryResponseHeader\": {\n                        \"CustomerCode\": \"HJBM\",\n                        \"CustRefField\": \"FINB-KYC360-IDCR-undefined\",\n                        \"ReportOrderNO\": \"1848943930\",\n                        \"ProductCode\": [\n                            \"IDCR\"\n                        ],\n                        \"SuccessCode\": \"1\",\n                        \"Date\": \"2025-03-19\",\n                        \"Time\": \"10:39:12\",\n                        \"HitCode\": \"10\",\n                        \"CustomerName\": \"HJBM\"\n                    },\n                    \"InquiryRequestInfo\": {\n                        \"InquiryPurpose\": \"Other\",\n                        \"FirstName\": \"SATHISH\",\n                        \"MiddleName\": \"KUMAR\",\n                        \"LastName\": \"RAO\",\n                        \"InquiryAddresses\": [\n                            {\n                                \"seq\": \"1\",\n                                \"AddressType\": [\n                                    \"H\"\n                                ],\n                                \"AddressLine1\": \"NO-223 NACHIANNAN ANGANNAN STREET\",\n                                \"State\": \"TN\",\n                                \"Postal\": \"641045\"\n                            }\n                        ],\n                        \"InquiryPhones\": [\n                            {\n                                \"seq\": \"1\",\n                                \"PhoneType\": [\n                                    \"M\"\n                                ],\n                                \"Number\": \"8122244473\"\n                            }\n                        ],\n                        \"IDDetails\": [\n                            {\n                                \"seq\": \"1\",\n                                \"IDType\": \"PAN\",\n                                \"IDValue\": \"BUXPS2681D\",\n                                \"Source\": \"Inquiry\"\n                            }\n                        ],\n                        \"DOB\": \"1993-03-13\",\n                        \"MFIDetails\": {\n                            \"FamilyDetails\": [\n                                {\n                                    \"seq\": \"1\",\n                                    \"AdditionalNameType\": \"K01\",\n                                    \"AdditionalName\": \"F\"\n                                }\n                            ]\n                        }\n                    },\n                    \"Score\": [\n                        {\n                            \"Type\": \"ERS\",\n                            \"Version\": \"4.0\"\n                        }\n                    ],\n                    \"CIRReportData\": {\n                        \"IDAndContactInfo\": {\n                            \"PersonalInfo\": {\n                                \"Name\": {\n                                    \"FullName\": \"SATHISHKUMAR SO MARIMUTHU \",\n                                    \"FirstName\": \"SATHISHKUMAR \",\n                                    \"MiddleName\": \"SO \",\n                                    \"LastName\": \"MARIMUTHU \"\n                                },\n                                \" AliasName\": {},\n                                \"DateOfBirth\": \"1986-03-06\",\n                                \"Gender\": \"Male\",\n                                \"Age\": {\n                                    \"Age\": \"39\"\n                                },\n                                \"PlaceOfBirthInfo\": {}\n                            },\n                            \"IdentityInfo\": {\n                                \"VoterID\": [\n                                    {\n                                        \"seq\": \"1\",\n                                        \"ReportedDate\": \"2019-09-13\",\n                                        \"IdNumber\": \"ROG0032698\"\n                                    }\n                                ]\n                            },\n                            \"AddressInfo\": [\n                                {\n                                    \"Seq\": \"1\",\n                                    \"ReportedDate\": \"2019-09-13\",\n                                    \"Address\": \"NO 223 RAMANATHAPURAM NACHIYANNANANKANNAN STREET  COIMBATORE SOUTH  NEAR BETA SHOWROOM SUPER MARKET COIMBATORE\",\n                                    \"State\": \"TN\",\n                                    \"Postal\": \"641045\",\n                                    \"Type\": \"Primary\"\n                                },\n                                {\n                                    \"Seq\": \"2\",\n                                    \"ReportedDate\": \"2019-09-13\",\n                                    \"Address\": \"SUPER PLASTICS OLYMBUS RAMANATHA PURAM N A THEVAR STREET  NEAR BETA SHOWROOM COIMBATORE\",\n                                    \"State\": \"TN\",\n                                    \"Postal\": \"641045\",\n                                    \"Type\": \"Office\"\n                                }\n                            ],\n                            \"PhoneInfo\": [\n                                {\n                                    \"seq\": \"1\",\n                                    \"typeCode\": \"M\",\n                                    \"ReportedDate\": \"2019-09-13\",\n                                    \"Number\": \"8122244473\"\n                                }\n                            ]\n                        },\n                        \"RetailAccountDetails\": [\n                            {\n                                \"seq\": \"1\",\n                                \"AccountNumber\": \"XXXXXX3694\",\n                                \"Institution\": \"Home Credit India Finance Private Limited\",\n                                \"AccountType\": \"Consumer Loan\",\n                                \"OwnershipType\": \"Individual\",\n                                \"Balance\": \"0\",\n                                \"PastDueAmount\": \"0\",\n                                \"Open\": \"No\",\n                                \"SanctionAmount\": \"8899\",\n                                \"LastPaymentDate\": \"2020-03-15\",\n                                \"DateReported\": \"2020-03-31\",\n                                \"DateOpened\": \"2019-09-13\",\n                                \"DateClosed\": \"2020-03-15\",\n                                \"Reason\": \"Closed Account\",\n                                \"TermFrequency\": \"Monthly\",\n                                \"AccountStatus\": \"Closed Account\",\n                                \"source\": \"INDIVIDUAL\",\n                                \"History48Months\": [\n                                    {\n                                        \"key\": \"03-20\",\n                                        \"PaymentStatus\": \"CLSD\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    },\n                                    {\n                                        \"key\": \"02-20\",\n                                        \"PaymentStatus\": \"000\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    },\n                                    {\n                                        \"key\": \"01-20\",\n                                        \"PaymentStatus\": \"000\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    },\n                                    {\n                                        \"key\": \"12-19\",\n                                        \"PaymentStatus\": \"000\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    },\n                                    {\n                                        \"key\": \"11-19\",\n                                        \"PaymentStatus\": \"000\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    },\n                                    {\n                                        \"key\": \"10-19\",\n                                        \"PaymentStatus\": \"000\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    },\n                                    {\n                                        \"key\": \"09-19\",\n                                        \"PaymentStatus\": \"NEW\",\n                                        \"SuitFiledStatus\": \"*\",\n                                        \"AssetClassificationStatus\": \"*\"\n                                    }\n                                ]\n                            }\n                        ],\n                        \"RetailAccountsSummary\": {\n                            \"NoOfAccounts\": \"1\",\n                            \"NoOfActiveAccounts\": \"0\",\n                            \"NoOfWriteOffs\": \"0\",\n                            \"TotalPastDue\": \"0.00\",\n                            \"SingleHighestCredit\": \"0.00\",\n                            \"SingleHighestSanctionAmount\": \"0.00\",\n                            \"TotalHighCredit\": \"0.00\",\n                            \"SingleHighestBalance\": \"0.00\",\n                            \"NoOfPastDueAccounts\": \"0\",\n                            \"NoOfZeroBalanceAccounts\": \"0\",\n                            \"RecentAccount\": \"Consumer Loan on 13-09-2019\",\n                            \"OldestAccount\": \"Consumer Loan on 13-09-2019\",\n                            \"TotalBalanceAmount\": \"0.00\",\n                            \"TotalSanctionAmount\": \"0.00\",\n                            \"TotalCreditLimit\": \"0.0\",\n                            \"TotalMonthlyPaymentAmount\": \"0.00\"\n                        },\n                        \"ScoreDetails\": [\n                            {\n                                \"Type\": \"ERS\",\n                                \"Version\": \"4.0\",\n                                \"Name\": \"ERS4.0\",\n                                \"Value\": \"718\",\n                                \"ScoringElements\": [\n                                    {\n                                        \"type\": \"RES\",\n                                        \"seq\": \"1\",\n                                        \"code\": \"200\",\n                                        \"Description\": \"No Live Accounts\"\n                                    },\n                                    {\n                                        \"type\": \"RES\",\n                                        \"seq\": \"2\",\n                                        \"code\": \"204\",\n                                        \"Description\": \"Number of Home Loans\"\n                                    },\n                                    {\n                                        \"type\": \"RES\",\n                                        \"seq\": \"3\",\n                                        \"code\": \"205\",\n                                        \"Description\": \"Delinquency presence\"\n                                    }\n                                ]\n                            }\n                        ],\n                        \"EnquirySummary\": {\n                            \"Purpose\": \"ALL\",\n                            \"Total\": \"1\",\n                            \"Past30Days\": \"0\",\n                            \"Past12Months\": \"0\",\n                            \"Past24Months\": \"0\",\n                            \"Recent\": \"2019-12-18\"\n                        },\n                        \"OtherKeyInd\": {\n                            \"AgeOfOldestTrade\": \"66\",\n                            \"NumberOfOpenTrades\": \"0\",\n                            \"AllLinesEVERWritten\": \"0.00\",\n                            \"AllLinesEVERWrittenIn9Months\": \"0\",\n                            \"AllLinesEVERWrittenIn6Months\": \"0\"\n                        },\n                        \"RecentActivities\": {\n                            \"AccountsDeliquent\": \"0\",\n                            \"AccountsOpened\": \"0\",\n                            \"TotalInquiries\": \"0\",\n                            \"AccountsUpdated\": \"0\"\n                        }\n                    }\n                }\n            ]\n        }\n    }\n}"}],"_postman_id":"7b5cea2e-10c1-4824-a19f-b4070d16d3f5"}],"id":"05fbdd35-895e-4235-bad9-c0ed9be1173a","description":"<hr />\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"46d21dde-a2c6-43a7-9e50-014e5d805de2","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"98c69b36-d446-44d6-bd7d-49631a67e65d","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"05fbdd35-895e-4235-bad9-c0ed9be1173a"},{"name":"CIBIL","item":[{"name":"CIBIL","id":"0b7cb00d-5cab-481d-9548-13472f123c1b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"CustomerInfo\": {\r\n    \"Name\": {\r\n      \"Forename\": \"Amit\",\r\n      \"Surname\": \"Sharma\"\r\n    },\r\n    \"IdentificationNumber\": {\r\n      \"IdentifierName\": \"TaxId\",\r\n      \"Id\": \"ABCDE1234F\"\r\n    },\r\n    \"Address\": {\r\n      \"StreetAddress\": \"101 Sunshine Apartments, MG Road\",\r\n      \"City\": \"New Delhi\",\r\n      \"PostalCode\": 110001,\r\n      \"Region\": \"07\",\r\n      \"AddressType\": 1\r\n    },\r\n    \"EmailID\": \"amit.sharma@example.com\",\r\n    \"DateOfBirth\": \"1995-05-20\",\r\n    \"PhoneNumber\": {\r\n      \"Number\": \"9876543210\"\r\n    },\r\n    \"Gender\": \"Male\"\r\n  },\r\n  \"LegalCopyStatus\": \"Accept\",\r\n  \"UserConsentForDataSharing\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>CIBIL Credit Report API</strong> enables retrieval of an individual’s credit report and history by interacting with CIBIL’s scoring system. It verifies financial identity based on the provided KYC information and returns detailed credit insights.</p>\n<h3 id=\"use-cases\">Use Cases</h3>\n<ol>\n<li><p><strong>Credit Risk Evaluation</strong> during onboarding</p>\n</li>\n<li><p><strong>Financial Profile Verification</strong></p>\n</li>\n<li><p><strong>Eligibility Assessment</strong> for loans or credit cards</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Production: <code>https://live.totalekyc.com/api/credit-report/individual/cibil</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>Authorization</code></td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><code>Content-Type</code></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\">Request Body</h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"CustomerInfo\": {\n    \"Name\": {\n      \"Forename\": \"Amit\",\n      \"Surname\": \"Sharma\"\n    },\n    \"IdentificationNumber\": {\n      \"IdentifierName\": \"TaxId\",\n      \"Id\": \"ABCDE1234F\"\n    },\n    \"Address\": {\n      \"StreetAddress\": \"101 Sunshine Apartments, MG Road\",\n      \"City\": \"New Delhi\",\n      \"PostalCode\": 110001,\n      \"Region\": \"07\",\n      \"AddressType\": 1\n    },\n    \"EmailID\": \"amit.sharma@example.com\",\n    \"DateOfBirth\": \"1995-05-20\",\n    \"PhoneNumber\": {\n      \"Number\": \"9876543210\"\n    },\n    \"Gender\": \"Male\"\n  },\n  \"LegalCopyStatus\": \"Accept\",\n  \"UserConsentForDataSharing\": true\n}\n\n</code></pre>\n<hr />\n<h2 id=\"request-parameters\">Request Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>CustomerInfo.Name.Forename</code></td>\n<td>String</td>\n<td>First name of the customer (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Name.Surname</code></td>\n<td>String</td>\n<td>Last name of the customer (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.IdentificationNumber.IdentifierName</code></td>\n<td>String</td>\n<td>Identifier type (e.g., TaxId, PAN)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.IdentificationNumber.Id</code></td>\n<td>String</td>\n<td>Identifier number (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Address.StreetAddress</code></td>\n<td>String</td>\n<td>Residential address (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Address.City</code></td>\n<td>String</td>\n<td>City (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Address.PostalCode</code></td>\n<td>Number</td>\n<td>Postal code (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Address.Region</code></td>\n<td>Number</td>\n<td>Region code</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Address.AddressType</code></td>\n<td>Number</td>\n<td>Address type (<code>1</code> for primary)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.EmailID</code></td>\n<td>String</td>\n<td>Email address (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.DateOfBirth</code></td>\n<td>String</td>\n<td>Date of birth (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.PhoneNumber.Number</code></td>\n<td>Number</td>\n<td>Phone number (masked)</td>\n</tr>\n<tr>\n<td><code>CustomerInfo.Gender</code></td>\n<td>String</td>\n<td>Gender (<code>Male</code>, <code>Female</code>, or <code>Other</code>)</td>\n</tr>\n<tr>\n<td><code>LegalCopyStatus</code></td>\n<td>String</td>\n<td>Legal agreement status (<code>Accept</code>)</td>\n</tr>\n<tr>\n<td><code>UserConsentForDataSharing</code></td>\n<td>Boolean</td>\n<td>Consent status (<code>true</code> / <code>false</code>)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>message</code></td>\n<td>String</td>\n<td>Status message of the API response</td>\n</tr>\n<tr>\n<td><code>cibilData</code></td>\n<td>Object</td>\n<td>Contains credit report and metadata</td>\n</tr>\n<tr>\n<td><code>GetCustomerAssetsResponse</code></td>\n<td>Object</td>\n<td>Wrapper for CIBIL credit report structure</td>\n</tr>\n<tr>\n<td><code>ResponseStatus</code></td>\n<td>String</td>\n<td>API-level success indicator (<code>Success</code>)</td>\n</tr>\n<tr>\n<td><code>ResponseKey</code></td>\n<td>String</td>\n<td>Unique response identifier</td>\n</tr>\n<tr>\n<td><code>Asset.Status</code></td>\n<td>String</td>\n<td>Credit report status (<code>Active</code>)</td>\n</tr>\n<tr>\n<td><code>Asset.CreationDate</code></td>\n<td>String</td>\n<td>Date the asset was created</td>\n</tr>\n<tr>\n<td><code>Asset.ExpirationDate</code></td>\n<td>String</td>\n<td>Expiry date of the asset</td>\n</tr>\n<tr>\n<td><code>TrueLinkCreditReport</code></td>\n<td>Object</td>\n<td>Full credit report data</td>\n</tr>\n<tr>\n<td><code>Borrower.Birth.date</code></td>\n<td>String</td>\n<td>Borrower’s birth date</td>\n</tr>\n<tr>\n<td><code>BorrowerKey</code></td>\n<td>String</td>\n<td>Unique ID of the borrower</td>\n</tr>\n<tr>\n<td><code>htmlUrl</code></td>\n<td>String</td>\n<td>Secure one-time viewable credit report URL</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>CIBIL CREDIT REPORT</td>\n<td>500–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>200</code></td>\n<td>Success</td>\n<td>CIBIL report retrieved successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><code>400</code></td>\n<td>Invalid Request</td>\n<td>Incorrect or missing request parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><code>403</code></td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><code>422</code></td>\n<td>Invalid Details</td>\n<td>Invalid Input Details- &gt; Auth Flow will get triggered.</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><code>500</code></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue on the server</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Ensure the Bearer Token is valid and unexpired.</p>\n</li>\n<li><p>The <code>htmlUrl</code> link is <strong>single-use</strong> and must be opened only once.</p>\n</li>\n<li><p>Masked input values shown are for documentation only—submit actual unmasked data.</p>\n</li>\n<li><p>The API expects all fields required by CIBIL to be complete and accurate.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","credit-report","individual","cibil"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"beecf986-7c2e-4153-abce-51d1a12f3b08","name":"CIBIL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"CustomerInfo\": {\r\n    \"Name\": {\r\n      \"Forename\": \"Amit\",\r\n      \"Surname\": \"Sharma\"\r\n    },\r\n    \"IdentificationNumber\": {\r\n      \"IdentifierName\": \"TaxId\",\r\n      \"Id\": \"ABCDE1234F\"\r\n    },\r\n    \"Address\": {\r\n      \"StreetAddress\": \"101 Sunshine Apartments, MG Road\",\r\n      \"City\": \"New Delhi\",\r\n      \"PostalCode\": 110001,\r\n      \"Region\": \"07\",\r\n      \"AddressType\": 1\r\n    },\r\n    \"EmailID\": \"amit.sharma@example.com\",\r\n    \"DateOfBirth\": \"1995-05-20\",\r\n    \"PhoneNumber\": {\r\n      \"Number\": \"9876543210\"\r\n    },\r\n    \"Gender\": \"Male\"\r\n  },\r\n  \"LegalCopyStatus\": \"Accept\",\r\n  \"UserConsentForDataSharing\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Tue, 29 Jul 2025 10:41:33 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"89683"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"1000"},{"key":"X-RateLimit-Remaining","value":"999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"15e53-itG2cjLjdP6hAzXVu2km7tQxJgE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-25T07:58:34.103Z\",\n    \"transaction_id\": \"TXN-8aa78905-a5f0-4ff7-be13-359c552483ad\",\n    \"status\": \"success\",\n    \"data\": {\n        \"htmlUrl\": \"https://myscore.cibil.com/CreditView/webtokenasset.page?enterprise=JunoonCapita&pcc=md655429&webtoken=Skz1a-kOQPM2rD_IyyTfIhRVwZ2QgbrCk9D1W1rV6EkVclqj46ZfYhcCRma38ITwDqskgHtIoYWIgauleiyBEQ\",\n        \"cibilData\": {\n            \"GetCustomerAssetsResponse\": {\n                \"ResponseStatus\": \"Success\",\n                \"ResponseKey\": \"b913e14fc2a21071:4133842e:198e030177f:-489f\",\n                \"GetCustomerAssetsSuccess\": {\n                    \"Asset\": {\n                        \"Status\": \"Active\",\n                        \"SafetyCheckFailure\": false,\n                        \"ExpirationDate\": \"2027-08-25T09:54:35.149+05:30\",\n                        \"CreationDate\": \"2025-08-25T09:54:35.149+05:30\",\n                        \"TrueLinkCreditReport\": {\n                            \"ReferenceKey\": \"9512980492\",\n                            \"currentversion\": \"5.0\",\n                            \"Borrower\": {\n                                \"Birth\": {\n                                    \"date\": \"2002-12-20+05:30\",\n                                    \"partitionSet\": \"0\",\n                                    \"BirthDate\": {\n                                        \"month\": \"12\",\n                                        \"year\": \"2002\",\n                                        \"day\": \"20\"\n                                    },\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"age\": \"0\"\n                                },\n                                \"borrowerKey\": \"4790905154\",\n                                \"BorrowerAddress\": [\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"01\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"0\",\n                                        \"dateReported\": \"2024-03-18+05:30\",\n                                        \"partitionSet\": \"0\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2755588921\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"S/O MD SHAKIL AHMED GRAM ASHRFPUR DARBHANGA\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"847306\",\n                                            \"Region\": \"10\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"SBI CARD\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    },\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"02\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"02\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"1\",\n                                        \"dateReported\": \"2024-03-18+05:30\",\n                                        \"partitionSet\": \"1\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2755588920\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"H NO-13 PM BUSTI 4TH BY LAND SHIVPUR HOWRAH HOWRAH\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"711102\",\n                                            \"Region\": \"19\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"SBI CARD\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    },\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"03\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"2\",\n                                        \"dateReported\": \"2024-03-18+05:30\",\n                                        \"partitionSet\": \"2\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2755588919\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"MAAN SAHAB PLOT NO -84 RAVINDRA SARANI KOLKATA KOLKATTA\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"700073\",\n                                            \"Region\": \"19\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"SBI CARD\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    },\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"04\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"3\",\n                                        \"dateReported\": \"2024-02-29+05:30\",\n                                        \"partitionSet\": \"3\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2824877508\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"GRAM ASHRFPUR DANI WARD NO 02 POST SHEKHPUR DANGARWARA THANA KEOTI ASRAFPUR DARBHANGA BIHAR 847306 DARBHANGA\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"847306\",\n                                            \"Region\": \"10\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"TCL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    }\n                                ],\n                                \"CreditScore\": {\n                                    \"CreditScoreModel\": {\n                                        \"symbol\": \"CIBILTUSC3\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"CreditScoreFactor\": [\n                                        {\n                                            \"bureauCode\": \"26\",\n                                            \"Factor\": {\n                                                \"symbol\": \"26\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"35\",\n                                            \"Factor\": {\n                                                \"symbol\": \"35\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"39\",\n                                            \"Factor\": {\n                                                \"symbol\": \"39\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\",\n                                                \"factor: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"25\",\n                                            \"Factor\": {\n                                                \"symbol\": \"25\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"36\",\n                                            \"Factor\": {\n                                                \"symbol\": \"36\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                                            ]\n                                        }\n                                    ],\n                                    \"NoScoreReason\": {\n                                        \"symbol\": \"\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"riskScore\": \"732\",\n                                    \"populationRank\": \"22\",\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"scoreName\": \"CIBILTransUnionScore3\"\n                                },\n                                \"Employer\": {\n                                    \"serialNumber\": \"2882573414\",\n                                    \"IncomeFreqIndicator\": \"\",\n                                    \"NetGrossIndicator\": \"\",\n                                    \"dateReported\": \"2024-05-31+05:30\",\n                                    \"name\": \"\",\n                                    \"OccupationCode\": {\n                                        \"symbol\": \"04\",\n                                        \"description\": \"Others\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"partitionSet\": \"0\",\n                                    \"CreditAddress\": {\n                                        \"AddressType\": \"\",\n                                        \"StreetAddress\": \"\",\n                                        \"City\": \"\",\n                                        \"PostalCode\": \"\",\n                                        \"Region\": \"\"\n                                    },\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"account\": \"06\"\n                                },\n                                \"Gender\": \"Male\",\n                                \"CreditStatement\": {\n                                    \"StatementType\": {\n                                        \"symbol\": \"DISPUTE\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"statement\": \"\",\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"dateUpdated\": \"\"\n                                },\n                                \"EmailAddress\": [\n                                    {\n                                        \"serialNumber\": \"443192080\",\n                                        \"Email\": \"AHMED9817@MAIL.COM\"\n                                    },\n                                    {\n                                        \"serialNumber\": \"380912006\",\n                                        \"Email\": \"FAHMED9817@GMAIL.COM\"\n                                    },\n                                    {\n                                        \"serialNumber\": \"263539240\",\n                                        \"Email\": \"FAHMED8529@GMAIL.COM\"\n                                    },\n                                    {\n                                        \"serialNumber\": \"215074779\",\n                                        \"Email\": \"FAIZAHMED8529@GMAIL.COM\"\n                                    }\n                                ],\n                                \"IdentifierPartition\": {\n                                    \"Identifier\": [\n                                        {\n                                            \"ID\": {\n                                                \"Id\": \"4790905154\",\n                                                \"IdentifierName\": \"SocialId\"\n                                            },\n                                            \"Source\": {\n                                                \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                                \"InquiryDate\": \"2025-08-25+05:30\",\n                                                \"Locale\": \"en_IN\",\n                                                \"BorrowerKey\": \"4790905154\",\n                                                \"Bureau\": {\n                                                    \"symbol\": \"CIBIL\",\n                                                    \"description\": \"\",\n                                                    \"rank\": \"100000\",\n                                                    \"abbreviation\": \"\"\n                                                }\n                                            }\n                                        },\n                                        {\n                                            \"ID\": {\n                                                \"SerialNumber\": \"839070093\",\n                                                \"Id\": \"AGYPF6401A\",\n                                                \"IdentifierName\": \"TaxId\"\n                                            },\n                                            \"enrichMode\": \"R\",\n                                            \"Source\": {\n                                                \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                                \"InquiryDate\": \"2025-08-25+05:30\",\n                                                \"Locale\": \"en_IN\",\n                                                \"BorrowerKey\": \"4790905154\",\n                                                \"Bureau\": {\n                                                    \"symbol\": \"CIBIL\",\n                                                    \"description\": \"\",\n                                                    \"rank\": \"100000\",\n                                                    \"abbreviation\": \"\"\n                                                }\n                                            }\n                                        },\n                                        {\n                                            \"ID\": {\n                                                \"SerialNumber\": \"1133661162\",\n                                                \"Id\": \"60072027867958\",\n                                                \"IdentifierName\": \"CkycId\"\n                                            },\n                                            \"enrichMode\": \"R\",\n                                            \"Source\": {\n                                                \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                                \"InquiryDate\": \"2025-08-25+05:30\",\n                                                \"Locale\": \"en_IN\",\n                                                \"BorrowerKey\": \"4790905154\",\n                                                \"Bureau\": {\n                                                    \"symbol\": \"CIBIL\",\n                                                    \"description\": \"\",\n                                                    \"rank\": \"100000\",\n                                                    \"abbreviation\": \"\"\n                                                }\n                                            }\n                                        }\n                                    ]\n                                },\n                                \"BorrowerName\": {\n                                    \"Name\": {\n                                        \"Surname\": \"FAIZ\",\n                                        \"Forename\": \"MD\"\n                                    },\n                                    \"partitionSet\": \"0\",\n                                    \"NameType\": {\n                                        \"symbol\": \"\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    }\n                                },\n                                \"BorrowerTelephone\": [\n                                    {\n                                        \"partitionSet\": \"0\",\n                                        \"PhoneNumber\": {\n                                            \"SerialNumber\": \"2025913408\",\n                                            \"Number\": \"9874890217\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"PhoneType\": {\n                                            \"symbol\": \"00\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    {\n                                        \"partitionSet\": \"1\",\n                                        \"PhoneNumber\": {\n                                            \"SerialNumber\": \"1490186621\",\n                                            \"Number\": \"9874890217\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"PhoneType\": {\n                                            \"symbol\": \"01\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    {\n                                        \"partitionSet\": \"2\",\n                                        \"PhoneNumber\": {\n                                            \"SerialNumber\": \"2038563754\",\n                                            \"Number\": \"9826754723\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"PhoneType\": {\n                                            \"symbol\": \"01\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    }\n                                ]\n                            },\n                            \"SafetyCheckPassed\": true,\n                            \"Frozen\": \"\",\n                            \"Message\": {\n                                \"Code\": {\n                                    \"symbol\": \"\",\n                                    \"description\": \"\",\n                                    \"rank\": \"100000\",\n                                    \"abbreviation\": \"\"\n                                },\n                                \"text\": \"\",\n                                \"Type\": {\n                                    \"symbol\": \"ZZ\",\n                                    \"description\": \"\",\n                                    \"rank\": \"100000\",\n                                    \"abbreviation\": \"\"\n                                }\n                            },\n                            \"Sources\": {\n                                \"Source\": {\n                                    \"InquiryDate\": \"2025-08-25T09:54:33.000+05:30\",\n                                    \"Bureau\": {\n                                        \"symbol\": \"CIBIL\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"OriginalData\": \"{
  "ICRS_SubjectInquiryByTUEF_Response":{
    "header":{
      "msgRefNum":"54ed96ca-8306-4f38-8617-c2b8b95bd120"
    },
    "success":true,
    "timestamp":"2025-08-25T09:54:33+0530",
    "duplicatedInquiry":true,
    "ecn":9512980492,
    "firstEcn":4790905154,
    "subjectReturnCode":1,
    "subject":[{
      "fid":797396781,
      "name":{
        "name1":"MD",
        "name3":"FAIZ",
        "dob":"20021220",
        "gender":"2",
        "errorCodeSegment":"ZZ"
      },
      "id":[{
        "serialNumber":839070093,
        "idType":"01",
        "idNumber":"AGYPF6401A",
        "enrichMode":"R"
      },{
        "serialNumber":1133661162,
        "idType":"09",
        "idNumber":"60072027867958",
        "enrichMode":"R"
      }],
      "telephone":[{
        "serialNumber":2025913408,
        "telephoneType":"00",
        "telephoneNumber":"9874890217",
        "enrichMode":"R"
      },{
        "serialNumber":1490186621,
        "telephoneType":"01",
        "telephoneNumber":"9874890217",
        "enrichMode":"R"
      },{
        "serialNumber":2038563754,
        "telephoneType":"01",
        "telephoneNumber":"9826754723",
        "enrichMode":"R"
      }],
      "address":[{
        "serialNumber":2755588921,
        "line1":"S\/O MD SHAKIL AHMED GRAM ASHRFPUR",
        "line5":"DARBHANGA",
        "stateCode":"10",
        "pinCode":847306,
        "addressCategory":"01",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2755588920,
        "line1":"H NO-13 PM BUSTI 4TH",
        "line2":"BY LAND SHIVPUR HOWRAH",
        "line5":"HOWRAH",
        "stateCode":"19",
        "pinCode":711102,
        "addressCategory":"02",
        "residenceCode":"02",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2755588919,
        "line1":"MAAN SAHAB",
        "line2":"PLOT NO -84 RAVINDRA SARANI",
        "line3":"KOLKATA",
        "line5":"KOLKATTA",
        "stateCode":"19",
        "pinCode":700073,
        "addressCategory":"03",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2824877508,
        "line1":"GRAM ASHRFPUR DANI WARD NO 02 POST",
        "line2":"SHEKHPUR DANGARWARA THANA KEOTI",
        "line3":"ASRAFPUR DARBHANGA BIHAR 847306",
        "line4":"DARBHANGA",
        "stateCode":"10",
        "pinCode":847306,
        "addressCategory":"04",
        "reportedDate":"20240229",
        "enrichMode":"R",
        "memberShortName":"TCL"
      }],
      "email":[{
        "serialNumber":443192080,
        "emailID":"AHMED9817@MAIL.COM"
      },{
        "serialNumber":380912006,
        "emailID":"FAHMED9817@GMAIL.COM"
      },{
        "serialNumber":263539240,
        "emailID":"FAHMED8529@GMAIL.COM"
      },{
        "serialNumber":215074779,
        "emailID":"FAIZAHMED8529@GMAIL.COM"
      }],
      "account":[{
        "serialNumber":2946654590,
        "fileSinceDate":"20240405",
        "accountNumber":"TCFTW0918000012710982",
        "accountType":"13",
        "memberKob":"NB",
        "memberCode":89660001,
        "memberShortName":"TCL",
        "ownershipIndicator":"1",
        "dateOpened":"20240224",
        "dateOfLastPayment":"20250805",
        "reportedDate":"20250815",
        "highCreditAmount":146162,
        "currentBalance":89305,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20240201",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":20.500000,
        "repaymentTenure":36,
        "EMIAmount":5469,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2882573414,
        "fileSinceDate":"20240225",
        "accountNumber":"FLIPKART-145067670",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20240219",
        "dateOfLastPayment":"20240805",
        "dateClosed":"20240812",
        "reportedDate":"20240831",
        "highCreditAmount":24058,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0],
        "paymentHistStartDate":"20240801",
        "paymentHistEndDate":"20240201",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":6,
        "EMIAmount":4254,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":25535
      },{
        "serialNumber":2896822513,
        "fileSinceDate":"20240229",
        "accountNumber":"FLIPKART-143108452",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20240126",
        "dateOfLastPayment":"20240704",
        "dateClosed":"20240711",
        "reportedDate":"20240731",
        "highCreditAmount":19004,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0],
        "paymentHistStartDate":"20240701",
        "paymentHistEndDate":"20240101",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":6,
        "EMIAmount":3392,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":20357
      },{
        "serialNumber":2923540299,
        "fileSinceDate":"20240320",
        "accountNumber":"9329272065290298488",
        "accountType":"10",
        "memberKob":"PC",
        "memberCode":65020001,
        "memberShortName":"SBI CARD",
        "ownershipIndicator":"1",
        "dateOpened":"20231231",
        "dateClosed":"20240524",
        "reportedDate":"20240916",
        "highCreditAmount":4069,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,93,63,33],
        "paymentHistStartDate":"20240901",
        "paymentHistEndDate":"20240301",
        "valueOfCollateral":-1,
        "creditLimit":28000,
        "cashLimit":5600,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2805748419,
        "fileSinceDate":"20240106",
        "accountNumber":"0001016240012452605",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3080001,
        "memberShortName":"HDFC BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20231229",
        "dateOfLastPayment":"20250806",
        "reportedDate":"20250815",
        "highCreditAmount":45397,
        "currentBalance":43127,
        "amountOverdue":-1,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20231201",
        "valueOfCollateral":-1,
        "creditLimit":46000,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "actualPaymentAmount":-1
      },{
        "serialNumber":2717537490,
        "fileSinceDate":"20231121",
        "accountNumber":"9406785002195227",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3300001,
        "memberShortName":"KOTAK BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20231017",
        "dateOfLastPayment":"20250611",
        "reportedDate":"20250815",
        "highCreditAmount":19029,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20231001",
        "valueOfCollateral":-1,
        "creditLimit":10000,
        "cashLimit":2000,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2561450721,
        "fileSinceDate":"20230715",
        "accountNumber":"5615376U",
        "accountType":"69",
        "memberKob":"NB",
        "memberCode":7490001,
        "memberShortName":"TRANSACTREE",
        "ownershipIndicator":"1",
        "dateOpened":"20230419",
        "dateOfLastPayment":"20230419",
        "dateClosed":"20241203",
        "reportedDate":"20250115",
        "highCreditAmount":3000,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,-2,-2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-2,0,-2,0],
        "paymentHistStartDate":"20250101",
        "paymentHistEndDate":"20230501",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "actualPaymentAmount":-1
      },{
        "serialNumber":2232659057,
        "fileSinceDate":"20221107",
        "accountNumber":"FLIPKART-84727301",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20220925",
        "dateOfLastPayment":"20240401",
        "dateClosed":"20250518",
        "reportedDate":"20250518",
        "highCreditAmount":80000,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250501",
        "paymentHistEndDate":"20220901",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":84,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":18733
      },{
        "serialNumber":2130852010,
        "fileSinceDate":"20220819",
        "accountNumber":"9406770004273420",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3300001,
        "memberShortName":"KOTAK BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20220709",
        "dateOfLastPayment":"20250810",
        "reportedDate":"20250815",
        "highCreditAmount":20466,
        "currentBalance":7935,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20220901",
        "valueOfCollateral":-1,
        "creditLimit":10000,
        "cashLimit":2000,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      }],
      "inquiry":[{
        "enqControlNum":9495659960,
        "dateOfInquiry":"20250821",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299966,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":9053175820,
        "dateOfInquiry":"20250506",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3367755,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":8951088774,
        "dateOfInquiry":"20250409",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":8527990827,
        "dateOfInquiry":"20241226",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3089588,
        "memberShortName":"HDFC BANK"
      },{
        "enqControlNum":8378607793,
        "dateOfInquiry":"20241117",
        "inquiryPurpose":"51",
        "inquiryAmount":1000000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":89668989,
        "memberShortName":"TCL"
      },{
        "enqControlNum":8364091255,
        "dateOfInquiry":"20241113",
        "inquiryPurpose":"05",
        "inquiryAmount":3000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":41279999,
        "memberShortName":"KRAZYBEE"
      },{
        "enqControlNum":8359985062,
        "dateOfInquiry":"20241113",
        "inquiryPurpose":"00",
        "inquiryAmount":100000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":66036255,
        "memberShortName":"BAJAJ FIN LTD"
      },{
        "enqControlNum":8150430646,
        "dateOfInquiry":"20240925",
        "inquiryPurpose":"06",
        "inquiryAmount":79900,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":66038889,
        "memberShortName":"BAJAJ FIN LTD"
      },{
        "enqControlNum":7880536880,
        "dateOfInquiry":"20240726",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":7658123524,
        "dateOfInquiry":"20240606",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":7656524634,
        "dateOfInquiry":"20240606",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":7325433407,
        "dateOfInquiry":"20240319",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":7319053407,
        "dateOfInquiry":"20240318",
        "inquiryPurpose":"10",
        "inquiryAmount":50000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3116667,
        "memberShortName":"INDUSIND BANK"
      },{
        "enqControlNum":7226965974,
        "dateOfInquiry":"20240227",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3367755,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":7213361200,
        "dateOfInquiry":"20240223",
        "inquiryPurpose":"13",
        "inquiryAmount":146162,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":89668989,
        "memberShortName":"TCL"
      },{
        "enqControlNum":7139563967,
        "dateOfInquiry":"20240207",
        "inquiryPurpose":"10",
        "inquiryAmount":100,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3302753,
        "memberShortName":"KOTAK BANK"
      },{
        "enqControlNum":7072208982,
        "dateOfInquiry":"20240123",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3389999,
        "memberShortName":"RBL BANK LTD"
      },{
        "enqControlNum":6986410370,
        "dateOfInquiry":"20240105",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6950875691,
        "dateOfInquiry":"20231228",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":59,
        "inquiryRulesId":1000,
        "memberKob":"PC",
        "memberCode":65029988,
        "memberShortName":"SBI CARD"
      },{
        "enqControlNum":6928442089,
        "dateOfInquiry":"20231223",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":59,
        "inquiryRulesId":1000,
        "memberKob":"PC",
        "memberCode":65029988,
        "memberShortName":"SBI CARD"
      },{
        "enqControlNum":6921611878,
        "dateOfInquiry":"20231221",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":6920686289,
        "dateOfInquiry":"20231221",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3089588,
        "memberShortName":"HDFC BANK"
      },{
        "enqControlNum":6841618187,
        "dateOfInquiry":"20231205",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6636310588,
        "dateOfInquiry":"20231023",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6551058005,
        "dateOfInquiry":"20231006",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6139945269,
        "dateOfInquiry":"20230715",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6121090531,
        "dateOfInquiry":"20230712",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5909630433,
        "dateOfInquiry":"20230527",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5874291908,
        "dateOfInquiry":"20230519",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5665178125,
        "dateOfInquiry":"20230330",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5641127017,
        "dateOfInquiry":"20230325",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5626652036,
        "dateOfInquiry":"20230321",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5313978639,
        "dateOfInquiry":"20221227",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3368888,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":5260055564,
        "dateOfInquiry":"20221209",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":4995894880,
        "dateOfInquiry":"20220914",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3291113,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":4911538128,
        "dateOfInquiry":"20220817",
        "inquiryPurpose":"06",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3368888,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":4790905154,
        "dateOfInquiry":"20220707",
        "inquiryPurpose":"10",
        "inquiryAmount":50000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3306677,
        "memberShortName":"KOTAK BANK"
      }],
      "cdr":{
      },
      "employment":{
        "serialNumber":2882573414,
        "accountType":"06",
        "reportedDate":"20240531",
        "occupationCode":"04"
      },
      "score":"SC10CIBILTUSC301020802021003082508202504050073205020006020007020008020009020010020011020013020014020025022626023527023928022529023675050000090109512980492"
    }],
    "error":[]
  }
}\"\n                                }\n                            },\n                            \"DeceasedIndicator\": false,\n                            \"FraudIndicator\": false,\n                            \"TradeLinePartition\": [\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"13\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"TCL\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"146162\",\n                                        \"dateOpened\": \"2024-02-24+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"89305\",\n                                        \"subscriberCode\": \"89660001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-08-05+05:30\",\n                                        \"accountNumber\": \"TCFTW0918000012710982\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"20.50\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2946654590\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-02-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"5469\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2025-08-05+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"13\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"13\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"36\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"0\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"06\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"IDFC FIRST BANK\",\n                                        \"dateClosed\": \"2024-08-12+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"24058\",\n                                        \"dateOpened\": \"2024-02-19+05:30\",\n                                        \"dateReported\": \"2024-08-31+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3360001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2024-08-05+05:30\",\n                                        \"accountNumber\": \"FLIPKART-145067670\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2882573414\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-02-01+05:30\",\n                                                \"startDate\": \"2024-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"4254\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2024-08-05+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"25535\",\n                                            \"termMonths\": \"6\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"1\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"06\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"IDFC FIRST BANK\",\n                                        \"dateClosed\": \"2024-07-11+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"19004\",\n                                        \"dateOpened\": \"2024-01-26+05:30\",\n                                        \"dateReported\": \"2024-07-31+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3360001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2024-07-04+05:30\",\n                                        \"accountNumber\": \"FLIPKART-143108452\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2896822513\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-01-01+05:30\",\n                                                \"startDate\": \"2024-07-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"3392\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2024-07-04+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"20357\",\n                                            \"termMonths\": \"6\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"2\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"SBI CARD\",\n                                        \"dateClosed\": \"2024-05-24+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"4069\",\n                                        \"dateOpened\": \"2023-12-31+05:30\",\n                                        \"dateReported\": \"2024-09-16+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"65020001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"accountNumber\": \"9329272065290298488\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2923540299\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-03-01+05:30\",\n                                                \"startDate\": \"2024-09-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"93\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"63\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"33\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,93,63,33,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"5600\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"28000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"3\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"HDFC BANK\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"45397\",\n                                        \"dateOpened\": \"2023-12-29+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"43127\",\n                                        \"subscriberCode\": \"3080001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-08-06+05:30\",\n                                        \"accountNumber\": \"0001016240012452605\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2805748419\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2023-12-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2025-08-06+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"46000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"-1\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"4\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"KOTAK BANK\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"19029\",\n                                        \"dateOpened\": \"2023-10-17+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3300001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-06-11+05:30\",\n                                        \"accountNumber\": \"9406785002195227\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2717537490\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2023-10-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"2000\",\n                                            \"dateLastPayment\": \"2025-06-11+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"10000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"5\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"69\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"TRANSACTREE\",\n                                        \"dateClosed\": \"2024-12-03+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"3000\",\n                                        \"dateOpened\": \"2023-04-19+05:30\",\n                                        \"dateReported\": \"2025-01-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"7490001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2023-04-19+05:30\",\n                                        \"accountNumber\": \"5615376U\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2561450721\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2023-05-01+05:30\",\n                                                \"startDate\": \"2025-01-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-08-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-06-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,XXX,XXX,0,0,0,0,0,0,0,0,0,0,0,0,0,0,XXX,0,XXX,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2023-04-19+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"69\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"69\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"6\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"06\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"IDFC FIRST BANK\",\n                                        \"dateClosed\": \"2025-05-18+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"80000\",\n                                        \"dateOpened\": \"2022-09-25+05:30\",\n                                        \"dateReported\": \"2025-05-18+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3360001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2024-04-01+05:30\",\n                                        \"accountNumber\": \"FLIPKART-84727301\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2232659057\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2022-09-01+05:30\",\n                                                \"startDate\": \"2025-05-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2024-04-01+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"18733\",\n                                            \"termMonths\": \"84\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"7\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"KOTAK BANK\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"20466\",\n                                        \"dateOpened\": \"2022-07-09+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"7935\",\n                                        \"subscriberCode\": \"3300001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-08-10+05:30\",\n                                        \"accountNumber\": \"9406770004273420\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2130852010\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2022-09-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"2000\",\n                                            \"dateLastPayment\": \"2025-08-10+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"10000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"8\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                }\n                            ],\n                            \"InquiryPartition\": [\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"9495659960\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2025-08-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"20000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"9053175820\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2025-05-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"8951088774\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2025-04-09+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"HDFC BANK\",\n                                        \"enqControlNum\": \"8527990827\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-12-26+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"51\",\n                                        \"subscriberName\": \"TCL\",\n                                        \"enqControlNum\": \"8378607793\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-11-17+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"3000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"05\",\n                                        \"subscriberName\": \"KRAZYBEE\",\n                                        \"enqControlNum\": \"8364091255\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-11-13+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"100000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"00\",\n                                        \"subscriberName\": \"BAJAJ FIN LTD\",\n                                        \"enqControlNum\": \"8359985062\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-11-13+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"79900\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"06\",\n                                        \"subscriberName\": \"BAJAJ FIN LTD\",\n                                        \"enqControlNum\": \"8150430646\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-09-25+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"7880536880\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-07-26+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"7658123524\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-06-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"7656524634\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-06-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"7325433407\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-03-19+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"50000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"INDUSIND BANK\",\n                                        \"enqControlNum\": \"7319053407\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-03-18+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"20000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"7226965974\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-02-27+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"146162\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"13\",\n                                        \"subscriberName\": \"TCL\",\n                                        \"enqControlNum\": \"7213361200\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-02-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"100\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"KOTAK BANK\",\n                                        \"enqControlNum\": \"7139563967\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-02-07+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK LTD\",\n                                        \"enqControlNum\": \"7072208982\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-01-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6986410370\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-01-05+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"SBI CARD\",\n                                        \"enqControlNum\": \"6950875691\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-28+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"SBI CARD\",\n                                        \"enqControlNum\": \"6928442089\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"6921611878\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"HDFC BANK\",\n                                        \"enqControlNum\": \"6920686289\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6841618187\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-05+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6636310588\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-10-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6551058005\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-10-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6139945269\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-07-15+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6121090531\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-07-12+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5909630433\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-05-27+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5874291908\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-05-19+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5665178125\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-03-30+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5641127017\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-03-25+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5626652036\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-03-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"20000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"5313978639\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-12-27+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5260055564\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-12-09+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"4995894880\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-09-14+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"06\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"4911538128\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-08-17+05:30\"\n                                    }\n                                }\n                            ]\n                        },\n                        \"AssetId\": \"22006986291\",\n                        \"Type\": \"SingleCreditReport\"\n                    }\n                }\n            }\n        }\n    }\n}"}],"_postman_id":"0b7cb00d-5cab-481d-9548-13472f123c1b"},{"name":"CIBIL PDF","id":"3182305c-ac62-496f-b14f-6a5dca7a8d3d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n        \"CustomerInfo\": {\n            \"Name\": {\n                \"Forename\": \"rakesh\",\n                \"Surname\": \"sharma\"\n            },\n            \"IdentificationNumber\": {\n                \"IdentifierName\": \"TaxId\",\n                \"Id\": \"APRXS7458B\"\n            },\n            \"Address\": {\n                \"StreetAddress\": \"FLAT NO A 100 SUBHAM CO OP HSG SOCIETY LTD SIDDHIVINAYAK GARG AGARPUR GALI BHAVANI EAST PINCODE 302111\",\n                \"City\": \"302101\",\n                \"PostalCode\": 302101,\n                \"Region\": \"29\",\n                \"AddressType\": 1\n            },\n            \"EmailID\": \"rakesh.ssharma@gmail.com\",\n            \"DateOfBirth\": \"1980-09-11\",\n            \"PhoneNumber\": {\n                \"Number\": \"0987654321\"\n            },\n            \"Gender\": \"Male\"\n        },\n        \"LegalCopyStatus\": \"Accept\",\n        \"UserConsentForDataSharing\": true\n    }\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil-pdf","urlObject":{"path":["api","credit-report","individual","cibil-pdf"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"3585f78b-39b6-4e08-8a82-ad92e62fad2c","name":"CIBIL PDF","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n        \"CustomerInfo\": {\n            \"Name\": {\n                \"Forename\": \"rakesh\",\n                \"Surname\": \"sharma\"\n            },\n            \"IdentificationNumber\": {\n                \"IdentifierName\": \"TaxId\",\n                \"Id\": \"APRXS7458B\"\n            },\n            \"Address\": {\n                \"StreetAddress\": \"FLAT NO A 100 SUBHAM CO OP HSG SOCIETY LTD SIDDHIVINAYAK GARG AGARPUR GALI BHAVANI EAST PINCODE 302111\",\n                \"City\": \"302101\",\n                \"PostalCode\": 302101,\n                \"Region\": \"29\",\n                \"AddressType\": 1\n            },\n            \"EmailID\": \"rakesh.ssharma@gmail.com\",\n            \"DateOfBirth\": \"1980-09-11\",\n            \"PhoneNumber\": {\n                \"Number\": \"0987654321\"\n            },\n            \"Gender\": \"Male\"\n        },\n        \"LegalCopyStatus\": \"Accept\",\n        \"UserConsentForDataSharing\": true\n    }\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil-pdf"},"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-25T07:58:34.103Z\",\n    \"transaction_id\": \"TXN-8aa78905-a5f0-4ff7-be13-359c552483ad\",\n    \"status\": \"success\",\n    \"data\": {\n        \"htmlUrl\": \"https://myscore.cibil.com/CreditView/webtokenasset.page?enterprise=JunoonCapita&pcc=md655429&webtoken=Skz1a-kOQPM2rD_IyyTfIhRVwZ2QgbrCk9D1W1rV6EkVclqj46ZfYhcCRma38ITwDqskgHtIoYWIgauleiyBEQ\",\n          \"credit_report_link\": \"https://kyc-docs-storage.s3.ap-south-1.amazonaws.com/credit_reports/cibil/cibil_report_TXN-92938d5e-8a0e-4812-8ae6-79528eb27746.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=ASIAQFLZDKV6ZLKWSDZM%2F20260102%2Fap-south-1%2Fs3%2Faws4_request&X-Amz-Date=20260102T052736Z&X-Amz-Expires=3600&X-Amz-Security-Token=IQoJb3JpZ2luX6e0a6281e63d004f93745a4&X-Amz-SignedHeaders=host\"\n        \"cibilData\": {\n            \"GetCustomerAssetsResponse\": {\n                \"ResponseStatus\": \"Success\",\n                \"ResponseKey\": \"b913e14fc2a21071:4133842e:198e030177f:-489f\",\n                \"GetCustomerAssetsSuccess\": {\n                    \"Asset\": {\n                        \"Status\": \"Active\",\n                        \"SafetyCheckFailure\": false,\n                        \"ExpirationDate\": \"2027-08-25T09:54:35.149+05:30\",\n                        \"CreationDate\": \"2025-08-25T09:54:35.149+05:30\",\n                        \"TrueLinkCreditReport\": {\n                            \"ReferenceKey\": \"9512980492\",\n                            \"currentversion\": \"5.0\",\n                            \"Borrower\": {\n                                \"Birth\": {\n                                    \"date\": \"2002-12-20+05:30\",\n                                    \"partitionSet\": \"0\",\n                                    \"BirthDate\": {\n                                        \"month\": \"12\",\n                                        \"year\": \"2002\",\n                                        \"day\": \"20\"\n                                    },\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"age\": \"0\"\n                                },\n                                \"borrowerKey\": \"4790905154\",\n                                \"BorrowerAddress\": [\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"01\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"0\",\n                                        \"dateReported\": \"2024-03-18+05:30\",\n                                        \"partitionSet\": \"0\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2755588921\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"S/O MD SHAKIL AHMED GRAM ASHRFPUR DARBHANGA\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"847306\",\n                                            \"Region\": \"10\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"SBI CARD\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    },\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"02\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"02\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"1\",\n                                        \"dateReported\": \"2024-03-18+05:30\",\n                                        \"partitionSet\": \"1\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2755588920\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"H NO-13 PM BUSTI 4TH BY LAND SHIVPUR HOWRAH HOWRAH\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"711102\",\n                                            \"Region\": \"19\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"SBI CARD\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    },\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"03\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"2\",\n                                        \"dateReported\": \"2024-03-18+05:30\",\n                                        \"partitionSet\": \"2\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2755588919\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"MAAN SAHAB PLOT NO -84 RAVINDRA SARANI KOLKATA KOLKATTA\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"700073\",\n                                            \"Region\": \"19\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"SBI CARD\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    },\n                                    {\n                                        \"Dwelling\": {\n                                            \"symbol\": \"04\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Ownership\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"addressOrder\": \"3\",\n                                        \"dateReported\": \"2024-02-29+05:30\",\n                                        \"partitionSet\": \"3\",\n                                        \"CreditAddress\": {\n                                            \"SerialNumber\": \"2824877508\",\n                                            \"AddressType\": \"\",\n                                            \"StreetAddress\": \"GRAM ASHRFPUR DANI WARD NO 02 POST SHEKHPUR DANGARWARA THANA KEOTI ASRAFPUR DARBHANGA BIHAR 847306 DARBHANGA\",\n                                            \"City\": \"\",\n                                            \"PostalCode\": \"847306\",\n                                            \"Region\": \"10\"\n                                        },\n                                        \"Origin\": {\n                                            \"symbol\": \"TCL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        }\n                                    }\n                                ],\n                                \"CreditScore\": {\n                                    \"CreditScoreModel\": {\n                                        \"symbol\": \"CIBILTUSC3\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"CreditScoreFactor\": [\n                                        {\n                                            \"bureauCode\": \"26\",\n                                            \"Factor\": {\n                                                \"symbol\": \"26\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"35\",\n                                            \"Factor\": {\n                                                \"symbol\": \"35\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"39\",\n                                            \"Factor\": {\n                                                \"symbol\": \"39\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\",\n                                                \"factor: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"25\",\n                                            \"Factor\": {\n                                                \"symbol\": \"25\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                                            ]\n                                        },\n                                        {\n                                            \"bureauCode\": \"36\",\n                                            \"Factor\": {\n                                                \"symbol\": \"36\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"FactorText\": [\n                                                \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                                                \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                                            ]\n                                        }\n                                    ],\n                                    \"NoScoreReason\": {\n                                        \"symbol\": \"\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"riskScore\": \"732\",\n                                    \"populationRank\": \"22\",\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"scoreName\": \"CIBILTransUnionScore3\"\n                                },\n                                \"Employer\": {\n                                    \"serialNumber\": \"2882573414\",\n                                    \"IncomeFreqIndicator\": \"\",\n                                    \"NetGrossIndicator\": \"\",\n                                    \"dateReported\": \"2024-05-31+05:30\",\n                                    \"name\": \"\",\n                                    \"OccupationCode\": {\n                                        \"symbol\": \"04\",\n                                        \"description\": \"Others\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"partitionSet\": \"0\",\n                                    \"CreditAddress\": {\n                                        \"AddressType\": \"\",\n                                        \"StreetAddress\": \"\",\n                                        \"City\": \"\",\n                                        \"PostalCode\": \"\",\n                                        \"Region\": \"\"\n                                    },\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"account\": \"06\"\n                                },\n                                \"Gender\": \"Male\",\n                                \"CreditStatement\": {\n                                    \"StatementType\": {\n                                        \"symbol\": \"DISPUTE\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"statement\": \"\",\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    \"dateUpdated\": \"\"\n                                },\n                                \"EmailAddress\": [\n                                    {\n                                        \"serialNumber\": \"443192080\",\n                                        \"Email\": \"AHMED9817@MAIL.COM\"\n                                    },\n                                    {\n                                        \"serialNumber\": \"380912006\",\n                                        \"Email\": \"FAHMED9817@GMAIL.COM\"\n                                    },\n                                    {\n                                        \"serialNumber\": \"263539240\",\n                                        \"Email\": \"FAHMED8529@GMAIL.COM\"\n                                    },\n                                    {\n                                        \"serialNumber\": \"215074779\",\n                                        \"Email\": \"FAIZAHMED8529@GMAIL.COM\"\n                                    }\n                                ],\n                                \"IdentifierPartition\": {\n                                    \"Identifier\": [\n                                        {\n                                            \"ID\": {\n                                                \"Id\": \"4790905154\",\n                                                \"IdentifierName\": \"SocialId\"\n                                            },\n                                            \"Source\": {\n                                                \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                                \"InquiryDate\": \"2025-08-25+05:30\",\n                                                \"Locale\": \"en_IN\",\n                                                \"BorrowerKey\": \"4790905154\",\n                                                \"Bureau\": {\n                                                    \"symbol\": \"CIBIL\",\n                                                    \"description\": \"\",\n                                                    \"rank\": \"100000\",\n                                                    \"abbreviation\": \"\"\n                                                }\n                                            }\n                                        },\n                                        {\n                                            \"ID\": {\n                                                \"SerialNumber\": \"839070093\",\n                                                \"Id\": \"AGYPF6401A\",\n                                                \"IdentifierName\": \"TaxId\"\n                                            },\n                                            \"enrichMode\": \"R\",\n                                            \"Source\": {\n                                                \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                                \"InquiryDate\": \"2025-08-25+05:30\",\n                                                \"Locale\": \"en_IN\",\n                                                \"BorrowerKey\": \"4790905154\",\n                                                \"Bureau\": {\n                                                    \"symbol\": \"CIBIL\",\n                                                    \"description\": \"\",\n                                                    \"rank\": \"100000\",\n                                                    \"abbreviation\": \"\"\n                                                }\n                                            }\n                                        },\n                                        {\n                                            \"ID\": {\n                                                \"SerialNumber\": \"1133661162\",\n                                                \"Id\": \"60072027867958\",\n                                                \"IdentifierName\": \"CkycId\"\n                                            },\n                                            \"enrichMode\": \"R\",\n                                            \"Source\": {\n                                                \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                                \"InquiryDate\": \"2025-08-25+05:30\",\n                                                \"Locale\": \"en_IN\",\n                                                \"BorrowerKey\": \"4790905154\",\n                                                \"Bureau\": {\n                                                    \"symbol\": \"CIBIL\",\n                                                    \"description\": \"\",\n                                                    \"rank\": \"100000\",\n                                                    \"abbreviation\": \"\"\n                                                }\n                                            }\n                                        }\n                                    ]\n                                },\n                                \"BorrowerName\": {\n                                    \"Name\": {\n                                        \"Surname\": \"FAIZ\",\n                                        \"Forename\": \"MD\"\n                                    },\n                                    \"partitionSet\": \"0\",\n                                    \"NameType\": {\n                                        \"symbol\": \"\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"Source\": {\n                                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                        \"InquiryDate\": \"2025-08-25+05:30\",\n                                        \"Locale\": \"en_IN\",\n                                        \"BorrowerKey\": \"4790905154\",\n                                        \"Bureau\": {\n                                            \"symbol\": \"CIBIL\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    }\n                                },\n                                \"BorrowerTelephone\": [\n                                    {\n                                        \"partitionSet\": \"0\",\n                                        \"PhoneNumber\": {\n                                            \"SerialNumber\": \"2025913408\",\n                                            \"Number\": \"9874890217\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"PhoneType\": {\n                                            \"symbol\": \"00\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    {\n                                        \"partitionSet\": \"1\",\n                                        \"PhoneNumber\": {\n                                            \"SerialNumber\": \"1490186621\",\n                                            \"Number\": \"9874890217\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"PhoneType\": {\n                                            \"symbol\": \"01\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    },\n                                    {\n                                        \"partitionSet\": \"2\",\n                                        \"PhoneNumber\": {\n                                            \"SerialNumber\": \"2038563754\",\n                                            \"Number\": \"9826754723\"\n                                        },\n                                        \"enrichMode\": \"R\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"PhoneType\": {\n                                            \"symbol\": \"01\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        }\n                                    }\n                                ]\n                            },\n                            \"SafetyCheckPassed\": true,\n                            \"Frozen\": \"\",\n                            \"Message\": {\n                                \"Code\": {\n                                    \"symbol\": \"\",\n                                    \"description\": \"\",\n                                    \"rank\": \"100000\",\n                                    \"abbreviation\": \"\"\n                                },\n                                \"text\": \"\",\n                                \"Type\": {\n                                    \"symbol\": \"ZZ\",\n                                    \"description\": \"\",\n                                    \"rank\": \"100000\",\n                                    \"abbreviation\": \"\"\n                                }\n                            },\n                            \"Sources\": {\n                                \"Source\": {\n                                    \"InquiryDate\": \"2025-08-25T09:54:33.000+05:30\",\n                                    \"Bureau\": {\n                                        \"symbol\": \"CIBIL\",\n                                        \"description\": \"\",\n                                        \"rank\": \"100000\",\n                                        \"abbreviation\": \"\"\n                                    },\n                                    \"OriginalData\": \"{
  "ICRS_SubjectInquiryByTUEF_Response":{
    "header":{
      "msgRefNum":"54ed96ca-8306-4f38-8617-c2b8b95bd120"
    },
    "success":true,
    "timestamp":"2025-08-25T09:54:33+0530",
    "duplicatedInquiry":true,
    "ecn":9512980492,
    "firstEcn":4790905154,
    "subjectReturnCode":1,
    "subject":[{
      "fid":797396781,
      "name":{
        "name1":"MD",
        "name3":"FAIZ",
        "dob":"20021220",
        "gender":"2",
        "errorCodeSegment":"ZZ"
      },
      "id":[{
        "serialNumber":839070093,
        "idType":"01",
        "idNumber":"AGYPF6401A",
        "enrichMode":"R"
      },{
        "serialNumber":1133661162,
        "idType":"09",
        "idNumber":"60072027867958",
        "enrichMode":"R"
      }],
      "telephone":[{
        "serialNumber":2025913408,
        "telephoneType":"00",
        "telephoneNumber":"9874890217",
        "enrichMode":"R"
      },{
        "serialNumber":1490186621,
        "telephoneType":"01",
        "telephoneNumber":"9874890217",
        "enrichMode":"R"
      },{
        "serialNumber":2038563754,
        "telephoneType":"01",
        "telephoneNumber":"9826754723",
        "enrichMode":"R"
      }],
      "address":[{
        "serialNumber":2755588921,
        "line1":"S\/O MD SHAKIL AHMED GRAM ASHRFPUR",
        "line5":"DARBHANGA",
        "stateCode":"10",
        "pinCode":847306,
        "addressCategory":"01",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2755588920,
        "line1":"H NO-13 PM BUSTI 4TH",
        "line2":"BY LAND SHIVPUR HOWRAH",
        "line5":"HOWRAH",
        "stateCode":"19",
        "pinCode":711102,
        "addressCategory":"02",
        "residenceCode":"02",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2755588919,
        "line1":"MAAN SAHAB",
        "line2":"PLOT NO -84 RAVINDRA SARANI",
        "line3":"KOLKATA",
        "line5":"KOLKATTA",
        "stateCode":"19",
        "pinCode":700073,
        "addressCategory":"03",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2824877508,
        "line1":"GRAM ASHRFPUR DANI WARD NO 02 POST",
        "line2":"SHEKHPUR DANGARWARA THANA KEOTI",
        "line3":"ASRAFPUR DARBHANGA BIHAR 847306",
        "line4":"DARBHANGA",
        "stateCode":"10",
        "pinCode":847306,
        "addressCategory":"04",
        "reportedDate":"20240229",
        "enrichMode":"R",
        "memberShortName":"TCL"
      }],
      "email":[{
        "serialNumber":443192080,
        "emailID":"AHMED9817@MAIL.COM"
      },{
        "serialNumber":380912006,
        "emailID":"FAHMED9817@GMAIL.COM"
      },{
        "serialNumber":263539240,
        "emailID":"FAHMED8529@GMAIL.COM"
      },{
        "serialNumber":215074779,
        "emailID":"FAIZAHMED8529@GMAIL.COM"
      }],
      "account":[{
        "serialNumber":2946654590,
        "fileSinceDate":"20240405",
        "accountNumber":"TCFTW0918000012710982",
        "accountType":"13",
        "memberKob":"NB",
        "memberCode":89660001,
        "memberShortName":"TCL",
        "ownershipIndicator":"1",
        "dateOpened":"20240224",
        "dateOfLastPayment":"20250805",
        "reportedDate":"20250815",
        "highCreditAmount":146162,
        "currentBalance":89305,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20240201",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":20.500000,
        "repaymentTenure":36,
        "EMIAmount":5469,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2882573414,
        "fileSinceDate":"20240225",
        "accountNumber":"FLIPKART-145067670",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20240219",
        "dateOfLastPayment":"20240805",
        "dateClosed":"20240812",
        "reportedDate":"20240831",
        "highCreditAmount":24058,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0],
        "paymentHistStartDate":"20240801",
        "paymentHistEndDate":"20240201",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":6,
        "EMIAmount":4254,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":25535
      },{
        "serialNumber":2896822513,
        "fileSinceDate":"20240229",
        "accountNumber":"FLIPKART-143108452",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20240126",
        "dateOfLastPayment":"20240704",
        "dateClosed":"20240711",
        "reportedDate":"20240731",
        "highCreditAmount":19004,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0],
        "paymentHistStartDate":"20240701",
        "paymentHistEndDate":"20240101",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":6,
        "EMIAmount":3392,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":20357
      },{
        "serialNumber":2923540299,
        "fileSinceDate":"20240320",
        "accountNumber":"9329272065290298488",
        "accountType":"10",
        "memberKob":"PC",
        "memberCode":65020001,
        "memberShortName":"SBI CARD",
        "ownershipIndicator":"1",
        "dateOpened":"20231231",
        "dateClosed":"20240524",
        "reportedDate":"20240916",
        "highCreditAmount":4069,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,93,63,33],
        "paymentHistStartDate":"20240901",
        "paymentHistEndDate":"20240301",
        "valueOfCollateral":-1,
        "creditLimit":28000,
        "cashLimit":5600,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2805748419,
        "fileSinceDate":"20240106",
        "accountNumber":"0001016240012452605",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3080001,
        "memberShortName":"HDFC BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20231229",
        "dateOfLastPayment":"20250806",
        "reportedDate":"20250815",
        "highCreditAmount":45397,
        "currentBalance":43127,
        "amountOverdue":-1,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20231201",
        "valueOfCollateral":-1,
        "creditLimit":46000,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "actualPaymentAmount":-1
      },{
        "serialNumber":2717537490,
        "fileSinceDate":"20231121",
        "accountNumber":"9406785002195227",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3300001,
        "memberShortName":"KOTAK BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20231017",
        "dateOfLastPayment":"20250611",
        "reportedDate":"20250815",
        "highCreditAmount":19029,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20231001",
        "valueOfCollateral":-1,
        "creditLimit":10000,
        "cashLimit":2000,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2561450721,
        "fileSinceDate":"20230715",
        "accountNumber":"5615376U",
        "accountType":"69",
        "memberKob":"NB",
        "memberCode":7490001,
        "memberShortName":"TRANSACTREE",
        "ownershipIndicator":"1",
        "dateOpened":"20230419",
        "dateOfLastPayment":"20230419",
        "dateClosed":"20241203",
        "reportedDate":"20250115",
        "highCreditAmount":3000,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,-2,-2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-2,0,-2,0],
        "paymentHistStartDate":"20250101",
        "paymentHistEndDate":"20230501",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "actualPaymentAmount":-1
      },{
        "serialNumber":2232659057,
        "fileSinceDate":"20221107",
        "accountNumber":"FLIPKART-84727301",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20220925",
        "dateOfLastPayment":"20240401",
        "dateClosed":"20250518",
        "reportedDate":"20250518",
        "highCreditAmount":80000,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250501",
        "paymentHistEndDate":"20220901",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":84,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":18733
      },{
        "serialNumber":2130852010,
        "fileSinceDate":"20220819",
        "accountNumber":"9406770004273420",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3300001,
        "memberShortName":"KOTAK BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20220709",
        "dateOfLastPayment":"20250810",
        "reportedDate":"20250815",
        "highCreditAmount":20466,
        "currentBalance":7935,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20220901",
        "valueOfCollateral":-1,
        "creditLimit":10000,
        "cashLimit":2000,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      }],
      "inquiry":[{
        "enqControlNum":9495659960,
        "dateOfInquiry":"20250821",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299966,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":9053175820,
        "dateOfInquiry":"20250506",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3367755,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":8951088774,
        "dateOfInquiry":"20250409",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":8527990827,
        "dateOfInquiry":"20241226",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3089588,
        "memberShortName":"HDFC BANK"
      },{
        "enqControlNum":8378607793,
        "dateOfInquiry":"20241117",
        "inquiryPurpose":"51",
        "inquiryAmount":1000000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":89668989,
        "memberShortName":"TCL"
      },{
        "enqControlNum":8364091255,
        "dateOfInquiry":"20241113",
        "inquiryPurpose":"05",
        "inquiryAmount":3000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":41279999,
        "memberShortName":"KRAZYBEE"
      },{
        "enqControlNum":8359985062,
        "dateOfInquiry":"20241113",
        "inquiryPurpose":"00",
        "inquiryAmount":100000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":66036255,
        "memberShortName":"BAJAJ FIN LTD"
      },{
        "enqControlNum":8150430646,
        "dateOfInquiry":"20240925",
        "inquiryPurpose":"06",
        "inquiryAmount":79900,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":66038889,
        "memberShortName":"BAJAJ FIN LTD"
      },{
        "enqControlNum":7880536880,
        "dateOfInquiry":"20240726",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":7658123524,
        "dateOfInquiry":"20240606",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":7656524634,
        "dateOfInquiry":"20240606",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":7325433407,
        "dateOfInquiry":"20240319",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":7319053407,
        "dateOfInquiry":"20240318",
        "inquiryPurpose":"10",
        "inquiryAmount":50000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3116667,
        "memberShortName":"INDUSIND BANK"
      },{
        "enqControlNum":7226965974,
        "dateOfInquiry":"20240227",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3367755,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":7213361200,
        "dateOfInquiry":"20240223",
        "inquiryPurpose":"13",
        "inquiryAmount":146162,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":89668989,
        "memberShortName":"TCL"
      },{
        "enqControlNum":7139563967,
        "dateOfInquiry":"20240207",
        "inquiryPurpose":"10",
        "inquiryAmount":100,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3302753,
        "memberShortName":"KOTAK BANK"
      },{
        "enqControlNum":7072208982,
        "dateOfInquiry":"20240123",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3389999,
        "memberShortName":"RBL BANK LTD"
      },{
        "enqControlNum":6986410370,
        "dateOfInquiry":"20240105",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6950875691,
        "dateOfInquiry":"20231228",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":59,
        "inquiryRulesId":1000,
        "memberKob":"PC",
        "memberCode":65029988,
        "memberShortName":"SBI CARD"
      },{
        "enqControlNum":6928442089,
        "dateOfInquiry":"20231223",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":59,
        "inquiryRulesId":1000,
        "memberKob":"PC",
        "memberCode":65029988,
        "memberShortName":"SBI CARD"
      },{
        "enqControlNum":6921611878,
        "dateOfInquiry":"20231221",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":6920686289,
        "dateOfInquiry":"20231221",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3089588,
        "memberShortName":"HDFC BANK"
      },{
        "enqControlNum":6841618187,
        "dateOfInquiry":"20231205",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6636310588,
        "dateOfInquiry":"20231023",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6551058005,
        "dateOfInquiry":"20231006",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6139945269,
        "dateOfInquiry":"20230715",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6121090531,
        "dateOfInquiry":"20230712",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5909630433,
        "dateOfInquiry":"20230527",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5874291908,
        "dateOfInquiry":"20230519",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5665178125,
        "dateOfInquiry":"20230330",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5641127017,
        "dateOfInquiry":"20230325",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5626652036,
        "dateOfInquiry":"20230321",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5313978639,
        "dateOfInquiry":"20221227",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3368888,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":5260055564,
        "dateOfInquiry":"20221209",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":4995894880,
        "dateOfInquiry":"20220914",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3291113,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":4911538128,
        "dateOfInquiry":"20220817",
        "inquiryPurpose":"06",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3368888,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":4790905154,
        "dateOfInquiry":"20220707",
        "inquiryPurpose":"10",
        "inquiryAmount":50000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3306677,
        "memberShortName":"KOTAK BANK"
      }],
      "cdr":{
      },
      "employment":{
        "serialNumber":2882573414,
        "accountType":"06",
        "reportedDate":"20240531",
        "occupationCode":"04"
      },
      "score":"SC10CIBILTUSC301020802021003082508202504050073205020006020007020008020009020010020011020013020014020025022626023527023928022529023675050000090109512980492"
    }],
    "error":[]
  }
}\"\n                                }\n                            },\n                            \"DeceasedIndicator\": false,\n                            \"FraudIndicator\": false,\n                            \"TradeLinePartition\": [\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"13\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"TCL\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"146162\",\n                                        \"dateOpened\": \"2024-02-24+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"89305\",\n                                        \"subscriberCode\": \"89660001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-08-05+05:30\",\n                                        \"accountNumber\": \"TCFTW0918000012710982\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"20.50\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2946654590\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-02-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"5469\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2025-08-05+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"13\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"13\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"36\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"0\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"06\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"IDFC FIRST BANK\",\n                                        \"dateClosed\": \"2024-08-12+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"24058\",\n                                        \"dateOpened\": \"2024-02-19+05:30\",\n                                        \"dateReported\": \"2024-08-31+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3360001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2024-08-05+05:30\",\n                                        \"accountNumber\": \"FLIPKART-145067670\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2882573414\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-02-01+05:30\",\n                                                \"startDate\": \"2024-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"4254\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2024-08-05+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"25535\",\n                                            \"termMonths\": \"6\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"1\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"06\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"IDFC FIRST BANK\",\n                                        \"dateClosed\": \"2024-07-11+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"19004\",\n                                        \"dateOpened\": \"2024-01-26+05:30\",\n                                        \"dateReported\": \"2024-07-31+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3360001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2024-07-04+05:30\",\n                                        \"accountNumber\": \"FLIPKART-143108452\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2896822513\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-01-01+05:30\",\n                                                \"startDate\": \"2024-07-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"3392\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2024-07-04+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"20357\",\n                                            \"termMonths\": \"6\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"2\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"SBI CARD\",\n                                        \"dateClosed\": \"2024-05-24+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"4069\",\n                                        \"dateOpened\": \"2023-12-31+05:30\",\n                                        \"dateReported\": \"2024-09-16+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"65020001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"accountNumber\": \"9329272065290298488\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2923540299\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2024-03-01+05:30\",\n                                                \"startDate\": \"2024-09-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"93\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"63\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"33\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,93,63,33,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"5600\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"28000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"3\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"HDFC BANK\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"45397\",\n                                        \"dateOpened\": \"2023-12-29+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"43127\",\n                                        \"subscriberCode\": \"3080001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-08-06+05:30\",\n                                        \"accountNumber\": \"0001016240012452605\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2805748419\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2023-12-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2025-08-06+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"46000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"-1\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"4\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"KOTAK BANK\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"19029\",\n                                        \"dateOpened\": \"2023-10-17+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3300001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-06-11+05:30\",\n                                        \"accountNumber\": \"9406785002195227\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2717537490\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2023-10-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"2000\",\n                                            \"dateLastPayment\": \"2025-06-11+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"10000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"5\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"69\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"TRANSACTREE\",\n                                        \"dateClosed\": \"2024-12-03+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"3000\",\n                                        \"dateOpened\": \"2023-04-19+05:30\",\n                                        \"dateReported\": \"2025-01-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"7490001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2023-04-19+05:30\",\n                                        \"accountNumber\": \"5615376U\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2561450721\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2023-05-01+05:30\",\n                                                \"startDate\": \"2025-01-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-08-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-06-01+05:30\",\n                                                        \"status\": \"XXX\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,XXX,XXX,0,0,0,0,0,0,0,0,0,0,0,0,0,0,XXX,0,XXX,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2023-04-19+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"69\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"69\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"6\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"06\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"IDFC FIRST BANK\",\n                                        \"dateClosed\": \"2025-05-18+05:30\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"80000\",\n                                        \"dateOpened\": \"2022-09-25+05:30\",\n                                        \"dateReported\": \"2025-05-18+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"0\",\n                                        \"subscriberCode\": \"3360001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2024-04-01+05:30\",\n                                        \"accountNumber\": \"FLIPKART-84727301\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2232659057\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2022-09-01+05:30\",\n                                                \"startDate\": \"2025-05-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"-1\",\n                                            \"dateLastPayment\": \"2024-04-01+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"06\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"18733\",\n                                            \"termMonths\": \"84\",\n                                            \"CreditLimit\": \"-1\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"7\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                },\n                                {\n                                    \"accountTypeAbbreviation\": \"\",\n                                    \"accountTypeDescription\": \"\",\n                                    \"accountTypeSymbol\": \"10\",\n                                    \"Tradeline\": {\n                                        \"DisputeFlag\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"creditorName\": \"KOTAK BANK\",\n                                        \"branch\": \"\",\n                                        \"highBalance\": \"20466\",\n                                        \"dateOpened\": \"2022-07-09+05:30\",\n                                        \"dateReported\": \"2025-08-15+05:30\",\n                                        \"accountsSoldTo\": \"\",\n                                        \"bureau\": \"\",\n                                        \"writtenOffAmtTotal\": \"-1\",\n                                        \"PayStatus\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"currentBalance\": \"7935\",\n                                        \"subscriberCode\": \"3300001\",\n                                        \"AccountDesignator\": {\n                                            \"symbol\": \"1\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"dateAccountStatus\": \"2025-08-10+05:30\",\n                                        \"accountNumber\": \"9406770004273420\",\n                                        \"AccountCondition\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"thirdPartyName\": \"\",\n                                        \"GrantedTrade\": {\n                                            \"interestRate\": \"-1.00\",\n                                            \"PaymentFrequency\": {\n                                                \"symbol\": \"03\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"serialNumber\": \"2130852010\",\n                                            \"PayStatusHistory\": {\n                                                \"endDate\": \"2022-09-01+05:30\",\n                                                \"startDate\": \"2025-08-01+05:30\",\n                                                \"MonthlyPayStatus\": [\n                                                    {\n                                                        \"date\": \"2025-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2025-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2024-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-08-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-07-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-06-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-05-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-04-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-03-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-02-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2023-01-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-12-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-11-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-10-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    },\n                                                    {\n                                                        \"date\": \"2022-09-01+05:30\",\n                                                        \"status\": \"0\"\n                                                    }\n                                                ],\n                                                \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                                            },\n                                            \"EMIAmount\": \"-1\",\n                                            \"WorstPayStatus\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CashLimit\": \"2000\",\n                                            \"dateLastPayment\": \"2025-08-10+05:30\",\n                                            \"AccountType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"CreditType\": {\n                                                \"symbol\": \"10\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"actualPaymentAmount\": \"-1\",\n                                            \"termMonths\": \"-1\",\n                                            \"CreditLimit\": \"10000\",\n                                            \"CollateralType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            },\n                                            \"amountPastDue\": \"0\",\n                                            \"collateral\": \"-1\",\n                                            \"TermType\": {\n                                                \"symbol\": \"\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"VerificationIndicator\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"noOfParticipants\": \"\",\n                                        \"OpenClosed\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"position\": \"8\",\n                                        \"settlementAmount\": \"-1\",\n                                        \"writtenOffPrincipal\": \"-1\"\n                                    }\n                                }\n                            ],\n                            \"InquiryPartition\": [\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"9495659960\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2025-08-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"20000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"9053175820\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2025-05-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"8951088774\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2025-04-09+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"HDFC BANK\",\n                                        \"enqControlNum\": \"8527990827\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-12-26+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"51\",\n                                        \"subscriberName\": \"TCL\",\n                                        \"enqControlNum\": \"8378607793\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-11-17+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"3000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"05\",\n                                        \"subscriberName\": \"KRAZYBEE\",\n                                        \"enqControlNum\": \"8364091255\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-11-13+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"100000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"00\",\n                                        \"subscriberName\": \"BAJAJ FIN LTD\",\n                                        \"enqControlNum\": \"8359985062\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-11-13+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"79900\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"06\",\n                                        \"subscriberName\": \"BAJAJ FIN LTD\",\n                                        \"enqControlNum\": \"8150430646\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-09-25+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"7880536880\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-07-26+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"7658123524\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-06-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"7656524634\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-06-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"7325433407\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-03-19+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"50000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"INDUSIND BANK\",\n                                        \"enqControlNum\": \"7319053407\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-03-18+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"20000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"7226965974\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-02-27+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"146162\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"13\",\n                                        \"subscriberName\": \"TCL\",\n                                        \"enqControlNum\": \"7213361200\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-02-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"100\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"KOTAK BANK\",\n                                        \"enqControlNum\": \"7139563967\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-02-07+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK LTD\",\n                                        \"enqControlNum\": \"7072208982\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-01-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6986410370\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2024-01-05+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"SBI CARD\",\n                                        \"enqControlNum\": \"6950875691\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-28+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"SBI CARD\",\n                                        \"enqControlNum\": \"6928442089\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"RBL BANK\",\n                                        \"enqControlNum\": \"6921611878\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"1000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"HDFC BANK\",\n                                        \"enqControlNum\": \"6920686289\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6841618187\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-12-05+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6636310588\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-10-23+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6551058005\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-10-06+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6139945269\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-07-15+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"6121090531\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-07-12+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5909630433\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-05-27+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5874291908\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-05-19+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5665178125\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-03-30+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5641127017\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-03-25+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5626652036\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2023-03-21+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"20000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"5313978639\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-12-27+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"5260055564\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-12-09+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"10\",\n                                        \"subscriberName\": \"AXIS BANK\",\n                                        \"enqControlNum\": \"4995894880\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-09-14+05:30\"\n                                    }\n                                },\n                                {\n                                    \"Inquiry\": {\n                                        \"amount\": \"10000\",\n                                        \"IndustryCode\": {\n                                            \"symbol\": \"\",\n                                            \"description\": \"\",\n                                            \"rank\": \"100000\",\n                                            \"abbreviation\": \"\"\n                                        },\n                                        \"inquiryType\": \"06\",\n                                        \"subscriberName\": \"IDFC FIRST BANK\",\n                                        \"enqControlNum\": \"4911538128\",\n                                        \"description\": \"\",\n                                        \"subscriberNumber\": \"\",\n                                        \"bureau\": \"\",\n                                        \"Source\": {\n                                            \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                                            \"InquiryDate\": \"2025-08-25+05:30\",\n                                            \"Locale\": \"en_IN\",\n                                            \"BorrowerKey\": \"4790905154\",\n                                            \"Bureau\": {\n                                                \"symbol\": \"CIBIL\",\n                                                \"description\": \"\",\n                                                \"rank\": \"100000\",\n                                                \"abbreviation\": \"\"\n                                            }\n                                        },\n                                        \"inquiryDate\": \"2022-08-17+05:30\"\n                                    }\n                                }\n                            ]\n                        },\n                        \"AssetId\": \"22006986291\",\n                        \"Type\": \"SingleCreditReport\"\n                    }\n                }\n            }\n        }\n    }\n}"}],"_postman_id":"3182305c-ac62-496f-b14f-6a5dca7a8d3d"},{"name":"CIBIL V2","id":"b441a9c9-90aa-4ad3-b05a-b3ffb3a545b0","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"YOMAHESH\",\n    \"middleName\": \"\",\n    \"lastName\": \"SAGAR\",\n    \"mobileNumber\": \"63486948XX\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/v2","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>CIBIL Credit Report V2 API</strong> enables retrieval of an individual’s credit report and history by interacting with CIBIL’s scoring system. It verifies financial identity based on the provided KYC information and returns detailed credit insights.</p>\n<h3 id=\"use-cases\">Use Cases</h3>\n<ol>\n<li><p><strong>Credit Risk Evaluation</strong> during onboarding</p>\n</li>\n<li><p><strong>Financial Profile Verification</strong></p>\n</li>\n<li><p><strong>Eligibility Assessment</strong> for loans or credit cards</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Production: <code>https://live.totalekyc.com/api/credit-report/individual/cibil</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>Authorization</code></td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><code>Content-Type</code></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\">Request Body</h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n    \"firstName\": \"YOMAHESH\",\n    \"middleName\": \"\",\n    \"lastName\": \"SAGAR\",\n    \"mobileNumber\": \"63486948XX\"\n}\n\n</code></pre>\n<hr />\n<h2 id=\"request-parameters\">Request Parameters</h2>\n<p><strong>JSON</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>firstName</td>\n<td>String</td>\n<td>Yes</td>\n<td>Individual’s first name</td>\n</tr>\n<tr>\n<td>middleName</td>\n<td>String</td>\n<td>No</td>\n<td>Individual’s middle name (can be empty)</td>\n</tr>\n<tr>\n<td>lastName</td>\n<td>String</td>\n<td>Yes</td>\n<td>Individual’s last name</td>\n</tr>\n<tr>\n<td>mobileNumber</td>\n<td>String</td>\n<td>Yes</td>\n<td>Mobile number of the individual</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>No</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.htmlUrl</td>\n<td>String</td>\n<td>Secure CIBIL web URL to view the consumer credit report</td>\n</tr>\n<tr>\n<td>data.cibilData</td>\n<td>Object</td>\n<td>Raw CIBIL bureau response payload</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.ResponseStatus</td>\n<td>String</td>\n<td>Overall status returned by CIBIL</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.ResponseKey</td>\n<td>String</td>\n<td>Unique response key generated by CIBIL</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.AssetId</td>\n<td>String</td>\n<td>Unique asset ID for the generated credit report</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.Type</td>\n<td>String</td>\n<td>Type of asset generated (e.g., <code>SingleCreditReport</code>)</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.Status</td>\n<td>String</td>\n<td>Credit report status (e.g., Active)</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.CreationDate</td>\n<td>String</td>\n<td>Credit report creation timestamp</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.ExpirationDate</td>\n<td>String</td>\n<td>Credit report expiry timestamp</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.ReferenceKey</td>\n<td>String</td>\n<td>Bureau reference key for the credit report</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.currentversion</td>\n<td>String</td>\n<td>Credit report schema/version</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.borrowerKey</td>\n<td>String</td>\n<td>Unique borrower identifier at CIBIL</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.BorrowerName</td>\n<td>Object</td>\n<td>Borrower’s name details</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.Gender</td>\n<td>String</td>\n<td>Borrower gender</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.Birth</td>\n<td>Object</td>\n<td>Borrower date of birth information</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.BorrowerAddress[]</td>\n<td>Array</td>\n<td>List of addresses reported to CIBIL</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.BorrowerTelephone[]</td>\n<td>Array</td>\n<td>Phone numbers linked to the borrower</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.EmailAddress[]</td>\n<td>Array</td>\n<td>Email addresses linked to the borrower</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.IdentifierPartition.Identifier[]</td>\n<td>Array</td>\n<td>Identity identifiers (PAN, CKYC, etc.)</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.CreditScore</td>\n<td>Object</td>\n<td>Credit score details</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.CreditScore.riskScore</td>\n<td>String</td>\n<td>CIBIL credit score</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.CreditScore.scoreName</td>\n<td>String</td>\n<td>Name of the credit score model</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.Borrower.CreditScore.CreditScoreFactor[]</td>\n<td>Array</td>\n<td>Factors impacting the credit score</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.TradeLinePartition</td>\n<td>Object</td>\n<td>Credit account (tradeline) information</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.TradeLinePartition.Tradeline</td>\n<td>Object</td>\n<td>Detailed loan / credit card account data</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.InquiryPartition</td>\n<td>Object</td>\n<td>Credit inquiry information</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.TrueLinkCreditReport.SafetyCheckPassed</td>\n<td>Boolean</td>\n<td>Indicates whether bureau safety checks passed</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.DeceasedIndicator</td>\n<td>Boolean</td>\n<td>Indicates deceased status as per bureau</td>\n</tr>\n<tr>\n<td>data.cibilData.GetCustomerAssetsResponse.GetCustomerAssetsSuccess.Asset.FraudIndicator</td>\n<td>Boolean</td>\n<td>Indicates fraud flag from bureau</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>CIBIL CREDIT REPORT</td>\n<td>500–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Chargeable</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>200</code></td>\n<td>Success</td>\n<td>YES</td>\n<td>CIBIL report retrieved successfully</td>\n</tr>\n<tr>\n<td><code>400</code></td>\n<td>Invalid Request</td>\n<td>NO</td>\n<td>Incorrect or missing request parameters</td>\n</tr>\n<tr>\n<td><code>403</code></td>\n<td>Unauthorized</td>\n<td>NO</td>\n<td>Invalid or missing API key</td>\n</tr>\n<tr>\n<td><code>422</code></td>\n<td>Invalid Contact Details</td>\n<td>YES</td>\n<td>Invalid Input Details- &gt; Auth Flow will get triggered.</td>\n</tr>\n<tr>\n<td><code>500</code></td>\n<td>Internal Server Error</td>\n<td>NO</td>\n<td>Unexpected issue on the server</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Ensure the Bearer Token is valid and unexpired.</p>\n</li>\n<li><p>The <code>htmlUrl</code> link is <strong>single-use</strong> and must be opened only once.</p>\n</li>\n<li><p>Masked input values shown are for documentation only—submit actual unmasked data.</p>\n</li>\n<li><p>The API expects all fields required by CIBIL to be complete and accurate.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","credit-report","individual","cibil","v2"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"11957eb8-bbde-4e7b-9a34-6569844d7a63","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"YOMAHESH\",\n    \"middleName\": \"\",\n    \"lastName\": \"SAGAR\",\n    \"mobileNumber\": \"62486679XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/v2"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 22 Dec 2025 06:38:13 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"22302"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"571e-zypAGR99koTCsKlFWcda3X6C6TU\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-08-25T07:58:34.103Z\",\n  \"transaction_id\": \"TXN-8aa78905-a5f0-4ff7-be13-359c552483ad\",\n  \"status\": \"success\",\n  \"data\": {\n    \"htmlUrl\": \"https://myscore.cibil.com/CreditView/webtokenasset.page?enterprise=JunoonCapita&pcc=md655429&webtoken=Skz1a-kOQPM2rD_IyyTfIhRVwZ2QgbrCk9D1W1rV6EkVclqj46ZfYhcCRma38ITwDqskgHtIoYWIgauleiyBEQ\",\n    \"cibilData\": {\n      \"GetCustomerAssetsResponse\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"b913e14fc2a21071:4133842e:198e030177f:-489f\",\n        \"GetCustomerAssetsSuccess\": {\n          \"Asset\": {\n            \"Status\": \"Active\",\n            \"SafetyCheckFailure\": false,\n            \"ExpirationDate\": \"2027-08-25T09:54:35.149+05:30\",\n            \"CreationDate\": \"2025-08-25T09:54:35.149+05:30\",\n            \"TrueLinkCreditReport\": {\n              \"ReferenceKey\": \"9512980492\",\n              \"currentversion\": \"5.0\",\n              \"Borrower\": {\n                \"Birth\": {\n                  \"date\": \"2002-12-20+05:30\",\n                  \"partitionSet\": \"0\",\n                  \"BirthDate\": {\n                    \"month\": \"12\",\n                    \"year\": \"2002\",\n                    \"day\": \"20\"\n                  },\n                  \"Source\": {\n                    \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                    \"InquiryDate\": \"2025-08-25+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"4790905154\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"age\": \"0\"\n                },\n                \"borrowerKey\": \"4790905154\",\n                \"BorrowerAddress\": [\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"01\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"0\",\n                    \"dateReported\": \"2024-03-18+05:30\",\n                    \"partitionSet\": \"0\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"2755588921\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"S/O MD SHAKIL AHMED GRAM ASHRFPUR DARBHANGA\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"847306\",\n                      \"Region\": \"10\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"SBI CARD\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  },\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"02\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"02\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"1\",\n                    \"dateReported\": \"2024-03-18+05:30\",\n                    \"partitionSet\": \"1\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"2755588920\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"H NO-13 PM BUSTI 4TH BY LAND SHIVPUR HOWRAH HOWRAH\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"711102\",\n                      \"Region\": \"19\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"SBI CARD\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  },\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"03\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"2\",\n                    \"dateReported\": \"2024-03-18+05:30\",\n                    \"partitionSet\": \"2\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"2755588919\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"MAAN SAHAB PLOT NO -84 RAVINDRA SARANI KOLKATA KOLKATTA\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"700073\",\n                      \"Region\": \"19\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"SBI CARD\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  },\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"04\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"3\",\n                    \"dateReported\": \"2024-02-29+05:30\",\n                    \"partitionSet\": \"3\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"2824877508\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"GRAM ASHRFPUR DANI WARD NO 02 POST SHEKHPUR DANGARWARA THANA KEOTI ASRAFPUR DARBHANGA BIHAR 847306 DARBHANGA\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"847306\",\n                      \"Region\": \"10\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"TCL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  }\n                ],\n                \"CreditScore\": {\n                  \"CreditScoreModel\": {\n                    \"symbol\": \"CIBILTUSC3\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"CreditScoreFactor\": [\n                    {\n                      \"bureauCode\": \"26\",\n                      \"Factor\": {\n                        \"symbol\": \"26\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment for more than 91 days in the last 36 months, your account will be tagged as severely delinquent. Any severe delinquency will have a negative impact on your CIBIL Score even further. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"35\",\n                      \"Factor\": {\n                        \"symbol\": \"35\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the timely payments you make towards your outstanding loans and credit cards. If you have missed a payment in the last 36 months, it will lead to your account being delinquent. Any delinquency will have a negative impact on your CIBIL Score. One way to improve your CIBIL Score is to make your payments before/by the due date. This will prevent your account from getting delinquent and will subsequently have a positive impact on your CIBIL Score.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"39\",\n                      \"Factor\": {\n                        \"symbol\": \"39\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\",\n                        \"factor: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"25\",\n                      \"Factor\": {\n                        \"symbol\": \"25\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"36\",\n                      \"Factor\": {\n                        \"symbol\": \"36\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                      ]\n                    }\n                  ],\n                  \"NoScoreReason\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"riskScore\": \"732\",\n                  \"populationRank\": \"22\",\n                  \"Source\": {\n                    \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                    \"InquiryDate\": \"2025-08-25+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"4790905154\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"scoreName\": \"CIBILTransUnionScore3\"\n                },\n                \"Employer\": {\n                  \"serialNumber\": \"2882573414\",\n                  \"IncomeFreqIndicator\": \"\",\n                  \"NetGrossIndicator\": \"\",\n                  \"dateReported\": \"2024-05-31+05:30\",\n                  \"name\": \"\",\n                  \"OccupationCode\": {\n                    \"symbol\": \"04\",\n                    \"description\": \"Others\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"partitionSet\": \"0\",\n                  \"CreditAddress\": {\n                    \"AddressType\": \"\",\n                    \"StreetAddress\": \"\",\n                    \"City\": \"\",\n                    \"PostalCode\": \"\",\n                    \"Region\": \"\"\n                  },\n                  \"Source\": {\n                    \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                    \"InquiryDate\": \"2025-08-25+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"4790905154\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"account\": \"06\"\n                },\n                \"Gender\": \"Male\",\n                \"CreditStatement\": {\n                  \"StatementType\": {\n                    \"symbol\": \"DISPUTE\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"statement\": \"\",\n                  \"Source\": {\n                    \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                    \"InquiryDate\": \"2025-08-25+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"4790905154\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"dateUpdated\": \"\"\n                },\n                \"EmailAddress\": [\n                  {\n                    \"serialNumber\": \"443192080\",\n                    \"Email\": \"AHMED9817@MAIL.COM\"\n                  },\n                  {\n                    \"serialNumber\": \"380912006\",\n                    \"Email\": \"FAHMED9817@GMAIL.COM\"\n                  },\n                  {\n                    \"serialNumber\": \"263539240\",\n                    \"Email\": \"FAHMED8529@GMAIL.COM\"\n                  },\n                  {\n                    \"serialNumber\": \"215074779\",\n                    \"Email\": \"FAIZAHMED8529@GMAIL.COM\"\n                  }\n                ],\n                \"IdentifierPartition\": {\n                  \"Identifier\": [\n                    {\n                      \"ID\": {\n                        \"Id\": \"4790905154\",\n                        \"IdentifierName\": \"SocialId\"\n                      },\n                      \"Source\": {\n                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                        \"InquiryDate\": \"2025-08-25+05:30\",\n                        \"Locale\": \"en_IN\",\n                        \"BorrowerKey\": \"4790905154\",\n                        \"Bureau\": {\n                          \"symbol\": \"CIBIL\",\n                          \"description\": \"\",\n                          \"rank\": \"100000\",\n                          \"abbreviation\": \"\"\n                        }\n                      }\n                    },\n                    {\n                      \"ID\": {\n                        \"SerialNumber\": \"839070093\",\n                        \"Id\": \"AGYPF6401A\",\n                        \"IdentifierName\": \"TaxId\"\n                      },\n                      \"enrichMode\": \"R\",\n                      \"Source\": {\n                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                        \"InquiryDate\": \"2025-08-25+05:30\",\n                        \"Locale\": \"en_IN\",\n                        \"BorrowerKey\": \"4790905154\",\n                        \"Bureau\": {\n                          \"symbol\": \"CIBIL\",\n                          \"description\": \"\",\n                          \"rank\": \"100000\",\n                          \"abbreviation\": \"\"\n                        }\n                      }\n                    },\n                    {\n                      \"ID\": {\n                        \"SerialNumber\": \"1133661162\",\n                        \"Id\": \"60072027867958\",\n                        \"IdentifierName\": \"CkycId\"\n                      },\n                      \"enrichMode\": \"R\",\n                      \"Source\": {\n                        \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                        \"InquiryDate\": \"2025-08-25+05:30\",\n                        \"Locale\": \"en_IN\",\n                        \"BorrowerKey\": \"4790905154\",\n                        \"Bureau\": {\n                          \"symbol\": \"CIBIL\",\n                          \"description\": \"\",\n                          \"rank\": \"100000\",\n                          \"abbreviation\": \"\"\n                        }\n                      }\n                    }\n                  ]\n                },\n                \"BorrowerName\": {\n                  \"Name\": {\n                    \"Surname\": \"FAIZ\",\n                    \"Forename\": \"MD\"\n                  },\n                  \"partitionSet\": \"0\",\n                  \"NameType\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"Source\": {\n                    \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                    \"InquiryDate\": \"2025-08-25+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"4790905154\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  }\n                },\n                \"BorrowerTelephone\": [\n                  {\n                    \"partitionSet\": \"0\",\n                    \"PhoneNumber\": {\n                      \"SerialNumber\": \"2025913408\",\n                      \"Number\": \"9874890217\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"PhoneType\": {\n                      \"symbol\": \"00\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  {\n                    \"partitionSet\": \"1\",\n                    \"PhoneNumber\": {\n                      \"SerialNumber\": \"1490186621\",\n                      \"Number\": \"9874890217\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"PhoneType\": {\n                      \"symbol\": \"01\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  {\n                    \"partitionSet\": \"2\",\n                    \"PhoneNumber\": {\n                      \"SerialNumber\": \"2038563754\",\n                      \"Number\": \"9826754723\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"PhoneType\": {\n                      \"symbol\": \"01\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  }\n                ]\n              },\n              \"SafetyCheckPassed\": true,\n              \"Frozen\": \"\",\n              \"Message\": {\n                \"Code\": {\n                  \"symbol\": \"\",\n                  \"description\": \"\",\n                  \"rank\": \"100000\",\n                  \"abbreviation\": \"\"\n                },\n                \"text\": \"\",\n                \"Type\": {\n                  \"symbol\": \"ZZ\",\n                  \"description\": \"\",\n                  \"rank\": \"100000\",\n                  \"abbreviation\": \"\"\n                }\n              },\n              \"Sources\": {\n                \"Source\": {\n                  \"InquiryDate\": \"2025-08-25T09:54:33.000+05:30\",\n                  \"Bureau\": {\n                    \"symbol\": \"CIBIL\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"OriginalData\": \"{
  "ICRS_SubjectInquiryByTUEF_Response":{
    "header":{
      "msgRefNum":"54ed96ca-8306-4f38-8617-c2b8b95bd120"
    },
    "success":true,
    "timestamp":"2025-08-25T09:54:33+0530",
    "duplicatedInquiry":true,
    "ecn":9512980492,
    "firstEcn":4790905154,
    "subjectReturnCode":1,
    "subject":[{
      "fid":797396781,
      "name":{
        "name1":"MD",
        "name3":"FAIZ",
        "dob":"20021220",
        "gender":"2",
        "errorCodeSegment":"ZZ"
      },
      "id":[{
        "serialNumber":839070093,
        "idType":"01",
        "idNumber":"AGYPF6401A",
        "enrichMode":"R"
      },{
        "serialNumber":1133661162,
        "idType":"09",
        "idNumber":"60072027867958",
        "enrichMode":"R"
      }],
      "telephone":[{
        "serialNumber":2025913408,
        "telephoneType":"00",
        "telephoneNumber":"9874890217",
        "enrichMode":"R"
      },{
        "serialNumber":1490186621,
        "telephoneType":"01",
        "telephoneNumber":"9874890217",
        "enrichMode":"R"
      },{
        "serialNumber":2038563754,
        "telephoneType":"01",
        "telephoneNumber":"9826754723",
        "enrichMode":"R"
      }],
      "address":[{
        "serialNumber":2755588921,
        "line1":"S\/O MD SHAKIL AHMED GRAM ASHRFPUR",
        "line5":"DARBHANGA",
        "stateCode":"10",
        "pinCode":847306,
        "addressCategory":"01",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2755588920,
        "line1":"H NO-13 PM BUSTI 4TH",
        "line2":"BY LAND SHIVPUR HOWRAH",
        "line5":"HOWRAH",
        "stateCode":"19",
        "pinCode":711102,
        "addressCategory":"02",
        "residenceCode":"02",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2755588919,
        "line1":"MAAN SAHAB",
        "line2":"PLOT NO -84 RAVINDRA SARANI",
        "line3":"KOLKATA",
        "line5":"KOLKATTA",
        "stateCode":"19",
        "pinCode":700073,
        "addressCategory":"03",
        "reportedDate":"20240318",
        "enrichMode":"R",
        "memberShortName":"SBI CARD"
      },{
        "serialNumber":2824877508,
        "line1":"GRAM ASHRFPUR DANI WARD NO 02 POST",
        "line2":"SHEKHPUR DANGARWARA THANA KEOTI",
        "line3":"ASRAFPUR DARBHANGA BIHAR 847306",
        "line4":"DARBHANGA",
        "stateCode":"10",
        "pinCode":847306,
        "addressCategory":"04",
        "reportedDate":"20240229",
        "enrichMode":"R",
        "memberShortName":"TCL"
      }],
      "email":[{
        "serialNumber":443192080,
        "emailID":"AHMED9817@MAIL.COM"
      },{
        "serialNumber":380912006,
        "emailID":"FAHMED9817@GMAIL.COM"
      },{
        "serialNumber":263539240,
        "emailID":"FAHMED8529@GMAIL.COM"
      },{
        "serialNumber":215074779,
        "emailID":"FAIZAHMED8529@GMAIL.COM"
      }],
      "account":[{
        "serialNumber":2946654590,
        "fileSinceDate":"20240405",
        "accountNumber":"TCFTW0918000012710982",
        "accountType":"13",
        "memberKob":"NB",
        "memberCode":89660001,
        "memberShortName":"TCL",
        "ownershipIndicator":"1",
        "dateOpened":"20240224",
        "dateOfLastPayment":"20250805",
        "reportedDate":"20250815",
        "highCreditAmount":146162,
        "currentBalance":89305,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20240201",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":20.500000,
        "repaymentTenure":36,
        "EMIAmount":5469,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2882573414,
        "fileSinceDate":"20240225",
        "accountNumber":"FLIPKART-145067670",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20240219",
        "dateOfLastPayment":"20240805",
        "dateClosed":"20240812",
        "reportedDate":"20240831",
        "highCreditAmount":24058,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0],
        "paymentHistStartDate":"20240801",
        "paymentHistEndDate":"20240201",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":6,
        "EMIAmount":4254,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":25535
      },{
        "serialNumber":2896822513,
        "fileSinceDate":"20240229",
        "accountNumber":"FLIPKART-143108452",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20240126",
        "dateOfLastPayment":"20240704",
        "dateClosed":"20240711",
        "reportedDate":"20240731",
        "highCreditAmount":19004,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0],
        "paymentHistStartDate":"20240701",
        "paymentHistEndDate":"20240101",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":6,
        "EMIAmount":3392,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":20357
      },{
        "serialNumber":2923540299,
        "fileSinceDate":"20240320",
        "accountNumber":"9329272065290298488",
        "accountType":"10",
        "memberKob":"PC",
        "memberCode":65020001,
        "memberShortName":"SBI CARD",
        "ownershipIndicator":"1",
        "dateOpened":"20231231",
        "dateClosed":"20240524",
        "reportedDate":"20240916",
        "highCreditAmount":4069,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,93,63,33],
        "paymentHistStartDate":"20240901",
        "paymentHistEndDate":"20240301",
        "valueOfCollateral":-1,
        "creditLimit":28000,
        "cashLimit":5600,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2805748419,
        "fileSinceDate":"20240106",
        "accountNumber":"0001016240012452605",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3080001,
        "memberShortName":"HDFC BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20231229",
        "dateOfLastPayment":"20250806",
        "reportedDate":"20250815",
        "highCreditAmount":45397,
        "currentBalance":43127,
        "amountOverdue":-1,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20231201",
        "valueOfCollateral":-1,
        "creditLimit":46000,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "actualPaymentAmount":-1
      },{
        "serialNumber":2717537490,
        "fileSinceDate":"20231121",
        "accountNumber":"9406785002195227",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3300001,
        "memberShortName":"KOTAK BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20231017",
        "dateOfLastPayment":"20250611",
        "reportedDate":"20250815",
        "highCreditAmount":19029,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20231001",
        "valueOfCollateral":-1,
        "creditLimit":10000,
        "cashLimit":2000,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      },{
        "serialNumber":2561450721,
        "fileSinceDate":"20230715",
        "accountNumber":"5615376U",
        "accountType":"69",
        "memberKob":"NB",
        "memberCode":7490001,
        "memberShortName":"TRANSACTREE",
        "ownershipIndicator":"1",
        "dateOpened":"20230419",
        "dateOfLastPayment":"20230419",
        "dateClosed":"20241203",
        "reportedDate":"20250115",
        "highCreditAmount":3000,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,-2,-2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-2,0,-2,0],
        "paymentHistStartDate":"20250101",
        "paymentHistEndDate":"20230501",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "actualPaymentAmount":-1
      },{
        "serialNumber":2232659057,
        "fileSinceDate":"20221107",
        "accountNumber":"FLIPKART-84727301",
        "accountType":"06",
        "memberKob":"BP",
        "memberCode":3360001,
        "memberShortName":"IDFC FIRST BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20220925",
        "dateOfLastPayment":"20240401",
        "dateClosed":"20250518",
        "reportedDate":"20250518",
        "highCreditAmount":80000,
        "currentBalance":0,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250501",
        "paymentHistEndDate":"20220901",
        "valueOfCollateral":-1,
        "creditLimit":-1,
        "cashLimit":-1,
        "rateOfInterest":-1.000000,
        "repaymentTenure":84,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":18733
      },{
        "serialNumber":2130852010,
        "fileSinceDate":"20220819",
        "accountNumber":"9406770004273420",
        "accountType":"10",
        "memberKob":"BP",
        "memberCode":3300001,
        "memberShortName":"KOTAK BANK",
        "ownershipIndicator":"1",
        "dateOpened":"20220709",
        "dateOfLastPayment":"20250810",
        "reportedDate":"20250815",
        "highCreditAmount":20466,
        "currentBalance":7935,
        "amountOverdue":0,
        "paymentHistory":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
        "paymentHistStartDate":"20250801",
        "paymentHistEndDate":"20220901",
        "valueOfCollateral":-1,
        "creditLimit":10000,
        "cashLimit":2000,
        "rateOfInterest":-1.000000,
        "repaymentTenure":-1,
        "EMIAmount":-1,
        "writtenOffAmtTotal":-1,
        "writtenOffAmtPrincipal":-1,
        "settlementAmount":-1,
        "paymentFrequency":"03",
        "actualPaymentAmount":-1
      }],
      "inquiry":[{
        "enqControlNum":9495659960,
        "dateOfInquiry":"20250821",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299966,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":9053175820,
        "dateOfInquiry":"20250506",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3367755,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":8951088774,
        "dateOfInquiry":"20250409",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":8527990827,
        "dateOfInquiry":"20241226",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3089588,
        "memberShortName":"HDFC BANK"
      },{
        "enqControlNum":8378607793,
        "dateOfInquiry":"20241117",
        "inquiryPurpose":"51",
        "inquiryAmount":1000000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":89668989,
        "memberShortName":"TCL"
      },{
        "enqControlNum":8364091255,
        "dateOfInquiry":"20241113",
        "inquiryPurpose":"05",
        "inquiryAmount":3000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":41279999,
        "memberShortName":"KRAZYBEE"
      },{
        "enqControlNum":8359985062,
        "dateOfInquiry":"20241113",
        "inquiryPurpose":"00",
        "inquiryAmount":100000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":66036255,
        "memberShortName":"BAJAJ FIN LTD"
      },{
        "enqControlNum":8150430646,
        "dateOfInquiry":"20240925",
        "inquiryPurpose":"06",
        "inquiryAmount":79900,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":66038889,
        "memberShortName":"BAJAJ FIN LTD"
      },{
        "enqControlNum":7880536880,
        "dateOfInquiry":"20240726",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":7658123524,
        "dateOfInquiry":"20240606",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":7656524634,
        "dateOfInquiry":"20240606",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":7325433407,
        "dateOfInquiry":"20240319",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":7319053407,
        "dateOfInquiry":"20240318",
        "inquiryPurpose":"10",
        "inquiryAmount":50000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3116667,
        "memberShortName":"INDUSIND BANK"
      },{
        "enqControlNum":7226965974,
        "dateOfInquiry":"20240227",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3367755,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":7213361200,
        "dateOfInquiry":"20240223",
        "inquiryPurpose":"13",
        "inquiryAmount":146162,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"NB",
        "memberCode":89668989,
        "memberShortName":"TCL"
      },{
        "enqControlNum":7139563967,
        "dateOfInquiry":"20240207",
        "inquiryPurpose":"10",
        "inquiryAmount":100,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3302753,
        "memberShortName":"KOTAK BANK"
      },{
        "enqControlNum":7072208982,
        "dateOfInquiry":"20240123",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3389999,
        "memberShortName":"RBL BANK LTD"
      },{
        "enqControlNum":6986410370,
        "dateOfInquiry":"20240105",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6950875691,
        "dateOfInquiry":"20231228",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":59,
        "inquiryRulesId":1000,
        "memberKob":"PC",
        "memberCode":65029988,
        "memberShortName":"SBI CARD"
      },{
        "enqControlNum":6928442089,
        "dateOfInquiry":"20231223",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":59,
        "inquiryRulesId":1000,
        "memberKob":"PC",
        "memberCode":65029988,
        "memberShortName":"SBI CARD"
      },{
        "enqControlNum":6921611878,
        "dateOfInquiry":"20231221",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3257777,
        "memberShortName":"RBL BANK"
      },{
        "enqControlNum":6920686289,
        "dateOfInquiry":"20231221",
        "inquiryPurpose":"10",
        "inquiryAmount":1000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3089588,
        "memberShortName":"HDFC BANK"
      },{
        "enqControlNum":6841618187,
        "dateOfInquiry":"20231205",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6636310588,
        "dateOfInquiry":"20231023",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6551058005,
        "dateOfInquiry":"20231006",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6139945269,
        "dateOfInquiry":"20230715",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":6121090531,
        "dateOfInquiry":"20230712",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5909630433,
        "dateOfInquiry":"20230527",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5874291908,
        "dateOfInquiry":"20230519",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":0,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5665178125,
        "dateOfInquiry":"20230330",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5641127017,
        "dateOfInquiry":"20230325",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5626652036,
        "dateOfInquiry":"20230321",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":5313978639,
        "dateOfInquiry":"20221227",
        "inquiryPurpose":"10",
        "inquiryAmount":20000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3368888,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":5260055564,
        "dateOfInquiry":"20221209",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3299988,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":4995894880,
        "dateOfInquiry":"20220914",
        "inquiryPurpose":"10",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3291113,
        "memberShortName":"AXIS BANK"
      },{
        "enqControlNum":4911538128,
        "dateOfInquiry":"20220817",
        "inquiryPurpose":"06",
        "inquiryAmount":10000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3368888,
        "memberShortName":"IDFC FIRST BANK"
      },{
        "enqControlNum":4790905154,
        "dateOfInquiry":"20220707",
        "inquiryPurpose":"10",
        "inquiryAmount":50000,
        "serviceCodeId":-1,
        "inquiryRulesId":1000,
        "memberKob":"BP",
        "memberCode":3306677,
        "memberShortName":"KOTAK BANK"
      }],
      "cdr":{
      },
      "employment":{
        "serialNumber":2882573414,
        "accountType":"06",
        "reportedDate":"20240531",
        "occupationCode":"04"
      },
      "score":"SC10CIBILTUSC301020802021003082508202504050073205020006020007020008020009020010020011020013020014020025022626023527023928022529023675050000090109512980492"
    }],
    "error":[]
  }
}\"\n                }\n              },\n              \"DeceasedIndicator\": false,\n              \"FraudIndicator\": false,\n              \"TradeLinePartition\": [\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"13\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"TCL\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"146162\",\n                    \"dateOpened\": \"2024-02-24+05:30\",\n                    \"dateReported\": \"2025-08-15+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"89305\",\n                    \"subscriberCode\": \"89660001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2025-08-05+05:30\",\n                    \"accountNumber\": \"TCFTW0918000012710982\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"20.50\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2946654590\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2024-02-01+05:30\",\n                        \"startDate\": \"2025-08-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2025-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"5469\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"-1\",\n                      \"dateLastPayment\": \"2025-08-05+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"13\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"13\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"-1\",\n                      \"termMonths\": \"36\",\n                      \"CreditLimit\": \"-1\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"0\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"06\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"IDFC FIRST BANK\",\n                    \"dateClosed\": \"2024-08-12+05:30\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"24058\",\n                    \"dateOpened\": \"2024-02-19+05:30\",\n                    \"dateReported\": \"2024-08-31+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"0\",\n                    \"subscriberCode\": \"3360001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2024-08-05+05:30\",\n                    \"accountNumber\": \"FLIPKART-145067670\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2882573414\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2024-02-01+05:30\",\n                        \"startDate\": \"2024-08-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"4254\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"-1\",\n                      \"dateLastPayment\": \"2024-08-05+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"06\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"06\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"25535\",\n                      \"termMonths\": \"6\",\n                      \"CreditLimit\": \"-1\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"1\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"06\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"IDFC FIRST BANK\",\n                    \"dateClosed\": \"2024-07-11+05:30\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"19004\",\n                    \"dateOpened\": \"2024-01-26+05:30\",\n                    \"dateReported\": \"2024-07-31+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"0\",\n                    \"subscriberCode\": \"3360001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2024-07-04+05:30\",\n                    \"accountNumber\": \"FLIPKART-143108452\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2896822513\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2024-01-01+05:30\",\n                        \"startDate\": \"2024-07-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-01-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"3392\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"-1\",\n                      \"dateLastPayment\": \"2024-07-04+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"06\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"06\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"20357\",\n                      \"termMonths\": \"6\",\n                      \"CreditLimit\": \"-1\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"2\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"10\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"SBI CARD\",\n                    \"dateClosed\": \"2024-05-24+05:30\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"4069\",\n                    \"dateOpened\": \"2023-12-31+05:30\",\n                    \"dateReported\": \"2024-09-16+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"0\",\n                    \"subscriberCode\": \"65020001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"accountNumber\": \"9329272065290298488\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2923540299\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2024-03-01+05:30\",\n                        \"startDate\": \"2024-09-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"93\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"63\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"33\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,93,63,33,\"\n                      },\n                      \"EMIAmount\": \"-1\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"5600\",\n                      \"AccountType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"-1\",\n                      \"termMonths\": \"-1\",\n                      \"CreditLimit\": \"28000\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"3\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"10\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"HDFC BANK\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"45397\",\n                    \"dateOpened\": \"2023-12-29+05:30\",\n                    \"dateReported\": \"2025-08-15+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"43127\",\n                    \"subscriberCode\": \"3080001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2025-08-06+05:30\",\n                    \"accountNumber\": \"0001016240012452605\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2805748419\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2023-12-01+05:30\",\n                        \"startDate\": \"2025-08-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2025-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-12-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"-1\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"-1\",\n                      \"dateLastPayment\": \"2025-08-06+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"-1\",\n                      \"termMonths\": \"-1\",\n                      \"CreditLimit\": \"46000\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"-1\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"4\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"10\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"KOTAK BANK\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"19029\",\n                    \"dateOpened\": \"2023-10-17+05:30\",\n                    \"dateReported\": \"2025-08-15+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"0\",\n                    \"subscriberCode\": \"3300001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2025-06-11+05:30\",\n                    \"accountNumber\": \"9406785002195227\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2717537490\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2023-10-01+05:30\",\n                        \"startDate\": \"2025-08-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2025-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-10-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"-1\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"2000\",\n                      \"dateLastPayment\": \"2025-06-11+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"-1\",\n                      \"termMonths\": \"-1\",\n                      \"CreditLimit\": \"10000\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"5\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"69\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"TRANSACTREE\",\n                    \"dateClosed\": \"2024-12-03+05:30\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"3000\",\n                    \"dateOpened\": \"2023-04-19+05:30\",\n                    \"dateReported\": \"2025-01-15+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"0\",\n                    \"subscriberCode\": \"7490001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2023-04-19+05:30\",\n                    \"accountNumber\": \"5615376U\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2561450721\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2023-05-01+05:30\",\n                        \"startDate\": \"2025-01-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2025-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-12-01+05:30\",\n                            \"status\": \"XXX\"\n                          },\n                          {\n                            \"date\": \"2024-11-01+05:30\",\n                            \"status\": \"XXX\"\n                          },\n                          {\n                            \"date\": \"2024-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-08-01+05:30\",\n                            \"status\": \"XXX\"\n                          },\n                          {\n                            \"date\": \"2023-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-06-01+05:30\",\n                            \"status\": \"XXX\"\n                          },\n                          {\n                            \"date\": \"2023-05-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,XXX,XXX,0,0,0,0,0,0,0,0,0,0,0,0,0,0,XXX,0,XXX,0,\"\n                      },\n                      \"EMIAmount\": \"-1\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"-1\",\n                      \"dateLastPayment\": \"2023-04-19+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"69\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"69\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"-1\",\n                      \"termMonths\": \"-1\",\n                      \"CreditLimit\": \"-1\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"6\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"06\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"IDFC FIRST BANK\",\n                    \"dateClosed\": \"2025-05-18+05:30\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"80000\",\n                    \"dateOpened\": \"2022-09-25+05:30\",\n                    \"dateReported\": \"2025-05-18+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"0\",\n                    \"subscriberCode\": \"3360001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2024-04-01+05:30\",\n                    \"accountNumber\": \"FLIPKART-84727301\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2232659057\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2022-09-01+05:30\",\n                        \"startDate\": \"2025-05-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2025-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-09-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"-1\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"-1\",\n                      \"dateLastPayment\": \"2024-04-01+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"06\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"06\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"18733\",\n                      \"termMonths\": \"84\",\n                      \"CreditLimit\": \"-1\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"7\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                },\n                {\n                  \"accountTypeAbbreviation\": \"\",\n                  \"accountTypeDescription\": \"\",\n                  \"accountTypeSymbol\": \"10\",\n                  \"Tradeline\": {\n                    \"DisputeFlag\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"creditorName\": \"KOTAK BANK\",\n                    \"branch\": \"\",\n                    \"highBalance\": \"20466\",\n                    \"dateOpened\": \"2022-07-09+05:30\",\n                    \"dateReported\": \"2025-08-15+05:30\",\n                    \"accountsSoldTo\": \"\",\n                    \"bureau\": \"\",\n                    \"writtenOffAmtTotal\": \"-1\",\n                    \"PayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"currentBalance\": \"7935\",\n                    \"subscriberCode\": \"3300001\",\n                    \"AccountDesignator\": {\n                      \"symbol\": \"1\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"dateAccountStatus\": \"2025-08-10+05:30\",\n                    \"accountNumber\": \"9406770004273420\",\n                    \"AccountCondition\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"thirdPartyName\": \"\",\n                    \"GrantedTrade\": {\n                      \"interestRate\": \"-1.00\",\n                      \"PaymentFrequency\": {\n                        \"symbol\": \"03\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"serialNumber\": \"2130852010\",\n                      \"PayStatusHistory\": {\n                        \"endDate\": \"2022-09-01+05:30\",\n                        \"startDate\": \"2025-08-01+05:30\",\n                        \"MonthlyPayStatus\": [\n                          {\n                            \"date\": \"2025-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2025-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2024-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-09-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-08-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-07-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-06-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-05-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-04-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-03-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-02-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2023-01-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-12-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-11-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-10-01+05:30\",\n                            \"status\": \"0\"\n                          },\n                          {\n                            \"date\": \"2022-09-01+05:30\",\n                            \"status\": \"0\"\n                          }\n                        ],\n                        \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,\"\n                      },\n                      \"EMIAmount\": \"-1\",\n                      \"WorstPayStatus\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CashLimit\": \"2000\",\n                      \"dateLastPayment\": \"2025-08-10+05:30\",\n                      \"AccountType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"CreditType\": {\n                        \"symbol\": \"10\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"actualPaymentAmount\": \"-1\",\n                      \"termMonths\": \"-1\",\n                      \"CreditLimit\": \"10000\",\n                      \"CollateralType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"amountPastDue\": \"0\",\n                      \"collateral\": \"-1\",\n                      \"TermType\": {\n                        \"symbol\": \"\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"VerificationIndicator\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"noOfParticipants\": \"\",\n                    \"OpenClosed\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"position\": \"8\",\n                    \"settlementAmount\": \"-1\",\n                    \"writtenOffPrincipal\": \"-1\"\n                  }\n                }\n              ],\n              \"InquiryPartition\": [\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"9495659960\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2025-08-21+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"20000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"IDFC FIRST BANK\",\n                    \"enqControlNum\": \"9053175820\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2025-05-06+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"RBL BANK\",\n                    \"enqControlNum\": \"8951088774\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2025-04-09+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"HDFC BANK\",\n                    \"enqControlNum\": \"8527990827\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-12-26+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"51\",\n                    \"subscriberName\": \"TCL\",\n                    \"enqControlNum\": \"8378607793\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-11-17+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"3000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"05\",\n                    \"subscriberName\": \"KRAZYBEE\",\n                    \"enqControlNum\": \"8364091255\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-11-13+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"100000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"00\",\n                    \"subscriberName\": \"BAJAJ FIN LTD\",\n                    \"enqControlNum\": \"8359985062\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-11-13+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"79900\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"06\",\n                    \"subscriberName\": \"BAJAJ FIN LTD\",\n                    \"enqControlNum\": \"8150430646\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-09-25+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"7880536880\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-07-26+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"7658123524\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-06-06+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"RBL BANK\",\n                    \"enqControlNum\": \"7656524634\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-06-06+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"RBL BANK\",\n                    \"enqControlNum\": \"7325433407\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-03-19+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"50000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"INDUSIND BANK\",\n                    \"enqControlNum\": \"7319053407\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-03-18+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"20000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"IDFC FIRST BANK\",\n                    \"enqControlNum\": \"7226965974\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-02-27+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"146162\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"13\",\n                    \"subscriberName\": \"TCL\",\n                    \"enqControlNum\": \"7213361200\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-02-23+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"100\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"KOTAK BANK\",\n                    \"enqControlNum\": \"7139563967\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-02-07+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"RBL BANK LTD\",\n                    \"enqControlNum\": \"7072208982\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-01-23+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"6986410370\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2024-01-05+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"SBI CARD\",\n                    \"enqControlNum\": \"6950875691\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-12-28+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"SBI CARD\",\n                    \"enqControlNum\": \"6928442089\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-12-23+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"RBL BANK\",\n                    \"enqControlNum\": \"6921611878\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-12-21+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"1000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"HDFC BANK\",\n                    \"enqControlNum\": \"6920686289\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-12-21+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"6841618187\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-12-05+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"6636310588\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-10-23+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"6551058005\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-10-06+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"6139945269\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-07-15+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"6121090531\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-07-12+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"5909630433\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-05-27+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"5874291908\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-05-19+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"5665178125\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-03-30+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"5641127017\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-03-25+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"5626652036\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2023-03-21+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"20000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"IDFC FIRST BANK\",\n                    \"enqControlNum\": \"5313978639\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2022-12-27+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"5260055564\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2022-12-09+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"10\",\n                    \"subscriberName\": \"AXIS BANK\",\n                    \"enqControlNum\": \"4995894880\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2022-09-14+05:30\"\n                  }\n                },\n                {\n                  \"Inquiry\": {\n                    \"amount\": \"10000\",\n                    \"IndustryCode\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"inquiryType\": \"06\",\n                    \"subscriberName\": \"IDFC FIRST BANK\",\n                    \"enqControlNum\": \"4911538128\",\n                    \"description\": \"\",\n                    \"subscriberNumber\": \"\",\n                    \"bureau\": \"\",\n                    \"Source\": {\n                      \"Reference\": \"54ed96ca-8306-4f38-8617-c2b8b95bd120\",\n                      \"InquiryDate\": \"2025-08-25+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"4790905154\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"inquiryDate\": \"2022-08-17+05:30\"\n                  }\n                }\n              ]\n            },\n            \"AssetId\": \"22006986291\",\n            \"Type\": \"SingleCreditReport\"\n          }\n        }\n      }\n    }\n  }\n}"},{"id":"c432feec-491b-491a-8e81-8bf51f81dff4","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"\",\n    \"middleName\": \"\",\n    \"lastName\": \"SAGAR\",\n    \"mobileNumber\": \"64753992XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/v2"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 22 Dec 2025 06:38:35 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"85"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"55-09LY1xmwNm9tcR2h3W74bSLkCbA\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Missing required field firstName\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"c4c8efe1-8940-46f7-b382-1f502bc3f607","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"YOMAHESH\",\n    \"middleName\": \"\",\n    \"lastName\": \"SAGAR\",\n    \"mobileNumber\": \"62584959\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/v2"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 22 Dec 2025 06:39:02 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"79"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4f-ioRfAro9NZjFQhEmF7wyXrUd488\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobileNumber\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"b441a9c9-90aa-4ad3-b05a-b3ffb3a545b0"}],"id":"b4b63611-3979-4bc1-9239-e25ed8977dc1","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"6faabd86-1973-49e3-915c-dceef3230180","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"ff5c664d-3ed3-4555-bd2a-f23811f85f6a","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"b4b63611-3979-4bc1-9239-e25ed8977dc1","description":""},{"name":"CIBIL Auth Flow","item":[{"name":"Get Cibil Report","id":"17aa1e3b-2e23-4f2e-b535-1d2e30a0716e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"CustomerInfo\": {\r\n    \"Name\": {\r\n      \"Forename\": \"John\",\r\n      \"Surname\": \"Doe\"\r\n    },\r\n    \"IdentificationNumber\": {\r\n      \"IdentifierName\": \"TaxId\",\r\n      \"Id\": \"ABCDE1234F\"\r\n    },\r\n    \"Address\": {\r\n      \"StreetAddress\": \"1234 Park Street, Green Valley\",\r\n      \"City\": \"Mumbai\",\r\n      \"PostalCode\": 400001,\r\n      \"Region\": \"27\",\r\n      \"AddressType\": 1\r\n    },\r\n    \"EmailID\": \"johndoe@example.com\",\r\n    \"DateOfBirth\": \"1990-01-15\",\r\n    \"PhoneNumber\": {\r\n      \"Number\": \"9876543210\"\r\n    },\r\n    \"Gender\": \"Male\"\r\n  },\r\n  \"LegalCopyStatus\": \"Accept\",\r\n  \"UserConsentForDataSharing\": \"true\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil","description":"<h2 id=\"1fetch-individual-cibil-credit-report\">1.Fetch Individual CIBIL Credit Report</h2>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://uat.totalekyc.com/api/credit-report/individual/cibil\n\n</code></pre><p><strong>Headers</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR BEARER TOKEN</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n<tr>\n<td>base_url</td>\n<td><a href=\"https://uat.totalekyc.com\">https://uat.totalekyc.com</a></td>\n</tr>\n</tbody>\n</table>\n</div><p><strong>Sample Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"CustomerInfo\": {\n    \"Name\": {\n      \"Forename\": \"AMAN\",\n      \"Surname\": \"SHARMA\"\n    },\n    \"IdentificationNumber\": {\n      \"IdentifierName\": \"TaxId\",\n      \"Id\": \"CGXXR91XXD\"\n    },\n    \"Address\": {\n      \"StreetAddress\": \"ROOM NO-1 MATUNGA NIWAS PAGALPURA BLDG\",\n      \"City\": \"PUNE\",\n      \"PostalCode\": 403121,\n      \"Region\": 27,\n      \"AddressType\": 1\n    },\n    \"EmailID\": \"AMANSHARMA101@GMAIL.COM\",\n    \"DateOfBirth\": \"1985-03-01\",\n    \"PhoneNumber\": {\n      \"Number\": 8345623713\n    },\n    \"Gender\": \"Male\"\n  },\n  \"LegalCopyStatus\": \"Accept\",\n  \"UserConsentForDataSharing\": \"true\"\n}\n\n</code></pre>\n<p><strong>Behavior</strong></p>\n<ul>\n<li><p>✅ If mobile/email matches with CIBIL records → Report is fetched.</p>\n</li>\n<li><p>⚠️ If mismatch/new mobile/email → CIBIL requires <strong>authentication questions</strong> → proceed to Step 2.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","credit-report","individual","cibil"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"ed648cac-bbd7-48d1-ad68-b457a32ebbca","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"CustomerInfo\": {\r\n    \"Name\": {\r\n      \"Forename\": \"John\",\r\n      \"Surname\": \"Doe\"\r\n    },\r\n    \"IdentificationNumber\": {\r\n      \"IdentifierName\": \"TaxId\",\r\n      \"Id\": \"ABCDE1234F\"\r\n    },\r\n    \"Address\": {\r\n      \"StreetAddress\": \"1234 Park Street, Green Valley\",\r\n      \"City\": \"Mumbai\",\r\n      \"PostalCode\": 400001,\r\n      \"Region\": \"27\",\r\n      \"AddressType\": 1\r\n    },\r\n    \"EmailID\": \"johndoe@example.com\",\r\n    \"DateOfBirth\": \"1990-01-15\",\r\n    \"PhoneNumber\": {\r\n      \"Number\": \"9876543210\"\r\n    },\r\n    \"Gender\": \"Male\"\r\n  },\r\n  \"LegalCopyStatus\": \"Accept\",\r\n  \"UserConsentForDataSharing\": \"true\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 06 May 2025 05:38:55 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"143826"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"231d2-qjgg4IA9EeizPb+6cH7mIUa+t1A\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-08-20T10:28:26.162Z\",\n  \"transaction_id\": \"TXN-aa0202bc-39db-4fe4-8d82-ff5919d77af4\",\n  \"status\": \"success\",\n  \"data\": {\n    \"htmlUrl\": \"https://myscore.cibil.com/CreditView/webtokenasset.page?enterprise=JunoonCapita&pcc=yogesh806691&webtoken=7Bz8g48PpDUyLK1KZ0d3Osut-jyuOVFTwMwq-z1JXb7GK7IA0_tKNA4NdhOctrO-UXKPEiQxFmCk6rqH9QuqLQ\",\n    \"cibilData\": {\n      \"GetCustomerAssetsResponse\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"08ec5707a01e2bcb:-16824045:198c6ff7ec8:-457f\",\n        \"GetCustomerAssetsSuccess\": {\n          \"Asset\": {\n            \"Status\": \"Active\",\n            \"SafetyCheckFailure\": false,\n            \"ExpirationDate\": \"2027-08-20T15:58:24.309+05:30\",\n            \"CreationDate\": \"2025-08-20T15:58:24.309+05:30\",\n            \"TrueLinkCreditReport\": {\n              \"ReferenceKey\": \"9490873261\",\n              \"currentversion\": \"5.0\",\n              \"Borrower\": {\n                \"Birth\": {\n                  \"date\": \"2003-07-12+05:30\",\n                  \"partitionSet\": \"0\",\n                  \"BirthDate\": {\n                    \"month\": \"7\",\n                    \"year\": \"2003\",\n                    \"day\": \"12\"\n                  },\n                  \"Source\": {\n                    \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                    \"InquiryDate\": \"2025-08-20+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"5295424570\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"age\": \"0\"\n                },\n                \"borrowerKey\": \"5295424570\",\n                \"BorrowerAddress\": [\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"04\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"0\",\n                    \"dateReported\": \"2022-12-31+05:30\",\n                    \"partitionSet\": \"0\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"1718365393\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"AONE UNIVERSITY VILLAGE JHANSI BARNALA RA\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"140490\",\n                      \"Region\": \"04\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"SBMBKINDIA\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                      \"InquiryDate\": \"2025-08-20+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"5295424570\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  },\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"02\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"02\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"1\",\n                    \"dateReported\": \"2022-04-30+05:30\",\n                    \"partitionSet\": \"1\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"1584411184\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"VA SHAM KUMAR YADAV WARD NO 09 JAIPUR RAJASTHAN\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"335803\",\n                      \"Region\": \"08\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"EQUITASSFB\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                      \"InquiryDate\": \"2025-08-20+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"5295424570\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  },\n                  {\n                    \"Dwelling\": {\n                      \"symbol\": \"01\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"Ownership\": {\n                      \"symbol\": \"01\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"addressOrder\": \"2\",\n                    \"dateReported\": \"2022-04-30+05:30\",\n                    \"partitionSet\": \"2\",\n                    \"CreditAddress\": {\n                      \"SerialNumber\": \"1584411183\",\n                      \"AddressType\": \"\",\n                      \"StreetAddress\": \"VC SHAM KUMAR SHARMA WARD NO. 09 JAIPUR PILIBANGA\",\n                      \"City\": \"\",\n                      \"PostalCode\": \"335803\",\n                      \"Region\": \"08\"\n                    },\n                    \"Origin\": {\n                      \"symbol\": \"EQUITASSFB\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                      \"InquiryDate\": \"2025-08-20+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"5295424570\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    }\n                  }\n                ],\n                \"CreditScore\": {\n                  \"CreditScoreModel\": {\n                    \"symbol\": \"CIBILTUSC3\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"CreditScoreFactor\": [\n                    {\n                      \"bureauCode\": \"39\",\n                      \"Factor\": {\n                        \"symbol\": \"39\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\",\n                        \"factor: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"41\",\n                      \"Factor\": {\n                        \"symbol\": \"41\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\",\n                        \"factor: Your CIBIL Score is not only dependent on your timely payments towards loans/credit cards that have been availed but also the amount that has been paid. E.g. If you have a high credit utilization on a credit card and are making monthly minimum payments by the due date, this will not affect your payment history. However, this will impact your CIBIL Score as the minimum payments made is low in comparison to the actual amount payable. You can maintain your CIBIL Score by making timely payments every time, as well as ensuring you are paying off the balances on the loans/credit cards. Paying more than the minimum due will help bring down the total outstanding on the accounts.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"25\",\n                      \"Factor\": {\n                        \"symbol\": \"25\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"36\",\n                      \"Factor\": {\n                        \"symbol\": \"36\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the number of active loan/credit card accounts reported in the last 36 months that carry a current balance. A high balance on such active accounts will impact your CIBIL Score. Paying off the balances on the loan and credit card accounts as well as not having too many open lines of credit with current balances will help maintain your CIBIL Score.\"\n                      ]\n                    },\n                    {\n                      \"bureauCode\": \"40\",\n                      \"Factor\": {\n                        \"symbol\": \"40\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      },\n                      \"FactorText\": [\n                        \"explain: One of the factors your CIBIL Score depends on is the current balance on your credit cards in comparison to the credit limit. In other words if you have multiple credit cards with a balance that is close to the credit limit/ high credit, it is likely that your CIBIL Score will be impacted. Ensure you do not accumulate huge balances on your card and if you do, always try and pay off the balances on your card to avoid reaching the credit limit.\",\n                        \"factor: One of the factors your CIBIL Score depends on is the current balance on your credit cards in comparison to the credit limit. In other words if you have multiple credit cards with a balance that is close to the credit limit/ high credit, it is likely that your CIBIL Score will be impacted. Ensure you do not accumulate huge balances on your card and if you do, always try and pay off the balances on your card to avoid reaching the credit limit.\"\n                      ]\n                    }\n                  ],\n                  \"NoScoreReason\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"riskScore\": \"785\",\n                  \"populationRank\": \"17\",\n                  \"Source\": {\n                    \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                    \"InquiryDate\": \"2025-08-20+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"5295424570\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"scoreName\": \"CIBILTransUnionScore3\"\n                },\n                \"Gender\": \"Male\",\n                \"CreditStatement\": {\n                  \"StatementType\": {\n                    \"symbol\": \"DISPUTE\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"statement\": \"\",\n                  \"Source\": {\n                    \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                    \"InquiryDate\": \"2025-08-20+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"5295424570\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"dateUpdated\": \"\"\n                },\n                \"EmailAddress\": [\n                  {\n                    \"serialNumber\": \"503252062\",\n                    \"Email\": \"MANISH.SHARMA921@GMAIL.COM\"\n                  },\n                  {\n                    \"serialNumber\": \"202638577\",\n                    \"Email\": \"MANISH.SHARMA921@GMAIL.COM\"\n                  }\n                ],\n                \"IdentifierPartition\": {\n                  \"Identifier\": [\n                    {\n                      \"ID\": {\n                        \"Id\": \"5295424570\",\n                        \"IdentifierName\": \"SocialId\"\n                      },\n                      \"Source\": {\n                        \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                        \"InquiryDate\": \"2025-08-20+05:30\",\n                        \"Locale\": \"en_IN\",\n                        \"BorrowerKey\": \"5295424570\",\n                        \"Bureau\": {\n                          \"symbol\": \"CIBIL\",\n                          \"description\": \"\",\n                          \"rank\": \"100000\",\n                          \"abbreviation\": \"\"\n                        }\n                      }\n                    },\n                    {\n                      \"ID\": {\n                        \"SerialNumber\": \"824800254\",\n                        \"Id\": \"HESPD8287M\",\n                        \"IdentifierName\": \"TaxId\"\n                      },\n                      \"enrichMode\": \"R\",\n                      \"Source\": {\n                        \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                        \"InquiryDate\": \"2025-08-20+05:30\",\n                        \"Locale\": \"en_IN\",\n                        \"BorrowerKey\": \"5295424570\",\n                        \"Bureau\": {\n                          \"symbol\": \"CIBIL\",\n                          \"description\": \"\",\n                          \"rank\": \"100000\",\n                          \"abbreviation\": \"\"\n                        }\n                      }\n                    },\n                    {\n                      \"ID\": {\n                        \"SerialNumber\": \"1047516569\",\n                        \"Id\": \"10090151823471\",\n                        \"IdentifierName\": \"CkycId\"\n                      },\n                      \"enrichMode\": \"R\",\n                      \"Source\": {\n                        \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                        \"InquiryDate\": \"2025-08-20+05:30\",\n                        \"Locale\": \"en_IN\",\n                        \"BorrowerKey\": \"5295424570\",\n                        \"Bureau\": {\n                          \"symbol\": \"CIBIL\",\n                          \"description\": \"\",\n                          \"rank\": \"100000\",\n                          \"abbreviation\": \"\"\n                        }\n                      }\n                    }\n                  ]\n                },\n                \"BorrowerName\": {\n                  \"Name\": {\n                    \"Surname\": \"SHAAM SHARMA\",\n                    \"Forename\": \"MANISH\"\n                  },\n                  \"partitionSet\": \"0\",\n                  \"NameType\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"Source\": {\n                    \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                    \"InquiryDate\": \"2025-08-20+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"5295424570\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  }\n                },\n                \"BorrowerTelephone\": [\n                  {\n                    \"partitionSet\": \"0\",\n                    \"PhoneNumber\": {\n                      \"SerialNumber\": \"2103439457\",\n                      \"Number\": \"6378194921\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                      \"InquiryDate\": \"2025-08-20+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"5295424570\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"PhoneType\": {\n                      \"symbol\": \"01\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  {\n                    \"partitionSet\": \"1\",\n                    \"PhoneNumber\": {\n                      \"SerialNumber\": \"1450799002\",\n                      \"Number\": \"6378194921\"\n                    },\n                    \"enrichMode\": \"R\",\n                    \"Source\": {\n                      \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                      \"InquiryDate\": \"2025-08-20+05:30\",\n                      \"Locale\": \"en_IN\",\n                      \"BorrowerKey\": \"5295424570\",\n                      \"Bureau\": {\n                        \"symbol\": \"CIBIL\",\n                        \"description\": \"\",\n                        \"rank\": \"100000\",\n                        \"abbreviation\": \"\"\n                      }\n                    },\n                    \"PhoneType\": {\n                      \"symbol\": \"00\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  }\n                ]\n              },\n              \"SafetyCheckPassed\": true,\n              \"Frozen\": \"\",\n              \"Message\": {\n                \"Code\": {\n                  \"symbol\": \"\",\n                  \"description\": \"\",\n                  \"rank\": \"100000\",\n                  \"abbreviation\": \"\"\n                },\n                \"text\": \"\",\n                \"Type\": {\n                  \"symbol\": \"ZZ\",\n                  \"description\": \"\",\n                  \"rank\": \"100000\",\n                  \"abbreviation\": \"\"\n                }\n              },\n              \"Sources\": {\n                \"Source\": {\n                  \"InquiryDate\": \"2025-08-20T15:58:23.000+05:30\",\n                  \"Bureau\": {\n                    \"symbol\": \"CIBIL\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"OriginalData\": \"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\"\n                }\n              },\n              \"DeceasedIndicator\": false,\n              \"FraudIndicator\": false,\n              \"TradeLinePartition\": {\n                \"accountTypeAbbreviation\": \"\",\n                \"accountTypeDescription\": \"\",\n                \"accountTypeSymbol\": \"31\",\n                \"Tradeline\": {\n                  \"DisputeFlag\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"creditorName\": \"SBMBKINDIA\",\n                  \"branch\": \"\",\n                  \"highBalance\": \"4000\",\n                  \"dateOpened\": \"2022-12-22+05:30\",\n                  \"dateReported\": \"2025-07-31+05:30\",\n                  \"accountsSoldTo\": \"\",\n                  \"bureau\": \"\",\n                  \"writtenOffAmtTotal\": \"-1\",\n                  \"PayStatus\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"currentBalance\": \"2275\",\n                  \"subscriberCode\": \"2280001\",\n                  \"AccountDesignator\": {\n                    \"symbol\": \"1\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"dateAccountStatus\": \"2025-07-27+05:30\",\n                  \"accountNumber\": \"2997975115536270791\",\n                  \"AccountCondition\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"Source\": {\n                    \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                    \"InquiryDate\": \"2025-08-20+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"5295424570\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"IndustryCode\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"thirdPartyName\": \"\",\n                  \"GrantedTrade\": {\n                    \"interestRate\": \"-1.00\",\n                    \"PaymentFrequency\": {\n                      \"symbol\": \"02\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"serialNumber\": \"2376011082\",\n                    \"PayStatusHistory\": {\n                      \"endDate\": \"2022-12-01+05:30\",\n                      \"startDate\": \"2025-07-01+05:30\",\n                      \"MonthlyPayStatus\": [\n                        {\n                          \"date\": \"2025-07-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2025-06-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2025-05-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2025-04-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2025-03-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2025-02-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2025-01-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-12-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-11-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-10-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-09-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-08-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-07-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-06-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-05-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-04-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-03-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-02-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2024-01-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-12-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-11-01+05:30\",\n                          \"status\": \"XXX\"\n                        },\n                        {\n                          \"date\": \"2023-10-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-09-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-08-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-07-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-06-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-05-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-04-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-03-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-02-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2023-01-01+05:30\",\n                          \"status\": \"0\"\n                        },\n                        {\n                          \"date\": \"2022-12-01+05:30\",\n                          \"status\": \"0\"\n                        }\n                      ],\n                      \"status\": \"0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,XXX,0,0,0,0,0,0,0,0,0,0,0,\"\n                    },\n                    \"EMIAmount\": \"-1\",\n                    \"WorstPayStatus\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"CashLimit\": \"-1\",\n                    \"dateLastPayment\": \"2025-07-27+05:30\",\n                    \"AccountType\": {\n                      \"symbol\": \"31\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"CreditType\": {\n                      \"symbol\": \"31\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"actualPaymentAmount\": \"-1\",\n                    \"termMonths\": \"-1\",\n                    \"CreditLimit\": \"4000\",\n                    \"CollateralType\": {\n                      \"symbol\": \"04\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    },\n                    \"amountPastDue\": \"0\",\n                    \"collateral\": \"4000\",\n                    \"TermType\": {\n                      \"symbol\": \"\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"VerificationIndicator\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"noOfParticipants\": \"\",\n                  \"OpenClosed\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"position\": \"0\",\n                  \"settlementAmount\": \"-1\",\n                  \"writtenOffPrincipal\": \"-1\"\n                }\n              },\n              \"InquiryPartition\": {\n                \"Inquiry\": {\n                  \"amount\": \"10000\",\n                  \"IndustryCode\": {\n                    \"symbol\": \"\",\n                    \"description\": \"\",\n                    \"rank\": \"100000\",\n                    \"abbreviation\": \"\"\n                  },\n                  \"inquiryType\": \"10\",\n                  \"subscriberName\": \"SBI CARD\",\n                  \"enqControlNum\": \"7853188738\",\n                  \"description\": \"\",\n                  \"subscriberNumber\": \"\",\n                  \"bureau\": \"\",\n                  \"Source\": {\n                    \"Reference\": \"bbe287d9-e8a0-4621-825f-899d1b6566bc\",\n                    \"InquiryDate\": \"2025-08-20+05:30\",\n                    \"Locale\": \"en_IN\",\n                    \"BorrowerKey\": \"5295424570\",\n                    \"Bureau\": {\n                      \"symbol\": \"CIBIL\",\n                      \"description\": \"\",\n                      \"rank\": \"100000\",\n                      \"abbreviation\": \"\"\n                    }\n                  },\n                  \"inquiryDate\": \"2024-07-20+05:30\"\n                }\n              }\n            },\n            \"AssetId\": \"21900755955\",\n            \"Type\": \"SingleCreditReport\"\n          }\n        }\n      }\n    }\n  }\n}"},{"id":"fa420c15-2798-48de-b66a-f9a924abab47","name":"Auth Failed (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n  \"CustomerInfo\": {\r\n    \"Name\": {\r\n      \"Forename\": \"John\",\r\n      \"Surname\": \"Doe\"\r\n    },\r\n    \"IdentificationNumber\": {\r\n      \"IdentifierName\": \"TaxId\",\r\n      \"Id\": \"ABCDE1234F\"\r\n    },\r\n    \"Address\": {\r\n      \"StreetAddress\": \"1234 Park Street, Green Valley\",\r\n      \"City\": \"Mumbai\",\r\n      \"PostalCode\": 400001,\r\n      \"Region\": \"27\",\r\n      \"AddressType\": 1\r\n    },\r\n    \"EmailID\": \"johndoe@example.com\",\r\n    \"DateOfBirth\": \"1990-01-15\",\r\n    \"PhoneNumber\": {\r\n      \"Number\": \"9876543210\"\r\n    },\r\n    \"Gender\": \"Male\"\r\n  },\r\n  \"LegalCopyStatus\": \"Accept\",\r\n  \"UserConsentForDataSharing\": \"true\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil"},"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-08-20T10:46:15.840Z\",\n    \"transaction_id\": \"TXN-0f6edce2-de81-4577-8731-42baadc14c2d\",\n    \"data\": {\n        \"message\": \"Identity verification is pending, Please Proceed to Customer Auth Flow\",\n        \"message_code\": \"cibil_iv_in_progress\",\n        \"message_type\": \"Cibil Auth Retry Failed\",\n        \"retry\": true,\n        \"clientKey\": \"shaam806691\"\n    },\n    \"error_message\": \"Identity verification is pending, Please Proceed to Customer Auth Flow\"\n}"}],"_postman_id":"17aa1e3b-2e23-4f2e-b535-1d2e30a0716e"},{"name":"Get Auth Question","id":"66c8b04d-f3b8-4390-8246-74d21b2dc969","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\":\"{{cibilClientId}}\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/auth-question","description":"<h2 id=\"2-get-authentication-questions-kba\">2. Get Authentication Questions (KBA)</h2>\n<p>If Step 1 requires authentication, use this API to fetch the <strong>Alternate Contact Details</strong> and/or <strong>Knowledge-Based Authentication (KBA) questions</strong>.</p>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://uat.totalekyc.com/api/credit-report/individual/cibil/auth-question\n\n</code></pre><p><strong>Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"ClientKey\": \"{{cibilClientId}}\"\n}\n\n</code></pre>\n<p><strong>Sample Response for Alternate Contact Details</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n    \"timestamp\": \"2025-08-19T07:32:09.902Z\",\n    \"transaction_id\": \"TXN-3989b9f7-4fab-45d9-91cc-378ea5125328\",\n    \"status\": \"success\",\n    \"data\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"52dcc921976b66d7:-6d9ea26c:198c12f0f62:1afc\",\n        \"GetAuthenticationQuestionsSuccess\": {\n            \"ChallengeConfigGUID\": \"1724705927\",\n            \"question\": {\n                \"AnswerChoice\": {\n                    \"Key\": \"USER_TO_INPUT_ANSWER\",\n                    \"AnswerChoiceId\": \"8064002393\"\n                },\n                \"resendEligible\": false,\n                \"LastChanceQuestion\": false,\n                \"skipEligible\": true,\n                \"FullQuestionText\": \"Enter the alternative mobile number\",\n                \"Key\": \"28XX784271\"\n            },\n            \"QueueName\": \"OTP_AlternateEmail_Entry_Queue\"\n        }\n    }\n}\n\n</code></pre>\n<hr />\n<p><strong>Sample Response for Knowledge Based Question (KBA)</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"success\",\n  \"data\": {\n    \"ResponseStatus\": \"Success\",\n    \"ResponseKey\": \"c4610b1d93f2806a:7abb89e5:198c1402442:-3072\",\n    \"GetAuthenticationQuestionsSuccess\": {\n      \"ChallengeConfigGUID\": \"1724763723\",\n      \"question\": [\n        {\n          \"FullQuestionText\": \"Select the lender who has sanctioned the highest loan amount to you.\",\n          \"Key\": \"2808882689\",\n          \"AnswerChoice\": [\n            { \"AnswerChoiceText\": \"Icici Bank\", \"AnswerChoiceId\": \"8064296887\" },\n            { \"AnswerChoiceText\": \"Karur Vysya\", \"AnswerChoiceId\": \"8064296889\" },\n            { \"AnswerChoiceText\": \"None of the Above\", \"AnswerChoiceId\": \"8064296895\" }\n          ]\n        },\n        {\n          \"FullQuestionText\": \"Please select the last 5 digits of the PAN card number which belongs to you.\",\n          \"Key\": \"2808882697\",\n          \"AnswerChoice\": [\n            { \"AnswerChoiceText\": \"3780o\", \"AnswerChoiceId\": \"8064296919\" },\n            { \"AnswerChoiceText\": \"6884n\", \"AnswerChoiceId\": \"8064296921\" },\n            { \"AnswerChoiceText\": \"None of the Above\", \"AnswerChoiceId\": \"8064296927\" }\n          ]\n        }\n      ]\n    }\n  }\n}\n\n</code></pre>\n<p><strong>Notes</strong></p>\n<ul>\n<li><p>Each question comes with multiple answer choices.</p>\n</li>\n<li><p><code>ChallengeConfigGUID</code> is required in the next step.</p>\n</li>\n<li><p>Clients must render these questions to the user for answering.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","credit-report","individual","cibil","auth-question"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"ad7f9028-5552-4f87-ba6f-b6abdc77871e","name":"Success - Alternate Contact Details (200)","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\":\"shaam806691\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/auth-question"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 19 Aug 2025 07:32:09 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"568"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"238-H1ODZ+hc8kGZuarLLB5gyXoyReI\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-19T07:32:09.902Z\",\n    \"transaction_id\": \"TXN-3989b9f7-4fab-45d9-91cc-378ea5125328\",\n    \"status\": \"success\",\n    \"data\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"52dcc921976b66d7:-6d9ea26c:198c12f0f62:1afc\",\n        \"GetAuthenticationQuestionsSuccess\": {\n            \"ChallengeConfigGUID\": \"1724705927\",\n            \"question\": {\n                \"AnswerChoice\": {\n                    \"Key\": \"USER_TO_INPUT_ANSWER\",\n                    \"AnswerChoiceId\": \"8064002393\"\n                },\n                \"resendEligible\": false,\n                \"LastChanceQuestion\": false,\n                \"skipEligible\": true,\n                \"FullQuestionText\": \"Enter the alternative mobile number\",\n                \"Key\": \"2808784771\"\n            },\n            \"QueueName\": \"OTP_AlternateEmail_Entry_Queue\"\n        }\n    }\n}"},{"id":"d28aa7fb-3ffb-40c4-bc55-5d907ae777c4","name":"Success- KBA (200)","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\":\"{{cibilClientId}}\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/auth-question"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 19 Aug 2025 07:44:16 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"3365"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"d25-ZyV3/XuM8DAr1vybo2Fif5f5ZDI\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-19T07:44:16.750Z\",\n    \"transaction_id\": \"TXN-8e7847b1-ab51-4757-b681-6a10763f42f4\",\n    \"status\": \"success\",\n    \"data\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"c4610b1d93f2806a:7abb89e5:198c1402442:-3072\",\n        \"GetAuthenticationQuestionsSuccess\": {\n            \"ChallengeConfigGUID\": \"1724763723\",\n            \"question\": [\n                {\n                    \"AnswerChoice\": [\n                        {\n                            \"AnswerChoiceText\": \"Icici Bank\",\n                            \"Key\": \"Icici Bank\",\n                            \"AnswerChoiceId\": \"8064296887\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Karur Vysya\",\n                            \"Key\": \"Karur Vysya\",\n                            \"AnswerChoiceId\": \"8064296889\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Sbi Card\",\n                            \"Key\": \"Sbi Card\",\n                            \"AnswerChoiceId\": \"8064296891\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Sundaram Fin\",\n                            \"Key\": \"Sundaram Fin\",\n                            \"AnswerChoiceId\": \"8064296893\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"None of the Above\",\n                            \"Key\": \"None of the Above\",\n                            \"AnswerChoiceId\": \"8064296895\"\n                        }\n                    ],\n                    \"resendEligible\": false,\n                    \"LastChanceQuestion\": false,\n                    \"skipEligible\": false,\n                    \"FullQuestionText\": \"Select the lender who has sanctioned the highest loan amount to you.\",\n                    \"Key\": \"2808882689\"\n                },\n                {\n                    \"AnswerChoice\": [\n                        {\n                            \"AnswerChoiceText\": \"11800\",\n                            \"Key\": \"11800\",\n                            \"AnswerChoiceId\": \"8064296899\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"17340\",\n                            \"Key\": \"17340\",\n                            \"AnswerChoiceId\": \"8064296901\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"25600\",\n                            \"Key\": \"25600\",\n                            \"AnswerChoiceId\": \"8064296903\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"32550\",\n                            \"Key\": \"32550\",\n                            \"AnswerChoiceId\": \"8064296905\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"None Of The Above\",\n                            \"Key\": \"None Of The Above\",\n                            \"AnswerChoiceId\": \"8064296907\"\n                        }\n                    ],\n                    \"resendEligible\": false,\n                    \"LastChanceQuestion\": false,\n                    \"skipEligible\": false,\n                    \"FullQuestionText\": \"Please select the correct EMI amount for Education Loan?\",\n                    \"Key\": \"2808882693\"\n                },\n                {\n                    \"AnswerChoice\": [\n                        {\n                            \"AnswerChoiceText\": \"Axis Bank\",\n                            \"Key\": \"Axis Bank\",\n                            \"AnswerChoiceId\": \"8064296909\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Iob\",\n                            \"Key\": \"Iob\",\n                            \"AnswerChoiceId\": \"8064296911\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Syndicate Bank\",\n                            \"Key\": \"Syndicate Bank\",\n                            \"AnswerChoiceId\": \"8064296913\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Union Bank\",\n                            \"Key\": \"Union Bank\",\n                            \"AnswerChoiceId\": \"8064296915\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"None of the Above\",\n                            \"Key\": \"None of the Above\",\n                            \"AnswerChoiceId\": \"8064296917\"\n                        }\n                    ],\n                    \"resendEligible\": false,\n                    \"LastChanceQuestion\": false,\n                    \"skipEligible\": false,\n                    \"FullQuestionText\": \"Select lender with which you have opened Gold Loan in the past 12 months?\",\n                    \"Key\": \"2808882695\"\n                },\n                {\n                    \"AnswerChoice\": [\n                        {\n                            \"AnswerChoiceText\": \"3780o\",\n                            \"Key\": \"3780o\",\n                            \"AnswerChoiceId\": \"8064296919\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"6884n\",\n                            \"Key\": \"6884n\",\n                            \"AnswerChoiceId\": \"8064296921\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"7856h\",\n                            \"Key\": \"7856h\",\n                            \"AnswerChoiceId\": \"8064296923\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"8287m\",\n                            \"Key\": \"8287m\",\n                            \"AnswerChoiceId\": \"8064296925\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"None of the Above\",\n                            \"Key\": \"None of the Above\",\n                            \"AnswerChoiceId\": \"8064296927\"\n                        }\n                    ],\n                    \"resendEligible\": false,\n                    \"LastChanceQuestion\": false,\n                    \"skipEligible\": false,\n                    \"FullQuestionText\": \"Please select the last 5 digits of the PAN card number which belongs to you.\",\n                    \"Key\": \"2808882697\"\n                },\n                {\n                    \"AnswerChoice\": [\n                        {\n                            \"AnswerChoiceText\": \"Hsbc\",\n                            \"Key\": \"Hsbc\",\n                            \"AnswerChoiceId\": \"8064296931\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Idbi Ltd\",\n                            \"Key\": \"Idbi Ltd\",\n                            \"AnswerChoiceId\": \"8064296933\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Sbmbkindia\",\n                            \"Key\": \"Sbmbkindia\",\n                            \"AnswerChoiceId\": \"8064296935\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"Scb\",\n                            \"Key\": \"Scb\",\n                            \"AnswerChoiceId\": \"8064296937\"\n                        },\n                        {\n                            \"AnswerChoiceText\": \"None of the Above\",\n                            \"Key\": \"None of the Above\",\n                            \"AnswerChoiceId\": \"8064296939\"\n                        }\n                    ],\n                    \"resendEligible\": false,\n                    \"LastChanceQuestion\": false,\n                    \"skipEligible\": false,\n                    \"FullQuestionText\": \"Select the name of lender with whom you have or had a credit card/loan account.\",\n                    \"Key\": \"2808882701\"\n                }\n            ],\n            \"QueueName\": \"IDM_KBA_Queue\"\n        }\n    }\n}"},{"id":"7a147fde-c8dc-45f6-b2db-d5780f0f09ac","name":"Failure","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\":\"yogesh806692\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/auth-question"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 19 Aug 2025 07:33:55 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"382"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"17e-veNu6HvZUaRYErYm1XNVprTD8Fk\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-19T07:33:55.433Z\",\n    \"transaction_id\": \"TXN-18dbef90-c6d7-4b7e-b9dd-9842601e4df2\",\n    \"status\": \"success\",\n    \"data\": {\n        \"ResponseStatus\": \"Failure\",\n        \"ResponseKey\": \"c4610b1d93f2806a:7abb89e5:198c12545bf:7c6c\",\n        \"GetAuthenticationQuestionsError\": {\n            \"Failure\": {\n                \"FailureEnum\": \"PARTNER_CUST_CODE_NOT_FOUND\",\n                \"Message\": \"Unable to find the PCC in system\",\n                \"ClientUserKey\": \"yogesh806692\"\n            }\n        }\n    }\n}"}],"_postman_id":"66c8b04d-f3b8-4390-8246-74d21b2dc969"},{"name":"Verify Auth Request","id":"8afaf55a-b408-4016-a1df-b4488b901511","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\": \"{{cibilClientId}}\",\n    \"IVAnswer\": {\n      \"questionKey\": {{questionKey}},\n      \"answerKey\": {{answerKey}},\n      \"UserInputAnswer\": 654917\n    },\n    \"ChallengeConfigGUID\": {{ChallengeConfigGUID}},\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/verify-auth-question","description":"<h2 id=\"3-verify-authentication-answers\">3. Verify Authentication Answers</h2>\n<p>Submit the answers selected by the user to complete authentication.</p>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://live.totalekyc.com/api/credit-report/individual/cibil/verify-auth-question\n\n</code></pre><p><strong>Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"ClientKey\": \"{{cibilClientId}}\",\n  \"IVAnswer\": {\n    \"questionKey\": \"{{questionKey}}\",\n    \"answerKey\": \"{{answerKey}}\",\n    \"UserInputAnswer\": 654917\n  },\n  \"ChallengeConfigGUID\": \"{{ChallengeConfigGUID}}\"\n}\n\n</code></pre>\n<p><strong>Sample Response</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"success\",\n  \"data\": {\n    \"status\": 200,\n    \"data\": {\n      \"VerifyAuthenticationAnswersResponse\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"f2944b8f8e555bd8:-19a87ecf:198c1b6d94c:-2a26\",\n        \"VerifyAuthenticationAnswersSuccess\": {\n          \"IVStatus\": \"Success\"\n        }\n      }\n    }\n  }\n}\n\n</code></pre>\n<p><strong>Behavior</strong></p>\n<ul>\n<li><p>✅ If answers are correct → Authentication passes → You can fetch Credit Report now -&gt; <strong>Fetch Final CIBIL Credit Report (Using ClientKey)</strong></p>\n</li>\n<li><p>❌ If wrong → Retry with remaining questions (limited attempt).</p>\n</li>\n</ul>\n","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","name":"Credit Report","type":"folder"}},"urlObject":{"path":["api","credit-report","individual","cibil","verify-auth-question"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"595e0b21-a857-43c6-9e84-005e3f00fce8","name":"Successful (200)","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\": \"{{cibilClientId}}\",\n    \"IVAnswer\": {\n      \"questionKey\": {{questionKey}},\n      \"answerKey\": {{answerKey}},\n      \"UserInputAnswer\": 654917\n    },\n    \"ChallengeConfigGUID\": {{ChallengeConfigGUID}},\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/verify-auth-question"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 19 Aug 2025 09:58:12 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"338"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"152-FbVp6dwSHWYjVCBWhkyiA6WI68I\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-19T09:58:12.179Z\",\n    \"transaction_id\": \"TXN-61cdd28c-217d-4a9f-8228-0ea9733219f8\",\n    \"status\": \"success\",\n    \"data\": {\n        \"status\": 200,\n        \"data\": {\n            \"VerifyAuthenticationAnswersResponse\": {\n                \"ResponseStatus\": \"Success\",\n                \"ResponseKey\": \"f2944b8f8e555bd8:-19a87ecf:198c1b6d94c:-2a26\",\n                \"VerifyAuthenticationAnswersSuccess\": {\n                    \"IVStatus\": \"Success\"\n                }\n            }\n        }\n    }\n}"},{"id":"caa1ac35-5a5c-4c43-8c6a-95d22c18bb96","name":"Successful (200)","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\": \"{{cibilClientId}}\",\n    \"IVAnswer\": [\n        {\n            \"questionKey\": 2809230571,\n            \"answerKey\": 8065344985\n        },\n        {\n            \"questionKey\": 2809230573,\n            \"answerKey\": 8065344995\n        },\n         {\n            \"questionKey\": 2809230575,\n            \"answerKey\": 8065345005\n        },\n        {\n            \"questionKey\": 2809230577,\n            \"answerKey\": 8065345011\n        },\n        {\n            \"questionKey\": 2809230581,\n            \"answerKey\": 8065345023\n        }\n    ],\n    \"ChallengeConfigGUID\": {{ChallengeConfigGUID}},\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/verify-auth-question"},"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-19T09:58:12.179Z\",\n    \"transaction_id\": \"TXN-61cdd28c-217d-4a9f-8228-0ea9733219f8\",\n    \"status\": \"success\",\n    \"data\": {\n        \"status\": 200,\n        \"data\": {\n            \"VerifyAuthenticationAnswersResponse\": {\n                \"ResponseStatus\": \"Success\",\n                \"ResponseKey\": \"f2944b8f8e555bd8:-19a87ecf:198c1b6d94c:-2a26\",\n                \"VerifyAuthenticationAnswersSuccess\": {\n                    \"IVStatus\": \"Success\"\n                }\n            }\n        }\n    }\n}"}],"_postman_id":"8afaf55a-b408-4016-a1df-b4488b901511"},{"name":"Get Report from ClientId","id":"8158be58-db3a-4501-b586-12614ea21e4f","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\":\"{{cibilClientId}}\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/pcc","description":"<h2 id=\"4-fetch-final-cibil-credit-report-using-clientkey\">4. Fetch Final CIBIL Credit Report (Using ClientKey)</h2>\n<p>Once authentication is cleared (or if not required), fetch the <strong>full CIBIL credit report</strong> using the <code>ClientKey</code> provided in earlier steps.</p>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://uat.totalekyc.com/api/credit-report/individual/cibil/pcc\n\n</code></pre><p><strong>Headers</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n</tbody>\n</table>\n</div><p><strong>Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"ClientKey\": \"{{cibilClientId}}\"\n}\n\n</code></pre>\n<p><strong>Response</strong></p>\n<ul>\n<li><p>Returns the <strong>complete CIBIL Credit Report</strong> (JSON/XML format depending on configuration).</p>\n</li>\n<li><p>Includes details such as score, accounts, inquiries, and report metadata.</p>\n</li>\n</ul>\n<hr />\n","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","name":"Credit Report","type":"folder"}},"urlObject":{"path":["api","credit-report","individual","cibil","pcc"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"8459fe4c-d689-4bea-879c-0890fea393e0","name":"Succesful (200)","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n    \"ClientKey\":\"{{cibilClientId}}\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/cibil/pcc"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 20 Aug 2025 10:26:52 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"160"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"a0-sf5lCKGVuLnUSf+udaizwH/C9js\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-20T10:26:52.849Z\",\n    \"transaction_id\": \"TXN-f6b7e29f-38bc-4932-9166-efe7ecb6f1f4\",\n    \"status\": \"success\",\n    \"data\": {\n        \"htmlUrl\": null,\n        \"cibilData\": null\n    }\n}"}],"_postman_id":"8158be58-db3a-4501-b586-12614ea21e4f"}],"id":"3dae946d-4a66-47fa-9d2d-cc591cc36629","description":"<h1 id=\"cibil-credit-report-api-flow\">CIBIL Credit Report API Flow</h1>\n<p>This API flow enables retrieval of an <strong>Individual CIBIL Credit Report</strong> with user consent.</p>\n<p>The flow includes <strong>4 APIs</strong> which must be called in sequence, depending on the case.</p>\n<hr />\n<h2 id=\"flow-overview\">Flow Overview</h2>\n<ol>\n<li><p><strong>Fetch Credit Report</strong> – Attempt to fetch the CIBIL credit report with customer details.</p>\n</li>\n<li><p><strong>Authentication Questions</strong> – If CIBIL requires identity verification (due to new/incorrect mobile/email), you will receive a challenge question set.</p>\n</li>\n<li><p><strong>Verify Authentication</strong> – Submit answers to the challenge questions to complete the authentication and retrieve the report.</p>\n</li>\n<li><p><strong>Fetch Final Credit Report</strong> – Retrieve full credit report using <code>ClientKey</code>.</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"1fetch-individual-cibil-credit-report\">1.Fetch Individual CIBIL Credit Report</h2>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://live.totalekyc.com/api/credit-report/individual/cibil\n\n</code></pre><p><strong>Headers</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n<tr>\n<td>base_url</td>\n<td><a href=\"https://uat.totalekyc.com\"><code>https://live.totalekyc.com</code></a></td>\n</tr>\n</tbody>\n</table>\n</div><p><strong>Sample Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"CustomerInfo\": {\n    \"Name\": {\n      \"Forename\": \"AMAN\",\n      \"Surname\": \"SHARMA\"\n    },\n    \"IdentificationNumber\": {\n      \"IdentifierName\": \"TaxId\",\n      \"Id\": \"CGXXR91XXD\"\n    },\n    \"Address\": {\n      \"StreetAddress\": \"ROOM NO-1 MATUNGA NIWAS PAGALPURA BLDG\",\n      \"City\": \"PUNE\",\n      \"PostalCode\": 403121,\n      \"Region\": 27,\n      \"AddressType\": 1\n    },\n    \"EmailID\": \"AMANSHARMA101@GMAIL.COM\",\n    \"DateOfBirth\": \"1985-03-01\",\n    \"PhoneNumber\": {\n      \"Number\": 8345623713\n    },\n    \"Gender\": \"Male\"\n  },\n  \"LegalCopyStatus\": \"Accept\",\n  \"UserConsentForDataSharing\": \"true\"\n}\n\n</code></pre>\n<p><strong>Behavior</strong></p>\n<ul>\n<li><p>✅ If mobile/PAN matches with CIBIL records → Report is fetched.</p>\n</li>\n<li><p>⚠️ If mismatch/new mobile/PAN → CIBIL requires <strong>authentication questions</strong> → proceed to Step 2.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"2-get-authentication-questions-kba\">2. Get Authentication Questions (KBA)</h2>\n<p>If Step 1 requires authentication, use this API to fetch the <strong>Alternate Contact Details</strong> and/or <strong>Knowledge-Based Authentication (KBA) questions</strong>.</p>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://live.totalekyc.com/api/credit-report/individual/cibil/auth-question\n\n</code></pre><p><strong>Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"ClientKey\": \"{{cibilClientId}}\"\n}\n\n</code></pre>\n<p><strong>Sample Response for Alternate Contact Details</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n    \"timestamp\": \"2025-08-19T07:32:09.902Z\",\n    \"transaction_id\": \"TXN-3989b9f7-4fab-45d9-91cc-378ea5125328\",\n    \"status\": \"success\",\n    \"data\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"52dcc921976b66d7:-6d9ea26c:198c12f0f62:1afc\",\n        \"GetAuthenticationQuestionsSuccess\": {\n            \"ChallengeConfigGUID\": \"1724705927\",\n            \"question\": {\n                \"AnswerChoice\": {\n                    \"Key\": \"USER_TO_INPUT_ANSWER\",\n                    \"AnswerChoiceId\": \"8064002393\"\n                },\n                \"resendEligible\": false,\n                \"LastChanceQuestion\": false,\n                \"skipEligible\": true,\n                \"FullQuestionText\": \"Enter the alternative mobile number\",\n                \"Key\": \"28XX784271\"\n            },\n            \"QueueName\": \"OTP_AlternateEmail_Entry_Queue\"\n        }\n    }\n}\n\n</code></pre>\n<hr />\n<p><strong>Sample Response for Knowledge Based Question (KBA)</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"success\",\n  \"data\": {\n    \"ResponseStatus\": \"Success\",\n    \"ResponseKey\": \"c4610b1d93f2806a:7abb89e5:198c1402442:-3072\",\n    \"GetAuthenticationQuestionsSuccess\": {\n      \"ChallengeConfigGUID\": \"1724763723\",\n      \"question\": [\n        {\n          \"FullQuestionText\": \"Select the lender who has sanctioned the highest loan amount to you.\",\n          \"Key\": \"2808882689\",\n          \"AnswerChoice\": [\n            { \"AnswerChoiceText\": \"Icici Bank\", \"AnswerChoiceId\": \"8064296887\" },\n            { \"AnswerChoiceText\": \"Karur Vysya\", \"AnswerChoiceId\": \"8064296889\" },\n            { \"AnswerChoiceText\": \"None of the Above\", \"AnswerChoiceId\": \"8064296895\" }\n          ]\n        },\n        {\n          \"FullQuestionText\": \"Please select the last 5 digits of the PAN card number which belongs to you.\",\n          \"Key\": \"2808882697\",\n          \"AnswerChoice\": [\n            { \"AnswerChoiceText\": \"3780o\", \"AnswerChoiceId\": \"8064296919\" },\n            { \"AnswerChoiceText\": \"6884n\", \"AnswerChoiceId\": \"8064296921\" },\n            { \"AnswerChoiceText\": \"None of the Above\", \"AnswerChoiceId\": \"8064296927\" }\n          ]\n        }\n      ]\n    }\n  }\n}\n\n</code></pre>\n<p><strong>Notes</strong></p>\n<ul>\n<li><p>Each question comes with multiple answer choices.</p>\n</li>\n<li><p><code>ChallengeConfigGUID</code> is required in the next step.</p>\n</li>\n<li><p>Clients must render these questions to the user for answering.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"3-verify-authentication-answers\">3. Verify Authentication Answers</h2>\n<p>Submit the answers selected by the user to complete authentication.</p>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://live.totalekyc.com/api/credit-report/individual/cibil/verify-auth-question\n\n</code></pre><p><strong>Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"ClientKey\": \"{{cibilClientId}}\",\n  \"IVAnswer\": {\n    \"questionKey\": \"{{questionKey}}\",\n    \"answerKey\": \"{{answerKey}}\",\n    \"UserInputAnswer\": 654917\n  },\n  \"ChallengeConfigGUID\": \"{{ChallengeConfigGUID}}\"\n}\n\n</code></pre>\n<p><strong>Sample Response</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"status\": \"success\",\n  \"data\": {\n    \"status\": 200,\n    \"data\": {\n      \"VerifyAuthenticationAnswersResponse\": {\n        \"ResponseStatus\": \"Success\",\n        \"ResponseKey\": \"f2944b8f8e555bd8:-19a87ecf:198c1b6d94c:-2a26\",\n        \"VerifyAuthenticationAnswersSuccess\": {\n          \"IVStatus\": \"Success\"\n        }\n      }\n    }\n  }\n}\n\n</code></pre>\n<p><strong>Behavior</strong></p>\n<ul>\n<li><p>✅ If answers are correct → Authentication passes → You can fetch Credit Report now -&gt; <strong>Fetch Final CIBIL Credit Report (Using ClientKey)</strong></p>\n</li>\n<li><p>❌ If wrong → Retry with remaining questions (limited attempt).</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"4-fetch-final-cibil-credit-report-using-clientkey\">4. Fetch Final CIBIL Credit Report (Using ClientKey)</h2>\n<p>Once authentication is cleared (or if not required), fetch the <strong>full CIBIL credit report</strong> using the <code>ClientKey</code> provided in earlier steps.</p>\n<p><strong>Endpoint</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>POST https://live.totalekyc.com/api/credit-report/individual/cibil/pcc\n\n</code></pre><p><strong>Headers</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n</tbody>\n</table>\n</div><p><strong>Request</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"ClientKey\": \"{{cibilClientId}}\"\n}\n\n</code></pre>\n<p><strong>Response</strong></p>\n<ul>\n<li><p>Returns the <strong>complete CIBIL Credit Report</strong> (JSON/XML format depending on configuration).</p>\n</li>\n<li><p>Includes details such as score, accounts, inquiries, and report metadata.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"📝-implementation-notes\">📝 Implementation Notes</h2>\n<ul>\n<li><p>Always start with <strong>Step 1</strong>.</p>\n</li>\n<li><p>Use <strong>Step 2 &amp; 3</strong> only if authentication is required.</p>\n</li>\n<li><p><strong>Step 4 is mandatory</strong> to fetch the final report (even if Step 2–3 are skipped).</p>\n</li>\n<li><p>Keep track of <code>ClientKey</code>, <code>ChallengeConfigGUID</code>, and <code>transaction_id</code> across steps.</p>\n</li>\n</ul>\n","_postman_id":"3dae946d-4a66-47fa-9d2d-cc591cc36629","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","name":"Credit Report","type":"folder"}}}],"id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364","description":"<p>A suite of APIs to fetch and process credit reports from major bureaus such as Experian, Equifax, and CIBIL.</p>\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"2b4a2d59-bdec-482a-9a76-c9da028a6c07","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"e877e4f6-cc2d-4705-ad07-034694138c3d","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"c41a421e-0fb9-41c2-92b4-fbafbbac4364"},{"name":"Prefill Report","item":[{"name":"Prefill","id":"b6a62773-c448-42b7-8a73-913c5f9f0dc3","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":" {\n        \"firstName\" : \"SHAAM\",\n        \"middleName\" : \"\",\n        \"lastName\" : \"VERMA\",\n        \"mobileNumber\" : \"91781931XX\",\n    \"remark\": \"Optional client note or reference\"\n    }","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill","description":"<h3 id=\"introduction\"><strong>Introduction</strong></h3>\n<p>The <strong>Prefill API</strong> provides detailed identity and contact information derived from credit report–level data sources.</p>\n<p>Unlike standard auto-populate APIs, this API delivers <strong>verified and historical data points</strong> such as addresses, phone numbers, PAN IDs, and email addresses associated with an individual.</p>\n<p>It helps businesses in <strong>KYC enrichment</strong>, <strong>identity verification</strong>, <strong>risk profiling</strong>, and <strong>background validation</strong>.</p>\n<hr />\n<h3 id=\"use-cases\"><strong>Use Cases</strong></h3>\n<ul>\n<li><p><strong>KYC Data Enrichment:</strong> Retrieve verified and historical personal identity data using minimal inputs.</p>\n</li>\n<li><p><strong>Fraud &amp; Risk Analysis:</strong> Access verified sources to detect inconsistencies in identity data.</p>\n</li>\n<li><p><strong>Credit Profiling:</strong> Leverage credit report–linked information to validate authenticity and financial footprint.</p>\n</li>\n</ul>\n<hr />\n<h3 id=\"api-details\"><strong>API Details</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Production</strong></td>\n<td><code>https://live.totalekyc.com/api/prefill</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td>Bearer</td>\n<td>Yes</td>\n<td>API access token</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n<td>Request content format</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>firstName</strong></td>\n<td>String</td>\n<td>User’s first name</td>\n<td>Yes</td>\n<td><code>\"SHAAM\"</code></td>\n</tr>\n<tr>\n<td><strong>middleName</strong></td>\n<td>String</td>\n<td>User’s middle name (optional)</td>\n<td>No</td>\n<td><code>\"\"</code></td>\n</tr>\n<tr>\n<td><strong>lastName</strong></td>\n<td>String</td>\n<td>User’s last name</td>\n<td>No</td>\n<td><code>\"VERMA\"</code></td>\n</tr>\n<tr>\n<td><strong>mobileNumber</strong></td>\n<td>String</td>\n<td>User’s mobile number</td>\n<td>Yes</td>\n<td><code>\"9178XX31XX\"</code></td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n<td><code>\"Optional client note or reference\"</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"sample-request\"><strong>Sample Request</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">curl --location --globoff 'https://live.totalekyc.com/api/prefill' \\\n--header &amp;#x27;Authorization: Bearer &lt;token&gt;&amp;#x27; \\\n--header 'Content-Type: application/json' \\\n--data '{\n    \"firstName\": \"SHAAM\",\n    \"middleName\": \"\",\n    \"lastName\": \"VERMA\",\n    \"mobileNumber\": \"9178XX31XX\",\n    \"remark\": \"Optional client note or reference\"\n}'\n\n</code></pre>\n<hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>data.client_id</strong></td>\n<td>String</td>\n<td>Unique client identifier (usually matches the transaction ID).</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.FullName</strong></td>\n<td>String</td>\n<td>Full name of the individual.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.FirstName</strong></td>\n<td>String</td>\n<td>First name.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.MiddleName</strong></td>\n<td>String</td>\n<td>Middle name.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.LastName</strong></td>\n<td>String</td>\n<td>Last name.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.AliasName</strong></td>\n<td>Object</td>\n<td>Alias name(s) if available.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.DateOfBirth</strong></td>\n<td>String (DD-MM-YYYY)</td>\n<td>Date of birth.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Gender</strong></td>\n<td>String</td>\n<td>Gender of the individual.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Age.Age</strong></td>\n<td>String</td>\n<td>Reported age.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.PlaceOfBirthInfo</strong></td>\n<td>Object</td>\n<td>Place of birth information (if available).</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.TotalIncome</strong></td>\n<td>String</td>\n<td>Reported total income (if available).</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Occupation</strong></td>\n<td>String</td>\n<td>Reported occupation.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.IdentityInfo.PANId[]</strong></td>\n<td>Array</td>\n<td>PAN card identification details.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.IdentityInfo.OtherId[]</strong></td>\n<td>Array</td>\n<td>Other reported identification numbers.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.AddressInfo[]</strong></td>\n<td>Array</td>\n<td>List of known addresses with reporting dates.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PhoneInfo[]</strong></td>\n<td>Array</td>\n<td>List of reported phone numbers with type and reporting dates.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.EmailAddressInfo[]</strong></td>\n<td>Array</td>\n<td>List of reported email addresses with reporting dates.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\"><strong>Latency Metrics</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Prefill</strong></td>\n<td>500–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Data Found</td>\n<td>No matching record found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Missing parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Unprocessble Entity</td>\n<td>Invalid Input Data</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"protocol":"https","path":["api","prefill"],"host":["live","totalekyc","com"],"query":[],"variable":[]}},"response":[{"id":"f61aec7f-3530-4965-a73a-5d38da2edfba","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":" {\n        \"firstName\" : \"SHAAM\",\n        \"middleName\" : \"\",\n        \"lastName\" : \"VERMA\",\n        \"mobileNumber\" : \"9178XX31XX\",\n    \"remark\": \"Optional client note or reference\"\n    }","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 11:03:12 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"2018"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"7e2-Bg4Lq/v3tCbU+U9D4rPbReD7UCk\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-25T07:31:14.233Z\",\n    \"transaction_id\": \"TXN-7ed69cdf-1a20-4a40-a0b6-6b43f1d06a10\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"TXN-7ed69cdf-1a20-4a40-a0b6-6b43f1d06a10\",\n        \"CIRReportData\": {\n            \"IDAndContactInfo\": {\n                \"PersonalInfo\": {\n                    \"Name\": {\n                        \"FullName\": \"SHAAM PRATAP VERMA\",\n                        \"FirstName\": \"SHAAM\",\n                        \"MiddleName\": \"PRATAP\",\n                        \"LastName\": \"VERMA\"\n                    },\n                    \"AliasName\": {},\n                    \"DateOfBirth\": \"17-1-1981\",\n                    \"Gender\": \"\",\n                    \"Age\": {\n                        \"Age\": \"41\"\n                    },\n                    \"PlaceOfBirthInfo\": {},\n                    \"TotalIncome\": \"\",\n                    \"Occupation\": \"\"\n                },\n                \"IdentityInfo\": {\n                    \"PANId\": [\n                        {\n                            \"seq\": \"1\",\n                            \"ReportedDate\": \"30-11-2024\",\n                            \"IdNumber\": \"BBAPM855XX\"\n                        }\n                    ],\n                    \"NationalIDCard\": [],\n                    \"OtherId\": [\n                        {\n                            \"seq\": \"1\",\n                            \"ReportedDate\": \"31-12-2020\",\n                            \"IdNumber\": \"S00489XX\"\n                        },\n                        {\n                            \"seq\": \"1\",\n                            \"ReportedDate\": \"30-11-2024\",\n                            \"IdNumber\": \"XXXXXXXX4568\"\n                        }\n                    ]\n                },\n                \"AddressInfo\": [\n                    {\n                        \"Seq\": \"1\",\n                        \"ReportedDate\": \"15-08-2025\",\n                        \"Address\": \"C/O: SIFT CHANDRA MISHRA PLOT NO-1787/2715 RAM NAGAR LANE-10 ANDILO ANDILO HANSAPAL JHASI DHOLAKPUR 752101 OR \",\n                        \"State\": \"OR\",\n                        \"Postal\": \"752111\",\n                        \"Type\": \"\"\n                    },\n                    {\n                        \"Seq\": \"2\",\n                        \"ReportedDate\": \"15-08-2025\",\n                        \"Address\": \"ASHWINI HOSPITAL CUTTACK SECTOR 2 CDA SATICHOURA 753002 OR \",\n                        \"State\": \"OR\",\n                        \"Postal\": \"753002\",\n                        \"Type\": \"\"\n                    },\n                    {\n                        \"Seq\": \"3\",\n                        \"ReportedDate\": \"15-08-2025\",\n                        \"Address\": \"PLOT NO 1787 2715 SIBASHAKTI SHAAM LANE 10 SIBASHAKTI NAGAR LANE 10  NEAR DHOLAKPUR SATELITE CITY 752101 OR \",\n                        \"State\": \"OR\",\n                        \"Postal\": \"7521XX\",\n                        \"Type\": \"\"\n                    }\n                ],\n                \"PhoneInfo\": [\n                    {\n                        \"seq\": \"1\",\n                        \"typeCode\": \"H\",\n                        \"ReportedDate\": \"15-08-2025\",\n                        \"Number\": \"919178XX31XX\"\n                    },\n                    {\n                        \"seq\": \"2\",\n                        \"typeCode\": \"H\",\n                        \"ReportedDate\": \"30-11-2024\",\n                        \"Number\": \"917819XX1XX\"\n                    },\n                    {\n                        \"seq\": \"3\",\n                        \"typeCode\": \"H\",\n                        \"ReportedDate\": \"31-08-2022\",\n                        \"Number\": \"00919178XX31XX\"\n                    }\n                ],\n                \"EmailAddressInfo\": [\n                    {\n                        \"seq\": \"1\",\n                        \"ReportedDate\": \"15-08-2025\",\n                        \"EmailAddress\": \"BHXK\"\n                    },\n                    {\n                        \"seq\": \"2\",\n                        \"ReportedDate\": \"30-11-2024\",\n                        \"EmailAddress\": \"BHAXXXXXN@BRAAHXXXN.ORG\"\n                    },\n                    {\n                        \"seq\": \"3\",\n                        \"ReportedDate\": \"30-11-2024\",\n                        \"EmailAddress\": \"SHAAM.MISHXX@GMAIL.COM\"\n                    }\n                ]\n            }\n        }\n    }\n}"},{"id":"4b217ec9-29e0-4c97-9515-13f1111177f4","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":" {\n        \"firstName\" : \"SHAAM\",\n        \"middleName\" : \"\",\n        \"lastName\" : \"\",\n        \"mobileNumber\" : \"917819319\",\n    \"remark\": \"Optional client note or reference\"\n    }","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"b6a62773-c448-42b7-8a73-913c5f9f0dc3"},{"name":"Prefill V2","id":"b5ca32da-078f-4bfc-8413-60b0bb4c3a2a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\":\"XXXXXXX031\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill/v2","description":"<h3 id=\"introduction\"><strong>Introduction</strong></h3>\n<p>The <strong>Prefill V2 API</strong> provides detailed identity and contact information derived from credit report–level data sources.</p>\n<p>Unlike standard auto-populate APIs, this API delivers <strong>verified and historical data points</strong> such as addresses, phone numbers, PAN IDs, and email addresses associated with an individual.</p>\n<p>It helps businesses in <strong>KYC enrichment</strong>, <strong>identity verification</strong>, <strong>risk profiling</strong>, and <strong>background validation</strong>.</p>\n<hr />\n<h3 id=\"use-cases\"><strong>Use Cases</strong></h3>\n<ul>\n<li><p><strong>KYC Data Enrichment:</strong> Retrieve verified and historical personal identity data using minimal inputs.</p>\n</li>\n<li><p><strong>Fraud &amp; Risk Analysis:</strong> Access verified sources to detect inconsistencies in identity data.</p>\n</li>\n<li><p><strong>Credit Profiling:</strong> Leverage credit report–linked information to validate authenticity and financial footprint.</p>\n</li>\n</ul>\n<hr />\n<h3 id=\"api-details\"><strong>API Details</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Production</strong></td>\n<td><code>https://live.totalekyc.com/api/prefill/v2</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td>Bearer</td>\n<td>Yes</td>\n<td>API access token</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n<td>Request content format</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>mobile_no</strong></td>\n<td>String</td>\n<td>User’s mobile number</td>\n<td>Yes</td>\n<td><code>\"9178XX31XX\"</code></td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n<td><code>\"Optional client note or reference\"</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"sample-request\"><strong>Sample Request</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">curl --location --globoff 'https://live.totalekyc.com/api/prefill' \\\n--header &amp;#x27;Authorization: Bearer &lt;token&gt;&amp;#x27; \\\n--header 'Content-Type: application/json' \\\n--data '{\n    \"mobile_no\": \"9178XX31XX\",\n    \"remark\": \"Optional client note or reference\"\n}'\n\n</code></pre>\n<hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>data.client_id</strong></td>\n<td>String</td>\n<td>Unique client identifier (usually matches the transaction ID).</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.FullName</strong></td>\n<td>String</td>\n<td>Full name of the individual.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.FirstName</strong></td>\n<td>String</td>\n<td>First name.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.MiddleName</strong></td>\n<td>String</td>\n<td>Middle name.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Name.LastName</strong></td>\n<td>String</td>\n<td>Last name.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.AliasName</strong></td>\n<td>Object</td>\n<td>Alias name(s) if available.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.DateOfBirth</strong></td>\n<td>String (DD-MM-YYYY)</td>\n<td>Date of birth.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Gender</strong></td>\n<td>String</td>\n<td>Gender of the individual.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Age.Age</strong></td>\n<td>String</td>\n<td>Reported age.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.PlaceOfBirthInfo</strong></td>\n<td>Object</td>\n<td>Place of birth information (if available).</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.TotalIncome</strong></td>\n<td>String</td>\n<td>Reported total income (if available).</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PersonalInfo.Occupation</strong></td>\n<td>String</td>\n<td>Reported occupation.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.IdentityInfo.PANId[]</strong></td>\n<td>Array</td>\n<td>PAN card identification details.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.IdentityInfo.OtherId[]</strong></td>\n<td>Array</td>\n<td>Other reported identification numbers.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.AddressInfo[]</strong></td>\n<td>Array</td>\n<td>List of known addresses with reporting dates.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.PhoneInfo[]</strong></td>\n<td>Array</td>\n<td>List of reported phone numbers with type and reporting dates.</td>\n</tr>\n<tr>\n<td><strong>data.CIRReportData.IDAndContactInfo.EmailAddressInfo[]</strong></td>\n<td>Array</td>\n<td>List of reported email addresses with reporting dates.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\"><strong>Latency Metrics</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Prefill V2</strong></td>\n<td>500–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Data Found</td>\n<td>No matching record found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Missing parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Unprocessble Entity</td>\n<td>Invalid Input Data</td>\n<td>Partial (0.05r)</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","prefill","v2"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"353b3280-8419-4bed-9cc6-4d600db5b15e","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\":\"XXXXXXXX21\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill/v2"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 17 Jul 2025 12:06:39 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"1347"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"543-czxNG4iFIMYkCY3CpumGoASyBn8\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-07-17T12:06:39.934Z\",\n  \"transaction_id\": \"TXN-1796a0bb-ddb7-4810-a20f-0306bc703d96\",\n  \"status\": \"success\",\n  \"data\": {\n    \"IDAndContactInfo\": {\n      \"PersonalInfo\": {\n        \"Name\": {\n          \"FullName\": \"RAHUL VERMA\",\n          \"FirstName\": \"RAHUL\",\n          \"MiddleName\": \"\",\n          \"LastName\": \"VERMA\"\n        },\n        \"AliasName\": {},\n        \"DateOfBirth\": \"15-08-1999\",\n        \"Gender\": \"M\",\n        \"Age\": {\n          \"Age\": \"25\"\n        },\n        \"PlaceOfBirthInfo\": {},\n        \"TotalIncome\": \"₹7,50,000\",\n        \"Occupation\": \"Software Engineer\"\n      },\n      \"IdentityInfo\": {\n        \"PANId\": [\n          {\n            \"seq\": \"1\",\n            \"ReportedDate\": \"15-03-2023\",\n            \"IdNumber\": \"ABCDE1234F\"\n          }\n        ],\n        \"NationalIDCard\": [\n          {\n            \"seq\": \"1\",\n            \"ReportedDate\": \"10-10-2020\",\n            \"IdNumber\": \"TN150899901234\"\n          }\n        ],\n        \"OtherId\": []\n      },\n      \"AddressInfo\": [\n        {\n          \"Seq\": \"1\",\n          \"ReportedDate\": \"01-07-2025\",\n          \"Address\": \"B-104, Green Residency, Hinjewadi Phase 1, Pune, Maharashtra\",\n          \"State\": \"MH\",\n          \"Postal\": \"411057\",\n          \"Type\": \"Current\"\n        },\n        {\n          \"Seq\": \"2\",\n          \"ReportedDate\": \"15-03-2023\",\n          \"Address\": \"123, Shastri Nagar, Sector 22, Jaipur, Rajasthan\",\n          \"State\": \"RJ\",\n          \"Postal\": \"302016\",\n          \"Type\": \"Permanent\"\n        },\n        {\n          \"Seq\": \"3\",\n          \"ReportedDate\": \"15-03-2023\",\n          \"Address\": \"123, Shastri Nagar, Sector 22, Jaipur, Rajasthan\",\n          \"State\": \"RJ\",\n          \"Postal\": \"302016\",\n          \"Type\": \"Permanent\"\n        }\n      ],\n      \"PhoneInfo\": [\n        {\n          \"seq\": \"1\",\n          \"typeCode\": \"M\",\n          \"ReportedDate\": \"01-01-2025\",\n          \"Number\": \"9876543210\"\n        },\n        {\n          \"seq\": \"2\",\n          \"typeCode\": \"H\",\n          \"ReportedDate\": \"15-03-2023\",\n          \"Number\": \"919876543210\"\n        }\n      ],\n      \"EmailAddressInfo\": [\n        {\n          \"seq\": \"1\",\n          \"ReportedDate\": \"15-03-2023\",\n          \"EmailAddress\": \"rahul.verma@example.com\"\n        }\n      ]\n    }\n  }\n}\n"},{"id":"ba12f13f-0ac8-4402-9386-c591a5b0b872","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\":\"637819421\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill/v2"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 17 Jul 2025 12:08:05 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-oG45uMTe+k5xg16pKRj4nQzH9z8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"b5ca32da-078f-4bfc-8413-60b0bb4c3a2a"},{"name":"Prefill Plus","id":"dff6ad65-ac47-4f2f-8e1c-69e11d6c39d3","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"Yogesh\",\n    \"middleName\": \"\",\n    \"lastName\": \"Kumar\",\n    \"mobileNumber\": \"61721449XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill-plus","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The Prefill Plus API enables retrieval of enriched personal, identity, contact, and address information using basic individual details such as name and mobile number. This API is designed to support faster onboarding and identity enrichment.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ul>\n<li><p><strong>Identity Enrichment</strong>: Fetch PAN, CKYC, contact, and address data from a single request</p>\n</li>\n<li><p><strong>Form Prefill</strong>: Reduce manual data entry for end users</p>\n</li>\n<li><p><strong>Risk &amp; Background Checks</strong>: Cross-verify identity attributes across sources</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Production:</strong> <code>https://live.totalekyc.com/api/prefill-plus</code></td>\n</tr>\n<tr>\n<td><strong>Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Auth</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\">Request Body</h2>\n<p><strong>JSON</strong></p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>firstName</td>\n<td>String</td>\n<td>Yes</td>\n<td>Individual’s first name</td>\n</tr>\n<tr>\n<td>middleName</td>\n<td>String</td>\n<td>No</td>\n<td>Individual’s middle name (can be empty)</td>\n</tr>\n<tr>\n<td>lastName</td>\n<td>String</td>\n<td>Yes</td>\n<td>Individual’s last name</td>\n</tr>\n<tr>\n<td>mobileNumber</td>\n<td>String</td>\n<td>Yes</td>\n<td>Mobile number of the individual</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"sample-request\">Sample Request</h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"firstName\": \"Yogesh\",\n  \"middleName\": \"\",\n  \"lastName\": \"Kumar\",\n  \"mobileNumber\": \"63721959XX\"\n}\n\n</code></pre>\n<hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>status</td>\n<td>String</td>\n<td>Request status (<code>success</code> / <code>failed</code>)</td>\n</tr>\n<tr>\n<td>data.personal_info.full_name</td>\n<td>String</td>\n<td>Full name of the individual</td>\n</tr>\n<tr>\n<td>data.personal_info.dob</td>\n<td>String</td>\n<td>Date of birth (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>data.personal_info.gender</td>\n<td>String</td>\n<td>Gender of the individual</td>\n</tr>\n<tr>\n<td>data.identity_info[].type</td>\n<td>String</td>\n<td>Identity type (e.g., PAN, CKYC)</td>\n</tr>\n<tr>\n<td>data.identity_info[].number</td>\n<td>String</td>\n<td>Identity number</td>\n</tr>\n<tr>\n<td>data.consumer_info.telephone_info[].type</td>\n<td>String</td>\n<td>Phone number classification</td>\n</tr>\n<tr>\n<td>data.consumer_info.telephone_info[].number</td>\n<td>String</td>\n<td>Phone number</td>\n</tr>\n<tr>\n<td>data.consumer_info.email_info[]</td>\n<td>String</td>\n<td>Email addresses linked to the individual</td>\n</tr>\n<tr>\n<td>data.address_info[].type</td>\n<td>String</td>\n<td>Address type (Residence, Permanent, etc.)</td>\n</tr>\n<tr>\n<td>data.address_info[].address</td>\n<td>String</td>\n<td>Full address text</td>\n</tr>\n<tr>\n<td>data.address_info[].state</td>\n<td>String</td>\n<td>State name</td>\n</tr>\n<tr>\n<td>data.address_info[].postal_code</td>\n<td>String</td>\n<td>Pincode / Postal code</td>\n</tr>\n<tr>\n<td>data.employment_info</td>\n<td>Array</td>\n<td>Employment details (empty if unavailable)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\">Latency Metrics</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Prefill Plus API</td>\n<td>700–1500 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Content</td>\n<td>No data found for provided inputs</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Bad Request</td>\n<td>Missing parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Missing Bearer token</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Unprocessable Entity</td>\n<td>Error From Bureau Side</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Server Error</td>\n<td>Internal server error</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","prefill-plus"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"2871741d-7114-4f20-82c7-afef6c48acc6","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"Yogesh\",\n    \"middleName\": \"\",\n    \"lastName\": \"Kumar\",\n    \"mobileNumber\": \"63721449XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill-plus"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Fri, 19 Dec 2025 13:21:59 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"982"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"3d6-KI2IFQZZ2qaNLqWHHE0mi79cMwI\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-12-19T13:21:59.932Z\",\n    \"transaction_id\": \"TXN-18d418d5-609d-4c84-9230-5540469e82b5\",\n    \"status\": \"success\",\n    \"data\": {\n        \"personal_info\": {\n            \"full_name\": \"YOGESH KUMAR\",\n            \"dob\": \"2002-01-11\",\n            \"gender\": \"MALE\"\n        },\n        \"identity_info\": [\n            {\n                \"type\": \"PAN\",\n                \"number\": \"HEQPD428XX\"\n            },\n            {\n                \"type\": \"CKYC\",\n                \"number\": \"100901558534XX\"\n            }\n        ],\n        \"consumer_info\": {\n            \"telephone_info\": [\n                {\n                    \"type\": \"MOBILE_PHONE\",\n                    \"number\": \"63182949XX\"\n                },\n                {\n                    \"type\": \"NOT_CLASSIFIED\",\n                    \"number\": \"61782949XX\"\n                }\n            ],\n            \"email_info\": [\n                \"YOGESH.KUMAR1011@GMAIL.COM\",\n                \"YOGESH.KUMAR1011@GMAIL.COM\"\n            ]\n        },\n        \"address_info\": [\n            {\n                \"type\": \"NOT_CATEGORIZED\",\n                \"address\": \"SHOBHA UNIVERSITY VILLAGE JHASLA RAJASTHAN\",\n                \"state\": \"PANJAB\",\n                \"postal_code\": \"140111\",\n                \"reported_date\": \"31-12-2022\"\n            },\n            {\n                \"type\": \"RESIDENCE_ADDRESS\",\n                \"address\": \"C O RAJIT KUMAR  WARD NO 09 NILIBANGA HANUMANPUR GUJRAT\",\n                \"state\": \"GURJAT\",\n                \"postal_code\": \"315230\",\n                \"reported_date\": \"31-12-2022\"\n            },\n            { \n                \"type\": \"RESIDENCE_ADDRESS\",\n                \"address\": \"C O RAJIT KUMAR  WARD NO 09 NILIBANGA HANUMANPUR GUJRAT\",\n                \"state\": \"GURJAT\",\n                \"postal_code\": \"315230\",\n                \"reported_date\": \"31-12-2022\"\n            }\n        ],\n        \"employment_info\": []\n    }\n}"},{"id":"79dd1c63-a262-4880-aec3-eab7e744d0a5","name":"No Data Found (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"Amandeep\",\n    \"middleName\": \"\",\n    \"lastName\": \"Singh\",\n    \"mobileNumber\": \"97524644XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill-plus"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Fri, 19 Dec 2025 13:22:32 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"155"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9b-PtU0HdIBaRBgPeLmx5TbrkRuqJI\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-12-19T13:22:32.450Z\",\n    \"transaction_id\": \"TXN-558d6d11-b3d2-44cf-b8a8-60d3b32a17e2\",\n    \"status\": \"success\",\n    \"data\": {},\n    \"message\": \"No data found\"\n}"},{"id":"56234922-b4f0-4026-9714-6776a1f8481d","name":"Bad Request(400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"firstName\": \"Yogesh\",\n    \"middleName\": \"\",\n    \"lastName\": \"Kumar\",\n    \"mobileNumber\": \"63682959X\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/prefill-plus"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Fri, 19 Dec 2025 13:29:51 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"79"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4f-ioRfAro9NZjFQhEmF7wyXrUd488\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobileNumber\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"dff6ad65-ac47-4f2f-8e1c-69e11d6c39d3"}],"id":"57b292f7-0126-4781-ac02-89d38a9763f3","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"ef8eb650-e147-44f8-ad56-e648c8aeed65","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"55ac05e0-893b-4a49-a0d5-e94d81bd51ab","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"57b292f7-0126-4781-ac02-89d38a9763f3","description":""},{"name":"PAN","item":[{"name":"PAN BASIC","id":"5e8d01f0-2b1b-4c46-9a8c-48993e4eb84a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"ATXXS47XXH\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/basic","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The PAN Basic Verification API allows users to verify a Permanent Account Number (PAN) and retrieve basic details such as full name and category (person, company, etc.).<br />This API is useful for KYC compliance, fraud detection, and identity verification.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ol>\n<li><p>Validate if a PAN number exists and is valid</p>\n</li>\n<li><p>Retrieve full name associated with a PAN</p>\n</li>\n<li><p>Determine PAN category (individual vs. entity)</p>\n</li>\n<li><p>Perform lightweight KYC checks for onboarding</p>\n</li>\n<li><p>Reduce risk of fake or incorrect PAN submissions</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Live:  <br /><code>https://live.totalekyc.com/api/kyc/pan/basic</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"headers\">Headers</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\">Request Body</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN Number of the user (10 characters)</td>\n<td>\"CETPKXX55A\"</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"response-body-parameters\">Response Body Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.client_id</code></td>\n<td><code>string</code></td>\n<td>Unique identifier for the client request</td>\n</tr>\n<tr>\n<td><code>data.pan_number</code></td>\n<td><code>string</code></td>\n<td>PAN number that was verified</td>\n</tr>\n<tr>\n<td><code>data.full_name</code></td>\n<td><code>string</code></td>\n<td>Full name of the individual as per PAN records</td>\n</tr>\n<tr>\n<td><code>data.category</code></td>\n<td><code>string</code></td>\n<td>Category of PAN holder (e.g., <code>person</code>, <code>company</code>)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN Basic</td>\n<td>200–700 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\">Status Code</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td><code>\"id_number\"</code> is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid PAN</td>\n<td>The PAN number is invalid or not found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Always ensure the Bearer Token is active and valid.</p>\n</li>\n<li><p>PAN should be a valid 10-character alphanumeric value.</p>\n</li>\n<li><p>This is a lightweight alternative to full PAN verification—ideal for fast KYC.</p>\n</li>\n<li><p>Helps detect invalid or fraudulent PAN submissions quickly.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","pan","basic"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"23a1a9af-7c58-4ec7-9a62-c6ffed3b0e11","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"ATXXS47XXH\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/basic"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 09:58:15 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"240"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"f0-tzTlGVF9/S7dcKbA4tAugV69Jg4\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T09:58:15.936Z\",\n    \"transaction_id\": \"cff47fb6-da59-4ef7-b5e6-062ed4f3778d\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"pan_HRBidVYljcckhTvSdKKi\",\n        \"pan_number\": \"ATZPS4790H\",\n        \"full_name\": \"HAJRATALI SAIYAD\",\n        \"category\": \"person\"\n    }\n}"},{"id":"edf4a003-f21a-4954-b4a8-0f11d30599e7","name":"Missing Input ID (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/basic"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 03 Sep 2025 08:09:49 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"85"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"55-x55e+lmeWMjODG2tjpY9Yez0B6c\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Missing required field id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"5971fbbe-55c9-40ec-ab72-72d247f33eb4","name":"Invalid Input ID (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"ATZXXX479X\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/basic"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 08:44:39 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"4c-+1oKK8/CbL2jjBXu7u+shUd2RUs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"4c2846bc-13f3-4287-97d4-125d73cdf8d1","name":"Unauthorized (401)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"CLYPV1990D\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/basic"},"status":"Unauthorized","code":401,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 03 Sep 2025 07:56:33 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"81"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"51-IMY81OYkIrEUUa6ZxxVEDaDE1qU\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid or Inactive API key\",\n    \"error\": \"Unauthorized\",\n    \"statusCode\": 401\n}"}],"_postman_id":"5e8d01f0-2b1b-4c46-9a8c-48993e4eb84a"},{"name":"Pan to Email-Mobile","id":"1469b83a-0ca8-4d8d-b1ef-6088d0287a07","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer <Token>"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"XXXXXXXXXH\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/email-mobile","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>PAN to Email &amp; Mobile API</strong> allows retrieval of the mobile numbers and email addresses associated with a given PAN (Permanent Account Number). It is useful in identity enrichment, KYC verification, contact discovery, and fraud detection workflows.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p><strong>KYC Verification</strong>: Cross-check PAN-linked contact details for user authentication.</p>\n</li>\n<li><p><strong>Contact Enrichment</strong>: Retrieve additional mobile/email identifiers linked to a PAN.</p>\n</li>\n<li><p><strong>Fraud Detection</strong>: Identify multiple contact identities mapped to a single PAN.</p>\n</li>\n<li><p><strong>Financial Onboarding</strong>: Prefill communication details using verified PAN information.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Production: <code>https://live.totalekyc.com/api/kyc/pan/email-mobile</code></td>\n</tr>\n<tr>\n<td><strong>Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Auth</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number to search</td>\n<td><code>\"ABCDE1234H\"</code></td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"sample-response\"><strong>Sample Response</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-07-18T14:29:46.778Z\",\n  \"transaction_id\": \"TXN-95e22066-1e3c-4d78-baaf-157c59744e9b\",\n  \"status\": \"success\",\n  \"data\": {\n    \"holderMobile\": [\n      \"XXXXXXXX21\",\n      \"XXXXXXXX92\"\n    ],\n    \"holderEmail\": [\n      \"XXXAIYED@GMAIL.COM\"\n    ]\n  }\n}\n\n</code></pre>\n<hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.holderMobile</td>\n<td>Array</td>\n<td>List of mobile numbers linked to PAN</td>\n</tr>\n<tr>\n<td>data.holderEmail</td>\n<td>Array</td>\n<td>List of email addresses linked to PAN</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN to Email &amp; Mobile</td>\n<td>300–700 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Data Found</td>\n<td>No contact found for given PAN</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Bad Request</td>\n<td>Missing parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Missing Bearer token</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Unprocessable Entity</td>\n<td>Invalid PAN</td>\n<td>Partial (0.18r)</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Server Error</td>\n<td>Internal error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","pan","email-mobile"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"df20eda2-6720-4415-a9c1-bfcf7536e256","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer <Token>"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"XXZPSXXX0H\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/email-mobile"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Fri, 18 Jul 2025 14:29:46 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"249"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"f9-1ZD9unV4R1R7rGFGqj7tNVRpBVA\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-07-18T14:29:46.778Z\",\n    \"transaction_id\": \"TXN-95e22066-1e3c-4d78-baaf-157c59744e9b\",\n    \"status\": \"success\",\n    \"data\": {\n        \"holderMobile\": [\n            \"XXXXXXXX21\",\n            \"XXXXXXXX92\"\n\n        ],\n        \"holderEmail\": [\n            \"XXXAIYED@GMAIL.COM\"\n        ]\n    }\n}"},{"id":"1b532b8b-8448-47bf-9574-17e6a091486c","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer <Token>"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"XXZPXXX0H\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/email-mobile"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Fri, 18 Jul 2025 14:30:06 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-+1oKK8/CbL2jjBXu7u+shUd2RUs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"1469b83a-0ca8-4d8d-b1ef-6088d0287a07"},{"name":"PAN Comprehensive","id":"e4195720-d689-4775-b467-61139bd735c4","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"BYTPP96XXD\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/comprehensive","description":"<h1 id=\"introduction\">Introduction</h1>\n<p>The PAN Comprehensive Verification API allows businesses to verify the validity of a PAN (Permanent Account Number) and retrieve associated details such as full name, date of birth, Aadhaar linkage, gender, and PAN status.<br />This API helps in KYC compliance, fraud prevention, and financial verification processes.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ol>\n<li><p>Validate authenticity of a PAN number</p>\n</li>\n<li><p>Retrieve PAN holder's full name and DOB</p>\n</li>\n<li><p>Check Aadhaar linkage status with PAN</p>\n</li>\n<li><p>Detect invalid or fake PANs to prevent fraud</p>\n</li>\n<li><p>Support compliance for financial or regulatory onboarding</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Live: <code>https://live.totalekyc.com/api/kyc/pan/comprehensive</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"headers\">Headers</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\">Request Body Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes.</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.client_id</code></td>\n<td><code>string</code></td>\n<td>Unique identifier for the client request</td>\n</tr>\n<tr>\n<td><code>data.pan_number</code></td>\n<td><code>string</code></td>\n<td>PAN number that was verified</td>\n</tr>\n<tr>\n<td><code>data.full_name</code></td>\n<td><code>string</code></td>\n<td>Full name of the PAN holder</td>\n</tr>\n<tr>\n<td><code>data.full_name_split</code></td>\n<td><code>array</code></td>\n<td>Split components of the full name (first, middle, last)</td>\n</tr>\n<tr>\n<td><code>data.masked_aadhaar</code></td>\n<td><code>string</code></td>\n<td>Masked Aadhaar number linked to the PAN (if available)</td>\n</tr>\n<tr>\n<td><code>data.address.line_1</code></td>\n<td><code>string</code></td>\n<td>Address line 1 (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.line_2</code></td>\n<td><code>string</code></td>\n<td>Address line 2 (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.street_name</code></td>\n<td><code>string</code></td>\n<td>Street name (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.zip</code></td>\n<td><code>string</code></td>\n<td>ZIP/pincode (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.city</code></td>\n<td><code>string</code></td>\n<td>City (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.state</code></td>\n<td><code>string</code></td>\n<td>State (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.country</code></td>\n<td><code>string</code></td>\n<td>Country (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.address.full</code></td>\n<td><code>string</code></td>\n<td>Full formatted address (empty if not available)</td>\n</tr>\n<tr>\n<td><code>data.email</code></td>\n<td><code>string</code> or <code>null</code></td>\n<td>Email associated with PAN (if available)</td>\n</tr>\n<tr>\n<td><code>data.phone_number</code></td>\n<td><code>string</code> or <code>null</code></td>\n<td>Phone number associated with PAN (if available)</td>\n</tr>\n<tr>\n<td><code>data.gender</code></td>\n<td><code>string</code></td>\n<td>Gender of the PAN holder (<code>M</code>, <code>F</code>, <code>T</code>)</td>\n</tr>\n<tr>\n<td><code>data.dob</code></td>\n<td><code>string</code></td>\n<td>Date of birth as per PAN records (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td><code>data.input_dob</code></td>\n<td><code>string</code> or <code>null</code></td>\n<td>Input DOB for matching, if provided</td>\n</tr>\n<tr>\n<td><code>data.aadhaar_linked</code></td>\n<td><code>boolean</code></td>\n<td>Whether Aadhaar is linked to PAN</td>\n</tr>\n<tr>\n<td><code>data.dob_verified</code></td>\n<td><code>boolean</code></td>\n<td>Whether DOB is verified with official source</td>\n</tr>\n<tr>\n<td><code>data.dob_check</code></td>\n<td><code>boolean</code></td>\n<td>Whether input DOB matched the PAN DOB</td>\n</tr>\n<tr>\n<td><code>data.category</code></td>\n<td><code>string</code></td>\n<td>Category of PAN holder (e.g., <code>person</code>, <code>company</code>)</td>\n</tr>\n<tr>\n<td><code>data.status</code></td>\n<td><code>string</code></td>\n<td>Status of the PAN (e.g., <code>valid</code>, <code>invalid</code>)</td>\n</tr>\n<tr>\n<td><code>data.less_info</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if limited data was returned due to privacy or source limits</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN Comprehensive</td>\n<td>300–900 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\">Status Code</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td><code>\"id_number\"</code> is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid PAN</td>\n<td>The PAN number is invalid or not found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","pan","comprehensive"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"cb4215da-0347-4835-93d1-6dcf218d8b6d","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"BYTPP96XXD\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/comprehensive"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:01:21 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"619"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"26b-Meltph12LOule9YYKfSFHBiKaYk\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:01:21.662Z\",\n    \"transaction_id\": \"9d928e50-149e-41b7-b146-4c5b1790bf27\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"pan_comprehensive_qDgQkiGgEoibziWknNlk\",\n        \"pan_number\": \"BYTPP9666D\",\n        \"full_name\": \"PRIYA KISHORE PATRA\",\n        \"full_name_split\": [\n            \"PRIYA\",\n            \"KISHORE\",\n            \"PATRA\"\n        ],\n        \"masked_aadhaar\": \"XXXXXXXX5220\",\n        \"address\": {\n            \"line_1\": \"\",\n            \"line_2\": \"\",\n            \"street_name\": \"\",\n            \"zip\": \"\",\n            \"city\": \"\",\n            \"state\": \"\",\n            \"country\": \"\",\n            \"full\": \"\"\n        },\n        \"email\": null,\n        \"phone_number\": null,\n        \"gender\": \"M\",\n        \"dob\": \"1993-12-05\",\n        \"input_dob\": null,\n        \"aadhaar_linked\": true,\n        \"dob_verified\": false,\n        \"dob_check\": false,\n        \"category\": \"person\",\n        \"status\": \"valid\",\n        \"less_info\": false\n    }\n}"},{"id":"34b55f1b-a9df-4ca4-8e51-d29e44099279","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"BYTPP96XXE\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/comprehensive"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:01:46 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"134"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"86-1xcCNyEJ8ttXpiQSedXR8lf3LRY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:01:46.863Z\",\n    \"transaction_id\": \"5aca79ae-bcec-4847-bc2d-de384ad92cee\",\n    \"status\": \"error\",\n    \"error_message\": null\n}"}],"_postman_id":"e4195720-d689-4775-b467-61139bd735c4"},{"name":"PAN Advance","id":"1237498e-7e63-410b-bcfb-61f7b01666d6","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"id_number\": \"BYTPP9XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/advance","description":"<h1 id=\"introduction\">Introduction</h1>\n<p>The PAN Advance Verification API allows businesses to verify the validity of a PAN (Permanent Account Number) and retrieve associated details such as full name, date of birth, Father's Name Aadhaar linkage, gender, and PAN status.<br />This API helps in KYC compliance, fraud prevention, and financial verification processes.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ol>\n<li><p>Validate authenticity of a PAN number</p>\n</li>\n<li><p>Retrieve PAN holder's full name and DOB</p>\n</li>\n<li><p>Check Aadhaar linkage status with PAN</p>\n</li>\n<li><p>Detect invalid or fake PANs to prevent fraud</p>\n</li>\n<li><p>Support compliance for financial or regulatory onboarding</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Live: <code>https://live.totalekyc.com/api/kyc/pan/advance</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"headers\">Headers</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\">Request Body Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes.</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<h2 id=\"response-parameters-1\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.dob</td>\n<td>string</td>\n<td>Date of birth (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>data.doi</td>\n<td>string</td>\n<td>Date of incorporation/issue (if applicable, else null)</td>\n</tr>\n<tr>\n<td>data.tax</td>\n<td>boolean</td>\n<td>Indicates if tax-related information is available</td>\n</tr>\n<tr>\n<td>data.email</td>\n<td>string</td>\n<td>Masked email address</td>\n</tr>\n<tr>\n<td>data.gender</td>\n<td>string</td>\n<td>Gender of the individual</td>\n</tr>\n<tr>\n<td>data.status</td>\n<td>string</td>\n<td>PAN status (e.g., valid/invalid)</td>\n</tr>\n<tr>\n<td>data.category</td>\n<td>string</td>\n<td>Entity category (e.g., person/company)</td>\n</tr>\n<tr>\n<td>data.dob_check</td>\n<td>boolean</td>\n<td>Indicates if DOB validation check passed</td>\n</tr>\n<tr>\n<td>data.full_name</td>\n<td>string</td>\n<td>Full name of the individual</td>\n</tr>\n<tr>\n<td>data.last_name</td>\n<td>string</td>\n<td>Last name</td>\n</tr>\n<tr>\n<td>data.less_info</td>\n<td>boolean</td>\n<td>Indicates if limited information is available</td>\n</tr>\n<tr>\n<td>data.first_name</td>\n<td>string</td>\n<td>First name</td>\n</tr>\n<tr>\n<td>data.pan_number</td>\n<td>string</td>\n<td>Permanent Account Number (PAN)</td>\n</tr>\n<tr>\n<td>data.address.zip</td>\n<td>string</td>\n<td>Postal ZIP/PIN code</td>\n</tr>\n<tr>\n<td>data.address.city</td>\n<td>string</td>\n<td>City name</td>\n</tr>\n<tr>\n<td>data.address.full</td>\n<td>string</td>\n<td>Full formatted address</td>\n</tr>\n<tr>\n<td>data.address.state</td>\n<td>string</td>\n<td>State name</td>\n</tr>\n<tr>\n<td>data.address.line_1</td>\n<td>string</td>\n<td>Address line 1</td>\n</tr>\n<tr>\n<td>data.address.line_2</td>\n<td>string</td>\n<td>Address line 2</td>\n</tr>\n<tr>\n<td>data.address.country</td>\n<td>string</td>\n<td>Country name</td>\n</tr>\n<tr>\n<td>data.address.street_name</td>\n<td>string</td>\n<td>Street/locality name</td>\n</tr>\n<tr>\n<td>data.father_name</td>\n<td>string</td>\n<td>Father’s full name</td>\n</tr>\n<tr>\n<td>data.middle_name</td>\n<td>string</td>\n<td>Middle name</td>\n</tr>\n<tr>\n<td>data.dob_verified</td>\n<td>boolean</td>\n<td>Indicates if DOB is verified</td>\n</tr>\n<tr>\n<td>data.phone_number</td>\n<td>string</td>\n<td>Masked phone number</td>\n</tr>\n<tr>\n<td>data.aadhaar_linked</td>\n<td>boolean</td>\n<td>Indicates if Aadhaar is linked with PAN</td>\n</tr>\n<tr>\n<td>data.masked_aadhaar</td>\n<td>string</td>\n<td>Masked Aadhaar number</td>\n</tr>\n<tr>\n<td>data.full_name_split</td>\n<td>array</td>\n<td>Array containing split name parts (first, middle, last)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN Advance</td>\n<td>800–3000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\">Status Code</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td><code>\"id_number\"</code> is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid PAN</td>\n<td>The PAN number is invalid or Details not found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","pan","advance"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"c995ebc7-63ea-45d5-9aa7-81496d14bfcb","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"id_number\": \"BYTPP9XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/advance"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Mon, 16 Feb 2026 10:59:26 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"861"},{"key":"Connection","value":"keep-alive"},{"key":"Content-Security-Policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"X-Frame-Options","value":"DENY"},{"key":"X-Content-Type-Options","value":"nosniff"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"},{"key":"Referrer-Policy","value":"no-referrer"},{"key":"Permissions-Policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"Cache-Control","value":"no-store"},{"key":"Pragma","value":"no-cache"},{"key":"Expires","value":"0"},{"key":"Vary","value":"Origin"},{"key":"Access-Control-Allow-Credentials","value":"true"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"35d-sLGGumyo+aAlXn4j50qS3pQQP7g\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-02-16T10:59:26.113Z\",\n    \"transaction_id\": \"TXN-PROD-64993a06-e66c-43f2-830a-d15f50614b50\",\n    \"status\": \"success\",\n    \"data\": {\n    \"dob\": \"1995-08-21\",\n    \"doi\": null,\n    \"tax\": true,\n    \"email\": \"ra****sh@gmail.com\",\n    \"gender\": \"M\",\n    \"status\": \"valid\",\n    \"category\": \"person\",\n    \"dob_check\": true,\n    \"full_name\": \"RAHUL SHARMA\",\n    \"last_name\": \"SHARMA\",\n    \"less_info\": false,\n    \"first_name\": \"RAHUL\",\n    \"pan_number\": \"ABCDE1234F\",\n    \"address\": {\n      \"zip\": \"110001\",\n      \"city\": \"NEW DELHI\",\n      \"full\": \"H.NO-12, BLOCK-A, CONNAUGHT PLACE, NEW DELHI, DELHI, 110001, INDIA\",\n      \"state\": \"Delhi\",\n      \"line_1\": \"H.NO-12\",\n      \"line_2\": \"BLOCK-A\",\n      \"country\": \"INDIA\",\n      \"street_name\": \"CONNAUGHT PLACE\"\n    },\n    \"father_name\": \"MAHESH SHARMA\",\n    \"middle_name\": \"KUMAR\",\n    \"dob_verified\": true,\n    \"phone_number\": \"98XXXXXX45\",\n    \"aadhaar_linked\": true,\n    \"masked_aadhaar\": \"12XXXXXXXX34\",\n    \"full_name_split\": [\n      \"RAHUL\",\n      \"KUMAR\",\n      \"SHARMA\"\n    ]\n  }\n"},{"id":"7358619b-d475-48c0-b6f0-d6eb6cb83f09","name":"Invalid Pan (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"id_number\": \"BYTPP9XXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/advance"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Mon, 23 Mar 2026 18:01:09 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"152"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"98-PqT4hkm1+iycGSjSMrERr1rOzaQ\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-03-23T18:01:09.183Z\",\n    \"transaction_id\": \"TXN-PROD-91a1507c-2ddb-43f0-a16c-1ce5f3aba8c9\",\n    \"error_message\": \"Invalid PAN\"\n}"}],"_postman_id":"1237498e-7e63-410b-bcfb-61f7b01666d6"},{"name":"PAN ITR Compliance Check","id":"87cc7d9f-b437-48eb-addd-5f8e72186059","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer <API KEY>"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"pan_number\": \"ATZPS4790H\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/itr/compliance-check","description":"<h3 id=\"introduction\">Introduction</h3>\n<p>The ITR Compliance Check API allows businesses to verify an individual’s tax compliance status using their PAN (Permanent Account Number). The API returns key information such as whether the individual is ITR compliant, PAN-Aadhaar linkage status, PAN status, and specified person status under Section 206.</p>\n<p>This API is essential for financial institutions and regulated entities to perform due diligence, risk assessment, and ensure compliance with statutory obligations.</p>\n<hr />\n<h3 id=\"use-cases\">Use Cases</h3>\n<ol>\n<li><p><strong>Loan Risk Assessment</strong>: Evaluate an applicant’s tax compliance before approving credit.</p>\n</li>\n<li><p><strong>Onboarding for Financial Services</strong>: Verify PAN status and compliance during customer onboarding.</p>\n</li>\n<li><p><strong>TDS Deduction Compliance</strong>: Identify specified persons under Section 206 to ensure correct TDS deduction.</p>\n</li>\n<li><p><strong>Tax Intelligence &amp; Analytics</strong>: Integrate tax compliance insights into customer financial profiles.</p>\n</li>\n<li><p><strong>Fraud Prevention</strong>: Flag PANs that are invalid or non-compliant to reduce risk.</p>\n</li>\n</ol>\n<hr />\n<h3 id=\"api-details\">API Details</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (Live)</strong></td>\n<td><code>https://live.totalekyc.com/api/kyc/itr/compliance-check</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td><code>application/json</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"authentication-header\">Authentication Header</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-parameters\">Request Parameters</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>pan_number</td>\n<td>String</td>\n<td>PAN number of the user (10-character alphanumeric)</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-body-parameters\">Response Body Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.client_id</code></td>\n<td><code>string</code></td>\n<td>Unique identifier for the client request</td>\n</tr>\n<tr>\n<td><code>data.pan_number</code></td>\n<td><code>string</code></td>\n<td>PAN number that was checked</td>\n</tr>\n<tr>\n<td><code>data.compliant</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if the PAN holder is ITR compliant</td>\n</tr>\n<tr>\n<td><code>data.pan_allotment_date</code></td>\n<td><code>string</code> or <code>null</code></td>\n<td>Date of PAN allotment (if available)</td>\n</tr>\n<tr>\n<td><code>data.masked_name</code></td>\n<td><code>string</code></td>\n<td>Masked name of the PAN holder</td>\n</tr>\n<tr>\n<td><code>data.pan_aadhaar_linked</code></td>\n<td><code>string</code></td>\n<td>Aadhaar linking status with PAN (e.g., <code>linked</code>, <code>not_linked</code>)</td>\n</tr>\n<tr>\n<td><code>data.specified_person_under_206</code></td>\n<td><code>string</code></td>\n<td>Status under Section 206AB (e.g., <code>yes</code>, <code>no</code>)</td>\n</tr>\n<tr>\n<td><code>data.pan_status</code></td>\n<td><code>string</code></td>\n<td>Status of the PAN (e.g., <code>operative</code>, <code>inoperative</code>)</td>\n</tr>\n<tr>\n<td><code>data.valid_pan</code></td>\n<td><code>boolean</code></td>\n<td>Whether the PAN is valid</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\">Latency Metrics</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>ITR Compliance Check</td>\n<td>800–1200ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-code\">Status Code</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid PAN Number</td>\n<td>The provided PAN number is incorrect or does not exist</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key. Ensure it is included in the Authorization header</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected error occurred. Check logs or contact support</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"additional-notes\">Additional Notes</h3>\n<ul>\n<li><p>Ensure the Bearer Token is active and valid when making API calls.</p>\n</li>\n<li><p>The PAN number must be in the correct format (10-character alphanumeric).</p>\n</li>\n<li><p>This API is useful for tax compliance verification and financial due diligence.</p>\n</li>\n<li><p>The <code>masked_name</code> provides privacy while still confirming identity alignment.</p>\n</li>\n<li><p>Section 206 refers to higher TDS deduction for specified non-compliant individua</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","itr","compliance-check"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"108c407a-b937-45e1-8594-63508c813b90","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer <API KEY>"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"pan_number\": \"ATZPS4790H\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/itr/compliance-check"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:04:11 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"382"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"17e-1rKDF2xvoauTrlQ212hzCCxR/cw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:04:11.295Z\",\n    \"transaction_id\": \"b5059837-03b9-4704-9ce6-2760d3b9c134\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"itr_compliance_cXHgxXjzcjknNmqXvYgK\",\n        \"pan_number\": \"ATZPS4790H\",\n        \"compliant\": true,\n        \"pan_allotment_date\": null,\n        \"masked_name\": \"HXXXXXXXI SXXXXD\",\n        \"pan_aadhaar_linked\": \"linked\",\n        \"specified_person_under_206\": \"no\",\n        \"pan_status\": \"operative\",\n        \"valid_pan\": true\n    }\n}"},{"id":"abecc277-a9c9-4d8e-9149-fb89f0e07257","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer <API KEY>"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"pan_number\": \"ATZPS4790T\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/itr/compliance-check"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:04:59 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"152"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"98-R3FywwuzENrwXNWIjEU+GrntjqE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:04:59.501Z\",\n    \"transaction_id\": \"6cf3e6f9-6c44-4f43-9544-a116fb6842e6\",\n    \"status\": \"error\",\n    \"error_message\": \"Verification Failed.\"\n}"}],"_postman_id":"87cc7d9f-b437-48eb-addd-5f8e72186059"},{"name":"PAN to CIN","id":"fa9d56b4-233b-430d-86fb-091ff7b5202b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\":\"AADXX75XXE\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-cin","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The PAN to CIN API allows users to map a <strong>Permanent Account Number (PAN)</strong> to its corresponding <strong>Corporate Identification Number (CIN)</strong> and retrieve the registered company name.</p>\n<p>This API is useful for <strong>business KYC, compliance checks, fraud detection, and entity verification</strong>.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p>Retrieve the <strong>Corporate Identification Number (CIN)</strong> linked to a PAN.</p>\n</li>\n<li><p>Verify the <strong>company name</strong> associated with a PAN.</p>\n</li>\n<li><p>Perform <strong>Know Your Business (KYB)</strong> checks during onboarding.</p>\n</li>\n<li><p>Support <strong>regulatory compliance</strong> by validating corporate registration.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/kyc/pan/pan-to-cin</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td><code>Bearer Token</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>Authorization</code></td>\n<td><code>Bearer YOUR_BEARER_TOKEN</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><code>Content-Type</code></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\"><strong>Request Body</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>id_number</code></td>\n<td>string</td>\n<td>PAN Number of the entity (10 characters, alphanumeric)</td>\n<td><code>\"AAXXX7XX1E\"</code></td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-body-parameters\"><strong>Response Body Parameters</strong></h2>\n<h3 id=\"json-example\"><strong>JSON Example</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-08-20T05:45:51.658Z\",\n  \"transaction_id\": \"TXN-2e5e9451-9753-4203-bf94-53d801e7abbc\",\n  \"status\": \"success\",\n  \"data\": {\n    \"company_name\": \"YOGESH INTEGRATIONS\",\n    \"identity_number\": \"U6XXX0DL2025PTCXXX581\"\n  }\n}\n\n</code></pre>\n<h3 id=\"response-fields\"><strong>Response Fields</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.company_name</code></td>\n<td>string</td>\n<td>Registered company name linked to the PAN</td>\n</tr>\n<tr>\n<td><code>data.identity_number</code></td>\n<td>string</td>\n<td>Corporate Identification Number (CIN) associated with the PAN</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN to CIN</td>\n<td>400–900 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Missing Required Parameters</td>\n<td><code>\"id_number\"</code> is missing from the request</td>\n</tr>\n<tr>\n<td><strong>403</strong></td>\n<td>Unauthorized</td>\n<td>Invalid or missing Bearer token</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid PAN</td>\n<td>The provided PAN number is invalid or not mapped to any CIN</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>Ensure the <strong>Bearer Token</strong> is valid and active.</p>\n</li>\n<li><p>PAN must be a valid <strong>10-character alphanumeric value</strong>.</p>\n</li>\n<li><p>Useful for <strong>corporate verification workflows</strong> where CIN mapping is required.</p>\n</li>\n<li><p>Helps detect <strong>fake or unregistered businesses</strong> quickly.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","pan","pan-to-cin"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"3d64b73f-7a27-4c3e-935f-5f2dad6f95f8","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\":\"AAXXX7XX1E\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-cin"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 20 Aug 2025 05:45:51 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"212"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"d4-JIkKHQGxhjLKedL3SmU8aPdYJkE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-20T05:45:51.658Z\",\n    \"transaction_id\": \"TXN-2e5e9451-9753-4203-bf94-53d801e7abbc\",\n    \"status\": \"success\",\n    \"data\": {\n        \"company_name\": \"YOGESH INTEGRATIONS\",\n        \"identity_number\": \"U6XXX0DL2025PTCXXX581\"\n    }\n}"},{"id":"54d38bf9-7d70-46bc-b86e-7188bb8bbee4","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\":\"AAXX7XX1E\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-cin"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 20 Aug 2025 05:47:45 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-+1oKK8/CbL2jjBXu7u+shUd2RUs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"fa9d56b4-233b-430d-86fb-091ff7b5202b"},{"name":"Mobile to Pan","id":"f9fa4d82-6d6d-4e56-8b9d-497b72e4e426","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"mobile_no\": \"XXXXXXXX21\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/mobile-to-pan","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Mobile to PAN API</strong> allows users to retrieve the Permanent Account Number (PAN) linked to a given mobile number.</p>\n<p>This API is useful for KYC completion, fraud prevention, onboarding processes, and financial identity verification.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p>Retrieve the PAN number registered with a specific mobile number.</p>\n</li>\n<li><p>Simplify customer onboarding by pre-filling PAN details.</p>\n</li>\n<li><p>Verify identity in financial and compliance workflows.</p>\n</li>\n<li><p>Reduce manual errors in PAN collection.</p>\n</li>\n<li><p>Detect potential mismatches or fraudulent submissions.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Property</strong></th>\n<th><strong>Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/kyc/pan/mobile-to-pan</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Header Name</strong></th>\n<th><strong>Value Format</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<p><strong>Format:</strong> JSON</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Parameter</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Example Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>mobile_no</td>\n<td>String</td>\n<td>Mobile number linked to the PAN (10 digits).</td>\n<td>\"XXXXXXXX21\"</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Key</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.pan_number</td>\n<td>string</td>\n<td>PAN number linked to the given mobile number.</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to PAN</td>\n<td>400–1100 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Data Found</td>\n<td>No matching record found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td><code>\"mobile_no\"</code> is missing from the request.</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid Mobile Number</td>\n<td>The mobile number is invalid or not found in PAN records.</td>\n<td>Partial (0.09r)</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>Always ensure the Bearer Token is active and valid.</p>\n</li>\n<li><p>Mobile number must be a valid 10-digit number linked to a PAN.</p>\n</li>\n<li><p>Ideal for quick KYC verification where mobile number is the primary input.</p>\n</li>\n<li><p>Helps reduce user friction in form-filling by auto-fetching PAN.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","pan","mobile-to-pan"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"ec21f3e1-e8e2-4302-b457-2c2fe5336263","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"mobile_no\": \"9876543210\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/mobile-to-pan"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:42:30 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"154"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9a-fs3aVfrkvSU7TRROGjxNZCkW50s\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-11T15:42:30.058Z\",\n    \"transaction_id\": \"TXN-082d20ac-78b3-4ca9-a886-e810df66a68f\",\n    \"status\": \"success\",\n    \"data\": {\n        \"pan_number\": \"HE00D0087M\"\n    }\n}"},{"id":"fadf7a64-1e22-4964-8b98-03ae309b771b","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"mobile_no\": \"98765421\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/mobile-to-pan"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:43:28 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-oG45uMTe+k5xg16pKRj4nQzH9z8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"f9fa4d82-6d6d-4e56-8b9d-497b72e4e426"},{"name":"PAN to Udyam Number","id":"e9ef6d6f-8c8b-40e0-aad2-7e5c7773935e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"HESPD8XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The PAN to Udyam Number API allows businesses to fetch Udyam Registration Numbers linked to a given PAN (Permanent Account Number).</p>\n<p>This API helps in identifying MSME registrations associated with a PAN, enabling business verification and compliance checks.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Fetch Udyam Registration Number using PAN</p>\n</li>\n<li><p>Identify MSME registrations linked to a business</p>\n</li>\n<li><p>Support business verification and onboarding</p>\n</li>\n<li><p>Enable compliance checks for MSME classification</p>\n</li>\n<li><p>Assist in financial profiling and risk assessment</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number\">https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>timestamp</td>\n<td>string</td>\n<td>API response timestamp</td>\n</tr>\n<tr>\n<td>transaction_id</td>\n<td>string</td>\n<td>Unique transaction ID for the request</td>\n</tr>\n<tr>\n<td>status</td>\n<td>string</td>\n<td>Status of the API response (success/failure)</td>\n</tr>\n<tr>\n<td>data</td>\n<td>array</td>\n<td>List of Udyam registrations linked to the PAN</td>\n</tr>\n<tr>\n<td>data[].udyam_number</td>\n<td>string</td>\n<td>Udyam Registration Number</td>\n</tr>\n<tr>\n<td>data[].enterprise_name</td>\n<td>string</td>\n<td>Name of the registered enterprise</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN to Udyam Number</td>\n<td>1000–3000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"id_number\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Records Found</td>\n<td>No Udyam records found for the given PAN</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","pan","pan-to-udyam","number"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"18ee2dbf-9d87-477e-9031-fd2ad7fd497f","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"HESPD8XXXX\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Thu, 02 Apr 2026 10:30:33 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"215"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"d7-pGVwdKBBIKkbGywjYvRP76twpMY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-02T10:30:33.345Z\",\n    \"transaction_id\": \"TXN-PROD-26307393-92be-48ad-a9a8-0ec886d1e26d\",\n    \"status\": \"success\",\n    \"data\": [\n        {\n            \"udyam_number\": \"UDYAM-RJ-1X-0XX24XX\",\n            \"enterprise_name\": \"Mixture Bite Enterprise\"\n        }\n    ]\n}"},{"id":"c2b2d498-cafa-480f-b65a-5bef36487546","name":"Invalid Pan (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 07:59:18 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"151"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"97-WzuXzv7W+5A1qPCqSfgtMH1cdDs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T07:59:18.325Z\",\n    \"transaction_id\": \"TXN-PROD-38e864fa-86f9-4620-a94d-e75c7f4a25c7\",\n    \"error_message\": \"Invalid PAN\"\n}"},{"id":"5c507fc0-d0bc-4e8b-ac1e-4cc329e00a28","name":"No Data Found(422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 08:00:36 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"154"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9a-GpINdm3TzpwPITdpR5nrk7yfOio\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T08:00:36.780Z\",\n    \"transaction_id\": \"TXN-PROD-286c08a5-664f-4eed-9c1f-723a71f87e1e\",\n    \"error_message\": \"MSME not found\"\n}"}],"_postman_id":"e9ef6d6f-8c8b-40e0-aad2-7e5c7773935e"},{"name":"Pan to Udyam Details","id":"7cdfcb14-3df9-4134-9dc6-2d92d7ac5db0","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"HESPD8XXXX\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details","description":"<h1 id=\"introduction\"><strong>Introduction</strong></h1>\n<p>The <strong>PAN to Udyam MSME Details API</strong> allows businesses to fetch MSME (Udyam) registration details linked to a given PAN number. It returns enterprise information such as MSME number, enterprise classification history, business details, location, and NIC classification.</p>\n<p>This API is useful for <strong>business verification, MSME validation, KYB processes, and lending risk assessment</strong>.</p>\n<hr />\n<h1 id=\"use-cases\"><strong>Use Cases</strong></h1>\n<ul>\n<li><p>Verify MSME (Udyam) registration using PAN</p>\n</li>\n<li><p>Retrieve enterprise classification (Micro/Small/Medium) history</p>\n</li>\n<li><p>Fetch business details for KYB onboarding</p>\n</li>\n<li><p>Validate enterprise existence for lending/credit underwriting</p>\n</li>\n<li><p>Extract plant/location and NIC activity details</p>\n</li>\n</ul>\n<hr />\n<h1 id=\"api-details\"><strong>API Details</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><a href=\"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details\">https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"headers\"><strong>Headers</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h1>\n<h3 id=\"json\">JSON</h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{  \"id_number\": \"AAGFMXXXX\"}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"response-parameters\"><strong>Response Parameters</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.msme_number</td>\n<td>string</td>\n<td>Udyam registration number</td>\n</tr>\n<tr>\n<td>data.name_of_enterprise</td>\n<td>string</td>\n<td>Name of the enterprise</td>\n</tr>\n<tr>\n<td>data.major_activity</td>\n<td>string</td>\n<td>Primary business activity (e.g., Trading, Manufacturing)</td>\n</tr>\n<tr>\n<td>data.social_category</td>\n<td>string</td>\n<td>Social category of the enterprise owner</td>\n</tr>\n<tr>\n<td>data.date_of_commencement</td>\n<td>string</td>\n<td>Business start date</td>\n</tr>\n<tr>\n<td>data.state</td>\n<td>string</td>\n<td>State of registration</td>\n</tr>\n<tr>\n<td>data.date_of_udyam_registration</td>\n<td>string</td>\n<td>Date of Udyam registration</td>\n</tr>\n<tr>\n<td>data.organization_type</td>\n<td>string</td>\n<td>Type of organization (e.g., Partnership, Proprietorship)</td>\n</tr>\n<tr>\n<td>data.mobile_number</td>\n<td>string</td>\n<td>Masked mobile number</td>\n</tr>\n<tr>\n<td>data.email</td>\n<td>string</td>\n<td>Email associated with enterprise</td>\n</tr>\n<tr>\n<td>data.flat</td>\n<td>string</td>\n<td>Address flat/door number</td>\n</tr>\n<tr>\n<td>data.name_of_building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.road</td>\n<td>string</td>\n<td>Road/street name</td>\n</tr>\n<tr>\n<td>data.enterprise_type</td>\n<td>array</td>\n<td>List of enterprise classification history</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_year</td>\n<td>string</td>\n<td>Financial year of classification</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].enterprise_type</td>\n<td>string</td>\n<td>MSME category (Micro/Small/Medium)</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_date</td>\n<td>string</td>\n<td>Date of classification</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details</td>\n<td>array</td>\n<td>List of plant/unit location details</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].sn</td>\n<td>string</td>\n<td>Serial number</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].unit_name</td>\n<td>string</td>\n<td>Unit name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].flat</td>\n<td>string</td>\n<td>Address flat</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].village</td>\n<td>string</td>\n<td>Village/locality</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].block</td>\n<td>string</td>\n<td>Block</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].road</td>\n<td>string</td>\n<td>Road</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].city</td>\n<td>string</td>\n<td>City</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].pin</td>\n<td>string</td>\n<td>Pincode</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].state</td>\n<td>string</td>\n<td>State</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].district</td>\n<td>string</td>\n<td>District</td>\n</tr>\n<tr>\n<td>data.nic_code</td>\n<td>array</td>\n<td>List of NIC classification details</td>\n</tr>\n<tr>\n<td>data.nic_code[].classification_year</td>\n<td>string</td>\n<td>NIC category description</td>\n</tr>\n<tr>\n<td>data.nic_code[].enterprise_type</td>\n<td>string</td>\n<td>Specific NIC code and activity</td>\n</tr>\n<tr>\n<td>data.nic_code[].classification_date</td>\n<td>string</td>\n<td>Business activity type</td>\n</tr>\n</tbody>\n</table>\n</div><h1 id=\"status-code\"><strong>Status Code</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeble</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Data Found / Invalid PAN / Inactive PAN</td>\n<td>There is No information available on MSME Site</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API token</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server issue</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","msme","pan-to-udyam","details"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"f000fb8f-55d0-43d0-a333-5b4dfc0f4ad9","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"AAGFM1XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Thu, 02 Apr 2026 09:16:24 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"1414"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"586-k/6o2NTIWiqUVxRXv1dZ73cfJfY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-02T09:16:24.091Z\",\n    \"transaction_id\": \"TXN-PROD-12345abc-6789-4def-9012-abcdef123456\",\n    \"status\": \"success\",\n    \"data\": {\n        \"msme_number\": \"UDYAM-AB-12-0000123\",\n        \"enterprise_type\": [\n            {\n                \"classification_year\": \"2025-26\",\n                \"enterprise_type\": \"Small\",\n                \"classification_date\": \"01/04/2025\"\n            },\n            {\n                \"classification_year\": \"2024-25\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"15/04/2024\"\n            },\n            {\n                \"classification_year\": \"2023-24\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"10/05/2023\"\n            },\n            {\n                \"classification_year\": \"2022-23\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"05/06/2022\"\n            }\n        ],\n        \"name_of_enterprise\": \"M/S SAMPLE ENTERPRISES\",\n        \"major_activity\": \"MANUFACTURING\",\n        \"social_category\": \"OBC\",\n        \"date_of_commencement\": \"01/01/2000\",\n        \"state\": \"KARNATAKA\",\n        \"date_of_udyam_registration\": \"01/04/2022\",\n        \"flat\": \"NO.12-34/A\",\n        \"name_of_building\": \"ABC COMPLEX\",\n        \"road\": \"MG ROAD\",\n        \"mobile_number\": \"98XXXXX123\",\n        \"email\": \"sample.enterprise@example.com\",\n        \"organization_type\": \"Proprietorship\",\n        \"location_of_plant_details\": [\n            {\n                \"sn\": \"1\",\n                \"unit_name\": \"M/S SAMPLE ENTERPRISES UNIT 1\",\n                \"flat\": \"NO.12-34/A\",\n                \"building\": \"ABC COMPLEX\",\n                \"village\": \"WHITEFIELD\",\n                \"block\": \"1\",\n                \"road\": \"MG ROAD\",\n                \"city\": \"BENGALURU\",\n                \"pin\": \"560001\",\n                \"state\": \"KARNATAKA\",\n                \"district\": \"Bengaluru Urban\"\n            }\n        ],\n        \"nic_code\": [\n            {\n                \"classification_year\": \"10 - Manufacture of food products\",\n                \"enterprise_type\": \"10790 - Manufacture of other food products\",\n                \"classification_date\": \"Manufacturing\"\n            }\n        ]\n    }\n}"},{"id":"5a894497-d04f-4c4e-aaf1-371e36e54493","name":"No Record Found (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Thu, 02 Apr 2026 10:08:26 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"156"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9c-szYMmutakk6t++dcXpWm6Qw0UbY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-02T10:08:26.861Z\",\n    \"transaction_id\": \"TXN-PROD-ddc7126d-3bf7-4b92-932c-fe9fa29648bd\",\n    \"error_message\": \"No record found\"\n}"},{"id":"165aefc7-e6d0-41d5-aeb8-7c2d4d8e2813","name":"Invalid PAN (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"HESPD8XXXX\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 07:17:42 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"152"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"98-OTCudA+ZuyXl79Cz2wKJE3uxWlw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T07:17:42.805Z\",\n    \"transaction_id\": \"TXN-PROD-9eacc400-a436-4d63-a4d2-a1df465a4266\",\n    \"error_message\": \"Invalid PAN\"\n}"}],"_postman_id":"7cdfcb14-3df9-4134-9dc6-2d92d7ac5db0"},{"name":"PAN to UAN History","id":"a1652eeb-5d05-4b09-b380-714aa8d986d5","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"ALDPG5XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/pan-to-uan/history","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The EPFO PAN to UAN History API allows businesses to fetch UAN (Universal Account Number) details and associated employment history using a PAN (Permanent Account Number).  </p>\n<p>This API helps in linking PAN with EPFO records to enable employment verification, background checks, and financial profiling.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Fetch UAN linked to a PAN</p>\n</li>\n<li><p>Retrieve employment history using PAN</p>\n</li>\n<li><p>Verify employment records and tenure</p>\n</li>\n<li><p>Support background verification and KYC processes</p>\n</li>\n<li><p>Assist in financial profiling and risk assessment</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/epfo/pan-to-uan/history\">https://live.totalekyc.com/api/kyc/epfo/pan-to-uan/history</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.uan</td>\n<td>string</td>\n<td>Universal Account Number (UAN)</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>string</td>\n<td>Name of the individual</td>\n</tr>\n<tr>\n<td>data.guardian_name</td>\n<td>string</td>\n<td>Guardian/Father's name</td>\n</tr>\n<tr>\n<td>data.employment_history</td>\n<td>array</td>\n<td>List of employment records</td>\n</tr>\n<tr>\n<td>data.employment_history[].establishment_name</td>\n<td>string</td>\n<td>Name of the organization</td>\n</tr>\n<tr>\n<td>data.employment_history[].member_id</td>\n<td>string</td>\n<td>EPFO member ID</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_joining</td>\n<td>string</td>\n<td>Employment start date (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_exit</td>\n<td>string</td>\n<td>Employment end date (YYYY-MM-DD, may be empty if currently employed)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>EPFO PAN to UAN History</td>\n<td>2000–5000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"id_number\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Records Found</td>\n<td>No EPFO records found for the given PAN</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","epfo","pan-to-uan","history"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"25525239-ef6e-4ab1-8302-16c98766c044","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"CIEPG7XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/pan-to-uan/history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 08:09:57 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"369"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"171-fLc2g1g0Co7i7gTuWpFEIcSLNpE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T08:09:57.620Z\",\n    \"transaction_id\": \"TXN-PROD-9999abcd-1234-4xyz-8888-fedcba654321\",\n    \"status\": \"success\",\n    \"data\": {\n        \"uan\": \"100000000001\",\n        \"name\": \"AMIT VERMA\",\n        \"guardian_name\": \"RAJESH VERMA\",\n        \"employment_history\": [\n            {\n                \"establishment_name\": \"ABC TECH SOLUTIONS PRIVATE LIMITED\",\n                \"member_id\": \"MHBAN12345670000010001\",\n                \"date_of_joining\": \"2024-06-15\",\n                \"date_of_exit\": \"\"\n            }\n        ]\n    }\n}"},{"id":"3e8a229c-fb73-416b-83a3-cb3136f9cfa3","name":"No Data Found (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"HESPD8XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/pan-to-uan/history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 08:06:54 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"159"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9f-ee+BVmTXpys1+uzIHbNS9gMhAWw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T08:06:54.879Z\",\n    \"transaction_id\": \"TXN-PROD-fb51df1d-989f-4a5a-9c55-479d74031839\",\n    \"status\": \"success\",\n    \"data\": {},\n    \"message\": \"No data found\"\n}"}],"_postman_id":"a1652eeb-5d05-4b09-b380-714aa8d986d5"},{"name":"PAN to Experian","id":"cfef829d-8cdb-4bdb-84e3-b005deca34cd","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"MYPPS8306A\"\n \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>PAN to Experian Credit Report API</strong> enables retrieval of an individual's credit report and credit score using only their PAN number. This API is optimized for quick credit profiling and is commonly used in financial services for risk assessment and underwriting.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p><strong>Instant Credit Profiling</strong> : Fetch credit score using PAN for quick eligibility checks.</p>\n</li>\n<li><p><strong>Loan Underwriting</strong> : Used by NBFCs and lenders to evaluate borrower risk.</p>\n</li>\n<li><p><strong>KYC &amp; Risk Assessment</strong> : Enhance onboarding with credit insights.</p>\n</li>\n<li><p><strong>Pre-approved Loan Offers</strong> : Identify eligible users for instant loan approvals.</p>\n</li>\n<li><p><strong>Fraud Detection</strong> : Validate identity consistency across PAN and credit data.</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (UAT &amp; Production)</strong></td>\n<td><a href=\"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian\"><code>https://live.totalekyc.com/api/credit-report/individual/pan-to-experian</code></a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"authentication-header\"><strong>Authentication Header</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-json\"><strong>Request Body (JSON)</strong></h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{  \"id_number\": \"MYPPS8XXXX\"}\n\n</code></pre>\n<hr />\n<h2 id=\"request-parameters\"><strong>Request Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN card number of the user</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-fields\"><strong>Response Fields</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.pan</td>\n<td>String</td>\n<td>PAN card number</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>String</td>\n<td>Name of the user</td>\n</tr>\n<tr>\n<td>data.mobile</td>\n<td>String</td>\n<td>User's mobile number</td>\n</tr>\n<tr>\n<td>data.credit_score</td>\n<td>Number</td>\n<td>Experian credit score</td>\n</tr>\n<tr>\n<td>data.client_id</td>\n<td>String</td>\n<td>Internal request ID</td>\n</tr>\n<tr>\n<td>data.credit_report</td>\n<td>Object</td>\n<td>Full Experian credit report</td>\n</tr>\n<tr>\n<td>credit_report.CreditProfileHeader</td>\n<td>Object</td>\n<td>Metadata of the report (date, version, report number)</td>\n</tr>\n<tr>\n<td>credit_report.Current_Application</td>\n<td>Object</td>\n<td>Details of current application and applicant</td>\n</tr>\n<tr>\n<td>credit_report.CAIS_Account</td>\n<td>Object</td>\n<td>Credit account summary and details</td>\n</tr>\n<tr>\n<td>credit_report.CAIS_Account.CAIS_Summary</td>\n<td>Object</td>\n<td>Summary of total accounts and balances</td>\n</tr>\n<tr>\n<td>credit_report.CAIS_Account.CAIS_Account_DETAILS</td>\n<td>Array</td>\n<td>Detailed list of credit accounts</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Account_Number</td>\n<td>String</td>\n<td>Masked account number</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Account_Status</td>\n<td>String</td>\n<td>Current status of the account</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Current_Balance</td>\n<td>String</td>\n<td>Outstanding balance</td>\n</tr>\n<tr>\n<td>CAIS_Account_DETAILS[].Credit_Limit_Amount</td>\n<td>String</td>\n<td>Credit limit assigned</td>\n</tr>\n<tr>\n<td>credit_report.Match_result</td>\n<td>Object</td>\n<td>PAN match result indicator</td>\n</tr>\n<tr>\n<td>credit_report.TotalCAPS_Summary</td>\n<td>Object</td>\n<td>Enquiry summary (last 7/30/90/180 days)</td>\n</tr>\n<tr>\n<td>credit_report.CAPS</td>\n<td>Object</td>\n<td>Credit enquiry details</td>\n</tr>\n<tr>\n<td>credit_report.NonCreditCAPS</td>\n<td>Object</td>\n<td>Non-credit enquiry details</td>\n</tr>\n<tr>\n<td>credit_report.SCORE</td>\n<td>Object</td>\n<td>Score details</td>\n</tr>\n<tr>\n<td>credit_report.SCORE.FCIREXScore</td>\n<td>Number</td>\n<td>Experian credit score</td>\n</tr>\n<tr>\n<td>credit_report.SCORE.FCIREXScoreConfidLevel</td>\n<td>String/null</td>\n<td>Confidence level of score</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN to Experian Credit Report</td>\n<td>800–2000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Credit report retrieved successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Record Found</td>\n<td>No Record Found at Bureau</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid Request</td>\n<td>Missing or incorrect input parameters</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid PAN</td>\n<td>Input validation failed</td>\n<td>YES (PARTIAL)</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server error</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","credit-report","individual","pan-to-experian"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"5adda8c9-2a03-418a-bb48-cf6577f1c2ac","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"ALDPG5XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Mon, 20 Apr 2026 12:38:37 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"92131"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"167e3-TvIEaRjwdpBfpVOmn1gdpOEi9YY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-01T09:23:13.895Z\",\n    \"transaction_id\": \"TXN-PROD-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n    \"status\": \"success\",\n    \"data\": {\n        \"name\": \"RAHUL SHARMA\",\n        \"mobile\": \"9876543210\",\n        \"pan\": \"ABCDE1234F\",\n        \"credit_score\": 756,\n        \"client_id\": \"TXN-PROD-a12b34cd-5678-90ef-gh12-3456789ijklm\",\n        \"credit_report\": {\n            \"CreditProfileHeader\": {\n                \"ReportDate\": 20250901,\n                \"ReportTime\": 112233,\n                \"Version\": \"V2.4\",\n                \"ReportNumber\": 9876543211234\n            },\n            \"Current_Application\": {\n                \"Current_Application_Details\": {\n                    \"Enquiry_Reason\": \"01\",\n                    \"Finance_Purpose\": \"12\",\n                    \"Amount_Financed\": \"500000\",\n                    \"Duration_Of_Agreement\": \"36\",\n                    \"Current_Applicant_Details\": {\n                        \"Last_Name\": \"SHARMA\",\n                        \"First_Name\": \"RAHUL\",\n                        \"Middle_Name1\": \"KUMAR\",\n                        \"Middle_Name2\": \"\",\n                        \"Middle_Name3\": \"\",\n                        \"Gender_Code\": \"1\",\n                        \"IncomeTaxPan\": \"ABCDE1234F\",\n                        \"Date_Of_Birth_Applicant\": \"19920715\",\n                        \"Telephone_Number_Applicant_1st\": \"0112345678\",\n                        \"Telephone_Extension\": \"91\",\n                        \"Telephone_Type\": \"L\",\n                        \"MobilePhoneNumber\": \"9876543210\",\n                        \"EMailId\": \"rahul.sharma@example.com\",\n                        \"PAN_Issue_Date\": \"20150710\",\n                        \"PAN_Expiration_Date\": \"\",\n                        \"Passport_Number\": \"M1234567\",\n                        \"Passport_Issue_Date\": \"20180615\",\n                        \"Passport_Expiration_Date\": \"20280614\",\n                        \"Voter_s_Identity_Card\": \"XYZ1234567\",\n                        \"Voter_ID_Issue_Date\": \"20150501\",\n                        \"Voter_ID_Expiration_Date\": \"\",\n                        \"Driver_License_Number\": \"DL0420111234567\",\n                        \"Driver_License_Issue_Date\": \"20170401\",\n                        \"Driver_License_Expiration_Date\": \"20370401\",\n                        \"Ration_Card_Number\": \"RC12345678\",\n                        \"Ration_Card_Issue_Date\": \"\",\n                        \"Ration_Card_Expiration_Date\": \"\",\n                        \"Universal_ID_Number\": \"UID123456789012\",\n                        \"Universal_ID_Issue_Date\": \"20160301\",\n                        \"Universal_ID_Expiration_Date\": \"\"\n                    },\n                    \"Current_Other_Details\": {\n                        \"Income\": \"850000\",\n                        \"Marital_Status\": \"M\",\n                        \"Employment_Status\": \"Salaried\",\n                        \"Time_with_Employer\": \"5\",\n                        \"Number_of_Major_Credit_Card_Held\": \"2\"\n                    },\n                    \"Current_Applicant_Address_Details\": {\n                        \"FlatNoPlotNoHouseNo\": \"Flat 203, Green Apartments\",\n                        \"BldgNoSocietyName\": \"Sector 15\",\n                        \"RoadNoNameAreaLocality\": \"MG Road\",\n                        \"City\": \"New Delhi\",\n                        \"Landmark\": \"Near Metro Station\",\n                        \"State\": \"07\",\n                        \"PINCode\": \"110001\",\n                        \"Country_Code\": \"IN\"\n                    },\n                    \"Current_Applicant_Additional_AddressDetails\": \"Permanent Address Same as Above\"\n                }\n            },\n            \"CAIS_Account\": {\n                \"CAIS_Summary\": {\n                    \"Credit_Account\": {\n                        \"CreditAccountTotal\": \"3\",\n                        \"CreditAccountActive\": \"2\",\n                        \"CreditAccountDefault\": \"0\",\n                        \"CreditAccountClosed\": \"1\",\n                        \"CADSuitFiledCurrentBalance\": \"0\"\n                    },\n                    \"Total_Outstanding_Balance\": {\n                        \"Outstanding_Balance_Secured\": \"450000\",\n                        \"Outstanding_Balance_Secured_Percentage\": \"80\",\n                        \"Outstanding_Balance_UnSecured\": \"110000\",\n                        \"Outstanding_Balance_UnSecured_Percentage\": \"20\",\n                        \"Outstanding_Balance_All\": \"560000\"\n                    }\n                },\n                \"CAIS_Account_DETAILS\": [\n                    {\n                        \"Identification_Number\": \"PVT123456789\",\n                        \"Subscriber_Name\": \"HDFC BANK\",\n                        \"Account_Number\": \"XXXXXX9087\",\n                        \"Portfolio_Type\": \"I\",\n                        \"Account_Type\": \"01\",\n                        \"Open_Date\": \"20220115\",\n                        \"Credit_Limit_Amount\": \"150000\",\n                        \"Highest_Credit_or_Original_Loan_Amount\": \"500000\",\n                        \"Terms_Duration\": \"036\",\n                        \"Terms_Frequency\": \"M\",\n                        \"Scheduled_Monthly_Payment_Amount\": \"15432\",\n                        \"Account_Status\": \"11\",\n                        \"Payment_Rating\": \"0\",\n                        \"Payment_History_Profile\": \"000000000000000000000000000000\",\n                        \"Special_Comment\": \"\",\n                        \"Current_Balance\": \"325000\",\n                        \"Amount_Past_Due\": \"0\",\n                        \"Original_Charge_Off_Amount\": \"\",\n                        \"Date_Reported\": \"20250815\",\n                        \"Date_of_First_Delinquency\": \"\",\n                        \"Date_Closed\": \"\",\n                        \"Date_of_Last_Payment\": \"20250810\",\n                        \"SuitFiledWillfulDefaultWrittenOffStatus\": \"\",\n                        \"SuitFiled_WillfulDefault\": \"00\",\n                        \"Written_off_Settled_Status\": \"\",\n                        \"Value_of_Credits_Last_Month\": \"50000\",\n                        \"Occupation_Code\": \"03\",\n                        \"Settlement_Amount\": \"\",\n                        \"Value_of_Collateral\": \"750000\",\n                        \"Type_of_Collateral\": \"House\",\n                        \"Written_Off_Amt_Total\": \"0\",\n                        \"Written_Off_Amt_Principal\": \"0\",\n                        \"Rate_of_Interest\": \"9.5\",\n                        \"Repayment_Tenure\": \"36\",\n                        \"Promotional_Rate_Flag\": \"\",\n                        \"Income\": \"850000\",\n                        \"Income_Indicator\": \"A\",\n                        \"Income_Frequency_Indicator\": \"Y\",\n                        \"DefaultStatusDate\": \"\",\n                        \"LitigationStatusDate\": \"\",\n                        \"WriteOffStatusDate\": \"\",\n                        \"DateOfAddition\": \"20220201\",\n                        \"CurrencyCode\": \"INR\",\n                        \"Subscriber_comments\": \"\",\n                        \"Consumer_comments\": \"\",\n                        \"AccountHoldertypeCode\": \"1\",\n                        \"CAIS_Account_History\": [],\n                        \"CAIS_Holder_Details\": [],\n                        \"CAIS_Holder_Address_Details\": [],\n                        \"CAIS_Holder_Phone_Details\": [],\n                        \"CAIS_Holder_ID_Details\": [],\n                        \"Account_Review_Data\": []\n                    }\n                ]\n            },\n            \"Match_result\": {\n                \"Exact_match\": \"Y\"\n            },\n            \"TotalCAPS_Summary\": {\n                \"TotalCAPSLast7Days\": \"2\",\n                \"TotalCAPSLast30Days\": \"5\",\n                \"TotalCAPSLast90Days\": \"12\",\n                \"TotalCAPSLast180Days\": \"20\"\n            },\n            \"CAPS\": {\n                \"CAPS_Summary\": {\n                    \"CAPSLast7Days\": \"1\",\n                    \"CAPSLast30Days\": \"2\",\n                    \"CAPSLast90Days\": \"3\",\n                    \"CAPSLast180Days\": \"4\"\n                },\n                \"CAPS_Application_Details\": {\n                    \"Subscriber_code\": \"NBF12345\",\n                    \"Subscriber_Name\": \"BAJAJ FINSERV\",\n                    \"Date_of_Request\": \"20250810\",\n                    \"ReportTime\": \"120045\",\n                    \"ReportNumber\": \"1765432987654\",\n                    \"Enquiry_Reason\": \"01\",\n                    \"Finance_Purpose\": \"11\",\n                    \"Amount_Financed\": \"250000\",\n                    \"Duration_Of_Agreement\": \"24\"\n                }\n            },\n            \"NonCreditCAPS\": {\n                \"NonCreditCAPS_Summary\": {\n                    \"NonCreditCAPSLast7Days\": \"0\",\n                    \"NonCreditCAPSLast30Days\": \"1\",\n                    \"NonCreditCAPSLast90Days\": \"1\",\n                    \"NonCreditCAPSLast180Days\": \"2\"\n                },\n                \"CAPS_Application_Details\": [\n                    {\n                        \"Subscriber_code\": \"NBF98765\",\n                        \"Subscriber_Name\": \"ICICI BANK\",\n                        \"Date_of_Request\": \"20250801\",\n                        \"ReportTime\": \"081500\",\n                        \"ReportNumber\": \"1765432900012\",\n                        \"Enquiry_Reason\": \"02\",\n                        \"Finance_Purpose\": \"10\",\n                        \"Amount_Financed\": \"0\",\n                        \"Duration_Of_Agreement\": \"0\"\n                    }\n                ]\n            },\n            \"SCORE\": {\n                \"FCIREXScore\": 756,\n                \"FCIREXScoreConfidLevel\": \"High\"\n            }\n        }\n    },\n    \"message\": \"Normal Response\"\n}\n"},{"id":"683656d6-ecbf-4f78-80fe-4358c90d3edd","name":"No Record Found (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Tue, 21 Apr 2026 06:36:31 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"2097"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"831-9WJ6Zuf9EtPpZXxWvF7NCFaOqtU\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-21T06:36:31.947Z\",\n    \"transaction_id\": \"TXN-UAT-4d17d4cc-d6e2-4027-9bc6-ff67013f4716\",\n    \"status\": \"success\",\n    \"data\": {\n        \"pan\": \"NAXPS6XXXX\",\n        \"name\": \"AMAN FANG\",\n        \"mobile\": \"982344XXXX\",\n        \"credit_score\": 8,\n        \"client_id\": \"REQ39516acb9ded49b6a292e2c39668f7b3\",\n        \"credit_report\": {\n            \"CreditProfileHeader\": {\n                \"ReportDate\": 20260421,\n                \"ReportTime\": 120631,\n                \"Version\": \"V2.4\",\n                \"ReportNumber\": \"7455765636436\"\n            },\n            \"Current_Application\": {\n                \"Current_Application_Details\": {\n                    \"Enquiry_Reason\": \"99\",\n                    \"Finance_Purpose\": \"99\",\n                    \"Amount_Financed\": \"0\",\n                    \"Duration_Of_Agreement\": \"1\",\n                    \"Current_Applicant_Details\": {\n                        \"Last_Name\": \"FANG\",\n                        \"First_Name\": \"AMAN\",\n                        \"Middle_Name1\": \"\",\n                        \"Middle_Name2\": \"\",\n                        \"Middle_Name3\": \"\",\n                        \"Gender_Code\": \"1\",\n                        \"IncomeTaxPan\": \"NAXPS6XXXX\",\n                        \"PAN_Issue_Date\": \"\",\n                        \"PAN_Expiration_Date\": \"\",\n                        \"Passport_Number\": \"\",\n                        \"Passport_Issue_Date\": \"\",\n                        \"Passport_Expiration_Date\": \"\",\n                        \"Voter_s_Identity_Card\": \"\",\n                        \"Voter_ID_Issue_Date\": \"\",\n                        \"Voter_ID_Expiration_Date\": \"\",\n                        \"Driver_License_Number\": \"\",\n                        \"Driver_License_Issue_Date\": \"\",\n                        \"Driver_License_Expiration_Date\": \"\",\n                        \"Ration_Card_Number\": \"\",\n                        \"Ration_Card_Issue_Date\": \"\",\n                        \"Ration_Card_Expiration_Date\": \"\",\n                        \"Universal_ID_Number\": \"\",\n                        \"Universal_ID_Issue_Date\": \"\",\n                        \"Universal_ID_Expiration_Date\": \"\",\n                        \"Date_Of_Birth_Applicant\": \"\",\n                        \"Telephone_Number_Applicant_1st\": \"9823445674\",\n                        \"Telephone_Extension\": \"\",\n                        \"Telephone_Type\": \"\",\n                        \"MobilePhoneNumber\": \"9823445674\",\n                        \"EMailId\": \"\"\n                    },\n                    \"Current_Other_Details\": {\n                        \"Income\": \"0\",\n                        \"Marital_Status\": \"\",\n                        \"Employment_Status\": \"\",\n                        \"Time_with_Employer\": \"\",\n                        \"Number_of_Major_Credit_Card_Held\": \"\"\n                    },\n                    \"Current_Applicant_Address_Details\": {\n                        \"FlatNoPlotNoHouseNo\": \"DEFAULT\",\n                        \"BldgNoSocietyName\": \"\",\n                        \"RoadNoNameAreaLocality\": \"\",\n                        \"City\": \"Mumbai\",\n                        \"Landmark\": \"\",\n                        \"State\": \"27\",\n                        \"PINCode\": \"400048\",\n                        \"Country_Code\": \"IB\"\n                    },\n                    \"Current_Applicant_Additional_AddressDetails\": \"\"\n                }\n            },\n            \"Match_result\": {\n                \"Exact_match\": \"N\"\n            },\n            \"SCORE\": {\n                \"FCIREXScore\": 8,\n                \"FCIREXScoreConfidLevel\": \"L\"\n            },\n            \"CAIS_Account\": {\n                \"CAIS_Summary\": {},\n                \"CAIS_Account_DETAILS\": []\n            },\n            \"CAPS\": {\n                \"CAPS_Summary\": {},\n                \"CAPS_Application_Details\": []\n            },\n            \"NonCreditCAPS\": {\n                \"NonCreditCAPS_Summary\": {},\n                \"CAPS_Application_Details\": []\n            },\n            \"TotalCAPS_Summary\": {}\n        }\n    },\n    \"message\": \"SYS100004 (No record found)\"\n}"},{"id":"5ec50819-a2c6-4908-96c9-7a0dca24fc2b","name":"Invalid PAN (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"MYPPS83XXXX\"\n \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/credit-report/individual/pan-to-experian"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Tue, 21 Apr 2026 10:27:17 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"152"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"98-NezFSx/hPZYyqIBXEt7FXIiPY+Q\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-21T10:27:17.000Z\",\n    \"transaction_id\": \"TXN-PROD-b62b833e-6bac-4c7a-8f10-a05757b2dfb0\",\n    \"error_message\": \"Invalid PAN\"\n}"}],"_postman_id":"cfef829d-8cdb-4bdb-84e3-b005deca34cd"}],"id":"164d67a4-77ed-4398-bad0-2ad9ee69b6e3","_postman_id":"164d67a4-77ed-4398-bad0-2ad9ee69b6e3","description":""},{"name":"Driving License","item":[{"name":"Driving License Basic","event":[{"listen":"test","script":{"id":"389a975a-bfea-4e96-b4b1-6f92bb88d939","exec":["var template = `","<style type=\"text/css\">","    .tftable {font-size:14px;color:#333333;width:100%;border-width: 1px;border-color: #87ceeb;border-collapse: collapse;}","    .tftable th {font-size:18px;background-color:#87ceeb;border-width: 1px;padding: 8px;border-style: solid;border-color: #87ceeb;text-align:left;}","    .tftable tr {background-color:#ffffff;}","    .tftable td {font-size:14px;border-width: 1px;padding: 8px;border-style: solid;border-color: #87ceeb;}","    .tftable tr:hover {background-color:#e0ffff;}","</style>","","<table class=\"tftable\" border=\"1\">","    <tr>","        <th>Transaction ID</th>","        <th>Status</th>","        <th>DB Location</th>","        <th>DL Number</th>","        <th>Bio Full Name</th>","        <th>DL Issue Date</th>","    </tr>","    ","    {{#each response.data}}","        <tr>","            <td>{{../transaction_id}}</td>","            <td>{{../status}}</td>","            <td>{{dbLoc}}</td>","            <td>{{dlobj.dlLicno}}</td>","            <td>{{bioObj.bioFullName}}</td>","            <td>{{dlobj.dlIssuedt}}</td>","        </tr>","    {{/each}}","</table>","`;","","function constructVisualizerPayload() {","    return { response: pm.response.json() };","}","","pm.visualizer.set(template, constructVisualizerPayload());"],"type":"text/javascript","packages":{},"requests":{}}}],"id":"13019767-ebf2-460c-8849-dac675e31a8e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n  \"driving_licence\": \"RJXX2021000XXXX\",\n  \"dob\": \"2001-02-13\",\n\"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/driving-license/basic","description":"<h2 id=\"driving-license-basic--masked-data\"><strong>Driving License Basic ( Masked Data)</strong></h2>\n<h3 id=\"introduction\"><strong>Introduction</strong></h3>\n<p>The <strong>Driving License Basic Verification API</strong> allows businesses to verify the authenticity of a Driving License (DL) and retrieve essential holder details directly from official transport authority sources.</p>\n<p>It provides identity, contact, and license-related information such as full name, date of birth, father’s name, blood group, address, and license endorsement details.</p>\n<p>This API supports KYC workflows, driver validation, background verification, and compliance checks.</p>\n<hr />\n<h3 id=\"use-cases\"><strong>Use Cases</strong></h3>\n<ul>\n<li><p>Validate authenticity and validity of a driving license number.</p>\n</li>\n<li><p>Retrieve personal and contact details of the license holder.</p>\n</li>\n<li><p>Access permanent and temporary address information.</p>\n</li>\n<li><p>Verify endorsement and issuance details of a license.</p>\n</li>\n<li><p>Support eKYC, background verification, mobility onboarding, and insurance workflows.</p>\n</li>\n</ul>\n<hr />\n<h3 id=\"api-details\"><strong>API Details</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Property</strong></th>\n<th><strong>Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Live</strong></td>\n<td><code>https://live.totalekyc.com/api/driving-license/basic</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Header Name</strong></th>\n<th><strong>Value Format</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>Accept</strong></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h3>\n<h4 id=\"json-example\"><strong>JSON Example</strong></h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"driving_licence\": \"RJXXXX021000XXXX\",\n  \"dob\": \"2025-01-23\"\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Parameter</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>driving_licence</strong></td>\n<td>String</td>\n<td>Driving License Number</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>dob</strong></td>\n<td>String</td>\n<td>Date of Birth (YYYY-MM-DD format)</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>String</td>\n<td>Optional client remark or tracking comment (logged only, not used in validation)</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Key</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.personalInfo.fullName</code></td>\n<td>string</td>\n<td>Full name of the license holder</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.firstName</code></td>\n<td>string</td>\n<td>First name of the license holder</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.middleName</code></td>\n<td>string</td>\n<td>Middle name of the license holder</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.lastName</code></td>\n<td>string</td>\n<td>Last name of the license holder</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.dateOfBirth</code></td>\n<td>string</td>\n<td>Date of birth (DD-MM-YYYY)</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.gender</code></td>\n<td>string</td>\n<td>Gender of the license holder</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.bloodGroup</code></td>\n<td>string</td>\n<td>Blood group of the license holder</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.fatherName</code></td>\n<td>string</td>\n<td>Father’s name</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.fatherRelation</code></td>\n<td>string</td>\n<td>Relation type (e.g., Father, Guardian)</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.birthPlace</code></td>\n<td>string</td>\n<td>Place of birth (if available)</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.identityMark1</code></td>\n<td>string</td>\n<td>Identity mark 1 (if available)</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.identityMark2</code></td>\n<td>string</td>\n<td>Identity mark 2 (if available)</td>\n</tr>\n<tr>\n<td><code>data.personalInfo.organDonor</code></td>\n<td>string</td>\n<td>Organ donor status (Y/N)</td>\n</tr>\n<tr>\n<td><code>data.contactInfo.mobileNumber</code></td>\n<td>string</td>\n<td>Registered mobile number</td>\n</tr>\n<tr>\n<td><code>data.contactInfo.alternateNumber</code></td>\n<td>string</td>\n<td>Alternate mobile number</td>\n</tr>\n<tr>\n<td><code>data.contactInfo.phoneNumber</code></td>\n<td>string</td>\n<td>Landline or additional contact number</td>\n</tr>\n<tr>\n<td><code>data.contactInfo.emailId</code></td>\n<td>string</td>\n<td>Registered email ID</td>\n</tr>\n<tr>\n<td><code>data.licenseInfo.dlNumber</code></td>\n<td>string</td>\n<td>Driving License number (formatted)</td>\n</tr>\n<tr>\n<td><code>data.licenseInfo.endorsementNumber</code></td>\n<td>string</td>\n<td>Endorsement reference number</td>\n</tr>\n<tr>\n<td><code>data.licenseInfo.endorsementDate</code></td>\n<td>string</td>\n<td>Date of endorsement (DD-MM-YYYY)</td>\n</tr>\n<tr>\n<td><code>data.licenseInfo.endorsementTime</code></td>\n<td>string</td>\n<td>Time of endorsement (HH:MM:SS)</td>\n</tr>\n<tr>\n<td><code>data.licenseInfo.qualification</code></td>\n<td>string</td>\n<td>License qualification or class</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.addressLine1</code></td>\n<td>string</td>\n<td>Permanent address – line 1</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.addressLine2</code></td>\n<td>string</td>\n<td>Permanent address – line 2</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.addressLine3</code></td>\n<td>string</td>\n<td>Permanent address – line 3</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.district</code></td>\n<td>string</td>\n<td>District name of the permanent address</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.subDistrict</code></td>\n<td>string</td>\n<td>Sub-district or tehsil (if available)</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.villageOrTown</code></td>\n<td>string</td>\n<td>Village or town name</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.pinCode</code></td>\n<td>string</td>\n<td>Pincode of permanent address</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.locationType</code></td>\n<td>string</td>\n<td>R (Rural) / U (Urban)</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.locality</code></td>\n<td>string</td>\n<td>Locality type (RURAL/URBAN)</td>\n</tr>\n<tr>\n<td><code>data.permanentAddress.fullAddress</code></td>\n<td>string</td>\n<td>Complete permanent address (if available)</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.addressLine1</code></td>\n<td>string</td>\n<td>Temporary address – line 1</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.addressLine2</code></td>\n<td>string</td>\n<td>Temporary address – line 2</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.addressLine3</code></td>\n<td>string</td>\n<td>Temporary address – line 3</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.district</code></td>\n<td>string</td>\n<td>District name of the temporary address</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.subDistrict</code></td>\n<td>string</td>\n<td>Sub-district or tehsil (if available)</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.villageOrTown</code></td>\n<td>string</td>\n<td>Village or town name</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.pinCode</code></td>\n<td>string</td>\n<td>Pincode of temporary address</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.locationType</code></td>\n<td>string</td>\n<td>R (Rural) / U (Urban)</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.locality</code></td>\n<td>string</td>\n<td>Locality type (RURAL/URBAN)</td>\n</tr>\n<tr>\n<td><code>data.temporaryAddress.fullAddress</code></td>\n<td>string</td>\n<td>Complete temporary address (if available)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>DL Basic</td>\n<td>400–700 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Status Code</strong></th>\n<th><strong>Message</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid DL or Wrong Input</td>\n<td>Unprocessable Entity</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Invalid or missing Input</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue on server. Check logs or retry later</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","driving-license","basic"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"9b299a6b-7eef-4c93-90af-dbf2e662b25c","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n  \"driving_licence\": \"RJXX2021000XXXX\",\n  \"dob\": \"2002-11-13\",\n\"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/driving-license/basic"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 29 Oct 2025 11:51:27 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"1304"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"518-CgcNj7I8GBa9CEza70qn6uVURdI\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-10-29T11:51:27.708Z\",\n  \"transaction_id\": \"TXN-efdc38bb-db69-481c-ae74-510f01d1684e\",\n  \"status\": \"success\",\n  \"data\": {\n    \"personalInfo\": {\n      \"fullName\": \"R*A*E* *S*H*M*A* *S*G*H\",\n      \"firstName\": \"R*A*E*\",\n      \"middleName\": \"S*H*M*A*\",\n      \"lastName\": \"S*G*H\",\n      \"dateOfBirth\": \"1*9*-*2*-*9*\",\n      \"gender\": \"Female\",\n      \"bloodGroup\": \"O+\",\n      \"fatherName\": \"S*U*H* *K*U*M*A* *S*G*H\",\n      \"fatherRelation\": \"F\",\n      \"birthPlace\": \"J*I*P*U*R\",\n      \"identityMark1\": \"M*L* *O*N* *H*N*D*\",\n      \"identityMark2\": null,\n      \"organDonor\": \"N\"\n    },\n    \"contactInfo\": {\n      \"mobileNumber\": \"9*8*7*6*4*3*2*1*\",\n      \"alternateNumber\": \"8*7*6*5*4*3*2*1*\",\n      \"phoneNumber\": \"0*1*2*3*4*5*6*7*\",\n      \"emailId\": \"r*a*e*s*g*h*9*1*@*m*l*.*c*m\"\n    },\n    \"licenseInfo\": {\n      \"dlNumber\": \"RJ14 20190054321\",\n      \"endorsementNumber\": \"RJ14 /PDL/0054321/2019\",\n      \"endorsementDate\": \"2019-07-14\",\n      \"endorsementTime\": \"11:45:22\",\n      \"qualification\": \"LMV\"\n    },\n    \"permanentAddress\": {\n      \"addressLine1\": \"1*2*, *M*N*A* *R*A*D*\",\n      \"addressLine2\": \"S*H*S* *N*G*R*, *J*I*P*U*R\",\n      \"addressLine3\": \"N*A*R*T* *R*D*, *R*J*S*H*N\",\n      \"district\": \"J*I*P*U*R\",\n      \"subDistrict\": \"M*L*V*I*\",\n      \"villageOrTown\": \"J*I*P*U*R\",\n      \"pinCode\": \"302015\",\n      \"locationType\": \"U\",\n      \"locality\": \"URBAN\",\n      \"fullAddress\": \"1*2*, *M*N*A* *R*A*D*, *J*I*P*U*R - 302015\"\n    },\n    \"temporaryAddress\": {\n      \"addressLine1\": \"H*O* *N*. *2*3*, *L*K*M*N*G*R*\",\n      \"addressLine2\": \"N*R* *P*R*K*, *D*L*H*\",\n      \"addressLine3\": \"I*N*I* *R*D*, *N*D*L*H*\",\n      \"district\": \"D*L*H*\",\n      \"subDistrict\": \"S*U*T* *D*L*H*\",\n      \"villageOrTown\": \"N*D*L*H*\",\n      \"pinCode\": \"110019\",\n      \"locationType\": \"U\",\n      \"locality\": \"URBAN\"\n    }\n  }\n}\n"},{"id":"24224be3-8d29-423d-b3c2-faeba16d9c27","name":"Invalid Input (422)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n  \"driving_licence\": \"RJXX2021000XXXX4\",\n  \"dob\": \"2001-04-22\",\n\"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/driving-license/basic"},"status":"Unprocessable Entity","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 29 Oct 2025 11:52:21 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"153"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"99-5D1thS5cfiYs9dHkoqZY26ObpLo\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-10-29T11:52:21.523Z\",\n    \"transaction_id\": \"TXN-c87724df-40b8-4b77-8f53-937c033e3178\",\n    \"error_message\": \"Details not Found\"\n}"},{"id":"a540aa2d-e0b9-40ae-9bc5-67f2280b0ed6","name":"Bad Request(400)","originalRequest":{"method":"POST","header":[{"key":"Accept","value":"application/json"},{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n  \"driving_licence\": \"\",\n  \"dob\": \"2003-07-12\",\n\"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/driving-license/basic"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 29 Oct 2025 11:52:39 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"82"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"52-RtvSBDvpq8jOMi9QMYIt1nSIMyk\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input driving_licence\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"13019767-ebf2-460c-8849-dac675e31a8e"},{"name":"Driving License Verify","id":"d0e4cbc8-a280-4c5a-9a53-9b292886f2fb","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"TS026201XX00XX57\",\r\n    \"dob\": \"2002-01-20\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/driving-license/verify","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>Driving License Verification API</strong> enables real-time validation of driving license (DL) details using the license number and date of birth. It returns license holder information such as name, address, issue/expiry dates, permitted vehicle classes, and more.</p>\n<h2 id=\"use-cases\">Use Cases</h2>\n<p><strong>1. Digital KYC &amp; Customer Onboarding :</strong> Instantly verify user identity using driving license details during account creation or registration.</p>\n<p><strong>2. Employee Background Verification :</strong> Used by HR and staffing agencies to validate driving credentials, especially for transport-related roles.</p>\n<p><strong>3. Vehicle Rentals &amp; Ride-Sharing Platforms :</strong> Ensure drivers or customers have valid and active licenses before allowing access to vehicles.</p>\n<p><strong>4. Insurance Issuance &amp; Claims :</strong> Verify license status and authenticity during policy issuance or motor claim settlements.</p>\n<p><strong>5. Fintech &amp; Lending (Auto Loans) :</strong> Use DL verification as part of identity validation and risk profiling for loan processing</p>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/kyc/driving-license/verify</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (required in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"request-body-json\">Request Body (JSON)</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>Driving License number</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>dob</td>\n<td>String</td>\n<td>Date of Birth (YYYY-MM-DD)</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-body-parameters\">Response Body Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.client_id</code></td>\n<td><code>string</code></td>\n<td>Unique identifier for the client request</td>\n</tr>\n<tr>\n<td><code>data.license_number</code></td>\n<td><code>string</code></td>\n<td>Driving license number</td>\n</tr>\n<tr>\n<td><code>data.state</code></td>\n<td><code>string</code></td>\n<td>State of issuance</td>\n</tr>\n<tr>\n<td><code>data.name</code></td>\n<td><code>string</code></td>\n<td>Name of the license holder</td>\n</tr>\n<tr>\n<td><code>data.permanent_address</code></td>\n<td><code>string</code></td>\n<td>Permanent address of the license holder</td>\n</tr>\n<tr>\n<td><code>data.permanent_zip</code></td>\n<td><code>string</code></td>\n<td>ZIP code for permanent address (if available)</td>\n</tr>\n<tr>\n<td><code>data.city_name</code></td>\n<td><code>string/null</code></td>\n<td>City name (if available)</td>\n</tr>\n<tr>\n<td><code>data.temporary_address</code></td>\n<td><code>string</code></td>\n<td>Temporary address of the license holder</td>\n</tr>\n<tr>\n<td><code>data.temporary_zip</code></td>\n<td><code>string</code></td>\n<td>ZIP code for temporary address (if available)</td>\n</tr>\n<tr>\n<td><code>data.citizenship</code></td>\n<td><code>string</code></td>\n<td>Citizenship (if available)</td>\n</tr>\n<tr>\n<td><code>data.ola_name</code></td>\n<td><code>string</code></td>\n<td>Name of the RTO/office of licensing authority (if available)</td>\n</tr>\n<tr>\n<td><code>data.ola_code</code></td>\n<td><code>string</code></td>\n<td>Code of the licensing authority (if available)</td>\n</tr>\n<tr>\n<td><code>data.gender</code></td>\n<td><code>string</code></td>\n<td>Gender of the license holder (<code>M</code>, <code>F</code>, <code>X</code>)</td>\n</tr>\n<tr>\n<td><code>data.father_or_husband_name</code></td>\n<td><code>string</code></td>\n<td>Father or husband’s name</td>\n</tr>\n<tr>\n<td><code>data.dob</code></td>\n<td><code>string</code></td>\n<td>Date of birth of the license holder (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td><code>data.doe</code></td>\n<td><code>string</code></td>\n<td>Date of expiry of the license (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td><code>data.transport_doe</code></td>\n<td><code>string</code></td>\n<td>Expiry date of transport license category (if applicable)</td>\n</tr>\n<tr>\n<td><code>data.doi</code></td>\n<td><code>string</code></td>\n<td>Date of issue of the license (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td><code>data.transport_doi</code></td>\n<td><code>string</code></td>\n<td>Issue date of transport license category (if applicable)</td>\n</tr>\n<tr>\n<td><code>data.profile_image</code></td>\n<td><code>string</code> (base64)</td>\n<td>Base64 encoded profile photo of the license holder</td>\n</tr>\n<tr>\n<td><code>data.has_image</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if the profile image is available</td>\n</tr>\n<tr>\n<td><code>data.blood_group</code></td>\n<td><code>string</code></td>\n<td>Blood group (if available)</td>\n</tr>\n<tr>\n<td><code>data.vehicle_classes</code></td>\n<td><code>array</code></td>\n<td>List of authorized vehicle classes</td>\n</tr>\n<tr>\n<td><code>data.less_info</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if partial data was returned</td>\n</tr>\n<tr>\n<td><code>data.additional_check</code></td>\n<td><code>array</code></td>\n<td>Any additional validation checks performed (if any)</td>\n</tr>\n<tr>\n<td><code>data.initial_doi</code></td>\n<td><code>string</code></td>\n<td>Initial date of issue</td>\n</tr>\n<tr>\n<td><code>data.current_status</code></td>\n<td><code>string/null</code></td>\n<td>Current status of the license (e.g., Active, Suspended, etc.)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>DL Verify</td>\n<td>300–1100 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Status Code</strong></th>\n<th><strong>Message</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid DL or Wrong Input</td>\n<td>Unprocessable Entity</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Invalid or missing Input</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue on server. Check logs or retry later</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Ensure that both <strong><code>id_number</code></strong> and <strong><code>dob</code></strong> are correct and follow the required formats.</p>\n</li>\n<li><p>DL numbers must be valid and registered in the issuing authority’s system.</p>\n</li>\n<li><p>For production use, ensure you're using the <strong>Live URL</strong> and a valid API key.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","driving-license","verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"bc8660dc-0904-4557-afa2-cc59c6ec00ee","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"TS026201XX00XX57\",\r\n    \"dob\": \"2001-09-20\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/driving-license/verify"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:28:56 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"5651"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"1613-ks8FPstSaJlRyAfbzp6sefFIobw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:28:56.870Z\",\n    \"transaction_id\": \"6b09ef83-9685-4947-ac59-ecdfad224999\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"license_fDbRynVtiGinwwubVjbn\",\n        \"license_number\": \"TS02620190003657\",\n        \"state\": \"Telangana\",\n        \"name\": \"GUGULOTHU VENKANNA\",\n        \"permanent_address\": \"H-NO 4-62, MARRIKUNTA THANDA, MARRIKUNTA THANDA, CHINNA NAGARAM VILLAGE\",\n        \"permanent_zip\": \"\",\n        \"city_name\": null,\n        \"temporary_address\": \"H-NO 4-62, MARRIKUNTA THANDA, MARRIKUNTA THANDA, CHINNA NAGARAM VILLAGE\",\n        \"temporary_zip\": \"\",\n        \"citizenship\": \"\",\n        \"ola_name\": \"\",\n        \"ola_code\": \"\",\n        \"gender\": \"X\",\n        \"father_or_husband_name\": \"GUGULOTHU KISHAN\",\n        \"dob\": \"1998-06-15\",\n        \"doe\": \"2039-07-23\",\n        \"transport_doe\": \"1800-01-01\",\n        \"doi\": \"2019-07-24\",\n        \"transport_doi\": \"1800-01-01\",\n        \"profile_image\": \"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\",\n        \"has_image\": true,\n        \"blood_group\": \"\",\n        \"vehicle_classes\": [\n            \"Tractor\",\n            \"MCWG\",\n            \"LMV-NT\"\n        ],\n        \"less_info\": false,\n        \"additional_check\": [],\n        \"initial_doi\": \"2019-07-24\",\n        \"current_status\": null\n    }\n}"},{"id":"04ef39fd-f598-443c-b0e2-764971c9c87b","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"TS026201XX00XX54\",\r\n    \"dob\": \"2001-07-20\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/driving-license/verify"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:29:24 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"134"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"86-8mn9TAq/TesZreBCfsv3GOX0Tqs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:29:24.904Z\",\n    \"transaction_id\": \"48cbfedd-a3b9-4816-bdd3-77b342c2d56f\",\n    \"status\": \"error\",\n    \"error_message\": null\n}"}],"_postman_id":"d0e4cbc8-a280-4c5a-9a53-9b292886f2fb"}],"id":"aec54110-1646-44fb-8dc0-cab93775d301","_postman_id":"aec54110-1646-44fb-8dc0-cab93775d301","description":""},{"name":"Vehicle Registration - RC","item":[{"name":"RC Basic","id":"98435a77-4d8d-47b2-98b6-3638d15cf1a1","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"vehicle_number\": \"KAX9MX10XX\",\n   \"remark\": \"Optional client note or reference\"\n\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/vehicle-registration/basic","description":"<h2 id=\"vehicle-registration-basic--masked-data\"><strong>Vehicle Registration Basic ( Masked Data)</strong></h2>\n<h3 id=\"introduction\"><strong>Introduction</strong></h3>\n<p>The <strong>Vehicle Registration Basic Verification API</strong> enables businesses to validate vehicle registration details and access essential RC (Registration Certificate) information directly from official transport authority records.</p>\n<p>This API provides verified registration, ownership, insurance, and vehicle-related data sourced from the Ministry of Road Transport and Highways (MoRTH) database.</p>\n<p>It supports verification workflows across automobile finance, insurance, mobility, logistics, and KYC processes by confirming the authenticity and status of any Indian-registered vehicle.</p>\n<hr />\n<h3 id=\"use-cases\"><strong>Use Cases</strong></h3>\n<ul>\n<li><p>Validate authenticity and active status of a vehicle registration number.</p>\n</li>\n<li><p>Retrieve RC details such as owner name, registration date, and vehicle type.</p>\n</li>\n<li><p>Verify insurance, financer, and tax validity details.</p>\n</li>\n<li><p>Access vehicle specifications including chassis number, engine number, and fuel type.</p>\n</li>\n<li><p>Enable onboarding, asset verification, and compliance use cases in lending, insurance, and fleet operations.</p>\n</li>\n</ul>\n<hr />\n<h3 id=\"api-details\"><strong>API Details</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Property</strong></th>\n<th><strong>Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Live</strong></td>\n<td><code>https://live.totalekyc.com/api/vehicle-registration/basic</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Header Name</strong></th>\n<th><strong>Value Format</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Accept</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h3>\n<p><strong>JSON Example</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"vehicle_number\": \"KA1XMXX0XX\"\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Parameter</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>vehicle_number</td>\n<td>String</td>\n<td>Registered Vehicle Number</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional client remark or tracking comment (logged only, not used in validation)</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Key</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.rc_regn_no</td>\n<td>string</td>\n<td>Vehicle registration number</td>\n</tr>\n<tr>\n<td>data.rc_regn_dt</td>\n<td>string</td>\n<td>Registration date (DD-MMM-YYYY)</td>\n</tr>\n<tr>\n<td>data.rc_regn_upto</td>\n<td>string</td>\n<td>Registration valid up to date</td>\n</tr>\n<tr>\n<td>data.rc_purchase_dt</td>\n<td>string</td>\n<td>Purchase date</td>\n</tr>\n<tr>\n<td>data.rc_owner_name</td>\n<td>string</td>\n<td>Owner name (masked from source)</td>\n</tr>\n<tr>\n<td>data.rc_owner_sr</td>\n<td>string</td>\n<td>Owner serial number (1 for primary owner)</td>\n</tr>\n<tr>\n<td>data.rc_present_address</td>\n<td>string</td>\n<td>Registered present address (district and pincode)</td>\n</tr>\n<tr>\n<td>data.rc_permanent_address</td>\n<td>string</td>\n<td>Registered permanent address (district and pincode)</td>\n</tr>\n<tr>\n<td>data.rc_vch_catg</td>\n<td>string</td>\n<td>Vehicle category (e.g., LMV)</td>\n</tr>\n<tr>\n<td>data.rc_vh_class_desc</td>\n<td>string</td>\n<td>Vehicle class description (e.g., Motor Car)</td>\n</tr>\n<tr>\n<td>data.rc_chasi_no</td>\n<td>string</td>\n<td>Masked chassis number</td>\n</tr>\n<tr>\n<td>data.rc_eng_no</td>\n<td>string</td>\n<td>Masked engine number</td>\n</tr>\n<tr>\n<td>data.rc_maker_desc</td>\n<td>string</td>\n<td>Vehicle manufacturer name</td>\n</tr>\n<tr>\n<td>data.rc_maker_model</td>\n<td>string</td>\n<td>Vehicle model name</td>\n</tr>\n<tr>\n<td>data.rc_body_type_desc</td>\n<td>string</td>\n<td>Body type description</td>\n</tr>\n<tr>\n<td>data.rc_fuel_desc</td>\n<td>string</td>\n<td>Fuel type (e.g., PETROL, DIESEL, EV)</td>\n</tr>\n<tr>\n<td>data.rc_color</td>\n<td>string</td>\n<td>Vehicle color</td>\n</tr>\n<tr>\n<td>data.rc_norms_desc</td>\n<td>string</td>\n<td>Emission norms (e.g., BS-VI)</td>\n</tr>\n<tr>\n<td>data.rc_fit_upto</td>\n<td>string</td>\n<td>Fitness certificate valid up to date</td>\n</tr>\n<tr>\n<td>data.rc_tax_upto</td>\n<td>string</td>\n<td>Road tax valid up to date</td>\n</tr>\n<tr>\n<td>data.rc_financer</td>\n<td>string</td>\n<td>Financier/loan provider name</td>\n</tr>\n<tr>\n<td>data.rc_insurance_comp</td>\n<td>string</td>\n<td>Insurance company name</td>\n</tr>\n<tr>\n<td>data.rc_insurance_policy_no</td>\n<td>string</td>\n<td>Insurance policy number</td>\n</tr>\n<tr>\n<td>data.rc_insurance_upto</td>\n<td>string</td>\n<td>Insurance validity date</td>\n</tr>\n<tr>\n<td>data.rc_manu_month_yr</td>\n<td>string</td>\n<td>Manufacturing month and year</td>\n</tr>\n<tr>\n<td>data.rc_unld_wt</td>\n<td>string</td>\n<td>Unladen weight (in kg)</td>\n</tr>\n<tr>\n<td>data.rc_gvw</td>\n<td>string</td>\n<td>Gross Vehicle Weight (in kg)</td>\n</tr>\n<tr>\n<td>data.rc_no_cyl</td>\n<td>string</td>\n<td>Number of cylinders</td>\n</tr>\n<tr>\n<td>data.rc_cubic_cap</td>\n<td>string</td>\n<td>Engine cubic capacity</td>\n</tr>\n<tr>\n<td>data.rc_seat_cap</td>\n<td>string</td>\n<td>Seating capacity</td>\n</tr>\n<tr>\n<td>data.rc_stand_cap</td>\n<td>string</td>\n<td>Standing capacity (for public transport vehicles)</td>\n</tr>\n<tr>\n<td>data.rc_registered_at</td>\n<td>string</td>\n<td>RTO name and state</td>\n</tr>\n<tr>\n<td>data.rc_status_as_on</td>\n<td>string</td>\n<td>Status checked as on date</td>\n</tr>\n<tr>\n<td>data.rc_status</td>\n<td>string</td>\n<td>Current RC status (e.g., ACTIVE, CANCELLED)</td>\n</tr>\n<tr>\n<td>data.rc_pucc_upto</td>\n<td>string</td>\n<td>Pollution Under Control (PUC) valid up to date</td>\n</tr>\n<tr>\n<td>data.rc_pucc_no</td>\n<td>string</td>\n<td>PUC certificate number</td>\n</tr>\n<tr>\n<td>data.rc_own_catg_desc</td>\n<td>string</td>\n<td>Ownership category (e.g., GENERAL)</td>\n</tr>\n<tr>\n<td>data.rc_vch_catg_desc</td>\n<td>string</td>\n<td>Vehicle category description</td>\n</tr>\n<tr>\n<td>data.rc_owner_cd_desc</td>\n<td>string</td>\n<td>Owner type (e.g., INDIVIDUAL, COMPANY)</td>\n</tr>\n<tr>\n<td>data.rc_sale_amt</td>\n<td>string</td>\n<td>Sale amount (if available)</td>\n</tr>\n<tr>\n<td>data.state_cd</td>\n<td>string</td>\n<td>State code of registration</td>\n</tr>\n<tr>\n<td>data.rto_cd</td>\n<td>string</td>\n<td>RTO code</td>\n</tr>\n<tr>\n<td>data.api_response_message</td>\n<td>string</td>\n<td>Response message from the data source</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>RC Basic</td>\n<td>300–600 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Status Code</strong></th>\n<th><strong>Message</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid RC</td>\n<td>Unprocessable Entity</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Invalid or missing Input</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue on server. Check logs or retry later</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"d7f6a8d7-39e4-41d5-8490-fc8c207bba70","id":"d7f6a8d7-39e4-41d5-8490-fc8c207bba70","name":"Vehicle Registration - RC","type":"folder"}},"urlObject":{"path":["api","vehicle-registration","basic"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"4e44f69e-f73e-4723-b70e-8ab33ddf0aa1","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"vehicle_number\": \"KAX9MX10XX\",\n   \"remark\": \"Optional client note or reference\"\n\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/vehicle-registration/basic"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 09 Oct 2025 08:04:19 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"2080"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"820-lxVJdNU1cn4TJk9FIkYPRvCYMu8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-10-09T08:04:19.975Z\",\n    \"transaction_id\": \"TXN-cf31abaa-7aa6-4cd9-aa77-67672f8cbe7b\",\n    \"status\": \"success\",\n    \"data\": {\n        \"VehicleDetails\": {\n            \"stautsMessage\": \"OK\",\n            \"rc_regn_no\": \"KAX9MX10XX\",\n            \"rc_regn_dt\": \"14-Feb-2022\",\n            \"rc_regn_upto\": \"13-Feb-2037\",\n            \"rc_purchase_dt\": \"05-Feb-2022\",\n            \"rc_owner_sr\": \"1\",\n            \"rc_owner_name\": \"R****V K***R D***R\",\n            \"state_cd\": \"MH\",\n            \"rto_cd\": \"12\",\n            \"api_response_message\": \"\",\n            \"rc_present_address\": \"Pune, Maharashtra, 411038\",\n            \"rc_permanent_address\": \"Pune, Maharashtra, 411038\",\n            \"rc_vch_catg\": \"LMV\",\n            \"rc_vh_class_desc\": \"Motor Car (LMV)\",\n            \"rc_chasi_no\": \"MA3ELKD1S00H*****\",\n            \"rc_eng_no\": \"K15B2M0*****\",\n            \"rc_maker_desc\": \"MARUTI SUZUKI INDIA LIMITED\",\n            \"rc_maker_model\": \"BALENO ZETA 1.2\",\n            \"rc_body_type_desc\": \"HATCHBACK\",\n            \"rc_fuel_desc\": \"PETROL\",\n            \"rc_color\": \"NEXA BLUE\",\n            \"rc_norms_desc\": \"BHARAT STAGE VI\",\n            \"rc_fit_upto\": \"13-Feb-2037\",\n            \"rc_tax_upto\": \"13-Feb-2037\",\n            \"rc_financer\": \"HDFC BANK LTD\",\n            \"rc_insurance_comp\": \"ICICI Lombard General Insurance Co. Ltd.\",\n            \"rc_insurance_policy_no\": \"ICLMOT2024003987\",\n            \"rc_insurance_upto\": \"05-Feb-2026\",\n            \"rc_manu_month_yr\": \"01/2022\",\n            \"rc_unld_wt\": \"910\",\n            \"rc_gvw\": \"1350\",\n            \"rc_no_cyl\": \"4\",\n            \"rc_cubic_cap\": \"1197.00\",\n            \"rc_seat_cap\": \"5\",\n            \"rc_sleeper_cap\": \"0\",\n            \"rc_stand_cap\": \"0\",\n            \"rc_wheelbase\": \"2520\",\n            \"rc_registered_at\": \"Pune RTO, Maharashtra\",\n            \"rc_status_as_on\": \"09-Oct-2025\",\n            \"rc_pucc_upto\": \"04-Feb-2026\",\n            \"rc_pucc_no\": \"MH12001002004567\",\n            \"rc_status\": \"ACTIVE\",\n            \"rc_ncrb_status\": \"\",\n            \"rc_blacklist_status\": \"\",\n            \"rc_noc_details\": \"\",\n            \"rc_vh_type\": \"N\",\n            \"rc_vh_class\": \"7\",\n            \"rc_noc_dt\": \"\",\n            \"rc_fuel_cd\": \"1\",\n            \"rc_maker_cd\": \"012\",\n            \"rc_model_cd\": \"BALENOZETA12P\",\n            \"rc_norms_cd\": \"0\",\n            \"rc_sale_amt\": \"875000.0\",\n            \"rc_own_catg_desc\": \"INDIVIDUAL\",\n            \"rc_vch_catg_desc\": \"LIGHT MOTOR VEHICLE\",\n            \"rc_owner_cd_desc\": \"INDIVIDUAL\",\n            \"rc_vehicle_surrendered_to_dealer\": \"0\",\n            \"rc_currentadd_districtcode\": \"04\",\n            \"rc_non_use\": \"false\",\n            \"rc_passenger_tax\": \"\",\n            \"rc_goods_tax\": \"\",\n            \"rc_no_of_axle\": \"2\",\n            \"rc_aitp_upto\": \"\",\n            \"rc_aitp_no\": \"\",\n            \"rc_tax_mode\": \"L\",\n            \"rc_aitp_pmt_upto\": \"\",\n            \"rc_aitp_pmt_no\": \"\",\n            \"rc_gcw\": \"\",\n            \"rc_floor_area\": \"\",\n            \"rc_length\": \"3995\",\n            \"rc_height\": \"1500\",\n            \"rc_permit_service_type\": \"\",\n            \"rc_counter_sign_upto\": \"\",\n            \"rc_fitness_rqrd_for\": \"\"\n        }\n    }\n}\n"},{"id":"b9621418-3918-4125-a615-12eddbdd7de5","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"vehicle_number\": \"\",\n   \"remark\": \"Optional client note or reference\"\n\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/rc/vahan"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 09 Oct 2025 08:04:43 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-4oH22NRf+/Hwh6EEh4hEAPTxwgg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input rc_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"66d9ebe2-4e51-40a7-9c27-25002750310c","name":"Invalid Input (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"},{"key":"Accept","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"vehicle_number\": \"KAX9MX10XX2\",\n   \"remark\": \"Optional client note or reference\"\n\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/rc/vahan"},"status":"Unprocessable Entity","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 09 Oct 2025 08:03:56 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"161"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"a1-x2ZDA4ummOGfUbkYK5QVH5eZXio\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-10-09T08:03:56.589Z\",\n    \"transaction_id\": \"TXN-4053bbe1-f925-4e6d-ac1e-6f2e58207281\",\n    \"error_message\": \"Vehicle Details not Found\"\n}"}],"_postman_id":"98435a77-4d8d-47b2-98b6-3638d15cf1a1"}],"id":"d7f6a8d7-39e4-41d5-8490-fc8c207bba70","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"72b68179-f286-4cbd-a4fc-c79cae849567","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"828bec56-fa2f-4011-8fcb-fa680a99380b","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"d7f6a8d7-39e4-41d5-8490-fc8c207bba70","description":""},{"name":"Digilocker - Aadhaar Verification","item":[{"name":"Initialize","id":"bc21a629-dac0-41e4-b6ed-33b71b13bc5a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"signup_flow\":false,\n    \"redirect_url\":\"https://finb.tech\",\n    \"expiry_minutes\":20,\n    \"remark\" :\"Optional Field\"\n    \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/digilocker/initialize","description":"<h3 id=\"description\">Description</h3>\n<p>This API is used to initialize the <strong>Digilocker KYC flow</strong>. It generates a secure session with a unique transaction token and returns a <code>url</code> that redirects the user to the Digilocker consent and document retrieval page.</p>\n<p>The session will expire after the specified <code>expiry_minutes</code>.</p>\n<hr />\n<h3 id=\"request\">Request</h3>\n<h4 id=\"headers\">Headers</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Value</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n<td>Request body must be in JSON format</td>\n</tr>\n</tbody>\n</table>\n</div><h4 id=\"body-json\">Body (JSON)</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>signup_flow</td>\n<td>boolean</td>\n<td>Yes</td>\n<td>Indicates if the flow is for Digilocker <strong>sign-up</strong> (<code>true</code>) or <strong>fetching existing documents</strong> (<code>false</code>).</td>\n</tr>\n<tr>\n<td>redirect_url</td>\n<td>string</td>\n<td>Yes</td>\n<td>URL where the user will be redirected after completing the Digilocker flow.</td>\n</tr>\n<tr>\n<td>expiry_minutes</td>\n<td>number</td>\n<td>Yes</td>\n<td>Duration (in minutes) after which the session will expire.</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>string</td>\n<td>No</td>\n<td>Optional field for client-side tracking or remarks.</td>\n</tr>\n</tbody>\n</table>\n</div><h5 id=\"example-request\">Example Request</h5>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"signup_flow\": false,\n  \"redirect_url\": \"https://finb.tech\",\n  \"expiry_minutes\": 20,\n  \"remark\": \"Optional Field\"\n}\n\n</code></pre>\n<hr />\n<h3 id=\"response\">Response</h3>\n<h4 id=\"success-response-200-ok\">Success Response (200 OK)</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-09-10T08:35:01.629Z\",\n  \"transaction_id\": \"TXN-4770b978-d8f2-432b-be5b-558ae5fbabed\",\n  \"status\": \"success\",\n  \"data\": {\n    \"client_id\": \"digilocker_fOolddpdihfeCQvyLpUq\",\n    \"token\": \".eJyrVkrOyUzNK4nPTFGyUkrJTM_MyU_OTi2KT_PPz0lJKUjJzEhLdQ4sq_QpCC1U0lFKTyxJLU-sBKotKMpPKU0uyczPAwqXVBakouhXqgUA3HEgow.aME4Ng.wwbeJD7qAbydb3aD_W9ocuSZyB8\",\n    \"url\": \"https://digilocker-sdk.notbot.in/?gateway=production&amp;type=digilocker&amp;token=.eJyrVkrOyUzNK4nPTFGyUkrJTM_MyU_OTi2KT_PPz0lJKUjJzEhLdQ4sq_QpCC1U0lFKTyxJLU-sBKotKMpPKU0uyczPAwqXVBakouhXqgUA3HEgow.aME4Ng.wwbeJD7qAbydb3aD_W9ocuSZyB8&amp;auth_type=web\",\n    \"expiry_seconds\": 1200\n  }\n}\n\n</code></pre>\n<h4 id=\"response-parameters\">Response Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.client_id</td>\n<td>string</td>\n<td>Unique client session ID for Digilocker flow.</td>\n</tr>\n<tr>\n<td>data.token</td>\n<td>string</td>\n<td>Secure session token used for Digilocker authentication.</td>\n</tr>\n<tr>\n<td>data.url</td>\n<td>string</td>\n<td>URL to redirect the user to complete Digilocker authentication and document access.</td>\n</tr>\n<tr>\n<td>data.expiry_seconds</td>\n<td>number</td>\n<td>Session validity in seconds (derived from <code>expiry_minutes</code>).</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Digilocker Initialize</td>\n<td>300–800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"error-handling\">Error Handling</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Successful</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Bad Request or Missing Inputs</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Validation error</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal server error</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<p>⚡ <strong>Usage Tip:</strong></p>\n<ul>\n<li><p>Use the returned <code>url</code> to redirect the user to Digilocker.</p>\n</li>\n<li><p>Track <code>transaction_id</code> for debugging and reconciliation.</p>\n</li>\n<li><p>Ensure <code>expiry_minutes</code> is sufficient for the user journey (recommended: 15–30 minutes).</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","digilocker","initialize"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"698534ad-bb17-43d9-aec3-6c72104981cc","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"signup_flow\":false,\n    \"redirect_url\":\"https://finb.tech\",\n    \"expiry_minutes\":20,\n    \"remark\" :\"Optional Field\"\n    \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/digilocker/initialize"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:35:01 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"605"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"25d-6E0nWZbsyNwrHJf2bk1f/+Y+gkM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T08:35:01.629Z\",\n    \"transaction_id\": \"TXN-4770b978-d8f2-432b-be5b-558ae5fbabed\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"digilocker_fOolddpdihfeCQvyLpUq\",\n        \"token\": \".eJyrVkrOyUzNK4nPTFGyUkrJTM_MyU_OTi2KT_PPz0lJKUjJzEhLdQ4sq_QpCC1U0lFKTyxJLU-sBKotKMpPKU0uyczPAwqXVBakouhXqgUA3HEgow.aME4Ng.wwbeJD7qAbydb3aD_W9ocuSZyB8\",\n        \"url\": \"https://digilocker-sdk.notbot.in/?gateway=production&type=digilocker&token=.eJyrVkrOyUzNK4nPTFGyUkrJTM_MyU_OTi2KT_PPz0lJKUjJzEhLdQ4sq_QpCC1U0lFKTyxJLU-sBKotKMpPKU0uyczPAwqXVBakouhXqgUA3HEgow.aME4Ng.wwbeJD7qAbydb3aD_W9ocuSZyB8&auth_type=web\",\n        \"expiry_seconds\": 1200\n    }\n}"},{"id":"ccab6784-86be-4bcc-917d-01f97ab03265","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n    \"signup_flow\":,\n    \"redirect_url\":\"https://finb.tech\",\n    \"expiry_minutes\":20,\n    \"remark\" :\"Optional Field\"\n    \n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/digilocker/initialize"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":null,"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Unexpected token , in JSON at position 20\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"bc21a629-dac0-41e4-b6ed-33b71b13bc5a"},{"name":"Check Status","id":"75c75b6c-7cae-430d-a250-dc33ede3c88d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":"https://live.totalekyc.com/api/kyc/digilocker/status?client_id={{client_id}}&remark=Optional client note or reference","description":"<h3 id=\"description\">Description</h3>\n<p>This API is used to <strong>check the current status</strong> of a Digilocker session initialized using the <code>initialize</code> API.</p>\n<p>It returns whether the flow is completed, failed, or still in progress, along with additional flags such as Aadhaar linkage and error information.</p>\n<hr />\n<h3 id=\"request\">Request</h3>\n<h4 id=\"query-parameters\">Query Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>client_id</td>\n<td>string</td>\n<td>Yes</td>\n<td>The unique client session ID received from the <code>initialize</code> API.</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>string</td>\n<td>No</td>\n<td>Optional field for client-side notes or references.</td>\n</tr>\n</tbody>\n</table>\n</div><h5 id=\"example-request\">Example Request</h5>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">GET https://uat.totalekyc.com/api/kyc/digilocker/status?client_id={{client_id}}&amp;remark=Optional client note or reference\n\n</code></pre>\n<hr />\n<h3 id=\"response\">Response</h3>\n<h4 id=\"success-response-200-ok\">Success Response (200 OK)</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-09-10T08:44:56.690Z\",\n  \"transaction_id\": \"TXN-690f6932-c41d-4b53-ab35-421abcdcf37b\",\n  \"status\": \"success\",\n  \"data\": {\n    \"error_description\": null,\n    \"status\": \"completed\",\n    \"completed\": true,\n    \"failed\": false,\n    \"error_count\": 0,\n    \"aadhaar_linked\": true\n  }\n}\n\n</code></pre>\n<h4 id=\"response-parameters\">Response Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.error_description</td>\n<td>string</td>\n<td>Details of the error if the request failed, otherwise <code>null</code>.</td>\n</tr>\n<tr>\n<td>data.status</td>\n<td>string</td>\n<td>Current Digilocker flow status: <code>client_initiated</code>, <code>completed</code>, or <code>oauth_failed</code>.</td>\n</tr>\n<tr>\n<td>data.completed</td>\n<td>boolean</td>\n<td><code>true</code> if the flow was successfully completed.</td>\n</tr>\n<tr>\n<td>data.failed</td>\n<td>boolean</td>\n<td><code>true</code> if the flow failed.</td>\n</tr>\n<tr>\n<td>data.error_count</td>\n<td>number</td>\n<td>Number of errors encountered during the flow.</td>\n</tr>\n<tr>\n<td>data.aadhaar_linked</td>\n<td>boolean</td>\n<td>Indicates if Aadhaar was linked successfully in the Digilocker flow.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-handling-tips\">Status Handling Tips</h3>\n<ul>\n<li><p>Typical status flow: <strong><code>client_initiated</code></strong> <strong>→</strong> <strong><code>completed</code></strong> <strong>or</strong> <code>oauth_failed</code>.</p>\n</li>\n<li><p>Always check <code>completed</code> and <code>oauth_failed</code> booleans for final state.</p>\n</li>\n<li><p>If <code>aadhaar_linked</code> = <code>true</code>, you can safely call the <strong>Aadhaar XML retrieval</strong> endpoint.</p>\n</li>\n<li><p>If <code>failed</code> = <code>true</code>, log the <code>error_description</code> and report to support.</p>\n</li>\n<li><p>Use <strong>exponential backoff polling</strong> when checking status (avoid aggressive polling).</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Digilocker Check Status</td>\n<td>300–700 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"error-handling\">Error Handling</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Successful</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid or missing <code>client_id</code></td>\n</tr>\n<tr>\n<td>422</td>\n<td>Validation error</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal server error</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<p>⚡ <strong>Usage Tip:</strong></p>\n<p>Use this API in a loop (with backoff) until the status changes to either <strong><code>completed</code></strong> or <strong><code>failed</code></strong>.</p>\n","urlObject":{"path":["api","kyc","digilocker","status"],"host":["https://live.totalekyc.com"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"remark","value":"Optional client note or reference"}],"variable":[]}},"response":[{"id":"1918dae0-0303-45da-83e0-5a763a7c3521","name":"Access Granted (200)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/status?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","status"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:44:56 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"244"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"f4-lLdmZcn208tbp/8wPd5KR9W5u/k\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T08:44:56.690Z\",\n    \"transaction_id\": \"TXN-690f6932-c41d-4b53-ab35-421abcdcf37b\",\n    \"status\": \"success\",\n    \"data\": {\n        \"error_description\": null,\n        \"status\": \"completed\",\n        \"completed\": true,\n        \"failed\": false,\n        \"error_count\": 0,\n        \"aadhaar_linked\": true\n    }\n}"},{"id":"8e0784b7-a1a4-4f0f-be83-6720397a8f38","name":"Access Denied (200)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/status?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","status"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:04:44 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"288"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"120-Mk3RunD2Adkjqt69y3cYOk+GgnE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T08:04:44.851Z\",\n    \"transaction_id\": \"TXN-fc9a8a7e-7769-415b-b873-3a9617d6d13b\",\n    \"status\": \"success\",\n    \"data\": {\n        \"error_description\": \"The user denied access to your application\",\n        \"status\": \"oauth_failed\",\n        \"completed\": false,\n        \"failed\": true,\n        \"error_count\": 0,\n        \"aadhaar_linked\": false\n    }\n}"},{"id":"69d5f318-a08e-47f4-8e28-d6949c7e7786","name":"Client Initiated (200)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/status?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","status"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:06:23 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"253"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"fd-Tv7YL3QqNckTfPq59Go7q9vyywM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T08:06:23.990Z\",\n    \"transaction_id\": \"TXN-d97ba809-5380-4e61-b430-b0bdd3d3544f\",\n    \"status\": \"success\",\n    \"data\": {\n        \"error_description\": null,\n        \"status\": \"client_initiated\",\n        \"completed\": false,\n        \"failed\": false,\n        \"error_count\": 0,\n        \"aadhaar_linked\": false\n    }\n}"}],"_postman_id":"75c75b6c-7cae-430d-a250-dc33ede3c88d"},{"name":"Check Aadhar XML","id":"20c83375-352e-409e-a3f5-b20b0d06d594","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":"https://live.totalekyc.com/api/kyc/digilocker/aadhar-xml?client_id={{client_id}}&remark=Optional client note or reference","description":"<h3 id=\"description\">Description</h3>\n<p>This API retrieves the <strong>Aadhaar XML data and metadata</strong> after successful Digilocker consent.</p>\n<p>It provides parsed Aadhaar information such as <strong>name, DOB, gender, address, masked Aadhaar, and profile image</strong> along with a signed <code>xml_url</code> for downloading the official XML file.</p>\n<hr />\n<h3 id=\"request\">Request</h3>\n<h4 id=\"query-parameters\">Query Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>client_id</td>\n<td>string</td>\n<td>Yes</td>\n<td>The unique client session ID received from the <code>initialize</code> API.</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>string</td>\n<td>No</td>\n<td>Optional field for client-side notes or references.</td>\n</tr>\n</tbody>\n</table>\n</div><h5 id=\"example-request\">Example Request</h5>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>GET https://uat.totalekyc.com/api/kyc/digilocker/aadhar-xml?client_id={{client_id}}&amp;remark=Optional client note or reference\n\n</code></pre><hr />\n<h3 id=\"response\">Response</h3>\n<h4 id=\"success-response-200-ok\">Success Response (200 OK)</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-09-10T08:45:24.554Z\",\n  \"transaction_id\": \"TXN-9c31bdfb-9fc8-4629-b62f-f4ad18e320ee\",\n  \"status\": \"success\",\n  \"data\": {\n    \"client_id\": \"digilocker_tRLuRageoutAscrbKXlN\",\n    \"digilocker_metadata\": {\n      \"name\": \"AMAN SHARMA\",\n      \"gender\": \"M\",\n      \"dob\": \"1990-11-20\"\n    },\n    \"aadhaar_xml_data\": {\n      \"full_name\": \"Aman Sharma\",\n      \"care_of\": \"S/O Rohin Singh\",\n      \"dob\": \"1990-11-20\",\n      \"yob\": \"1990\",\n      \"zip\": \"149164\",\n      \"profile_image\": \"&lt;Base64 string&gt;\",\n      \"gender\": \"M\",\n      \"masked_aadhaar\": \"XXXXXXXX1627\",\n      \"full_address\": \"123, Green Park, Near Metro Station, New Delhi South Delhi Delhi India\",\n      \"father_name\": \"S/O Rohin Singh\",\n      \"address\": {\n        \"country\": \"India\",\n        \"dist\": \"Delhi\",\n        \"state\": \"Delhi\",\n        \"po\": \"South Delhi\",\n        \"house\": \"12\",\n        \"loc\": \"123, Green Park, Near Metro Station,\",\n        \"vtc\": \"South Delhi\",\n        \"subdist\": \"South Delhi\",\n        \"street\": \".\",\n        \"landmark\": \".\"\n      }\n    },\n    \"xml_url\": \"https://aadhaar-kyc-docs.s3.amazonaws.com/finbapp/digilocker/digilocker_tR-...&amp;X-Amz-Signature=...\"\n    \"auid\": \"6fa8e2f3ed067c11\"\n }\n}\n\n</code></pre>\n<hr />\n<h4 id=\"response-parameters\">Response Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.client_id</td>\n<td>string</td>\n<td>Client session ID linked with the Digilocker request.</td>\n</tr>\n<tr>\n<td>data.digilocker_metadata.name</td>\n<td>string</td>\n<td>Name as returned by Digilocker metadata.</td>\n</tr>\n<tr>\n<td>data.digilocker_metadata.gender</td>\n<td>string</td>\n<td>Gender (M/F/O).</td>\n</tr>\n<tr>\n<td>data.digilocker_metadata.dob</td>\n<td>string</td>\n<td>Date of birth (YYYY-MM-DD).</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.full_name</td>\n<td>string</td>\n<td>Full name as per Aadhaar.</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.care_of</td>\n<td>string</td>\n<td>Care-of (Father/Guardian/Spouse) details.</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.dob</td>\n<td>string</td>\n<td>Date of birth (YYYY-MM-DD).</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.yob</td>\n<td>string</td>\n<td>Year of birth.</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.zip</td>\n<td>string</td>\n<td>Pincode/ZIP code.</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.profile_image</td>\n<td>string</td>\n<td>Base64-encoded Aadhaar profile photo.</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.gender</td>\n<td>string</td>\n<td>Gender (M/F/O).</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.masked_aadhaar</td>\n<td>string</td>\n<td>Masked Aadhaar number (last 4 digits visible).</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.full_address</td>\n<td>string</td>\n<td>Complete concatenated Aadhaar address.</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.father_name</td>\n<td>string</td>\n<td>Father’s name (if available).</td>\n</tr>\n<tr>\n<td>data.aadhaar_xml_data.address</td>\n<td>object</td>\n<td>Structured Aadhaar address object (country, state, district, sub-district, locality, etc.).</td>\n</tr>\n<tr>\n<td>data.xml_url</td>\n<td>string</td>\n<td>Pre-signed AWS S3 URL to download the official Aadhaar XML file (expires after defined TTL).</td>\n</tr>\n<tr>\n<td>auid</td>\n<td>string</td>\n<td>Unique Aadhaar Identifier</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-handling-tips\">Status Handling Tips</h3>\n<ul>\n<li><p>Ensure you call this API <strong>only after</strong> <strong><code>status</code></strong> <strong>API shows</strong> <strong><code>completed</code></strong> <strong>and</strong> <strong><code>aadhaar_linked = true</code></strong>.</p>\n</li>\n<li><p>Use <code>xml_url</code> if you require the <strong>raw signed XML</strong> for compliance or archival.</p>\n</li>\n<li><p>Use <code>aadhaar_xml_data</code> object for <strong>parsed Aadhaar data</strong> in structured JSON format.</p>\n</li>\n<li><p>Handle <code>profile_image</code> as a <strong>Base64 string</strong> → Convert to image file when needed.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Digilocker Check Aadhaar XML</td>\n<td>300–1100 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"status-code\">Status Code</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Successful</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Access Denied Or Access Pending</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal server error</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","digilocker","aadhar-xml"],"host":["https://live.totalekyc.com"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"remark","value":"Optional client note or reference"}],"variable":[]}},"response":[{"id":"1bce15f0-a13d-42be-84b4-424a878aa875","name":"Successful (200)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/aadhar-xml?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","aadhar-xml"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:45:24 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"8253"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"203d-TYN4VJTaK8UNBWYiqr7OjALfjhA\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T08:45:24.554Z\",\n    \"transaction_id\": \"TXN-9c31bdfb-9fc8-4629-b62f-f4ad18e320ee\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"digilocker_tRLuRageoutAscrbKXlN\",\n        \"digilocker_metadata\": {\n            \"name\": \"AMAN SHARMA\",\n            \"gender\": \"M\",\n            \"dob\": \"1990-11-20\"\n        },\n        \"aadhaar_xml_data\": {\n            \"full_name\": \"Aman Sharma\",\n            \"care_of\": \"S/O Rohin Singh\",\n            \"dob\": \"1990-11-20\",\n            \"yob\": \"1990\",\n            \"zip\": \"149164\",\n            \"profile_image\": \"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\",\n            \"gender\": \"M\",\n            \"masked_aadhaar\": \"XXXXXXXX1627\",\n            \"full_address\": \"123, Green Park, Near Metro Station, New Delhi South Delhi Delhi India\",\n            \"father_name\": \"S/O Rohin Singh\",\n            \"address\": {\n                \"country\": \"India\",\n                \"dist\": \"Delhi\",\n                \"state\": \"Delhi\",\n                \"po\": \"South Delhi\",\n                \"house\": 12\",\n                \"loc\": \"123, Green Park, Near Metro Station,\",\n                \"vtc\": \"South Delhi\",\n                \"subdist\": \"Sout Delhi\",\n                \"street\": \".\",\n                \"landmark\": \".\"\n            }\n        },\n        \"xml_url\": \"https://aadhaar-kyc-docs.s3.amazonaws.com/finbapp/digilocker/digilocker_tR-Credential=AKIAY5K3QRM5KVPBYKKE%2F20250910%2Fap-south-1%2Fs3%2Faws4_request&X-Amz-Date=20250910T084524Z&X-Amz-Expires=600&X-Amz-SignedHeaders=host&X-Amz-Signature=b4ae00a6aebc1bf1f7bd294fbe2df58250985760773954b31cef90a3e2286857\"\n\n        \"auid\": \"6fa8e2f3ed067c11\"\n    }\n}"},{"id":"91711eef-75ed-4a6b-80a6-e0b0db303f6b","name":"Access Pending (422)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/aadhar-xml?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","aadhar-xml"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"Unprocessable Entity","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:34:32 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"157"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9d-GWE26Dv6p8CkHuTcFMd7zM0bINM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-10T08:34:32.495Z\",\n    \"transaction_id\": \"TXN-0d3053ea-27a3-45e5-b8b5-602dc97653a7\",\n    \"error_message\": \"Client ID is expired.\"\n}"},{"id":"5450be94-7e17-487e-968c-84b3962d7744","name":"Access Denied (422)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/aadhar-xml?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","aadhar-xml"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"Unprocessable Entity","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:35:51 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"157"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9d-yj7PLuLFn35GEgAltBkcCWbpOnM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-10T08:35:51.280Z\",\n    \"transaction_id\": \"TXN-cbfd8ff7-fbcf-4be8-a518-f5bf46bcb6a2\",\n    \"error_message\": \"Client ID is expired.\"\n}"}],"_postman_id":"20c83375-352e-409e-a3f5-b20b0d06d594"},{"name":"List Documents","id":"2c0cdc17-d8f6-4e04-b21e-b7ec8cb37e1f","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":"https://live.totalekyc.com/api/kyc/digilocker/list-documents?client_id={{client_id}}&remark=Optional client note or reference","description":"<h3 id=\"description\">Description</h3>\n<p>This API retrieves a <strong>list of all documents available in the user’s Digilocker account</strong> after successful consent.</p>\n<p>Each entry includes the <strong>file ID, document type, issuer, and download status</strong>, which can be used to fetch or validate documents individually.</p>\n<hr />\n<h3 id=\"request\">Request</h3>\n<h4 id=\"query-parameters\">Query Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>client_id</td>\n<td>string</td>\n<td>Yes</td>\n<td>Unique client session ID generated from the <code>initialize</code> API.</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>string</td>\n<td>No</td>\n<td>Optional field for client-side notes or references.</td>\n</tr>\n</tbody>\n</table>\n</div><h5 id=\"example-request\">Example Request</h5>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">GET https://uat.totalekyc.com/api/kyc/digilocker/list-documents?client_id={{client_id}}&amp;remark=Optional client note or reference\n\n</code></pre>\n<hr />\n<h3 id=\"response\">Response</h3>\n<h4 id=\"success-response-200-ok\">Success Response (200 OK)</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-09-10T05:05:32.983Z\",\n  \"transaction_id\": \"TXN-034c3873-b9f8-4323-abc5-d9773571bd6f\",\n  \"status\": \"success\",\n  \"data\": [\n    {\n      \"file_id\": \"digilocker_file_fhoSjiqttsyQepcQq\",\n      \"name\": \"Aadhaar Card\",\n      \"doc_type\": \"ADHAR\",\n      \"downloaded\": true,\n      \"issuer\": \"Unique Identification Authority of India (UIDAI)\",\n      \"description\": \"Aadhaar Card\"\n    },\n    {\n      \"file_id\": \"digilocker_file_EmhXxbbfctisaOkiyrgp\",\n      \"name\": \"Class XII Passing Certificate\",\n      \"doc_type\": \"HPCER\",\n      \"downloaded\": true,\n      \"issuer\": \"Central Board of Secondary Education\",\n      \"description\": \"Class XII Passing Certificate\"\n    },\n    {\n      \"file_id\": \"aadhaar\",\n      \"name\": \"Aadhaar Card\",\n      \"doc_type\": \"ADHAR\",\n      \"downloaded\": true,\n      \"issuer\": \"Unique Identification Authority of India (UIDAI)\",\n      \"description\": \"Aadhaar Card\"\n    }\n  ]\n}\n\n</code></pre>\n<hr />\n<h4 id=\"response-parameters\">Response Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data</td>\n<td>array</td>\n<td>Array of available Digilocker documents.</td>\n</tr>\n<tr>\n<td>data[].file_id</td>\n<td>string</td>\n<td>Unique identifier for the document file (used for download).</td>\n</tr>\n<tr>\n<td>data[].name</td>\n<td>string</td>\n<td>Name of the document (e.g., Aadhaar Card, Passing Certificate).</td>\n</tr>\n<tr>\n<td>data[].doc_type</td>\n<td>string</td>\n<td>Document type code as defined by Digilocker (e.g., ADHAR, HPCER).</td>\n</tr>\n<tr>\n<td>data[].downloaded</td>\n<td>boolean</td>\n<td>Whether the document has been successfully fetched/downloaded.</td>\n</tr>\n<tr>\n<td>data[].issuer</td>\n<td>string</td>\n<td>Issuing authority of the document.</td>\n</tr>\n<tr>\n<td>data[].description</td>\n<td>string</td>\n<td>Short description of the document.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"usage-notes\">Usage Notes</h3>\n<ul>\n<li><p>Use the <strong><code>file_id</code></strong> to fetch/download the actual document via the <strong><code>download-document</code></strong> <strong>API</strong>.</p>\n</li>\n<li><p><code>downloaded = true</code> indicates the document is already fetched once; however, it can still be re-downloaded.</p>\n</li>\n<li><p>Some documents may appear multiple times (e.g., Aadhaar card in different categories).</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Digilocker List Documents</td>\n<td>400–900 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"error-handling\">Error Handling</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Successful</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Access Denied or Access Pending</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal server error.</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","digilocker","list-documents"],"host":["https://live.totalekyc.com"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"remark","value":"Optional client note or reference"}],"variable":[]}},"response":[{"id":"a5cec699-73b8-4318-937b-ddf7e54a2353","name":"Successful(200)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/list-documents?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","list-documents"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 05:05:32 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"718"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"2ce-STo8z+Fk1dzChgyQsNq/EOrkBmI\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T05:05:32.983Z\",\n    \"transaction_id\": \"TXN-034c3873-b9f8-4323-abc5-d9773571bd6f\",\n    \"status\": \"success\",\n    \"data\": [\n        {\n            \"file_id\": \"digilocker_file_fhoSjiqttsyIyXQepcQq\",\n            \"name\": \"Aadhaar Card\",\n            \"doc_type\": \"ADHAR\",\n            \"downloaded\": true,\n            \"issuer\": \"Unique Identification Authority of India (UIDAI)\",\n            \"description\": \"Aadhaar Card\"\n        },\n        {\n            \"file_id\": \"digilocker_file_EmhXxbbfctisaOkiyrgp\",\n            \"name\": \"Class XII Passing Certificate\",\n            \"doc_type\": \"HPCER\",\n            \"downloaded\": true,\n            \"issuer\": \"Central Board of Secondary Education\",\n            \"description\": \"Class XII Passing Certificate\"\n        },\n        {\n            \"file_id\": \"aadhaar\",\n            \"name\": \"Aadhaar Card\",\n            \"doc_type\": \"ADHAR\",\n            \"downloaded\": true,\n            \"issuer\": \"Unique Identification Authority of India (UIDAI)\",\n            \"description\": \"Aadhaar Card\"\n        }\n    ]\n}"},{"id":"462a8e09-b443-4601-a5f6-6fcd32093b10","name":"Access Pending (422)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/list-documents?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","list-documents"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"Unprocessable Content","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:09:40 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"135"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"87-sJMyEhrvZWgvXj6jO03q0ncBhwo\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-10T08:57:03.314Z\",\n    \"transaction_id\": \"TXN-7a43cb9a-86ce-4e9f-a764-b02540bd8cfd\",\n    \"error_message\": \"Oauth not completed yet\"\n}"},{"id":"89b9f371-bba4-4e93-86a4-9e27e4b964b1","name":"Access Denied (422)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/list-documents?client_id={{client_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","list-documents"],"query":[{"key":"client_id","value":"{{client_id}}"}]}},"status":"Unprocessable Content","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:48:36 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"135"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"87-LyAnCn8s9jSAsta37NMPAV7Iqcs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-10T08:57:42.023Z\",\n    \"transaction_id\": \"TXN-69f295c4-7e43-46ce-97aa-b29ceecba0e1\",\n    \"error_message\": \"Oauth not completed yet\"\n}"}],"_postman_id":"2c0cdc17-d8f6-4e04-b21e-b7ec8cb37e1f"},{"name":"Download Documents","id":"a26036b6-e6f1-4a27-96f2-ee6db71eb819","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":"https://live.totalekyc.com/api/kyc/digilocker/document?client_id={{client_id}}&file_id={{file_id}}&remark=Optional client note or reference","description":"<h3 id=\"description\">Description</h3>\n<p>This API downloads a <strong>specific document from the user’s Digilocker account</strong> using the provided <code>file_id</code>.</p>\n<p>It returns a <strong>pre-signed S3 download URL</strong> along with the document MIME type (e.g., <code>application/pdf</code>).</p>\n<hr />\n<h3 id=\"request\">Request</h3>\n<h4 id=\"query-parameters\">Query Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Required</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>client_id</td>\n<td>string</td>\n<td>Yes</td>\n<td>Unique client session ID generated from the <code>initialize</code> API.</td>\n</tr>\n<tr>\n<td>file_id</td>\n<td>string</td>\n<td>Yes</td>\n<td>The document identifier received from the <code>list-documents</code> API.</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>string</td>\n<td>No</td>\n<td>Optional field for client-side notes or references.</td>\n</tr>\n</tbody>\n</table>\n</div><h5 id=\"example-request\">Example Request</h5>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code>GET https://uat.totalekyc.com/api/kyc/digilocker/document?client_id={{client_id}}&amp;file_id={{file_id}}&amp;remark=Optional client note or reference\n\n</code></pre><hr />\n<h3 id=\"response\">Response</h3>\n<h4 id=\"success-response-200-ok\">Success Response (200 OK)</h4>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-09-10T08:46:35.339Z\",\n  \"transaction_id\": \"TXN-181d3e1e-b414-4f62-a48a-be9540200541\",\n  \"status\": \"success\",\n  \"data\": {\n    \"download_url\": \"https://aadhaar-kyc-docs.s3.amazonaws.com/finbapp/digilocker/digilocker_tRLuRageoutAscrbKXlN/aadhaar_1757493995065253.pdf?response-content-type=ap600&amp;X-Amz-SignedHeaders=host&amp;X-Amz-Signature=6f4acfc9e2ac4510d01b9ce37d8369c59250d94f66b4b09ed48236b8dfd59610\",\n    \"mime_type\": \"application/pdf\"\n  }\n}\n\n</code></pre>\n<hr />\n<h4 id=\"response-parameters\">Response Parameters</h4>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.download_url</td>\n<td>string</td>\n<td>Pre-signed AWS S3 URL to download the requested document.</td>\n</tr>\n<tr>\n<td>data.mime_type</td>\n<td>string</td>\n<td>MIME type of the document (e.g., <code>application/pdf</code>, <code>image/jpeg</code>).</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"usage-notes\">Usage Notes</h3>\n<ul>\n<li><p>Use the <code>file_id</code> obtained from the <strong>List Documents API</strong> to fetch the desired document.</p>\n</li>\n<li><p>The <code>download_url</code> is a <strong>time-limited pre-signed URL</strong>; download the file before expiry.</p>\n</li>\n<li><p>Respect the <strong>MIME type</strong> to handle file rendering (e.g., open PDFs with a PDF viewer, display images inline).</p>\n</li>\n<li><p>Documents are generally returned in <strong>PDF</strong> format, but other MIME types may appear depending on the issuer.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Digilocker Download Documents</td>\n<td>300–500 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"status-code\">Status Code</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Successful</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Access Denied Or Access Pending</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal server error</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","digilocker","document"],"host":["https://live.totalekyc.com"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"file_id","value":"{{file_id}}"},{"key":"remark","value":"Optional client note or reference"}],"variable":[]}},"response":[{"id":"e92b90f1-55a1-4262-929c-3e6a71ad3550","name":"Successful (200)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/document?client_id={{client_id}}&file_id={{file_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","document"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"file_id","value":"{{file_id}}"}]}},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:46:35 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"604"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"25c-iyybQl9Xpoed4QV904I2lNchejI\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-10T08:46:35.339Z\",\n    \"transaction_id\": \"TXN-181d3e1e-b414-4f62-a48a-be9540200541\",\n    \"status\": \"success\",\n    \"data\": {\n        \"download_url\": \"https://aadhaar-kyc-docs.s3.amazonaws.com/finbapp/digilocker/digilocker_tRLuRageoutAscrbKXlN/aadhaar_1757493995065253.pdf?response-content-type=ap600&X-Amz-SignedHeaders=host&X-Amz-Signature=6f4acfc9e2ac4510d01b9ce37d8369c59250d94f66b4b09ed48236b8dfd59610\",\n        \"mime_type\": \"application/pdf\"\n    }\n}"},{"id":"d639e0f4-a40e-4b02-8b01-101a6c33cbce","name":"Access Denied (422)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/document?client_id={{client_id}}&file_id={{file_id}}","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","document"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"file_id","value":"{{file_id}}"}]}},"status":"Unprocessable Entity","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 10 Sep 2025 08:36:35 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"153"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"99-iqGLKC32Nb16toafih/U8XUHA1Y\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-10T08:36:35.174Z\",\n    \"transaction_id\": \"TXN-b8d9d743-f7ab-4784-969c-1ad034e77439\",\n    \"error_message\": \"File ID not found\"\n}"},{"id":"ba9a8698-450f-4fd5-b570-b0ba94996015","name":"Access Pending (422)","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"YOUR_BEARER_TOKEN","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":{"raw":"https://live.totalekyc.com/api/kyc/digilocker/document?client_id={{client_id}}&file_id={{file_id}}&remark=Optional client note or reference","host":["https://live.totalekyc.com"],"path":["api","kyc","digilocker","document"],"query":[{"key":"client_id","value":"{{client_id}}"},{"key":"file_id","value":"{{file_id}}"},{"key":"remark","value":"Optional client note or reference"}]}},"_postman_previewlanguage":"Text","header":null,"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-10T08:38:35.174Z\",\n    \"transaction_id\": \"TXN-b8d9d743-f7ab-4784-969c-1ad034e77439\",\n    \"error_message\": \"File ID not found\"\n}"}],"_postman_id":"a26036b6-e6f1-4a27-96f2-ee6db71eb819"}],"id":"798798bd-8326-46d5-80b4-d807a30e952e","_postman_id":"798798bd-8326-46d5-80b4-d807a30e952e","description":""},{"name":"Bank Verification","item":[{"name":"Bank Verification Penny Drop","id":"a7a46de5-1518-41e4-99cd-de0c144586ab","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"182XX13XX19881\",\r\n    \"ifsc\": \"BXXBXXANKXX\",\r\n    \"ifsc_details\": true ,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennydrop","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>Bank Verification – Penny Drop API</strong> enables real-time validation of a bank account by initiating a micro-transaction and verifying the account holder’s name. This process ensures the legitimacy of a bank account and is commonly used in scenarios such as:</p>\n<h2 id=\"use-cases\">Use Cases</h2>\n<ul>\n<li><p><strong>Digital KYC &amp; Onboarding</strong>: Ensure the bank account belongs to the user being onboarded during registration or KYC workflows.</p>\n</li>\n<li><p><strong>Beneficiary Verification</strong>: Confirm the account details of payout recipients before initiating financial transfers.</p>\n</li>\n<li><p><strong>Fraud Prevention</strong>: Avoid disbursing funds to incorrect or fake accounts.</p>\n</li>\n<li><p><strong>Lending &amp; Insurance</strong>: Validate bank account ownership prior to disbursing loans or insurance claims.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<h3 id=\"base-url\">Base URL</h3>\n<ul>\n<li><strong>Production</strong>: <code>https://live.totalekyc.com/api/kyc/bank/verification/pennydrop</code></li>\n</ul>\n<h3 id=\"http-method\">HTTP Method</h3>\n<ul>\n<li><code>POST</code></li>\n</ul>\n<h3 id=\"authentication\">Authentication</h3>\n<ul>\n<li><strong>Type</strong>: Bearer Token (required in headers)</li>\n</ul>\n<hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-json\">Request Body (JSON)</h2>\n<h3 id=\"parameters\">Parameters</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Format</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>account_number</code></td>\n<td>String</td>\n<td>Bank account number to verify</td>\n</tr>\n<tr>\n<td><code>ifsc</code></td>\n<td>String</td>\n<td>IFSC code of the bank</td>\n</tr>\n<tr>\n<td><code>ifsc_details</code></td>\n<td>Boolean</td>\n<td>Optional flag to return IFSC details</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.status</code></td>\n<td>boolean</td>\n<td>Status of account verification</td>\n</tr>\n<tr>\n<td><code>data.upi_id</code></td>\n<td>string</td>\n<td>UPI ID linked to the account (if available)</td>\n</tr>\n<tr>\n<td><code>data.remarks</code></td>\n<td>string</td>\n<td>Remarks/response message</td>\n</tr>\n<tr>\n<td><code>data.client_id</code></td>\n<td>string</td>\n<td>Client reference identifier</td>\n</tr>\n<tr>\n<td><code>data.full_name</code></td>\n<td>string</td>\n<td>Account holder’s full name</td>\n</tr>\n<tr>\n<td><code>data.imps_ref_no</code></td>\n<td>string</td>\n<td>IMPS reference number</td>\n</tr>\n<tr>\n<td><code>data.account_exists</code></td>\n<td>boolean</td>\n<td>Indicates if the account exists</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.id</code></td>\n<td>integer</td>\n<td>Internal identifier for IFSC record</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.upi</code></td>\n<td>boolean</td>\n<td>Whether UPI is supported</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.bank</code></td>\n<td>string</td>\n<td>Bank name</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.city</code></td>\n<td>string</td>\n<td>Bank branch city</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.ifsc</code></td>\n<td>string</td>\n<td>IFSC code</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.imps</code></td>\n<td>boolean</td>\n<td>Whether IMPS is supported</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.micr</code></td>\n<td>string</td>\n<td>MICR code</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.neft</code></td>\n<td>boolean</td>\n<td>Whether NEFT is supported</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.rtgs</code></td>\n<td>boolean</td>\n<td>Whether RTGS is supported</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.state</code></td>\n<td>string</td>\n<td>Bank branch state</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.swift</code></td>\n<td>string</td>\n<td>SWIFT code</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.branch</code></td>\n<td>string</td>\n<td>Branch name</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.centre</code></td>\n<td>string</td>\n<td>Bank centre name</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.address</code></td>\n<td>string</td>\n<td>Bank branch address</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.contact</code></td>\n<td>string</td>\n<td>Branch contact number</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.iso3166</code></td>\n<td>string</td>\n<td>ISO3166 state code</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.district</code></td>\n<td>string</td>\n<td>District of the branch</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.bank_code</code></td>\n<td>string</td>\n<td>Bank code abbreviation</td>\n</tr>\n<tr>\n<td><code>data.transaction_info.reqid</code></td>\n<td>string</td>\n<td>Request ID</td>\n</tr>\n<tr>\n<td><code>data.transaction_info.chanref</code></td>\n<td>string</td>\n<td>Channel reference ID</td>\n</tr>\n<tr>\n<td><code>data.transaction_info.txn_type</code></td>\n<td>string</td>\n<td>Transaction type</td>\n</tr>\n<tr>\n<td><code>data.transaction_info.nw_txn_refid</code></td>\n<td>string</td>\n<td>Network transaction reference ID</td>\n</tr>\n<tr>\n<td><code>data.transaction_info.reference_id</code></td>\n<td>integer</td>\n<td>Internal transaction reference ID</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Penny Drop</td>\n<td>300–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>200</code></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td><code>422</code></td>\n<td>Unprocessable Entity</td>\n<td>Wrong Account Number</td>\n</tr>\n<tr>\n<td><code>400</code></td>\n<td>Bad Request</td>\n<td>Invalid IFSC Code</td>\n</tr>\n<tr>\n<td><code>403</code></td>\n<td>Unauthorized</td>\n<td>API key is missing or invalid</td>\n</tr>\n<tr>\n<td><code>500</code></td>\n<td>Internal Server Error</td>\n<td>Unexpected error on server</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Ensure that both <code>id_number</code> and <code>ifsc</code> are accurate and properly formatted.</p>\n</li>\n<li><p>A valid Bearer token must be provided in the Authorization header.</p>\n</li>\n<li><p>Use <code>ifsc_details: true</code> if IFSC-related metadata is needed in the response.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","bank","verification","pennydrop"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"1d55a8ea-f68c-47ce-a71b-f0efa6df40a0","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"1257XX5XX13XX1\",\r\n    \"ifsc\": \"BAXX0XXNKXX\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennydrop"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 06 May 2025 05:10:52 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"678"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"2a6-EIMgFkjmnCgOZLP9Yx7prENiM7c\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-09-05T11:34:18.198Z\",\n  \"transaction_id\": \"TXN-ab12cd34-ef56-7890-gh12-ijklmn345678\",\n  \"status\": \"success\",\n  \"data\": {\n    \"status\": true,\n    \"upi_id\": \"dummyuser123@bank\",\n    \"remarks\": \"Dummy transaction processed\",\n    \"client_id\": \"CLI-000111222333\",\n    \"full_name\": \"JOHN DOE\",\n    \"imps_ref_no\": \"998877665544\",\n    \"account_exists\": true,\n    \"ifsc_details\": {\n      \"id\": 999,\n      \"upi\": true,\n      \"bank\": \"DUMMY BANK LTD\",\n      \"city\": \"DUMMYCITY\",\n      \"ifsc\": \"DUMM0123456\",\n      \"imps\": true,\n      \"micr\": \"123456789\",\n      \"neft\": true,\n      \"rtgs\": true,\n      \"state\": \"DUMMYSTATE\",\n      \"swift\": \"DUMMYINBBXXX\",\n      \"branch\": \"DUMMY BRANCH\",\n      \"centre\": \"DUMMY CENTRE\",\n      \"address\": \"123, Dummy Street, Dummy Area\",\n      \"contact\": \"+91-9999999999\",\n      \"iso3166\": \"IN-XX\",\n      \"district\": \"DUMMYDISTRICT\",\n      \"bank_code\": \"DUMY\"\n    },\n    \"transaction_info\": {\n      \"reqid\": \"REQ-1234567890\",\n      \"chanref\": \"CHAN-1234567890\",\n      \"txn_type\": \"DUMMYTXN\",\n      \"nw_txn_refid\": \"REF-0987654321\",\n      \"reference_id\": 11223344\n    }\n  }\n}\n"},{"id":"cdaac8fc-62e5-4a6d-a142-4bf9a4f88948","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"182XX13XX19881\",\r\n    \"ifsc\": \"BXXB000341\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennydrop"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input ifsc\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"c2846c94-be43-4f27-9cd0-bd0674447c7e","name":"Invalid Account(422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"182XX13XX1981\",\r\n    \"ifsc\": \"BXXBXXANKXX\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennydrop"},"status":"Unprocessable Content","code":422,"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-05T11:38:36.951Z\",\n    \"transaction_id\": \"TXN-41cd2daf-15d1-4810-b575-6c076e0ffe1a\",\n    \"error_message\": \"INVALID ACCOUNT\"\n}"}],"_postman_id":"a7a46de5-1518-41e4-99cd-de0c144586ab"},{"name":"Bank Verification Pennyless","id":"99e7d43c-ba65-4a85-ab2b-a51bc1d25071","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"192XX1XXX1XX81\",\r\n    \"ifsc\": \"BXXB0XXXKXX\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennyless","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>Bank Verification - Pennyless API</strong> verifies a bank account without initiating any transaction. It provides a fast and cost-effective method for checking account validity and retrieving account holder information.</p>\n<h3 id=\"use-cases\">Use Cases</h3>\n<ul>\n<li><p><strong>KYC Verification:</strong> Instantly validate the account holder’s name against a bank account number.</p>\n</li>\n<li><p><strong>Fraud Prevention:</strong> Check for fake or incorrect bank account entries without transferring funds.</p>\n</li>\n<li><p><strong>Customer Onboarding:</strong> Seamless and low-cost method to validate bank details during signup.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Production: <code>https://live.totalekyc.com/api/kyc/bank/verification/pennyless</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (required in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>Authorization</code></td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><code>Content-Type</code></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\">Request Body</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Format</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>id_number</code></td>\n<td>String</td>\n<td>Bank account number to verify</td>\n</tr>\n<tr>\n<td><code>ifsc</code></td>\n<td>String</td>\n<td>IFSC code of the bank</td>\n</tr>\n<tr>\n<td><code>ifsc_details</code></td>\n<td>Boolean</td>\n<td>Optional flag to include IFSC metadata in response</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Field</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.client_id</code></td>\n<td><code>string</code></td>\n<td>Unique client-provided transaction or request identifier.</td>\n</tr>\n<tr>\n<td><code>data.account_exists</code></td>\n<td><code>boolean</code></td>\n<td>Indicates whether the account exists (<code>true</code> or <code>false</code>).</td>\n</tr>\n<tr>\n<td><code>data.upi_id</code></td>\n<td><code>string/null</code></td>\n<td>UPI ID linked to the account, if available.</td>\n</tr>\n<tr>\n<td><code>data.full_name</code></td>\n<td><code>string</code></td>\n<td>Account holder’s full name.</td>\n</tr>\n<tr>\n<td><code>data.imps_ref_no</code></td>\n<td><code>string/null</code></td>\n<td>IMPS reference number if applicable.</td>\n</tr>\n<tr>\n<td><code>data.remarks</code></td>\n<td><code>string</code></td>\n<td>Additional remarks or comments regarding the transaction.</td>\n</tr>\n<tr>\n<td><code>data.status</code></td>\n<td><code>string/null</code></td>\n<td>Status of the account verification (if available).</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.id</code></td>\n<td><code>integer</code></td>\n<td>Identifier for the IFSC record.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.ifsc</code></td>\n<td><code>string</code></td>\n<td>IFSC code of the bank branch.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.micr</code></td>\n<td><code>string</code></td>\n<td>MICR code of the branch.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.iso3166</code></td>\n<td><code>string</code></td>\n<td>ISO 3166 region code for the state.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.swift</code></td>\n<td><code>string/null</code></td>\n<td>SWIFT code of the branch, if available.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.bank</code></td>\n<td><code>string</code></td>\n<td>Name of the bank.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.bank_code</code></td>\n<td><code>string</code></td>\n<td>Bank code abbreviation.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.bank_name</code></td>\n<td><code>string</code></td>\n<td>Full name of the bank.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.branch</code></td>\n<td><code>string</code></td>\n<td>Branch name.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.centre</code></td>\n<td><code>string</code></td>\n<td>Centre location of the branch.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.district</code></td>\n<td><code>string</code></td>\n<td>District where the branch is located.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.state</code></td>\n<td><code>string</code></td>\n<td>State where the branch is located.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.city</code></td>\n<td><code>string</code></td>\n<td>City where the branch is located.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.address</code></td>\n<td><code>string</code></td>\n<td>Full address of the bank branch.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.contact</code></td>\n<td><code>string</code></td>\n<td>Contact number of the branch.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.imps</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if IMPS transactions are supported.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.rtgs</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if RTGS transactions are supported.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.neft</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if NEFT transactions are supported.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.upi</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if UPI transactions are supported.</td>\n</tr>\n<tr>\n<td><code>data.ifsc_details.micr_check</code></td>\n<td><code>boolean</code></td>\n<td>Indicates if MICR check is valid.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Penny Less</td>\n<td>300–800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>200</code></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td><code>422</code></td>\n<td>Unprocessable Entity</td>\n<td>Wrong Account Number</td>\n</tr>\n<tr>\n<td><code>400</code></td>\n<td>Bad Request</td>\n<td>Invalid IFSC Code</td>\n</tr>\n<tr>\n<td><code>403</code></td>\n<td>Unauthorized</td>\n<td>API key is missing or invalid</td>\n</tr>\n<tr>\n<td><code>500</code></td>\n<td>Internal Server Error</td>\n<td>Unexpected error on server</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","bank","verification","pennyless"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"36550cfa-626f-445f-b479-aad9f9d62d7b","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"1XX7XX0XX2XX1\",\r\n    \"ifsc\": \"BAXX0XXNKXX\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennyless"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 06 May 2025 05:11:32 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"557"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"22d-cgTvAwGh7z7p9w9e0r4wEfvVixM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-09-05T11:42:51.031Z\",\n    \"transaction_id\": \"TXN-5cfd7887-5e90-421b-8a3f-3f7150dc2c22\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"bank_pennyless_JZtxMymdkrOdiNctugjz\",\n        \"account_exists\": true,\n        \"upi_id\": null,\n        \"full_name\": \"JOHN DOE\",\n        \"imps_ref_no\": null,\n        \"remarks\": \"\",\n        \"status\": null,\n        \"ifsc_details\": {\n            \"id\": 0,\n            \"ifsc\": \"HDFC0007292\",\n            \"micr\": \"1422640202\",\n            \"iso3166\": \"IN-PJ\",\n            \"swift\": \"HDFCICCB\",\n            \"bank\": \"HDFC Bank\",\n            \"bank_code\": \"HDFC\",\n            \"bank_name\": \"HDFC Bank\",\n            \"branch\": \"JAIPUR\",\n            \"centre\": \"JAIPUR\",\n            \"district\": \"JAIPUR\",\n            \"state\": \"TEXAS\",\n            \"city\": \"JAIPUR\",\n            \"address\": \"HDFC BANK LTDWARD NO.1,CHAMANPUR GOLCHOWNK FURNITURE,DANGAL ROAD\",\n            \"contact\": \"+919815334411\",\n            \"imps\": true,\n            \"rtgs\": true,\n            \"neft\": true,\n            \"upi\": true,\n            \"micr_check\": true\n        }\n    }\n}"},{"id":"ea90330b-21d7-4c63-bc6a-02873565d7f2","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"192XX1XXX1XX81\",\r\n    \"ifsc\": \"BSNQ000103\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennyless"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input ifsc\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"0ee706e3-373b-4e35-8269-4ff78b62a112","name":"Invalid Input (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"account_number\": \"192XX1XXX1081\",\r\n    \"ifsc\": \"BXXB0XXXKXX\",\r\n    \"ifsc_details\": true,\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/verification/pennyless"},"status":"Unprocessable Content","code":422,"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-09-05T11:47:54.188Z\",\n    \"transaction_id\": \"TXN-ca7453bf-2407-4c81-bf3a-2c96b9838284\",\n    \"error_code\": null,\n    \"error_message\": \"Verification Failed.\"\n}"}],"_postman_id":"99e7d43c-ba65-4a85-ab2b-a51bc1d25071"},{"name":"Mobile to UPI Details","id":"4c4b8053-0079-42c8-95f6-151a2e73f09a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\"mobile_no\":\"987646XXXX\",\n\"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/mobile-to-upi","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Mobile to UPI API</strong> retrieves the UPI ID linked to a given mobile number. It enables seamless financial identity verification and payment account validation by mapping a mobile number to its registered UPI handle.</p>\n<p>This API is particularly useful for KYC processes, fraud detection, and financial onboarding where UPI-linked identity confirmation is required.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p><strong>Bank Account Verification:</strong> Validate UPI-linked accounts associated with a given mobile number.</p>\n</li>\n<li><p><strong>Payment Readiness Check:</strong> Confirm if a user is UPI-enabled before initiating a payment or onboarding.</p>\n</li>\n<li><p><strong>Fraud Detection:</strong> Identify suspicious cases by validating genuine UPI handle ownership.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Production:</strong> <code>https://live.totalekyc.com/api/kyc/bank/mobile-to-upi</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\"><strong>Request Body</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>mobile_no</strong></td>\n<td>String</td>\n<td>User’s mobile number for which UPI details are to be fetched.</td>\n<td><code>\"987646XXXX\"</code></td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>String</td>\n<td><em>(Optional)</em> Additional notes or tracking info passed by the client. Does not affect processing.</td>\n<td><code>\"Verification for onboarding\"</code></td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>data.upi_id</strong></td>\n<td>String</td>\n<td>UPI ID linked to the provided mobile number.</td>\n</tr>\n<tr>\n<td><strong>data.mobile_number</strong></td>\n<td>String</td>\n<td>The mobile number used in the request.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\"><strong>Latency Metrics</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to UPI</td>\n<td>200–500ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully.</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Content</td>\n<td>No UPI record found for the given mobile number.</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Invalid or missing parameters.</td>\n</tr>\n<tr>\n<td><strong>403</strong></td>\n<td>Unauthorized</td>\n<td>Invalid or missing Bearer token.</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue occurred; check logs.</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","bank","mobile-to-upi"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"b44a879d-36f5-4833-8e41-00dcdd4dec14","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\"mobile_no\":\"987646XXXX\"}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/mobile-to-upi"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 15 Oct 2025 06:25:30 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"183"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"b7-eXE0q0/pwy4mp/4S58CdoTNmyrg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-10-15T06:25:30.700Z\",\n    \"transaction_id\": \"TXN-e4e2e7c8-744c-4f7c-9179-9a5394479953\",\n    \"status\": \"success\",\n    \"data\": {\n        \"upi_id\": \"9876463416@apl\",\n        \"mobile_number\": \"9876463416\"\n    }\n}"},{"id":"f90cc494-3294-4b9b-86f9-e6f5408b469f","name":"No Content (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\"mobile_no\":\"987646XXXX4\"}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/mobile-to-upi"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 15 Oct 2025 06:26:45 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"163"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"a3-YR+KBwoPSWAx6fqDNiq3sn1EEVc\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-10-15T06:26:45.648Z\",\n    \"transaction_id\": \"TXN-80c385c0-c7a0-45f6-b10a-53a89f4da997\",\n    \"status\": \"success\",\n    \"data\": {\n        \"upi_id\": null,\n        \"mobile_number\": null\n    }\n}"},{"id":"fcbcb12e-fcef-4053-8470-e79bb32f15d4","name":"Invalid Input (400)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\"mobile_no\":\"\"}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/mobile-to-upi"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 15 Oct 2025 06:26:23 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-oG45uMTe+k5xg16pKRj4nQzH9z8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"73c73ba4-f3cd-4a33-8d83-cd00bdccbd04","name":"Invalid Input (400)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\"mobile_no\":\"987646XXX\"}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/mobile-to-upi"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 15 Oct 2025 06:27:02 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-oG45uMTe+k5xg16pKRj4nQzH9z8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"4c4b8053-0079-42c8-95f6-151a2e73f09a"},{"name":"UPI Validation","id":"a8cb903c-4513-435c-b300-049c1c326af6","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"{\n    \"upi_id\":\"ranveersingh53@okicici\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/upi/verify","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>UPI Verification API</strong> validates a provided UPI ID and returns:</p>\n<ul>\n<li><p>Whether the UPI handle is valid</p>\n</li>\n<li><p>The verified <strong>account holder’s name</strong></p>\n</li>\n<li><p>Normalised UPI ID</p>\n</li>\n</ul>\n<p>This API is useful for onboarding, payment verification, fraud prevention, and beneficiary validation.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<h3 id=\"✅-kyc--user-onboarding\">✅ <strong>KYC &amp; User Onboarding</strong></h3>\n<p>Verify if the UPI ID belongs to the user during onboarding.</p>\n<h3 id=\"✅-payment-beneficiary-verification\">✅ <strong>Payment Beneficiary Verification</strong></h3>\n<p>Prevent payment fraud by verifying the receiver’s UPI name.</p>\n<h3 id=\"✅-loan-disbursement-checks\">✅ <strong>Loan Disbursement Checks</strong></h3>\n<p>Confirm that the borrower’s UPI handle is active and valid.</p>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (Prod)</strong></td>\n<td><code>https://live.totalekyc.com/api/kyc/bank/upi/verify</code></td>\n</tr>\n<tr>\n<td><strong>Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td>Bearer</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td>application/json</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\"><strong>Request Body</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>upi_id</strong></td>\n<td>String</td>\n<td>The UPI/VPA to validate</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>String</td>\n<td>Optional client note/reference</td>\n<td>❌ Optional</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"response-fields\"><strong>Response Fields</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>upi_id</strong></td>\n<td>The normalised UPI ID validated by the system</td>\n</tr>\n<tr>\n<td><strong>full_name</strong></td>\n<td>UPI account holder’s registered name</td>\n</tr>\n<tr>\n<td><strong>upi_valid</strong></td>\n<td>Boolean flag indicating if UPI is valid and active</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Meaning</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>UPI verification completed</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Malformed UPI ID or missing parameters</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Unprocessable Entity</td>\n<td>Invalid UPI</td>\n</tr>\n<tr>\n<td><strong>404</strong></td>\n<td>Not Found</td>\n<td>UPI handle does not exist</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected system failure</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","bank","upi","verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"f053eba0-62e6-488c-8c68-c454e0be8546","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"{\n    \"upi_id\":\"ranveersingh53@okicici\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/upi/verify"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Wed, 19 Nov 2025 12:17:06 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"208"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"d0-XM4u1wtrV/fgS+I5uwLTkmIXASA\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-11-19T12:17:06.035Z\",\n    \"transaction_id\": \"TXN-d543556e-e7d6-4149-8ab9-f2c30046a081\",\n    \"status\": \"success\",\n    \"data\": {\n        \"upi_id\": \"ranveersingh53@okicici\",\n        \"full_name\": \"Ranveer SINGH\",\n        \"upi_valid\": true\n    }\n}"},{"id":"f4f3bace-dc81-45dc-9fb5-e3cf148ec662","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"{\n    \"upi_id\":\"ranveersingh53@\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/upi/verify"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Wed, 19 Nov 2025 12:18:22 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"73"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"49-fWO0jNoFmFWIsx+mhAS8hhNfYYY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input upi_id\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"0b26dd6e-56dc-4df8-ac31-2308c06a7f63","name":"Invalid Input (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer"}],"body":{"mode":"raw","raw":"{\n    \"upi_id\":\"9988776655@okicici\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/bank/upi/verify"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Wed, 19 Nov 2025 12:17:36 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"207"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"2000"},{"key":"X-RateLimit-Remaining","value":"1999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"cf-AYUATFtflJEbz749MCb0J+CTjcM\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-11-19T12:17:36.124Z\",\n    \"transaction_id\": \"TXN-313cb549-9e89-4e66-b39d-bae2f7114aa2\",\n    \"data\": {\n        \"upi_id\": \"9988776655@okicici\",\n        \"upi_valid\": false\n    },\n    \"error_message\": \"Invalid UPI ID\"\n}"}],"_postman_id":"a8cb903c-4513-435c-b300-049c1c326af6"}],"id":"510ac45d-1a8e-43ff-b844-aa3a0605cb75","description":"<p>This folder contains the Bank Verification API for Penny Drop and PennyLess.</p>\n<ul>\n<li><p><strong>Penny-less verification</strong>: A method to <strong>verify bank account</strong> details without transferring any money. It uses <strong>APIs to validate</strong> account holder name and account number via the bank without a monetary transaction.</p>\n</li>\n<li><p><strong>Penny drop verification</strong>: A method that <strong>transfers a small amount</strong> (usually ₹1) to the bank account to verify its validity and fetch the account holder’s name from the bank’s response.</p>\n</li>\n</ul>\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"560e731b-3d71-435b-aaaf-38f0b6ad595c","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"47dd80d9-fe7b-4c85-bd99-0b44f3d672d6","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"510ac45d-1a8e-43ff-b844-aa3a0605cb75"},{"name":"Mobile Verification Suite","item":[{"name":"Mobile to Pan","id":"18cb0925-ccce-4455-972a-9b4b7c7b591e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"mobile_no\": \"XXXXXXXX21\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/mobile-to-pan","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Mobile to PAN API</strong> allows users to retrieve the Permanent Account Number (PAN) linked to a given mobile number.</p>\n<p>This API is useful for KYC completion, fraud prevention, onboarding processes, and financial identity verification.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p>Retrieve the PAN number registered with a specific mobile number.</p>\n</li>\n<li><p>Simplify customer onboarding by pre-filling PAN details.</p>\n</li>\n<li><p>Verify identity in financial and compliance workflows.</p>\n</li>\n<li><p>Reduce manual errors in PAN collection.</p>\n</li>\n<li><p>Detect potential mismatches or fraudulent submissions.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Property</strong></th>\n<th><strong>Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/kyc/pan/mobile-to-pan</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Header Name</strong></th>\n<th><strong>Value Format</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<p><strong>Format:</strong> JSON</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Parameter</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Example Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>mobile_no</td>\n<td>String</td>\n<td>Mobile number linked to the PAN (10 digits).</td>\n<td>\"XXXXXXXX21\"</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Key</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.pan_number</td>\n<td>string</td>\n<td>PAN number linked to the given mobile number.</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to PAN</td>\n<td>300–1100 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Data Found</td>\n<td>No matching record found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td><code>\"mobile_no\"</code> is missing from the request.</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid Mobile Number</td>\n<td>The mobile number is invalid or not found in PAN records.</td>\n<td>Partial (0.09r)</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>Always ensure the Bearer Token is active and valid.</p>\n</li>\n<li><p>Mobile number must be a valid 10-digit number linked to a PAN.</p>\n</li>\n<li><p>Ideal for quick KYC verification where mobile number is the primary input.</p>\n</li>\n<li><p>Helps reduce user friction in form-filling by auto-fetching PAN.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","pan","mobile-to-pan"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"7cc85639-d094-4f4b-8360-ba5e0f78a52e","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"mobile_no\": \"9876543210\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/mobile-to-pan"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:42:30 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"154"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9a-fs3aVfrkvSU7TRROGjxNZCkW50s\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-11T15:42:30.058Z\",\n    \"transaction_id\": \"TXN-082d20ac-78b3-4ca9-a886-e810df66a68f\",\n    \"status\": \"success\",\n    \"data\": {\n        \"pan_number\": \"HE00D0087M\"\n    }\n}"},{"id":"bc54df35-9827-4988-a539-dba315026e5f","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"mobile_no\": \"98765421\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/mobile-to-pan"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:43:28 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-oG45uMTe+k5xg16pKRj4nQzH9z8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"18cb0925-ccce-4455-972a-9b4b7c7b591e"},{"name":"Mobile to Name","id":"3cb93bd2-5d9d-4cfb-9c77-17b7b703e474","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\r\n\"mobile_no\":\"XXXXXXXX21\",\r\n\"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-name","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Mobile to Name API</strong> retrieves the name of an individual based on a given mobile number. This is particularly useful for quick identity resolution, verification during onboarding, and fraud detection.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p><strong>Identity Verification</strong>: Cross-check the provided name with the registered name against a mobile number.</p>\n</li>\n<li><p><strong>Onboarding Autofill</strong>: Auto-populate user name during form filling using mobile number.</p>\n</li>\n<li><p><strong>Fraud Detection</strong>: Detect mismatches between submitted names and actual owner records.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Production: <code>https://live.totalekyc.com/api/kyc/mobile-to-name</code></td>\n</tr>\n<tr>\n<td><strong>Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Auth</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\"><strong>Request Body</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>mobile_no</td>\n<td>String</td>\n<td>Mobile number to be resolved</td>\n<td>\"XXXXXXXX21\"</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.full_name</code></td>\n<td>String</td>\n<td>Name associated with the mobile number</td>\n</tr>\n<tr>\n<td><code>data.mobile_no</code></td>\n<td>String</td>\n<td>The mobile number queried</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"sample-response\"><strong>Sample Response</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n    \"timestamp\": \"2025-12-02T13:04:37.879Z\",\n    \"transaction_id\": \"TXN-77f69f85-31c2-488b-a599-f165f4505386\",\n    \"status\": \"success\",\n    \"data\": {\n        \"full_name\": \"JOHN SNOW\",\n        \"mobile_no\": \"96843634XX\"\n    }\n}\n\n</code></pre>\n<hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to Name</td>\n<td>300–800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Data Found</td>\n<td>No matching record found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td><code>\"mobile_no\"</code> is missing from the request.</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid Mobile Number</td>\n<td>The mobile number is invalid or not found in PAN records.</td>\n<td>Partial (0.05r)</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n","urlObject":{"path":["api","kyc","mobile-to-name"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"d38f74f9-26e6-4189-ad27-19ed8f609a8a","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\r\n\"mobile_no\":\"XXXXXXXX21\",\r\n\"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-name"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 17 Jul 2025 11:23:07 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"176"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"b0-tvWPniUn8ZHjmc5ah7cUTd1wsdQ\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-12-02T13:04:37.879Z\",\n    \"transaction_id\": \"TXN-77f69f85-31c2-488b-a599-f165f4505386\",\n    \"status\": \"success\",\n    \"data\": {\n        \"full_name\": \"ASHERDEEP KAPOOR\",\n        \"mobile_no\": \"98843634XX\"\n    }\n}"},{"id":"b824e17b-cc20-4435-ad50-abf4f7d02390","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\r\n    \"mobile_no\":\"XXXXXXX21\",\r\n    \"remark\": \"Optional client note or reference\" \r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-name"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Thu, 17 Jul 2025 11:24:22 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-oG45uMTe+k5xg16pKRj4nQzH9z8\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_no\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"7aa41e1b-864b-4879-9195-793844569616","name":"Invalid Input (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\r\n    \"mobile_no\":\"98XX46XX18\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-name"},"status":"Unprocessable Content","code":422,"_postman_previewlanguage":"Text","header":null,"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-12-02T13:06:37.357Z\",\n    \"transaction_id\": \"TXN-e68c068a-1420-4b27-acfd-7369e914da44\",\n    \"error_message\": \"Not Found\"\n}"}],"_postman_id":"3cb93bd2-5d9d-4cfb-9c77-17b7b703e474"},{"name":"Mobile to UAN","id":"f0ce4d3e-034b-40d5-8304-29c2424f5599","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"XXXXXXXX23\",\n  \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Mobile to UAN API</strong> allows users to retrieve one or more Universal Account Numbers (UAN) associated with a given mobile number registered in EPFO records.</p>\n<p>This API is useful for employee verification, PF account tracking, KYC completion, and onboarding processes that require EPF details.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p>Find all UANs linked to a registered mobile number.</p>\n</li>\n<li><p>Assist employees in identifying their EPFO accounts.</p>\n</li>\n<li><p>Validate mobile number ownership against EPFO records.</p>\n</li>\n<li><p>Speed up onboarding by pre-filling PF details.</p>\n</li>\n<li><p>Reduce errors in PF account mapping.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Property</strong></th>\n<th><strong>Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Header Name</strong></th>\n<th><strong>Value Format</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Parameter</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Example Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>multiple</td>\n<td>Integer</td>\n<td>Set to <code>1</code> to retrieve all UANs linked to the mobile number; <code>0</code> to retrieve only one.</td>\n<td>1</td>\n</tr>\n<tr>\n<td>mobile_number</td>\n<td>String</td>\n<td>Mobile number registered with EPFO (10 digits).</td>\n<td>\"63XXX3XX23\"</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Key</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>timestamp</td>\n<td>string</td>\n<td>Time when the request was processed (ISO format).</td>\n</tr>\n<tr>\n<td>transaction_id</td>\n<td>string</td>\n<td>Unique identifier for the API transaction.</td>\n</tr>\n<tr>\n<td>status</td>\n<td>string</td>\n<td>Status of the request (e.g., \"success\").</td>\n</tr>\n<tr>\n<td>data.uan</td>\n<td>array</td>\n<td>List of UAN(s) linked to the provided mobile number.</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to UAN</td>\n<td>300–800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>200</strong></td>\n<td>No Data Found</td>\n<td>No matching record found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td><code>\"mobile_no\"</code> is missing from the request.</td>\n<td>NO</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid Mobile Number</td>\n<td>The mobile number is invalid or not found in PAN records.</td>\n<td>YES</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected error; check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>Always ensure the Bearer Token is active and valid.</p>\n</li>\n<li><p>Mobile number must be a valid 10-digit number registered with EPFO.</p>\n</li>\n<li><p>Use <code>multiple: 1</code> to get all linked UANs; use <code>0</code> to retrieve only one.</p>\n</li>\n<li><p>Useful for both KYC verification and employee PF account tracking.</p>\n</li>\n<li><p>Helps avoid duplicate PF account entries during onboarding.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","epfo","mobile-to-uan"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"74362eed-d04b-46b8-a7d5-4a47592afef9","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"XXXXXXXX23\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:11:11 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"166"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"a6-QmZZe4MQ5oYVsjzi+Pj4BKpPb14\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-11T15:11:11.904Z\",\n    \"transaction_id\": \"TXN-4d8d0206-9c79-42d6-b223-07abdca35a80\",\n    \"status\": \"success\",\n    \"data\": {\n        \"uan\": [\n            \"1005XX13XX13\",\n            \"1009XX43XX23\"\n        ]\n    }\n}"},{"id":"0f7a67bb-f71d-4dd1-b340-350da4057dca","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"123456789\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:12:15 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"80"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"50-aRxlm4d4femInT/VScXvDPqJ1zg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"f0ce4d3e-034b-40d5-8304-29c2424f5599"},{"name":"Mobile to UAN History","id":"bb11f0c7-a0e6-4a00-82f5-1a78ebe67cc3","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\": \"636153XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The EPFO Mobile to UAN History API allows businesses to fetch UAN (Universal Account Number) details linked to a mobile number, along with the user's employment history.</p>\n<p>This API helps in employment verification, background checks, and financial profiling.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Retrieve UAN linked to a mobile number</p>\n</li>\n<li><p>Fetch employment history of an individual</p>\n</li>\n<li><p>Verify past employers and job tenure</p>\n</li>\n<li><p>Support background verification and KYC processes</p>\n</li>\n<li><p>Enable financial profiling and risk assessment</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history\">https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer {{TOKEN}}</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>mobile_no</td>\n<td>String</td>\n<td>Mobile number linked with EPFO records</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.uan</td>\n<td>string</td>\n<td>Universal Account Number (masked)</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>string</td>\n<td>Name of the individual (masked)</td>\n</tr>\n<tr>\n<td>data.guardian_name</td>\n<td>string</td>\n<td>Guardian/Father's name (masked)</td>\n</tr>\n<tr>\n<td>data.employment_history</td>\n<td>array</td>\n<td>List of employment records</td>\n</tr>\n<tr>\n<td>data.employment_history[].establishment_name</td>\n<td>string</td>\n<td>Name of the organization</td>\n</tr>\n<tr>\n<td>data.employment_history[].member_id</td>\n<td>string</td>\n<td>EPFO member ID</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_joining</td>\n<td>string</td>\n<td>Employment start date (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_exit</td>\n<td>string</td>\n<td>Employment end date (YYYY-MM-DD)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>EPFO Mobile to UAN History</td>\n<td>1100–3000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"mobile_no\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Records Found</td>\n<td>No EPFO records found for the given mobile number</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","epfo","mobile-to-uan","history"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"34a4a99b-c980-4d15-93c3-47644a4747a4","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\": \"636153XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 07:55:07 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"688"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"2b0-3EhEZlpN9nKgr1Nw/Ob6I870yyg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T07:55:07.340Z\",\n    \"transaction_id\": \"TXN-PROD-00fa7bc0-d872-44d4-967f-fab5ca826411\",\n    \"status\": \"success\",\n    \"data\": {\n        \"uan\": \"10058313XXXX\",\n        \"name\": \"SANXXXX SHXXXXXX\",\n        \"guardian_name\": \"KXXXXX PXXXX\",\n        \"employment_history\": [\n            {\n                \"establishment_name\": \"SXXXX MXXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXX006XX01000001XXXX\",\n                \"date_of_joining\": \"2019-08-07\",\n                \"date_of_exit\": \"2019-12-31\"\n            },\n            {\n                \"establishment_name\": \"SXXX MXXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXXXX6XXX010000000XXX\",\n                \"date_of_joining\": \"2016-01-11\",\n                \"date_of_exit\": \"2016-10-08\"\n            },\n            {\n                \"establishment_name\": \"SHXXX MXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXX006XX010000XX0XXX\",\n                \"date_of_joining\": \"2015-05-02\",\n                \"date_of_exit\": \"2015-12-01\"\n            }\n        ]\n    }\n}"},{"id":"33233638-0312-48a0-b1a2-2dd3923eb8f3","name":"No Data Found(200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\": \"98XX46XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 07:53:40 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"159"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9f-lwSOSIhbKoMjG83gBuyA0S+Z2wc\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T07:53:40.500Z\",\n    \"transaction_id\": \"TXN-PROD-6674d80b-fcf1-4d75-bbad-d2c339514aae\",\n    \"status\": \"success\",\n    \"data\": {},\n    \"message\": \"No data found\"\n}"}],"_postman_id":"bb11f0c7-a0e6-4a00-82f5-1a78ebe67cc3"}],"id":"982312b2-dec9-46f2-b070-005e6aef5034","_postman_id":"982312b2-dec9-46f2-b070-005e6aef5034","description":""},{"name":"EPFO History Tracker","item":[{"name":"Mobile to UAN History","id":"b02e4d67-dade-4898-9cb7-c3420a9646ec","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\": \"636153XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The EPFO Mobile to UAN History API allows businesses to fetch UAN (Universal Account Number) details linked to a mobile number, along with the user's employment history.</p>\n<p>This API helps in employment verification, background checks, and financial profiling.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Retrieve UAN linked to a mobile number</p>\n</li>\n<li><p>Fetch employment history of an individual</p>\n</li>\n<li><p>Verify past employers and job tenure</p>\n</li>\n<li><p>Support background verification and KYC processes</p>\n</li>\n<li><p>Enable financial profiling and risk assessment</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history\">https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer {{TOKEN}}</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>mobile_no</td>\n<td>String</td>\n<td>Mobile number linked with EPFO records</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.uan</td>\n<td>string</td>\n<td>Universal Account Number (masked)</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>string</td>\n<td>Name of the individual (masked)</td>\n</tr>\n<tr>\n<td>data.guardian_name</td>\n<td>string</td>\n<td>Guardian/Father's name (masked)</td>\n</tr>\n<tr>\n<td>data.employment_history</td>\n<td>array</td>\n<td>List of employment records</td>\n</tr>\n<tr>\n<td>data.employment_history[].establishment_name</td>\n<td>string</td>\n<td>Name of the organization</td>\n</tr>\n<tr>\n<td>data.employment_history[].member_id</td>\n<td>string</td>\n<td>EPFO member ID</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_joining</td>\n<td>string</td>\n<td>Employment start date (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_exit</td>\n<td>string</td>\n<td>Employment end date (YYYY-MM-DD)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>EPFO Mobile to UAN History</td>\n<td>1100–3000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"mobile_no\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Records Found</td>\n<td>No EPFO records found for the given mobile number</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","epfo","mobile-to-uan","history"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"e891fc22-a2a6-4364-a3c2-8a1983e1bb6a","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\": \"636153XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 07:55:07 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"688"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"2b0-3EhEZlpN9nKgr1Nw/Ob6I870yyg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T07:55:07.340Z\",\n    \"transaction_id\": \"TXN-PROD-00fa7bc0-d872-44d4-967f-fab5ca826411\",\n    \"status\": \"success\",\n    \"data\": {\n        \"uan\": \"10058313XXXX\",\n        \"name\": \"SANXXXX SHXXXXXX\",\n        \"guardian_name\": \"KXXXXX PXXXX\",\n        \"employment_history\": [\n            {\n                \"establishment_name\": \"SXXXX MXXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXX006XX01000001XXXX\",\n                \"date_of_joining\": \"2019-08-07\",\n                \"date_of_exit\": \"2019-12-31\"\n            },\n            {\n                \"establishment_name\": \"SXXX MXXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXXXX6XXX010000000XXX\",\n                \"date_of_joining\": \"2016-01-11\",\n                \"date_of_exit\": \"2016-10-08\"\n            },\n            {\n                \"establishment_name\": \"SHXXX MXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXX006XX010000XX0XXX\",\n                \"date_of_joining\": \"2015-05-02\",\n                \"date_of_exit\": \"2015-12-01\"\n            }\n        ]\n    }\n}"},{"id":"c6368b29-ec56-4be1-a500-e8d681e85d28","name":"No Data Found(200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"mobile_no\": \"98XX46XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan/history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 07:53:40 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"159"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9f-lwSOSIhbKoMjG83gBuyA0S+Z2wc\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T07:53:40.500Z\",\n    \"transaction_id\": \"TXN-PROD-6674d80b-fcf1-4d75-bbad-d2c339514aae\",\n    \"status\": \"success\",\n    \"data\": {},\n    \"message\": \"No data found\"\n}"}],"_postman_id":"b02e4d67-dade-4898-9cb7-c3420a9646ec"},{"name":"UAN to UAN History","id":"16537f06-6775-4a3a-9358-635d543d3d25","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"uan\": \"10166982XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/uan-history","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The EPFO UAN History API allows businesses to fetch employment history details associated with a given UAN (Universal Account Number).</p>\n<p>This API provides verified employment records including organization names, joining dates, and exit dates, helping in background verification and financial profiling.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Retrieve employment history using UAN</p>\n</li>\n<li><p>Verify past employment records and tenure</p>\n</li>\n<li><p>Support background verification processes</p>\n</li>\n<li><p>Assist in financial risk assessment</p>\n</li>\n<li><p>Enable KYC and compliance checks</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/epfo/uan-history\">https://live.totalekyc.com/api/kyc/epfo/uan-history</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>uan</td>\n<td>String</td>\n<td>Universal Account Number (UAN) of the individual</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.uan</td>\n<td>string</td>\n<td>Universal Account Number (UAN)</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>string</td>\n<td>Name of the individual</td>\n</tr>\n<tr>\n<td>data.guardian_name</td>\n<td>string</td>\n<td>Guardian/Father's name</td>\n</tr>\n<tr>\n<td>data.employment_history</td>\n<td>array</td>\n<td>List of employment records</td>\n</tr>\n<tr>\n<td>data.employment_history[].establishment_name</td>\n<td>string</td>\n<td>Name of the organization</td>\n</tr>\n<tr>\n<td>data.employment_history[].member_id</td>\n<td>string</td>\n<td>EPFO member ID</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_joining</td>\n<td>string</td>\n<td>Employment start date (YYYY-MM-DD)</td>\n</tr>\n<tr>\n<td>data.employment_history[].date_of_exit</td>\n<td>string</td>\n<td>Employment end date (YYYY-MM-DD)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>EPFO UAN History</td>\n<td>1100–3000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"uan\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Records Found</td>\n<td>No EPFO records found for the given UAN</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","epfo","uan-history"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"110cf16f-e24b-4347-be12-072981e822da","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"uan\": \"10058313XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/uan-history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 07:24:10 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"688"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"2b0-eixKQBNqf/Hutm2SKtgTsDTCiuw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T07:55:07.340Z\",\n    \"transaction_id\": \"TXN-PROD-00fa7bc0-d872-44d4-967f-fab5ca826411\",\n    \"status\": \"success\",\n    \"data\": {\n        \"uan\": \"10058313XXXX\",\n        \"name\": \"SANXXXX SHXXXXXX\",\n        \"guardian_name\": \"KXXXXX PXXXX\",\n        \"employment_history\": [\n            {\n                \"establishment_name\": \"SXXXX MXXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXX006XX01000001XXXX\",\n                \"date_of_joining\": \"2019-08-07\",\n                \"date_of_exit\": \"2019-12-31\"\n            },\n            {\n                \"establishment_name\": \"SXXX MXXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXXXX6XXX010000000XXX\",\n                \"date_of_joining\": \"2016-01-11\",\n                \"date_of_exit\": \"2016-10-08\"\n            },\n            {\n                \"establishment_name\": \"SHXXX MXXXX CAREER SERVICE\",\n                \"member_id\": \"GBHXX006XX010000XX0XXX\",\n                \"date_of_joining\": \"2015-05-02\",\n                \"date_of_exit\": \"2015-12-01\"\n            }\n        ]\n    }\n}"},{"id":"8f10ace1-2b03-4fe2-9a2a-67f2201fa4df","name":"No Record Found(200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"uan\": \"10166982XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/uan-history"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 07:19:16 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"160"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"a0-0VAdLzWtsvuKkyda6DEBLn8k20Y\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T07:19:16.209Z\",\n    \"transaction_id\": \"TXN-PROD-82802fd4-cf7d-49a5-a833-523d4c2dafac\",\n    \"status\": \"success\",\n    \"data\": {},\n    \"message\": \"No data found\"\n}"}],"_postman_id":"16537f06-6775-4a3a-9358-635d543d3d25"},{"name":"Mobile to UAN","id":"c0dda72f-7d5e-44ef-818b-d1ea82a759b9","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"98765432XX\",\n  \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan","urlObject":{"path":["api","kyc","epfo","mobile-to-uan"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"dafbe9df-e4e7-461d-afab-796367377e18","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"98765432XX\",\n  \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-05-12T12:36:45.578Z\",\n    \"transaction_id\": \"TXN-PROD-8a02c0c8-9a36-4b93-9016-51eb5576cc0a\",\n    \"status\": \"success\",\n    \"data\": [\n        \"1009404363XX\",\n        \"1005831366XX\"\n    ]\n}"},{"id":"923353d5-15fd-4f29-b346-9d7ea7e7b2ee","name":"No Data Found (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"98765432XX\",\n  \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan"},"_postman_previewlanguage":"Text","header":null,"cookie":[],"responseTime":null,"body":null}],"_postman_id":"c0dda72f-7d5e-44ef-818b-d1ea82a759b9"}],"id":"9e53f69f-6ad8-4f26-8068-db065c7aa827","_postman_id":"9e53f69f-6ad8-4f26-8068-db065c7aa827","description":""},{"name":"Voter Card Verification","item":[{"name":"Voter ID Verify","id":"790025f4-3ad7-40cb-ba2e-d33ac6513774","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NDN485XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/voterid/verify","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The Voter ID Verification API allows businesses to verify the authenticity of a Voter ID (EPIC number) and retrieve associated electoral details.</p>\n<p>This API helps in identity verification, KYC compliance, and fraud prevention by validating voter records from official sources.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Validate authenticity of a Voter ID (EPIC number)</p>\n</li>\n<li><p>Retrieve voter demographic and constituency details</p>\n</li>\n<li><p>Support KYC and identity verification processes</p>\n</li>\n<li><p>Prevent identity fraud using verified electoral data</p>\n</li>\n<li><p>Assist in address and regional verification</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/voterid/verify\">https://live.totalekyc.com/api/kyc/voterid/verify</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>Voter ID / EPIC number</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.epic_no</td>\n<td>string</td>\n<td>Voter ID (EPIC number)</td>\n</tr>\n<tr>\n<td>data.name</td>\n<td>string</td>\n<td>Name of the voter</td>\n</tr>\n<tr>\n<td>data.gender</td>\n<td>string</td>\n<td>Gender of the voter</td>\n</tr>\n<tr>\n<td>data.dob</td>\n<td>string</td>\n<td>Date of birth (if available, else null)</td>\n</tr>\n<tr>\n<td>data.age</td>\n<td>string</td>\n<td>Age of the voter</td>\n</tr>\n<tr>\n<td>data.rln_name</td>\n<td>string</td>\n<td>Relative's name (Father/Husband etc.)</td>\n</tr>\n<tr>\n<td>data.rln_type</td>\n<td>string</td>\n<td>Relationship type (e.g., FTHR)</td>\n</tr>\n<tr>\n<td>data.state</td>\n<td>string</td>\n<td>State name</td>\n</tr>\n<tr>\n<td>data.district</td>\n<td>string</td>\n<td>District name</td>\n</tr>\n<tr>\n<td>data.area</td>\n<td>string</td>\n<td>Area/locality details</td>\n</tr>\n<tr>\n<td>data.house_no</td>\n<td>string</td>\n<td>House number (if available)</td>\n</tr>\n<tr>\n<td>data.ac_name</td>\n<td>string</td>\n<td>Assembly constituency name</td>\n</tr>\n<tr>\n<td>data.ac_no</td>\n<td>string</td>\n<td>Assembly constituency number</td>\n</tr>\n<tr>\n<td>data.pc_name</td>\n<td>string</td>\n<td>Parliamentary constituency name</td>\n</tr>\n<tr>\n<td>data.parliamentary_name</td>\n<td>string</td>\n<td>Parliamentary constituency name</td>\n</tr>\n<tr>\n<td>data.parliamentary_number</td>\n<td>string</td>\n<td>Parliamentary constituency number</td>\n</tr>\n<tr>\n<td>data.ps_name</td>\n<td>string</td>\n<td>Polling station name</td>\n</tr>\n<tr>\n<td>data.ps_lat_long</td>\n<td>string</td>\n<td>Polling station latitude &amp; longitude</td>\n</tr>\n<tr>\n<td>data.part_no</td>\n<td>string</td>\n<td>Part number</td>\n</tr>\n<tr>\n<td>data.part_name</td>\n<td>string</td>\n<td>Part name</td>\n</tr>\n<tr>\n<td>data.section_no</td>\n<td>string</td>\n<td>Section number</td>\n</tr>\n<tr>\n<td>data.slno_inpart</td>\n<td>string</td>\n<td>Serial number in part</td>\n</tr>\n<tr>\n<td>data.multiple</td>\n<td>boolean</td>\n<td>Indicates if multiple records exist</td>\n</tr>\n<tr>\n<td>data.last_update</td>\n<td>string</td>\n<td>Last updated date of record</td>\n</tr>\n<tr>\n<td>data.id</td>\n<td>string</td>\n<td>Unique voter record ID</td>\n</tr>\n<tr>\n<td>data.st_code</td>\n<td>string</td>\n<td>State code</td>\n</tr>\n<tr>\n<td>data.name_v1</td>\n<td>string</td>\n<td>Name in regional language</td>\n</tr>\n<tr>\n<td>data.name_v2</td>\n<td>string</td>\n<td>Alternate name format</td>\n</tr>\n<tr>\n<td>data.name_v3</td>\n<td>string</td>\n<td>Name split/variation</td>\n</tr>\n<tr>\n<td>data.rln_name_v1</td>\n<td>string</td>\n<td>Relative name in regional language</td>\n</tr>\n<tr>\n<td>data.rln_name_v2</td>\n<td>string</td>\n<td>Relative name variation</td>\n</tr>\n<tr>\n<td>data.rln_name_v3</td>\n<td>string</td>\n<td>Relative name variation</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Voter ID Verification</td>\n<td>1000–5000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"id_number\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid Voter ID / No Records Found</td>\n<td>No data found for the given EPIC number</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","voterid","verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"b8490c7a-7d3a-49a8-a95e-edb3bd73f798","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NDN4851XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/voterid/verify"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 03 Apr 2026 08:13:53 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"952"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"3b8-WS8Dlu04qfM6VYcXS1gRIZjpuOA\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-03T08:13:53.359Z\",\n    \"transaction_id\": \"TXN-PROD-1234abcd-5678-4xyz-9012-abcdef987654\",\n    \"status\": \"success\",\n    \"data\": {\n        \"epic_no\": \"ABC1234567\",\n        \"gender\": \"Male\",\n        \"state\": \"Maharashtra\",\n        \"name\": \"RAHUL SHARMA\",\n        \"rln_name\": \"MOHAN SHARMA\",\n        \"rln_type\": \"FTHR\",\n        \"house_no\": \"A-101\",\n        \"dob\": null,\n        \"age\": \"30\",\n        \"area\": \"SUNRISE APARTMENTS SECTOR 21 BLOCK A\",\n        \"district\": \"Pune\",\n        \"multiple\": false,\n        \"last_update\": \"2025-01-15\",\n        \"ac_name\": \"Pune City\",\n        \"ac_no\": \"45\",\n        \"ps_name\": \"SUNRISE PUBLIC SCHOOL\",\n        \"part_no\": \"210\",\n        \"part_name\": \"SUNRISE PUBLIC SCHOOL SECTOR 21 BLOCK A\",\n        \"slno_inpart\": \"150\",\n        \"ps_lat_long\": \"\",\n        \"rln_name_v1\": \"मोहन शर्मा\",\n        \"rln_name_v2\": \"Sharma\",\n        \"rln_name_v3\": \"शर्मा\",\n        \"section_no\": \"2\",\n        \"name_v1\": \"राहुल शर्मा\",\n        \"name_v2\": \"राहुल\",\n        \"name_v3\": \"Sharma\",\n        \"st_code\": \"S13\",\n        \"pc_name\": \"Pune\",\n        \"id\": \"987654321_ABC1234567_S13\",\n        \"parliamentary_name\": \"Pune\",\n        \"parliamentary_number\": \"34\"\n    }\n}"},{"id":"faa6c1e4-62a2-46d5-8bab-40dc245611e1","name":"Invalid Voter ID(422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NDN485XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/voterid/verify"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 08:22:55 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"163"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"a3-NzSGD8dmMp1q16G42ltKc3+KJsc\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T08:22:55.025Z\",\n    \"transaction_id\": \"TXN-PROD-57865f21-5f3a-4861-bacc-283cc635d795\",\n    \"error_message\": \"Invalid Voter Id Number\"\n}"}],"_postman_id":"790025f4-3ad7-40cb-ba2e-d33ac6513774"}],"id":"758c43d7-e1c5-4458-97ad-dc2e397beb25","_postman_id":"758c43d7-e1c5-4458-97ad-dc2e397beb25","description":""},{"name":"Corporate","item":[{"name":"GSTIN Verify","id":"c13f11d9-4230-4e6b-bd1f-301c7680cafa","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"08AAFCXXX03XXXX\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/verify","description":"<h3 id=\"introduction\">Introduction</h3>\n<p>The <strong>GST Verification API</strong> enables businesses to validate a Goods and Services Tax Identification Number (GSTIN) and retrieve detailed taxpayer information including registration data, business structure, jurisdiction, Aadhaar validation status, and more.</p>\n<hr />\n<h2 id=\"use-case\">Use Case</h2>\n<h3 id=\"1-business-onboarding--kyc-compliance\">1. <strong>Business Onboarding &amp; KYC Compliance</strong></h3>\n<p>Before onboarding a new vendor, partner, or customer, businesses must ensure the legitimacy of the organization. The GST Verification API validates the GSTIN and fetches official registration details such as legal name, PAN linkage, registration date, and business type.</p>\n<ul>\n<li><p>✅ Prevents onboarding of fraudulent or inactive entities</p>\n</li>\n<li><p>✅ Ensures compliance with AML and KYC regulations</p>\n</li>\n<li><p>✅ Verifies Aadhaar validation and registration status</p>\n</li>\n</ul>\n<h3 id=\"2-credit-risk-assessment-for-loan-underwriting\">2. <strong>Credit Risk Assessment for Loan Underwriting</strong></h3>\n<p>Lenders and NBFCs can use the API to assess the legitimacy and stability of a borrowing business entity by confirming their GST registration status, core business activity, and active/inactive status.</p>\n<ul>\n<li><p>✅ Validates business existence</p>\n</li>\n<li><p>✅ Confirms taxpayer type (e.g., Regular, Composition)</p>\n</li>\n<li><p>✅ Provides insights into business longevity via registration date</p>\n</li>\n</ul>\n<h3 id=\"3-supplier-and-vendor-due-diligence\">3. <strong>Supplier and Vendor Due Diligence</strong></h3>\n<p>Procurement and supply chain teams can verify vendor GSTINs to ensure the supplier is legally registered, has an active GST profile, and matches declared business activities.</p>\n<ul>\n<li><p>✅ Prevents tax input credit issues</p>\n</li>\n<li><p>✅ Confirms jurisdiction and address authenticity</p>\n</li>\n<li><p>✅ Ensures suppliers are not flagged for compliance issues</p>\n</li>\n</ul>\n<h3 id=\"4-regulatory-and-tax-compliance-audits\">4. <strong>Regulatory and Tax Compliance Audits</strong></h3>\n<p>Compliance teams can use the GST Verification API to audit and validate the GST information of associated businesses as part of internal or statutory audits.</p>\n<ul>\n<li><p>✅ Automates verification for audit readiness</p>\n</li>\n<li><p>✅ Validates consistency of PAN and GSTIN linkages</p>\n</li>\n<li><p>✅ Assists in detecting misreporting or tax evasion risks</p>\n</li>\n</ul>\n<h3 id=\"5-e-commerce--marketplace-onboarding\">5. <strong>e-Commerce &amp; Marketplace Onboarding</strong></h3>\n<p>Marketplaces onboarding third-party sellers can use this API to validate if the seller is a registered and active GST entity before listing.</p>\n<ul>\n<li><p>✅ Reduces fraud and improves platform trust</p>\n</li>\n<li><p>✅ Ensures sellers are authorized to collect GST</p>\n</li>\n<li><p>✅ Verifies Aadhaar linkage, supporting identity validation</p>\n</li>\n</ul>\n<hr />\n<h3 id=\"api-details\">API Details</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Environment</th>\n<th>URL</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Live</strong></td>\n<td><code>https://uat.totalekyc.com/api/corporate/gstin/verify</code></td>\n</tr>\n</tbody>\n</table>\n</div><ul>\n<li><p><strong>HTTP Method</strong>: <code>POST</code></p>\n</li>\n<li><p><strong>Authentication</strong>: Bearer Token</p>\n</li>\n</ul>\n<hr />\n<h3 id=\"authentication-header\">Authentication Header</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td><code>Bearer</code></td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-parameters\">Request Parameters</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>15-character GSTIN number</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\">Response Parameters</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.address_details</code></td>\n<td>Object</td>\n<td>Additional details related to the registered address.</td>\n</tr>\n<tr>\n<td><code>data.einvoice_status</code></td>\n<td>Boolean</td>\n<td>Indicates if e-invoicing is enabled for the entity.</td>\n</tr>\n<tr>\n<td><code>data.client_id</code></td>\n<td>String</td>\n<td>Unique client identifier.</td>\n</tr>\n<tr>\n<td><code>data.gstin</code></td>\n<td>String</td>\n<td>GST Identification Number.</td>\n</tr>\n<tr>\n<td><code>data.pan_number</code></td>\n<td>String</td>\n<td>Permanent Account Number (PAN) of the business entity.</td>\n</tr>\n<tr>\n<td><code>data.fy</code></td>\n<td>Null / String</td>\n<td>Financial year information, if available.</td>\n</tr>\n<tr>\n<td><code>data.business_name</code></td>\n<td>String</td>\n<td>Registered business name.</td>\n</tr>\n<tr>\n<td><code>data.legal_name</code></td>\n<td>String</td>\n<td>Legal name of the entity.</td>\n</tr>\n<tr>\n<td><code>data.center_jurisdiction</code></td>\n<td>String</td>\n<td>Jurisdiction details under the central GST authority.</td>\n</tr>\n<tr>\n<td><code>data.state_jurisdiction</code></td>\n<td>String</td>\n<td>Jurisdiction details under the state GST authority.</td>\n</tr>\n<tr>\n<td><code>data.date_of_registration</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date when GST registration was granted.</td>\n</tr>\n<tr>\n<td><code>data.constitution_of_business</code></td>\n<td>String</td>\n<td>Type of business constitution (e.g., Private Limited Company).</td>\n</tr>\n<tr>\n<td><code>data.taxpayer_type</code></td>\n<td>String</td>\n<td>Taxpayer category (e.g., Regular).</td>\n</tr>\n<tr>\n<td><code>data.gstin_status</code></td>\n<td>String</td>\n<td>Current status of the GSTIN (e.g., Active).</td>\n</tr>\n<tr>\n<td><code>data.date_of_cancellation</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date of GSTIN cancellation, if any. (Default placeholder if not cancelled)</td>\n</tr>\n<tr>\n<td><code>data.field_visit_conducted</code></td>\n<td>String</td>\n<td>Whether a field visit was conducted (\"Yes\"/\"No\").</td>\n</tr>\n<tr>\n<td><code>data.nature_bus_activities</code></td>\n<td>Array of Strings</td>\n<td>List of nature of business activities.</td>\n</tr>\n<tr>\n<td><code>data.nature_of_core_business_activity_code</code></td>\n<td>String</td>\n<td>Code representing the core business activity.</td>\n</tr>\n<tr>\n<td><code>data.nature_of_core_business_activity_description</code></td>\n<td>String</td>\n<td>Description of the core business activity.</td>\n</tr>\n<tr>\n<td><code>data.aadhaar_validation</code></td>\n<td>String</td>\n<td>Indicates whether Aadhaar validation was successful (\"Yes\"/\"No\").</td>\n</tr>\n<tr>\n<td><code>data.aadhaar_validation_date</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date of Aadhaar validation.</td>\n</tr>\n<tr>\n<td><code>data.filing_status</code></td>\n<td>Array</td>\n<td>Filing status history (empty if not applicable).</td>\n</tr>\n<tr>\n<td><code>data.address</code></td>\n<td>String</td>\n<td>Full registered address of the business entity.</td>\n</tr>\n<tr>\n<td><code>data.hsn_info</code></td>\n<td>Object</td>\n<td>Harmonized System of Nomenclature info (if available).</td>\n</tr>\n<tr>\n<td><code>data.filing_frequency</code></td>\n<td>Array</td>\n<td>Frequency of GST filings (empty if not applicable).</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"latency-metrics\">Latency Metrics</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>API Call</strong></th>\n<th><strong>Average Latency</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>GST Verification</td>\n<td>800–1200 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"status-code\">Status Code</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Status Code</strong></th>\n<th><strong>Error Message</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid GSTIN</td>\n<td>The provided GSTIN is incorrect or does not exist</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the <code>Authorization</code> header</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Missing Required Parameters</td>\n<td>One or more required fields are missing in the request body</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected error on the server</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"additional-notes\">Additional Notes</h3>\n<ul>\n<li><p>Ensure the <strong>Bearer Token</strong> is active and valid for all requests.</p>\n</li>\n<li><p>The <strong>GSTIN</strong> should be a valid 15-character alphanumeric identifier.</p>\n</li>\n<li><p>This API is ideal for validating businesses during onboarding, KYC checks, and regulatory compliance.</p>\n</li>\n<li><p>Aadhaar validation results (if conducted) are also returned.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","corporate","gstin","verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"f7110b0d-cf79-46e1-b9d6-69ceecb6286a","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"08AAFCXXXXX3XXXXX\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/verify"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:52:07 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"1222"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"4c6-cbgV+BP6dtni7fH7bLA2FVsffKE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:52:07.124Z\",\n    \"transaction_id\": \"b0aec5b9-94c6-4ac0-9305-f6ccbc7be69e\",\n    \"status\": \"success\",\n    \"data\": {\n        \"address_details\": {},\n        \"einvoice_status\": false,\n        \"client_id\": \"corporate_gstin_lhoFmbrfvhKKzwHxnoEs\",\n        \"gstin\": \"08AAFCFXXX3XXXXX\",\n        \"pan_number\": \"AAFCFXXXX\",\n        \"fy\": null,\n        \"business_name\": \"STAR TECH PRIVATE LIMITED\",\n        \"legal_name\": \"STAR TECH PRIVATE LIMITED\",\n        \"center_jurisdiction\": \"State - CBIC,Zone - JAIPUR,Commissionerate - JAIPUR,Division - GST DIVISION-B JAIPUR,Range - GST RANGE-VI\",\n        \"state_jurisdiction\": \"State - PUNE ,Zone - Jaipur-IV,Circle - Circle-C, Jaipur IV,Ward - Circle-C, GANGANAGAR IV, - Ward-II (Jurisdictional Office)\",\n        \"date_of_registration\": \"2024-05-30\",\n        \"constitution_of_business\": \"Private Limited Company\",\n        \"taxpayer_type\": \"Regular\",\n        \"gstin_status\": \"Active\",\n        \"date_of_cancellation\": \"1890-01-01\",\n        \"field_visit_conducted\": \"No\",\n        \"nature_bus_activities\": [\n            \"Supplier of Services\"\n        ],\n        \"nature_of_core_business_activity_code\": \"SPO\",\n        \"nature_of_core_business_activity_description\": \"Service Provider and Others\",\n        \"aadhaar_validation\": \"Yes\",\n        \"aadhaar_validation_date\": \"2024-06-17\",\n        \"filing_status\": [],\n        \"address\": \"1ST, 66, TERA BAZAR, JOTI NAGAR, PILLIBANGA, Jaipur, CHANDIGARH, 3020112\",\n        \"hsn_info\": {},\n        \"filing_frequency\": []\n    }\n}"},{"id":"7be46f51-5943-4f85-a765-6f8c375b947b","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"08AAFCFXXXXL1ZR\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/verify"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:52:44 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"134"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"86-Ixa9hlamFHMumPo90jl/xfxSmdg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:52:44.638Z\",\n    \"transaction_id\": \"ccda95bd-86d9-4637-b163-c7ab53f17c88\",\n    \"status\": \"error\",\n    \"error_message\": null\n}"}],"_postman_id":"c13f11d9-4230-4e6b-bd1f-301c7680cafa"},{"name":"GSTIN to Mobile & Email","id":"28168dca-aee5-4f4b-9d6c-648127a90ef7","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"08AAXXF9XX3LXXE\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/mobile-email","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The <strong>GSTIN Mobile &amp; Email API</strong> retrieves registered <strong>email and mobile details</strong> associated with a given GSTIN (Goods and Services Tax Identification Number).</p>\n<p>This helps streamline <strong>business verification</strong>, <strong>onboarding workflows</strong>, and <strong>compliance checks</strong> by fetching contact information directly linked to GST registration records.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ul>\n<li><p><strong>Business KYC Verification:</strong> Retrieve registered contact details of a company for compliance checks.</p>\n</li>\n<li><p><strong>Onboarding &amp; Due Diligence:</strong> Validate GSTIN ownership by matching registered contact details with business information.</p>\n</li>\n<li><p><strong>Fraud Prevention:</strong> Prevent impersonation by ensuring GSTIN contact details are consistent with the business entity.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>- Production</td>\n<td><code>https://live.totalekyc.com/api/corporate/gstin/mobile-email</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td><code>Bearer</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\">Request Body</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>id_number</strong></td>\n<td>String</td>\n<td>GSTIN of the business entity</td>\n<td><code>\"08AAFCF9203L1ZE\"</code></td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<p><strong>Sample Response</strong></p>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-08-18T09:59:06.138Z\",\n  \"transaction_id\": \"TXN-58e191fd-5f09-44ff-8020-13ba68f0aa98\",\n  \"status\": \"success\",\n  \"data\": {\n    \"email\": \"cXXX@fXXX.tXXh\",\n    \"mobile\": \"843XXXX738\"\n  }\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>data.email</strong></td>\n<td>String</td>\n<td>Registered email linked to the GSTIN</td>\n</tr>\n<tr>\n<td><strong>data.mobile</strong></td>\n<td>String</td>\n<td>Registered mobile number linked to the GSTIN</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\">Latency Metrics</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>GSTIN Mobile &amp; Email API</td>\n<td>500–1200ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td><strong>204</strong></td>\n<td>No Content</td>\n<td>No contact details found for given GSTIN</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Bad Request</td>\n<td>Invalid or missing GSTIN</td>\n</tr>\n<tr>\n<td><strong>403</strong></td>\n<td>Unauthorized</td>\n<td>Invalid or missing Bearer token</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected issue; check logs</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","corporate","gstin","mobile-email"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"e51d0333-e70d-4939-a477-6688a9440b59","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"08AAXXF9XX3LXXE\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/mobile-email"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 18 Aug 2025 09:59:06 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"173"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"ad-lfhrRXgxB2tWmBTshEGrRgS/Am0\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-18T09:59:06.138Z\",\n    \"transaction_id\": \"TXN-58e191fd-5f09-44ff-8020-13ba68f0aa98\",\n    \"status\": \"success\",\n    \"data\": {\n        \"email\": \"cXXX@fXXX.tXXh\",\n        \"mobile\": \"84XX49XX38\"\n    }\n}"},{"id":"017f7431-7a79-4dea-a1d8-50ec24177e8a","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"08XXFCFXX3XXXE\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/mobile-email"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 18 Aug 2025 10:03:01 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-+1oKK8/CbL2jjBXu7u+shUd2RUs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"28168dca-aee5-4f4b-9d6c-648127a90ef7"},{"name":"GST Filling Details","id":"0f298c4c-0c1a-4612-89eb-769a3dbcf943","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"36AAJCT34648FXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/filling-details","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The GST Filing Details API enables businesses to retrieve detailed GST return filing information associated with a GSTIN. The API provides comprehensive taxpayer information including registration details, filing status, filing frequency, HSN/SAC details, Aadhaar validation status, jurisdiction data, and core business activity insights.</p>\n<p>This API is ideal for GST compliance verification, vendor due diligence, financial underwriting, and regulatory audits.</p>\n<hr />\n<h1 id=\"use-case\">Use Case</h1>\n<h2 id=\"1-gst-return-filing-compliance-verification\">1. GST Return Filing Compliance Verification</h2>\n<p>Businesses and financial institutions can verify whether a GST-registered entity is actively filing GST returns and maintaining tax compliance.</p>\n<p>✅ Verifies latest GSTR filing activity</p>\n<p>✅ Identifies filing frequency (Monthly/Quarterly)</p>\n<p>✅ Assesses return filing regularity and compliance health</p>\n<hr />\n<h2 id=\"2-vendor--supplier-due-diligence\">2. Vendor &amp; Supplier Due Diligence</h2>\n<p>Procurement teams can validate supplier GST profiles and ensure vendors are operational and compliant before onboarding.</p>\n<p>✅ Confirms active GST registration</p>\n<p>✅ Verifies registered business address and legal entity name</p>\n<p>✅ Checks taxpayer category and business activity</p>\n<hr />\n<h2 id=\"3-loan-underwriting--business-credit-assessment\">3. Loan Underwriting &amp; Business Credit Assessment</h2>\n<p>Lenders and NBFCs can analyze GST filing behavior to assess operational continuity and business authenticity.</p>\n<p>✅ Evaluates business compliance history</p>\n<p>✅ Confirms active taxpayer status</p>\n<p>✅ Validates business existence and longevity</p>\n<hr />\n<h2 id=\"4-marketplace--merchant-onboarding\">4. Marketplace &amp; Merchant Onboarding</h2>\n<p>E-commerce platforms and aggregators can validate seller GST details and filing activity before enabling transactions.</p>\n<p>✅ Reduces fraudulent seller onboarding</p>\n<p>✅ Verifies Aadhaar-authenticated GST registrations</p>\n<p>✅ Ensures GST compliance for marketplace operations</p>\n<hr />\n<h2 id=\"5-internal-compliance--tax-audits\">5. Internal Compliance &amp; Tax Audits</h2>\n<p>Compliance and finance teams can automate GST return verification for audit readiness and regulatory checks.</p>\n<p>✅ Validates GST filing records</p>\n<p>✅ Confirms GSTIN-PAN linkage</p>\n<p>✅ Assists in identifying inactive or non-compliant entities</p>\n<hr />\n<h1 id=\"api-details\">API Details</h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Environment</th>\n<th>URL</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Live</td>\n<td><code>https://live.totalekyc.com/api/corporate/gstin/filling-details</code></td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"http-method\">HTTP Method</h3>\n<p><code>POST</code></p>\n<h3 id=\"authentication\">Authentication</h3>\n<p>Bearer Token</p>\n<hr />\n<h1 id=\"authentication-header\">Authentication Header</h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer Token</td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"request-parameters\">Request Parameters</h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>15-character GSTIN number</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"response-parameters\">Response Parameters</h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>status</td>\n<td>String</td>\n<td>Status of API response</td>\n</tr>\n<tr>\n<td>data.address_details</td>\n<td>Object</td>\n<td>Additional address details of the GST entity</td>\n</tr>\n<tr>\n<td>data.address_details.adr</td>\n<td>String</td>\n<td>Registered address of the GST entity</td>\n</tr>\n<tr>\n<td>data.einvoice_status</td>\n<td>Boolean</td>\n<td>Indicates whether e-Invoicing is enabled</td>\n</tr>\n<tr>\n<td>data.client_id</td>\n<td>String</td>\n<td>Unique client identifier</td>\n</tr>\n<tr>\n<td>data.gstin</td>\n<td>String</td>\n<td>GST Identification Number</td>\n</tr>\n<tr>\n<td>data.pan_number</td>\n<td>String</td>\n<td>PAN linked to the GSTIN</td>\n</tr>\n<tr>\n<td>data.fy</td>\n<td>String</td>\n<td>Financial year for filing details</td>\n</tr>\n<tr>\n<td>data.business_name</td>\n<td>String</td>\n<td>Trade name/business name</td>\n</tr>\n<tr>\n<td>data.legal_name</td>\n<td>String</td>\n<td>Legal registered name</td>\n</tr>\n<tr>\n<td>data.center_jurisdiction</td>\n<td>String</td>\n<td>Central GST jurisdiction details</td>\n</tr>\n<tr>\n<td>data.state_jurisdiction</td>\n<td>String</td>\n<td>State GST jurisdiction details</td>\n</tr>\n<tr>\n<td>data.date_of_registration</td>\n<td>String (YYYY-MM-DD)</td>\n<td>GST registration date</td>\n</tr>\n<tr>\n<td>data.constitution_of_business</td>\n<td>String</td>\n<td>Constitution type of business</td>\n</tr>\n<tr>\n<td>data.taxpayer_type</td>\n<td>String</td>\n<td>GST taxpayer category</td>\n</tr>\n<tr>\n<td>data.gstin_status</td>\n<td>String</td>\n<td>Current GSTIN status</td>\n</tr>\n<tr>\n<td>data.date_of_cancellation</td>\n<td>String (YYYY-MM-DD)</td>\n<td>GST cancellation date if applicable</td>\n</tr>\n<tr>\n<td>data.field_visit_conducted</td>\n<td>String</td>\n<td>Indicates whether field verification was conducted</td>\n</tr>\n<tr>\n<td>data.nature_bus_activities</td>\n<td>Array of Strings</td>\n<td>Nature of business activities</td>\n</tr>\n<tr>\n<td>data.nature_of_core_business_activity_code</td>\n<td>String</td>\n<td>Core business activity code</td>\n</tr>\n<tr>\n<td>data.nature_of_core_business_activity_description</td>\n<td>String</td>\n<td>Description of core business activity</td>\n</tr>\n<tr>\n<td>data.aadhaar_validation</td>\n<td>String</td>\n<td>Aadhaar validation status</td>\n</tr>\n<tr>\n<td>data.aadhaar_validation_date</td>\n<td>String (YYYY-MM-DD)</td>\n<td>Aadhaar validation date</td>\n</tr>\n<tr>\n<td>data.filing_status</td>\n<td>Array</td>\n<td>GST return filing history</td>\n</tr>\n<tr>\n<td>data.filing_status[].FINANCIAL_YEAR</td>\n<td>String</td>\n<td>Financial year of filing</td>\n</tr>\n<tr>\n<td>data.filing_status[].TAX_PERIOD</td>\n<td>String</td>\n<td>Tax period/month</td>\n</tr>\n<tr>\n<td>data.filing_status[].MODE_OF_FILING</td>\n<td>String</td>\n<td>Filing mode</td>\n</tr>\n<tr>\n<td>data.filing_status[].DATE_OF_FILING</td>\n<td>String</td>\n<td>Date of return filing</td>\n</tr>\n<tr>\n<td>data.filing_status[].RETURN_TYPE</td>\n<td>String</td>\n<td>GST return type</td>\n</tr>\n<tr>\n<td>data.filing_status[].ARN</td>\n<td>String</td>\n<td>Acknowledgement Reference Number</td>\n</tr>\n<tr>\n<td>data.filing_status[].STATUS</td>\n<td>String</td>\n<td>Filing status</td>\n</tr>\n<tr>\n<td>data.address</td>\n<td>String</td>\n<td>Complete registered address</td>\n</tr>\n<tr>\n<td>data.hsn_info</td>\n<td>Object</td>\n<td>HSN/SAC information</td>\n</tr>\n<tr>\n<td>data.hsn_info.GOODS_DETAILS</td>\n<td>Array</td>\n<td>Goods HSN details</td>\n</tr>\n<tr>\n<td>data.hsn_info.SERVICE_DETAILS</td>\n<td>Array</td>\n<td>Service SAC details</td>\n</tr>\n<tr>\n<td>data.hsn_info.SERVICE_DETAILS[].SERVICE_CODE</td>\n<td>String</td>\n<td>Service accounting code</td>\n</tr>\n<tr>\n<td>data.hsn_info.SERVICE_DETAILS[].DESCRIPTION</td>\n<td>String</td>\n<td>Description of service</td>\n</tr>\n<tr>\n<td>data.filing_frequency</td>\n<td>Array</td>\n<td>GST return filing frequency details</td>\n</tr>\n<tr>\n<td>data.filing_frequency[].FINANCIAL_YEAR</td>\n<td>String</td>\n<td>Financial year</td>\n</tr>\n<tr>\n<td>data.filing_frequency[].RETURN_TYPE</td>\n<td>String</td>\n<td>GST return type</td>\n</tr>\n<tr>\n<td>data.filing_frequency[].FREQUENCY</td>\n<td>String</td>\n<td>Filing frequency</td>\n</tr>\n<tr>\n<td>data.filing_frequency[].TAX_PERIODS</td>\n<td>Array of Strings</td>\n<td>Tax periods applicable</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"latency-metrics\">Latency Metrics</h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>GST Filing Details</td>\n<td>4000–19000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"status-code\">Status Code</h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Bad Request</td>\n<td>Wrong Input</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API token</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid GST Number</td>\n<td>Provided GSTIN is invalid or unavailable</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server-side error</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"additional-notes\">Additional Notes</h1>\n<ul>\n<li><p>Ensure the Bearer Token is active and valid for all requests.</p>\n</li>\n<li><p>GSTIN must be a valid 15-character alphanumeric identifier.</p>\n</li>\n<li><p>Filing history availability depends on GST portal reporting.</p>\n</li>\n<li><p>HSN/SAC details may vary depending on taxpayer disclosures.</p>\n</li>\n<li><p>Aadhaar validation details are returned if available from GST records.</p>\n</li>\n<li><p>The API is suitable for onboarding, underwriting, vendor verification, and GST compliance workflows.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","corporate","gstin","filling-details"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"58ce9f37-6ea9-4af0-8e7a-7ec2bd4bb00d","name":"Successfull (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"36AAJCT2376FXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/filling-details"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Mon, 11 May 2026 11:37:09 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"1932"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"78c-WG/L7zZGH8SHzKWD4cW6kkfaXWA\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2026-05-11T11:37:09.587Z\",\n  \"transaction_id\": \"TXN-PROD-e4032913-054d-4b45-bd6c-1ad818dce42c\",\n  \"status\": \"success\",\n  \"data\": {\n    \"address_details\": {\n      \"adr\": \"PLOT NO.45, GREEN VALLEY TECH PARK, SECTOR 62, Noida, Gautam Buddha Nagar, Uttar Pradesh, 201309\"\n    },\n    \"einvoice_status\": true,\n    \"client_id\": \"corporate_gstin_Elzuhf0FRaM1X7ZUI4VO\",\n    \"gstin\": \"27AABCU9603R1ZX\",\n    \"pan_number\": \"AABCU9603R\",\n    \"fy\": \"2026-27\",\n    \"business_name\": \"URBANEDGE TECHNOLOGIES PRIVATE LIMITED\",\n    \"legal_name\": \"URBANEDGE TECHNOLOGIES PRIVATE LIMITED\",\n    \"center_jurisdiction\": \"State - CBIC, Zone - NOIDA, Commissionerate - NOIDA, Division - SECTOR 62, Range - NOIDA RANGE III\",\n    \"state_jurisdiction\": \"State - Uttar Pradesh, Division - Noida, Circle - SECTOR 62\",\n    \"date_of_registration\": \"2022-08-15\",\n    \"constitution_of_business\": \"Private Limited Company\",\n    \"taxpayer_type\": \"Regular\",\n    \"gstin_status\": \"Active\",\n    \"date_of_cancellation\": \"1890-01-01\",\n    \"field_visit_conducted\": \"Yes\",\n    \"nature_bus_activities\": [\n      \"Supplier of Services\",\n      \"Office / Sale Office\"\n    ],\n    \"nature_of_core_business_activity_code\": \"ITD\",\n    \"nature_of_core_business_activity_description\": \"Information Technology Services\",\n    \"aadhaar_validation\": \"Yes\",\n    \"aadhaar_validation_date\": \"2023-01-18\",\n    \"filing_status\": [\n      {\n        \"FINANCIAL_YEAR\": \"2026-2027\",\n        \"TAX_PERIOD\": \"April\",\n        \"MODE_OF_FILING\": \"ONLINE\",\n        \"DATE_OF_FILING\": \"10/05/2026\",\n        \"RETURN_TYPE\": \"GSTR1\",\n        \"ARN\": \"AA270526009876A\",\n        \"STATUS\": \"Filed\"\n      },\n      {\n        \"FINANCIAL_YEAR\": \"2026-2027\",\n        \"TAX_PERIOD\": \"March\",\n        \"MODE_OF_FILING\": \"ONLINE\",\n        \"DATE_OF_FILING\": \"11/04/2026\",\n        \"RETURN_TYPE\": \"GSTR3B\",\n        \"ARN\": \"AA270426007654B\",\n        \"STATUS\": \"Filed\"\n      }\n    ],\n    \"address\": \"PLOT NO.45, GREEN VALLEY TECH PARK, SECTOR 62, Noida, Gautam Buddha Nagar, Uttar Pradesh, 201309\",\n    \"hsn_info\": {\n      \"GOODS_DETAILS\": [\n        {\n          \"HSN_CODE\": \"84713010\",\n          \"DESCRIPTION\": \"Personal Computers\"\n        }\n      ],\n      \"SERVICE_DETAILS\": [\n        {\n          \"SERVICE_CODE\": \"998313\",\n          \"DESCRIPTION\": \"Information technology consulting and support services\"\n        },\n        {\n          \"SERVICE_CODE\": \"998314\",\n          \"DESCRIPTION\": \"IT infrastructure and network management services\"\n        }\n      ]\n    },\n    \"filing_frequency\": [\n      {\n        \"FINANCIAL_YEAR\": \"2026-27\",\n        \"RETURN_TYPE\": \"GSTR1\",\n        \"FREQUENCY\": \"Monthly\",\n        \"TAX_PERIODS\": [\n          \"January\",\n          \"February\",\n          \"March\",\n          \"April\"\n        ]\n      }\n    ]\n  }\n}"},{"id":"1361d168-2ac8-4d2b-ab83-1ea31d117dc4","name":"Invalid Details (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n    \"id_number\": \"36AAJCT345FXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/gstin/filling-details"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Mon, 11 May 2026 11:54:13 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"158"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9e-Ut32VSE0V00CwLRox8/geX98D8A\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-05-11T11:54:13.538Z\",\n    \"transaction_id\": \"TXN-PROD-7c0525de-ecc6-4b86-9892-ba2ee3fab8a4\",\n    \"error_message\": \"Invalid GST Number\"\n}"}],"_postman_id":"0f298c4c-0c1a-4612-89eb-769a3dbcf943"},{"name":"TAN Verify","id":"9ca87e11-80de-47af-bf16-3b069caf6772","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"id_number\": \"DEXAXX90XX\",\n   \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/tan/verify","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>TAN Verification API</strong> allows businesses to validate and retrieve official information associated with a Tax Deduction and Collection Account Number (TAN).</p>\n<p>It provides authoritative details such as the deductor’s name, category, address, status, and assessing officer (AO) information.</p>\n<p>This API is useful for corporate KYC, tax compliance checks, and validating the authenticity of TAN details provided by entities.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p>Validate authenticity and validity of a TAN number.</p>\n</li>\n<li><p>Retrieve deductor details, category, and registered address.</p>\n</li>\n<li><p>Confirm TAN activation status for KYB (Know Your Business) or onboarding processes.</p>\n</li>\n<li><p>Support compliance workflows and document verification.</p>\n</li>\n<li><p>Enable fraud prevention by confirming tax identity details.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Environment (LIVE)</strong></td>\n<td><code>https://live.totalekyc.com/api/corporate/tan/verify</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Authorization</strong></td>\n<td><code>Bearer YOUR_BEARER_TOKEN</code></td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>Content-Type</strong></td>\n<td><code>application/json</code></td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<h3 id=\"json-example\"><strong>JSON Example</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"id_number\": \"DEXAXX90XX\",\n  \"remark\": \"Optional client note or reference\"\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>id_number</strong></td>\n<td>String</td>\n<td>10-character TAN</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td><strong>remark</strong></td>\n<td>String</td>\n<td>Optional client note or reference, logged but not used in verification logic</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>data.tan_number</strong></td>\n<td>String</td>\n<td>Verified TAN number</td>\n</tr>\n<tr>\n<td><strong>data.deductor_name</strong></td>\n<td>String</td>\n<td>Registered name of the deductor</td>\n</tr>\n<tr>\n<td><strong>data.deductor_category_code</strong></td>\n<td>String</td>\n<td>Code representing the deductor category</td>\n</tr>\n<tr>\n<td><strong>data.deductor_category_description</strong></td>\n<td>String</td>\n<td>Description of the deductor’s category</td>\n</tr>\n<tr>\n<td><strong>data.address</strong></td>\n<td>String</td>\n<td>Registered address of the deductor</td>\n</tr>\n<tr>\n<td><strong>data.tan_status</strong></td>\n<td>String</td>\n<td>TAN status (e.g., Active, Inactive)</td>\n</tr>\n<tr>\n<td><strong>data.pan_number</strong></td>\n<td>String</td>\n<td>Linked PAN number if available</td>\n</tr>\n<tr>\n<td><strong>data.ao_area_code</strong></td>\n<td>String</td>\n<td>Assessing Officer area code</td>\n</tr>\n<tr>\n<td><strong>data.ao_type</strong></td>\n<td>String</td>\n<td>Assessing Officer type</td>\n</tr>\n<tr>\n<td><strong>data.ao_range_code</strong></td>\n<td>Integer</td>\n<td>Assessing Officer range code</td>\n</tr>\n<tr>\n<td><strong>data.ao_number</strong></td>\n<td>Integer</td>\n<td>Assessing Officer number</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>TAN Verification</strong></td>\n<td>300–800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Bad Request</td>\n<td>Missing or invalid input values</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid TAN</td>\n<td>Provided TAN number is invalid or not found</td>\n</tr>\n<tr>\n<td><strong>403</strong></td>\n<td>Unauthorized</td>\n<td>Invalid or missing Bearer token</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Unexpected server error. Retry or check logs</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","corporate","tan","verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"19285023-d29f-4307-97f6-a64eec6699eb","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"id_number\": \"DEXAXX90XX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/tan/verify"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Fri, 07 Nov 2025 10:01:34 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"520"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"208-tHbPN1BAL1UnItt1/zixnZk091c\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-11-07T10:01:34.323Z\",\n    \"transaction_id\": \"TXN-d500a2e8-6a3b-4b76-9487-c3d70fb18e9e\",\n    \"status\": \"success\",\n    \"data\": {\n        \"tan_number\": \"DEXAXX90XX\",\n        \"deductor_name\": \"AXM AXXXXXXXXY LXP\",\n        \"deductor_category_code\": \"7\",\n        \"deductor_category_description\": \"Firm/AOP/AOP(T)/BOI/Artificial Juridical Person\",\n        \"address\": \"FLAT NO 1313, S/F, BLOCK D,MADANGLE CGHS LTD, PLOT NO,NEW DELHI,N.I.I.T. DHOLAKPUR,SOUTH  DELHI\",\n        \"tan_status\": \"Active\",\n        \"pan_number\": \"[NULL]\",\n        \"ao_area_code\": \"DEL\",\n        \"ao_type\": \"W\",\n        \"ao_range_code\": 80,\n        \"ao_number\": 4\n    }\n}"},{"id":"e4920db1-a1fe-4b89-9261-8f5f0f119f8b","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"id_number\": \"\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/tan/verify"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Fri, 07 Nov 2025 10:02:31 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-+1oKK8/CbL2jjBXu7u+shUd2RUs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"},{"id":"75227241-b6e6-4d2d-94bf-d54fb9b37266","name":"Invalid Input (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"id_number\": \"DEXAXX906R\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/tan/verify"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Fri, 07 Nov 2025 10:02:52 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"154"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9a-MDNdhGShFBgZG8K1S7CBu1xqwww\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-11-07T10:02:52.594Z\",\n    \"transaction_id\": \"TXN-23391311-478c-4ff4-9e4d-b9dcc343de3e\",\n    \"error_message\": \"Invalid Tan Number\"\n}"}],"_postman_id":"9ca87e11-80de-47af-bf16-3b069caf6772"},{"name":"MCA Company Details","id":"11a177a9-dbf2-43d2-bbd2-690fdeb7f296","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"U63999HR2024PTCXXXXXX\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/mca/company-details","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>MCA Company Details API</strong> provides detailed company-level information by using the <strong>Corporate Identification Number (CIN)</strong> issued by the Ministry of Corporate Affairs (MCA).</p>\n<p>It returns comprehensive data including registration details, directors, capital structure, and compliance status, aiding in informed decision-making across industries.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Business onboarding and verification processes to confirm the legitimacy and registration status of Indian companies.</p>\n</li>\n<li><p>KYC compliance checks during vendor/supplier or partner registration.</p>\n</li>\n<li><p>Credit and risk profiling of companies before extending financial products or services.</p>\n</li>\n<li><p>Legal and compliance teams conducting due diligence and background checks.</p>\n</li>\n<li><p>Fraud prevention teams validating director identity and CIN status to avoid shell or non-compliant entities.</p>\n</li>\n<li><p>Fintech and lending institutions checking active compliance and authorized capital before loan approvals.</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Field</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL (Live)</strong></td>\n<td><code>https://live.finb.io/api/corporate/mca/company-details</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"authentication-header\"><strong>Authentication Header</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td><code>Bearer</code></td>\n<td>✅ Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td><code>application/json</code></td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-parameters\"><strong>Request Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>Valid CIN (Corporate Identification Number)</td>\n<td>✅ Yes</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.client_id</code></td>\n<td>String</td>\n<td>Unique identifier for the client.</td>\n</tr>\n<tr>\n<td><code>data.company_id</code></td>\n<td>String</td>\n<td>Company identification number (CIN).</td>\n</tr>\n<tr>\n<td><code>data.company_type</code></td>\n<td>String</td>\n<td>Type of the entity (e.g., Company).</td>\n</tr>\n<tr>\n<td><code>data.company_name</code></td>\n<td>String</td>\n<td>Full registered name of the company.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.cin</code></td>\n<td>String</td>\n<td>Corporate Identification Number (CIN).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.roc_code</code></td>\n<td>String</td>\n<td>Registrar of Companies (RoC) code.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.registration_number</code></td>\n<td>String</td>\n<td>Registration number of the company.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.company_category</code></td>\n<td>String</td>\n<td>Category of the company (e.g., Company limited by Shares).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.class_of_company</code></td>\n<td>String</td>\n<td>Class of company (e.g., Private).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.company_sub_category</code></td>\n<td>String</td>\n<td>Sub-category of the company (e.g., Non-govt company).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.authorized_capital</code></td>\n<td>String</td>\n<td>Authorized capital of the company (in INR).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.paid_up_capital</code></td>\n<td>String</td>\n<td>Paid-up capital of the company (in INR).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.number_of_members</code></td>\n<td>String</td>\n<td>Number of members in the company.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.date_of_incorporation</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date of incorporation of the company.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.registered_address</code></td>\n<td>String</td>\n<td>Official registered address of the company.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.address_other_than_ro</code></td>\n<td>String</td>\n<td>Address other than registered office (if any).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.email_id</code></td>\n<td>String</td>\n<td>Registered email ID of the company.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.listed_status</code></td>\n<td>String</td>\n<td>Listed or unlisted company status.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.active_compliance</code></td>\n<td>Null / String</td>\n<td>Whether the company is in active compliance (if applicable).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.suspended_at_stock_exchange</code></td>\n<td>String</td>\n<td>Whether the company is suspended from stock exchange.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.last_agm_date</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date of the last Annual General Meeting.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.last_bs_date</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date of the last balance sheet filed.</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.company_status</code></td>\n<td>String</td>\n<td>Current status of the company (e.g., Active).</td>\n</tr>\n<tr>\n<td><code>data.details.company_info.status_under_cirp</code></td>\n<td>Null / String</td>\n<td>Indicates if the company is under Corporate Insolvency Resolution Process.</td>\n</tr>\n<tr>\n<td><code>data.details.directors[]</code></td>\n<td>Array of Objects</td>\n<td>List of directors associated with the company.</td>\n</tr>\n<tr>\n<td><code>data.details.directors[].din_number</code></td>\n<td>String</td>\n<td>Director Identification Number (DIN).</td>\n</tr>\n<tr>\n<td><code>data.details.directors[].director_name</code></td>\n<td>String</td>\n<td>Full name of the director.</td>\n</tr>\n<tr>\n<td><code>data.details.directors[].start_date</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date when the director’s term started.</td>\n</tr>\n<tr>\n<td><code>data.details.directors[].end_date</code></td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date when the director’s term ended (if applicable).</td>\n</tr>\n<tr>\n<td><code>data.details.directors[].surrendered_din</code></td>\n<td>Null / String</td>\n<td>DIN surrendered details (if any).</td>\n</tr>\n<tr>\n<td><code>data.details.charges</code></td>\n<td>Array</td>\n<td>List of registered charges (empty if none exist).</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>MCA Company Details</td>\n<td>800–1200ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully.</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Invalid CIN</td>\n<td>The provided CIN is incorrect or does not exist.</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key.</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Missing Required Parameters</td>\n<td>Required fields are missing in the request body.</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected issue occurred on the server.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>Ensure the Bearer Token is active and valid when making API calls.</p>\n</li>\n<li><p>The <strong>CIN</strong> must be valid and in correct 21-character format (e.g., <code>U65999MH1995PLC123456</code>).</p>\n</li>\n<li><p>This API is intended for regulatory checks, financial onboarding, and organizational verification workflows.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","corporate","mca","company-details"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"c1b07c6b-bd0b-40ef-9278-a50ce972f3ce","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN","type":"text"}],"body":{"mode":"raw","raw":"{\r\n    \"id_number\": \"U63999HR2024PTCXXXXXX\",\r\n    \"remark\": \"Optional client note or reference\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/corporate/mca/company-details"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 24 Jun 2025 10:53:17 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"1311"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"ETag","value":"W/\"51f-b93Pcci+xr2mGVd46HfFvhM1nAE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-06-24T10:53:17.630Z\",\n    \"transaction_id\": \"36de97c5-2ea5-4696-9b3d-82551a5c57fb\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"company_jmzgOScrUWlvchjSiaRh\",\n        \"company_id\": \"U63999HR2024PTC122347\",\n        \"company_type\": \"Company\",\n        \"company_name\": \"PROTOP CONSULTANCY SERVICES PRIVATE LIMITED\",\n        \"details\": {\n            \"company_info\": {\n                \"cin\": \"U63999HR2024PTC122347\",\n                \"roc_code\": \"RoC-Delhi\",\n                \"registration_number\": \"122347\",\n                \"company_category\": \"Company limited by Shares\",\n                \"class_of_company\": \"Private\",\n                \"company_sub_category\": \"Non-govt company\",\n                \"authorized_capital\": \"100000\",\n                \"paid_up_capital\": \"100000\",\n                \"number_of_members\": \"0\",\n                \"date_of_incorporation\": \"2024-06-07\",\n                \"registered_address\": \"PLOT NO.-4 2ND FLOOR MINARCH TOWER Sector 44 Gurgaon Sector 45 Sector -45 Gurgaon HR 122003 IN\",\n                \"address_other_than_ro\": \"-\",\n                \"email_id\": \"protopconsultancy2025@outlook.com\",\n                \"listed_status\": \"Unlisted\",\n                \"active_compliance\": null,\n                \"suspended_at_stock_exchange\": \"-\",\n                \"last_agm_date\": \"1800-01-01\",\n                \"last_bs_date\": \"1800-01-01\",\n                \"company_status\": \"Active\",\n                \"status_under_cirp\": null\n            },\n            \"directors\": [\n                {\n                    \"din_number\": \"10660837\",\n                    \"director_name\": \"MANOJ JOSHI\",\n                    \"start_date\": \"2024-06-07\",\n                    \"end_date\": \"1800-01-01\",\n                    \"surrendered_din\": null\n                },\n                {\n                    \"din_number\": \"10660838\",\n                    \"director_name\": \"KEVAL KUMAR\",\n                    \"start_date\": \"2024-06-07\",\n                    \"end_date\": \"1800-01-01\",\n                    \"surrendered_din\": null\n                }\n            ],\n            \"charges\": []\n        }\n    }\n}"}],"_postman_id":"11a177a9-dbf2-43d2-bbd2-690fdeb7f296"},{"name":"DIN to Contact","id":"f764a32d-6f60-4284-8796-852441d24c3f","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"072351XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/din/contact","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The DIN to Contact API enables real-time retrieval of contact details (mobile number and email address) associated with a company director's Director Identification Number (DIN). It is useful for communication, identity verification, compliance, and background checks.</p>\n<h3 id=\"use-cases\"><strong>Use Cases</strong></h3>\n<ol>\n<li><p><strong>Digital KYC &amp; Onboarding</strong>: Fetch director contact details to complete business onboarding or regulatory verification.</p>\n</li>\n<li><p><strong>Due Diligence &amp; Compliance</strong>: Used by financial institutions and legal firms to verify and maintain communication with company directors.</p>\n</li>\n<li><p><strong>Debt Recovery &amp; Legal Notices</strong>: Identify and reach out to directors for resolution of dues or issuance of legal notices.</p>\n</li>\n<li><p><strong>Background Checks</strong>: Valuable for HR, NBFCs, and fintechs conducting comprehensive background verification.</p>\n</li>\n<li><p><strong>Partner/Stakeholder Vetting</strong>: Verify directorships and contact details when evaluating new vendors or business partners.</p>\n</li>\n</ol>\n<hr />\n<h3 id=\"api-details\"><strong>API Details</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/prefill/din-to-contact</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td><code>POST</code></td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (required in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>din</td>\n<td>String</td>\n<td>Director Identification Number</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-body-parameters\"><strong>Response Body Parameters</strong></h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"timestamp\": \"2025-07-16T06:03:23.015Z\",\n  \"transaction_id\": \"TXN-ddc0b634-1555-4376-8f00-00d85335f454\",\n  \"status\": \"success\",\n  \"data\": {\n    \"email\": \"dktinfraanddeveloperspvtltd@gmail.com\",\n    \"mobile\": \"+919416853895\"\n  }\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.email</td>\n<td>string</td>\n<td>Email address of the director</td>\n</tr>\n<tr>\n<td>data.mobile</td>\n<td>string</td>\n<td>Mobile number of the director</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>DIN to Contact</td>\n<td>300–700 ms</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"status-codes\"><strong>Status Codes</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeable</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>200</td>\n<td>No Data Found</td>\n<td>No Record Found for the given DIN</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid DIN</td>\n<td>DIN is invalid or unregistered</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side processing error</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"additional-notes\"><strong>Additional Notes</strong></h3>\n<ul>\n<li><p>Ensure the DIN is valid and correctly formatted (generally a numeric 8-digit string).</p>\n</li>\n<li><p>The contact information is sourced from publicly available or government-compliant datasets.</p>\n</li>\n<li><p>For production access, use the <strong>Live URL</strong> with a valid <strong>Bearer token</strong>.</p>\n</li>\n<li><p>Response format is consistent across environments.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","din","contact"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"b1d07c28-3fe0-4a42-9cc6-4f295f4053e6","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"098196XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/din/contact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 16 Jul 2025 07:42:52 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"201"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"c9-GN3+C9zQiuTFCx/lzyx+hzbLbOA\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-07-16T07:42:52.747Z\",\n    \"transaction_id\": \"TXN-966353a1-2fc3-4108-8822-37bc6ad232bd\",\n    \"status\": \"success\",\n    \"data\": {\n        \"email\": \"dktinfraanddeveloperspvtltd@gmail.com\",\n        \"mobile\": \"+919416853895\"\n    }\n}"},{"id":"95a8051d-6b2f-4396-9a06-3591eec21861","name":"No Data Found (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"072351XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://uat.totalekyc.com/api/kyc/din/contact"},"_postman_previewlanguage":"Text","header":null,"cookie":[],"responseTime":null,"body":null},{"id":"4edac65d-cb95-4920-8d66-293627c1decf","name":"Bad Request (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"09816XX\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/din/contact"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 16 Jul 2025 09:14:40 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"181"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"b5-vVq8p7N3Ee6WI5jOgs4VJ8K8/sE\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-07-16T09:14:40.093Z\",\n    \"transaction_id\": \"TXN-412c7e95-bbf5-4056-a7b2-c2667f5a8878\",\n    \"error_message\": \"din length must be at least 8 characters long\"\n}"}],"_postman_id":"f764a32d-6f60-4284-8796-852441d24c3f"},{"name":"Mobile to UAN","id":"5fad28f0-41fb-4e33-aebf-25673b321b92","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"XXXXXXXX23\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Mobile to UAN API</strong> allows users to retrieve one or more Universal Account Numbers (UAN) associated with a given mobile number registered in EPFO records.</p>\n<p>This API is useful for employee verification, PF account tracking, KYC completion, and onboarding processes that require EPF details.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p>Find all UANs linked to a registered mobile number.</p>\n</li>\n<li><p>Assist employees in identifying their EPFO accounts.</p>\n</li>\n<li><p>Validate mobile number ownership against EPFO records.</p>\n</li>\n<li><p>Speed up onboarding by pre-filling PF details.</p>\n</li>\n<li><p>Reduce errors in PF account mapping.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Property</strong></th>\n<th><strong>Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Live</strong>: <code>https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"headers\"><strong>Headers</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Header Name</strong></th>\n<th><strong>Value Format</strong></th>\n<th><strong>Required</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"request-body\"><strong>Request Body</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Parameter</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n<th><strong>Example Value</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>multiple</td>\n<td>Integer</td>\n<td>Set to <code>1</code> to retrieve all UANs linked to the mobile number; <code>0</code> to retrieve only one.</td>\n<td>1</td>\n</tr>\n<tr>\n<td>mobile_number</td>\n<td>String</td>\n<td>Mobile number registered with EPFO (10 digits).</td>\n<td>\"63XXX3XX23\"</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h3 id=\"response-parameters\"><strong>Response Parameters</strong></h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Key</strong></th>\n<th><strong>Type</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>timestamp</td>\n<td>string</td>\n<td>Time when the request was processed (ISO format).</td>\n</tr>\n<tr>\n<td>transaction_id</td>\n<td>string</td>\n<td>Unique identifier for the API transaction.</td>\n</tr>\n<tr>\n<td>status</td>\n<td>string</td>\n<td>Status of the request (e.g., \"success\").</td>\n</tr>\n<tr>\n<td>data.uan</td>\n<td>array</td>\n<td>List of UAN(s) linked to the provided mobile number.</td>\n</tr>\n</tbody>\n</table>\n</div><h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to UAN</td>\n<td>300-800ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th><strong>Status Code</strong></th>\n<th><strong>Error Message</strong></th>\n<th><strong>Description</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully.</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td><code>\"mobile_number\"</code> is missing from the request.</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header.</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Invalid Mobile Number</td>\n<td>The mobile number is invalid or not found in EPFO records.</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\"><strong>Additional Notes</strong></h2>\n<ul>\n<li><p>Always ensure the Bearer Token is active and valid.</p>\n</li>\n<li><p>Mobile number must be a valid 10-digit number registered with EPFO.</p>\n</li>\n<li><p>Use <code>multiple: 1</code> to get all linked UANs; use <code>0</code> to retrieve only one.</p>\n</li>\n<li><p>Useful for both KYC verification and employee PF account tracking.</p>\n</li>\n<li><p>Helps avoid duplicate PF account entries during onboarding.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","epfo","mobile-to-uan"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"7e271e0e-edfa-4b3d-bf6d-bc21d19dfef8","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"XXXXXXXX23\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:11:11 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"166"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"a6-QmZZe4MQ5oYVsjzi+Pj4BKpPb14\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-11T15:11:11.904Z\",\n    \"transaction_id\": \"TXN-4d8d0206-9c79-42d6-b223-07abdca35a80\",\n    \"status\": \"success\",\n    \"data\": {\n        \"uan\": [\n            \"1005XX13XX13\",\n            \"1009XX43XX23\"\n        ]\n    }\n}"},{"id":"3cc32a4f-3041-41fe-a4cf-4bfd6451184d","name":"Bad Request (400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"multiple\": 1,\n  \"mobile_number\": \"123456789\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/epfo/mobile-to-uan"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:12:15 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"80"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"50-aRxlm4d4femInT/VScXvDPqJ1zg\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input mobile_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"5fad28f0-41fb-4e33-aebf-25673b321b92"},{"name":"UDYAM Details","id":"80e0fbe7-ba3f-4ea8-adb7-820ce5cb173f","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"msme\": \"UDYAM-DL-07-000XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/msme/udhyam/details","description":"<h1 id=\"introduction\"><strong>Introduction</strong></h1>\n<p>The <strong>Udyam Details API</strong> allows businesses to fetch MSME (Udyam) registration details using the Udyam Registration Number. It provides comprehensive information such as enterprise details, classification history, address, plant locations, and NIC activity classification.</p>\n<p>This API is useful for MSME verification, KYB workflows, lending decisions, and compliance processes.</p>\n<hr />\n<h1 id=\"use-cases\"><strong>Use Cases</strong></h1>\n<ul>\n<li><p>Fetch MSME/Udyam details using registration number</p>\n</li>\n<li><p>Verify authenticity of MSME registration</p>\n</li>\n<li><p>Retrieve enterprise classification and activity details</p>\n</li>\n<li><p>Enable KYB (Know Your Business) verification</p>\n</li>\n<li><p>Support MSME lending and underwriting workflows</p>\n</li>\n</ul>\n<hr />\n<h1 id=\"api-details\"><strong>API Details</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>LIVE :</strong> <a href=\"https://uat.totalekyc.com/api/msme/udhyam/details\"><b>https://uat.totalekyc.com/api/msme/udhyam/details</b></a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"headers\"><strong>Headers</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>msme</td>\n<td>String</td>\n<td>Udyam Registration Number (UDYAM format)</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"response-parameters\"><strong>Response Parameters</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.msme_number</td>\n<td>string</td>\n<td>Udyam registration number</td>\n</tr>\n<tr>\n<td>data.name_of_enterprise</td>\n<td>string</td>\n<td>Name of the enterprise</td>\n</tr>\n<tr>\n<td>data.organization_type</td>\n<td>string</td>\n<td>Type of organization</td>\n</tr>\n<tr>\n<td>data.major_activity</td>\n<td>string</td>\n<td>Primary business activity</td>\n</tr>\n<tr>\n<td>data.social_category</td>\n<td>string</td>\n<td>Social category of the owner</td>\n</tr>\n<tr>\n<td>data.date_of_commencement</td>\n<td>string</td>\n<td>Business commencement date</td>\n</tr>\n<tr>\n<td>data.date_of_udyam_registration</td>\n<td>string</td>\n<td>Udyam registration date</td>\n</tr>\n<tr>\n<td>data.mobile_number</td>\n<td>string</td>\n<td>Masked mobile number</td>\n</tr>\n<tr>\n<td>data.email</td>\n<td>string</td>\n<td>Registered email ID</td>\n</tr>\n<tr>\n<td>data.flat</td>\n<td>string</td>\n<td>Flat/house number</td>\n</tr>\n<tr>\n<td>data.road</td>\n<td>string</td>\n<td>Street/road name</td>\n</tr>\n<tr>\n<td>data.name_of_building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.state</td>\n<td>string</td>\n<td>State name</td>\n</tr>\n<tr>\n<td>data.enterprise_type</td>\n<td>array</td>\n<td>MSME classification history</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_year</td>\n<td>string</td>\n<td>Financial year</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].enterprise_type</td>\n<td>string</td>\n<td>Enterprise category (Micro/Small/Medium)</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_date</td>\n<td>string</td>\n<td>Classification date</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details</td>\n<td>array</td>\n<td>Plant/unit location details</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].unit_name</td>\n<td>string</td>\n<td>Name of the unit</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].flat</td>\n<td>string</td>\n<td>Flat/shop number</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].village</td>\n<td>string</td>\n<td>Village/locality</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].block</td>\n<td>string</td>\n<td>Block/area</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].road</td>\n<td>string</td>\n<td>Road/street</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].district</td>\n<td>string</td>\n<td>District name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].city</td>\n<td>string</td>\n<td>City name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].state</td>\n<td>string</td>\n<td>State name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].pin</td>\n<td>string</td>\n<td>Pincode</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].sn</td>\n<td>string</td>\n<td>Serial number of unit</td>\n</tr>\n<tr>\n<td>data.nic_code</td>\n<td>array</td>\n<td>NIC activity classification</td>\n</tr>\n<tr>\n<td>data.nic_code[].classification_year</td>\n<td>string</td>\n<td>NIC 2-digit category</td>\n</tr>\n<tr>\n<td>data.nic_code[].enterprise_type</td>\n<td>string</td>\n<td>NIC 5-digit activity description</td>\n</tr>\n<tr>\n<td>data.nic_code[].classification_date</td>\n<td>string</td>\n<td>Activity type (Manufacturing/Services)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"latency-metrics\"><strong>Latency Metrics</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Udyam Details</td>\n<td>500–2000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"status-code\"><strong>Status Code</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"msme\" is missing</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Data Found</td>\n<td>No Udyam Details Found</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","msme","udhyam","details"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"261f09ed-fe9f-4ce5-868a-a8e1917cf75b","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"msme\": \"UDYAM-DL-07-000XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/msme/udhyam/details"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Mon, 13 Apr 2026 09:08:41 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"1273"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"98"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"4f9-hvL2qGuP9W9ooNS7dndQPQnWuEo\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-13T09:08:41.019Z\",\n    \"transaction_id\": \"TXN-PROD-07f23c17-423a-436c-910a-6dc752429c04\",\n    \"status\": \"success\",\n    \"data\": {\n        \"flat\": \"13-B\",\n        \"road\": \"MANSAROVER PARK\",\n        \"email\": \"taxtimes@taxtimes.in\",\n        \"state\": \"DELHI\",\n        \"msme_number\": \"UDYAM-DL-07-000XXXX\",\n        \"mobile_number\": \"98*****8XX\",\n        \"major_activity\": \"Services\",\n        \"enterprise_type\": [\n            {\n                \"classification_year\": \"2026-27\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"\"\n            },\n            {\n                \"classification_year\": \"2025-26\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"\"\n            },\n            {\n                \"classification_year\": \"2024-25\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"\"\n            },\n            {\n                \"classification_year\": \"2023-24\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"\"\n            }\n        ],\n        \"social_category\": \"General\",\n        \"name_of_building\": \"TAXTIMES\",\n        \"organization_type\": \"Proprietary\",\n        \"name_of_enterprise\": \"TAXTIMES\",\n        \"date_of_commencement\": \"01-01-1998\",\n        \"location_of_plant_details\": [\n            {\n                \"unit_name\": \"TAXTIMES\",\n                \"flat\": \"13-B\",\n                \"building\": \"TAXTIMES\",\n                \"village\": \"MANSAROVER PARK\",\n                \"block\": \"D.D.A. FLAT\",\n                \"road\": \"MANSAROVER PARK\",\n                \"district\": \"SHAHDARA\",\n                \"city\": \"SHAHDARA\",\n                \"state\": \"DELHI\",\n                \"pin\": \"110032\",\n                \"sn\": \"1\"\n            }\n        ],\n        \"date_of_udyam_registration\": \"06-21-2023\",\n        \"nic_code\": [\n            {\n                \"enterprise_type\": \"69202 - Tax consultancy\",\n                \"classification_date\": \"Services\",\n                \"classification_year\": \"69 - Legal and accounting activities\"\n            }\n        ]\n    }\n}"}],"_postman_id":"80e0fbe7-ba3f-4ea8-adb7-820ce5cb173f"},{"name":"Pan to Udyam Details","id":"a3fa61d0-00c0-454c-aac8-d757df1386a4","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"HESPD8XXXX\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details","description":"<h1 id=\"introduction\"><strong>Introduction</strong></h1>\n<p>The <strong>PAN to Udyam MSME Details API</strong> allows businesses to fetch MSME (Udyam) registration details linked to a given PAN number. It returns enterprise information such as MSME number, enterprise classification history, business details, location, and NIC classification.</p>\n<p>This API is useful for <strong>business verification, MSME validation, KYB processes, and lending risk assessment</strong>.</p>\n<hr />\n<h1 id=\"use-cases\"><strong>Use Cases</strong></h1>\n<ul>\n<li><p>Verify MSME (Udyam) registration using PAN</p>\n</li>\n<li><p>Retrieve enterprise classification (Micro/Small/Medium) history</p>\n</li>\n<li><p>Fetch business details for KYB onboarding</p>\n</li>\n<li><p>Validate enterprise existence for lending/credit underwriting</p>\n</li>\n<li><p>Extract plant/location and NIC activity details</p>\n</li>\n</ul>\n<hr />\n<h1 id=\"api-details\"><strong>API Details</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><a href=\"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details\">https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"headers\"><strong>Headers</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h1>\n<h3 id=\"json\">JSON</h3>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{  \"id_number\": \"AAGFMXXXX\"}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"response-parameters\"><strong>Response Parameters</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.msme_number</td>\n<td>string</td>\n<td>Udyam registration number</td>\n</tr>\n<tr>\n<td>data.name_of_enterprise</td>\n<td>string</td>\n<td>Name of the enterprise</td>\n</tr>\n<tr>\n<td>data.major_activity</td>\n<td>string</td>\n<td>Primary business activity (e.g., Trading, Manufacturing)</td>\n</tr>\n<tr>\n<td>data.social_category</td>\n<td>string</td>\n<td>Social category of the enterprise owner</td>\n</tr>\n<tr>\n<td>data.date_of_commencement</td>\n<td>string</td>\n<td>Business start date</td>\n</tr>\n<tr>\n<td>data.state</td>\n<td>string</td>\n<td>State of registration</td>\n</tr>\n<tr>\n<td>data.date_of_udyam_registration</td>\n<td>string</td>\n<td>Date of Udyam registration</td>\n</tr>\n<tr>\n<td>data.organization_type</td>\n<td>string</td>\n<td>Type of organization (e.g., Partnership, Proprietorship)</td>\n</tr>\n<tr>\n<td>data.mobile_number</td>\n<td>string</td>\n<td>Masked mobile number</td>\n</tr>\n<tr>\n<td>data.email</td>\n<td>string</td>\n<td>Email associated with enterprise</td>\n</tr>\n<tr>\n<td>data.flat</td>\n<td>string</td>\n<td>Address flat/door number</td>\n</tr>\n<tr>\n<td>data.name_of_building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.road</td>\n<td>string</td>\n<td>Road/street name</td>\n</tr>\n<tr>\n<td>data.enterprise_type</td>\n<td>array</td>\n<td>List of enterprise classification history</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_year</td>\n<td>string</td>\n<td>Financial year of classification</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].enterprise_type</td>\n<td>string</td>\n<td>MSME category (Micro/Small/Medium)</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_date</td>\n<td>string</td>\n<td>Date of classification</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details</td>\n<td>array</td>\n<td>List of plant/unit location details</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].sn</td>\n<td>string</td>\n<td>Serial number</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].unit_name</td>\n<td>string</td>\n<td>Unit name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].flat</td>\n<td>string</td>\n<td>Address flat</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].village</td>\n<td>string</td>\n<td>Village/locality</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].block</td>\n<td>string</td>\n<td>Block</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].road</td>\n<td>string</td>\n<td>Road</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].city</td>\n<td>string</td>\n<td>City</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].pin</td>\n<td>string</td>\n<td>Pincode</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].state</td>\n<td>string</td>\n<td>State</td>\n</tr>\n<tr>\n<td>data.location_of_plant_details[].district</td>\n<td>string</td>\n<td>District</td>\n</tr>\n<tr>\n<td>data.nic_code</td>\n<td>array</td>\n<td>List of NIC classification details</td>\n</tr>\n<tr>\n<td>data.nic_code[].classification_year</td>\n<td>string</td>\n<td>NIC category description</td>\n</tr>\n<tr>\n<td>data.nic_code[].enterprise_type</td>\n<td>string</td>\n<td>Specific NIC code and activity</td>\n</tr>\n<tr>\n<td>data.nic_code[].classification_date</td>\n<td>string</td>\n<td>Business activity type</td>\n</tr>\n</tbody>\n</table>\n</div><h1 id=\"status-code\"><strong>Status Code</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Message</th>\n<th>Description</th>\n<th><strong>Chargeble</strong></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Data Found / Invalid PAN / Inactive PAN</td>\n<td>There is No information available on MSME Site</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API token</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected server issue</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","msme","pan-to-udyam","details"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"b5dd2179-c308-4f8c-a668-6c6f068c2133","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"AAGFM1XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Thu, 02 Apr 2026 09:16:24 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"1414"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"586-k/6o2NTIWiqUVxRXv1dZ73cfJfY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-02T09:16:24.091Z\",\n    \"transaction_id\": \"TXN-PROD-12345abc-6789-4def-9012-abcdef123456\",\n    \"status\": \"success\",\n    \"data\": {\n        \"msme_number\": \"UDYAM-AB-12-0000123\",\n        \"enterprise_type\": [\n            {\n                \"classification_year\": \"2025-26\",\n                \"enterprise_type\": \"Small\",\n                \"classification_date\": \"01/04/2025\"\n            },\n            {\n                \"classification_year\": \"2024-25\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"15/04/2024\"\n            },\n            {\n                \"classification_year\": \"2023-24\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"10/05/2023\"\n            },\n            {\n                \"classification_year\": \"2022-23\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"05/06/2022\"\n            }\n        ],\n        \"name_of_enterprise\": \"M/S SAMPLE ENTERPRISES\",\n        \"major_activity\": \"MANUFACTURING\",\n        \"social_category\": \"OBC\",\n        \"date_of_commencement\": \"01/01/2000\",\n        \"state\": \"KARNATAKA\",\n        \"date_of_udyam_registration\": \"01/04/2022\",\n        \"flat\": \"NO.12-34/A\",\n        \"name_of_building\": \"ABC COMPLEX\",\n        \"road\": \"MG ROAD\",\n        \"mobile_number\": \"98XXXXX123\",\n        \"email\": \"sample.enterprise@example.com\",\n        \"organization_type\": \"Proprietorship\",\n        \"location_of_plant_details\": [\n            {\n                \"sn\": \"1\",\n                \"unit_name\": \"M/S SAMPLE ENTERPRISES UNIT 1\",\n                \"flat\": \"NO.12-34/A\",\n                \"building\": \"ABC COMPLEX\",\n                \"village\": \"WHITEFIELD\",\n                \"block\": \"1\",\n                \"road\": \"MG ROAD\",\n                \"city\": \"BENGALURU\",\n                \"pin\": \"560001\",\n                \"state\": \"KARNATAKA\",\n                \"district\": \"Bengaluru Urban\"\n            }\n        ],\n        \"nic_code\": [\n            {\n                \"classification_year\": \"10 - Manufacture of food products\",\n                \"enterprise_type\": \"10790 - Manufacture of other food products\",\n                \"classification_date\": \"Manufacturing\"\n            }\n        ]\n    }\n}"},{"id":"c61c85e4-e748-4a14-a601-5b454fac1369","name":"No Record Found (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Thu, 02 Apr 2026 10:08:26 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"156"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9c-szYMmutakk6t++dcXpWm6Qw0UbY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-02T10:08:26.861Z\",\n    \"transaction_id\": \"TXN-PROD-ddc7126d-3bf7-4b92-932c-fe9fa29648bd\",\n    \"error_message\": \"No record found\"\n}"},{"id":"0fa27cdc-f328-48c2-b92b-ba7b48639988","name":"Invalid PAN (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"HESPD8XXXX\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/msme/pan-to-udyam/details"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 07:17:42 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"152"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"98-OTCudA+ZuyXl79Cz2wKJE3uxWlw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T07:17:42.805Z\",\n    \"transaction_id\": \"TXN-PROD-9eacc400-a436-4d63-a4d2-a1df465a4266\",\n    \"error_message\": \"Invalid PAN\"\n}"}],"_postman_id":"a3fa61d0-00c0-454c-aac8-d757df1386a4"},{"name":"PAN to Udyam Number","id":"8338259a-5c8e-4641-9468-4016d3b91a08","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"HESPD8XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The PAN to Udyam Number API allows businesses to fetch Udyam Registration Numbers linked to a given PAN (Permanent Account Number).</p>\n<p>This API helps in identifying MSME registrations associated with a PAN, enabling business verification and compliance checks.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ol>\n<li><p>Fetch Udyam Registration Number using PAN</p>\n</li>\n<li><p>Identify MSME registrations linked to a business</p>\n</li>\n<li><p>Support business verification and onboarding</p>\n</li>\n<li><p>Enable compliance checks for MSME classification</p>\n</li>\n<li><p>Assist in financial profiling and risk assessment</p>\n</li>\n</ol>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>Live:</strong> <a href=\"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number\">https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number</a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>PAN number (10-character alphanumeric)</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>timestamp</td>\n<td>string</td>\n<td>API response timestamp</td>\n</tr>\n<tr>\n<td>transaction_id</td>\n<td>string</td>\n<td>Unique transaction ID for the request</td>\n</tr>\n<tr>\n<td>status</td>\n<td>string</td>\n<td>Status of the API response (success/failure)</td>\n</tr>\n<tr>\n<td>data</td>\n<td>array</td>\n<td>List of Udyam registrations linked to the PAN</td>\n</tr>\n<tr>\n<td>data[].udyam_number</td>\n<td>string</td>\n<td>Udyam Registration Number</td>\n</tr>\n<tr>\n<td>data[].enterprise_name</td>\n<td>string</td>\n<td>Name of the registered enterprise</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>PAN to Udyam Number</td>\n<td>1000–3000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-code\"><strong>Status Code</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"id_number\" is missing from the request</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Records Found</td>\n<td>No Udyam records found for the given PAN</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","pan","pan-to-udyam","number"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"7780b29b-0187-4baf-8212-7610e101d9b2","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"id_number\": \"HESPD8XXXX\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Thu, 02 Apr 2026 10:30:33 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"215"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"d7-pGVwdKBBIKkbGywjYvRP76twpMY\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-02T10:30:33.345Z\",\n    \"transaction_id\": \"TXN-PROD-26307393-92be-48ad-a9a8-0ec886d1e26d\",\n    \"status\": \"success\",\n    \"data\": [\n        {\n            \"udyam_number\": \"UDYAM-RJ-1X-0XX24XX\",\n            \"enterprise_name\": \"Mixture Bite Enterprise\"\n        }\n    ]\n}"},{"id":"851cca49-2a10-499a-9e60-ea692bcc5567","name":"Invalid Pan (422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 07:59:18 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"151"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"97-WzuXzv7W+5A1qPCqSfgtMH1cdDs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T07:59:18.325Z\",\n    \"transaction_id\": \"TXN-PROD-38e864fa-86f9-4620-a94d-e75c7f4a25c7\",\n    \"error_message\": \"Invalid PAN\"\n}"},{"id":"45d7957f-afb3-482f-8878-23ae96ece9c7","name":"No Data Found(422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"\n{\n \"id_number\": \"NAXPS6XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/pan/pan-to-udyam/number"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Fri, 03 Apr 2026 08:00:36 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"154"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9a-GpINdm3TzpwPITdpR5nrk7yfOio\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-03T08:00:36.780Z\",\n    \"transaction_id\": \"TXN-PROD-286c08a5-664f-4eed-9c1f-723a71f87e1e\",\n    \"error_message\": \"MSME not found\"\n}"}],"_postman_id":"8338259a-5c8e-4641-9468-4016d3b91a08"},{"name":"Mobile to UDYAM Details","id":"3ce0b913-307d-43d4-8223-b33a17ecd533","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"mobile_no\": \"912346XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-udyam/detail","description":"<h1 id=\"introduction\"><strong>Introduction</strong></h1>\n<p>The <strong>Mobile to Udyam Detail API</strong> allows businesses to fetch Udyam (MSME) registration details using a registered mobile number. It returns enterprise information such as business name, type, classification, address, NIC activity details, and registration metadata.</p>\n<p>This API is useful for MSME verification, business onboarding, risk assessment, and compliance workflows.</p>\n<hr />\n<h1 id=\"use-cases\"><strong>Use Cases</strong></h1>\n<ul>\n<li><p>Fetch Udyam (MSME) details using mobile number</p>\n</li>\n<li><p>Verify business registration and enterprise classification</p>\n</li>\n<li><p>Retrieve enterprise name, address, and activity details</p>\n</li>\n<li><p>Assist in MSME-based lending and underwriting</p>\n</li>\n<li><p>Enable KYB (Know Your Business) and onboarding workflows</p>\n</li>\n</ul>\n<hr />\n<h1 id=\"api-details\"><strong>API Details</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td><strong>LIVE :</strong> <a href=\"https://uat.totalekyc.com/api/kyc/mobile-to-udyam/detail\"><b>https://live.totalekyc.com/api/kyc/mobile-to-udyam/detail</b></a></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"headers\"><strong>Headers</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer YOUR_BEARER_TOKEN</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"request-body-parameters\"><strong>Request Body Parameters</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>mobile_no</td>\n<td>String</td>\n<td>Registered mobile number linked with Udyam</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"response-parameters\"><strong>Response Parameters</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.enterprise_name</td>\n<td>string</td>\n<td>Name of the enterprise</td>\n</tr>\n<tr>\n<td>data.organisation_type</td>\n<td>string</td>\n<td>Type of organization (e.g., Proprietary)</td>\n</tr>\n<tr>\n<td>data.service_type</td>\n<td>string</td>\n<td>Nature of business (Manufacturing/Services/Trading)</td>\n</tr>\n<tr>\n<td>data.gender</td>\n<td>string</td>\n<td>Gender of the proprietor</td>\n</tr>\n<tr>\n<td>data.social_category</td>\n<td>string</td>\n<td>Social category of the owner</td>\n</tr>\n<tr>\n<td>data.date_of_incorporation</td>\n<td>string</td>\n<td>Date of incorporation (DD/MM/YYYY)</td>\n</tr>\n<tr>\n<td>data.date_of_commencement</td>\n<td>string</td>\n<td>Business commencement date</td>\n</tr>\n<tr>\n<td>data.mobile</td>\n<td>string</td>\n<td>Masked mobile number</td>\n</tr>\n<tr>\n<td>data.email</td>\n<td>string</td>\n<td>Registered email ID</td>\n</tr>\n<tr>\n<td>data.address.flat_no</td>\n<td>string</td>\n<td>Flat/shop number</td>\n</tr>\n<tr>\n<td>data.address.building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.address.village</td>\n<td>string</td>\n<td>Village/locality</td>\n</tr>\n<tr>\n<td>data.address.block</td>\n<td>string</td>\n<td>Block/area</td>\n</tr>\n<tr>\n<td>data.address.street</td>\n<td>string</td>\n<td>Street name</td>\n</tr>\n<tr>\n<td>data.address.district</td>\n<td>string</td>\n<td>District name</td>\n</tr>\n<tr>\n<td>data.address.city</td>\n<td>string</td>\n<td>City name</td>\n</tr>\n<tr>\n<td>data.address.state</td>\n<td>string</td>\n<td>State name</td>\n</tr>\n<tr>\n<td>data.address.pin</td>\n<td>string</td>\n<td>Pincode</td>\n</tr>\n<tr>\n<td>data.plant_details</td>\n<td>array</td>\n<td>List of plant/unit addresses</td>\n</tr>\n<tr>\n<td>data.plant_details[].unit_name</td>\n<td>string</td>\n<td>Name of the unit</td>\n</tr>\n<tr>\n<td>data.plant_details[].flat</td>\n<td>string</td>\n<td>Flat/shop number</td>\n</tr>\n<tr>\n<td>data.plant_details[].building</td>\n<td>string</td>\n<td>Building name</td>\n</tr>\n<tr>\n<td>data.plant_details[].village</td>\n<td>string</td>\n<td>Village/locality</td>\n</tr>\n<tr>\n<td>data.plant_details[].block</td>\n<td>string</td>\n<td>Block/area</td>\n</tr>\n<tr>\n<td>data.plant_details[].road</td>\n<td>string</td>\n<td>Road/street</td>\n</tr>\n<tr>\n<td>data.plant_details[].district</td>\n<td>string</td>\n<td>District</td>\n</tr>\n<tr>\n<td>data.plant_details[].city</td>\n<td>string</td>\n<td>City</td>\n</tr>\n<tr>\n<td>data.plant_details[].state</td>\n<td>string</td>\n<td>State</td>\n</tr>\n<tr>\n<td>data.plant_details[].pin</td>\n<td>string</td>\n<td>Pincode</td>\n</tr>\n<tr>\n<td>data.enterprise_type</td>\n<td>array</td>\n<td>MSME classification details</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_year</td>\n<td>string</td>\n<td>Financial year</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].enterprise_type</td>\n<td>string</td>\n<td>Enterprise category (Micro/Small/Medium)</td>\n</tr>\n<tr>\n<td>data.enterprise_type[].classification_date</td>\n<td>string</td>\n<td>Classification date (if available)</td>\n</tr>\n<tr>\n<td>data.nic_code</td>\n<td>array</td>\n<td>NIC activity details</td>\n</tr>\n<tr>\n<td>data.nic_code[].nic_2_digit</td>\n<td>string</td>\n<td>2-digit NIC code description</td>\n</tr>\n<tr>\n<td>data.nic_code[].nic_4_digit</td>\n<td>string</td>\n<td>4-digit NIC code description</td>\n</tr>\n<tr>\n<td>data.nic_code[].nic_5_digit</td>\n<td>string</td>\n<td>5-digit NIC code description</td>\n</tr>\n<tr>\n<td>data.nic_code[].activity</td>\n<td>string</td>\n<td>Type of activity (Trading/Manufacturing/Services)</td>\n</tr>\n<tr>\n<td>data.nic_code[].date</td>\n<td>string</td>\n<td>Activity registration date</td>\n</tr>\n<tr>\n<td>data.dic</td>\n<td>string</td>\n<td>District Industries Centre</td>\n</tr>\n<tr>\n<td>data.msme-dfo</td>\n<td>string</td>\n<td>MSME Development Facilitation Office</td>\n</tr>\n<tr>\n<td>data.date_of_udyam_registeration</td>\n<td>string</td>\n<td>Udyam registration date</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"latency-metrics\"><strong>Latency Metrics</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Mobile to Udyam Detail</td>\n<td>500–2000 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h1 id=\"status-code\"><strong>Status Code</strong></h1>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n<th>Chargeable</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>400</td>\n<td>Missing Required Parameters</td>\n<td>\"mobile_no\" is missing</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key</td>\n<td>NO</td>\n</tr>\n<tr>\n<td>422</td>\n<td>No Data Found</td>\n<td>No Udyam linked to mobile number</td>\n<td>YES</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Server-side issue</td>\n<td>NO</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","mobile-to-udyam","detail"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"a42146e8-c450-4823-89aa-30bcab737122","name":"No Record Found(422)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"mobile_no\": \"996536XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-udyam/detail"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":":status","value":422},{"key":"date","value":"Mon, 13 Apr 2026 07:35:56 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"155"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"9b-yumPHjiQh0MGBTnRqAgmcVnRUgs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2026-04-13T07:35:56.256Z\",\n    \"transaction_id\": \"TXN-PROD-0d2dea1e-cfd1-41cc-8f92-80ea4342d545\",\n    \"error_message\": \"No Record Found\"\n}"},{"id":"7d9da4bd-87e4-4ecd-be83-4bfe352f319b","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"mobile_no\": \"913543XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/mobile-to-udyam/detail"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Mon, 13 Apr 2026 08:43:36 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"1514"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"5ea-2s6qmTne3w4/buuvuNtbBGii1yQ\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-04-13T08:43:36.590Z\",\n    \"transaction_id\": \"TXN-PROD-a1b2c3d4-1234-5678-9abc-def012345678\",\n    \"status\": \"success\",\n    \"data\": {\n        \"enterprise_name\": \"SHREE BALAJI TEXTILES\",\n        \"organisation_type\": \"Partnership\",\n        \"service_type\": \"Manufacturing\",\n        \"gender\": \"Male\",\n        \"social_category\": \"OBC\",\n        \"date_of_incorporation\": \"15/03/2022\",\n        \"date_of_commencement\": \"20/03/2022\",\n        \"address\": {\n            \"flat_no\": \"UNIT 12A\",\n            \"building\": \"BALAJI INDUSTRIAL ESTATE\",\n            \"village\": \"SECTOR 58\",\n            \"block\": \"INDUSTRIAL AREA\",\n            \"street\": \"MAIN ROAD\",\n            \"district\": \"GURGAON\",\n            \"city\": \"GURGAON\",\n            \"state\": \"HARYANA\",\n            \"pin\": \"122011\"\n        },\n        \"mobile\": \"98*****321\",\n        \"email\": \"BALAJITEXTILES@EXAMPLE.COM\",\n        \"plant_details\": [\n            {\n                \"unit_name\": \"SHREE BALAJI TEXTILES UNIT 1\",\n                \"flat\": \"UNIT 12A\",\n                \"building\": \"BALAJI INDUSTRIAL ESTATE\",\n                \"village\": \"SECTOR 58\",\n                \"block\": \"INDUSTRIAL AREA\",\n                \"road\": \"MAIN ROAD\",\n                \"district\": \"GURGAON\",\n                \"city\": \"GURGAON\",\n                \"state\": \"HARYANA\",\n                \"pin\": \"122011\"\n            }\n        ],\n        \"enterprise_type\": [\n            {\n                \"classification_year\": \"2026-27\",\n                \"enterprise_type\": \"Small\",\n                \"classification_date\": \"01/04/2026\"\n            },\n            {\n                \"classification_year\": \"2025-26\",\n                \"enterprise_type\": \"Micro\",\n                \"classification_date\": \"01/04/2025\"\n            }\n        ],\n        \"nic_code\": [\n            {\n                \"nic_2_digit\": \"13 - Manufacture of textiles\",\n                \"nic_4_digit\": \"1312 - Weaving of textiles\",\n                \"nic_5_digit\": \"13121 - Weaving, manufacture of cotton and cotton mixture fabrics\",\n                \"activity\": \"Manufacturing\",\n                \"date\": \"20/03/2022\"\n            }\n        ],\n        \"dic\": \"GURGAON\",\n        \"msme-dfo\": \"DELHI\",\n        \"date_of_udyam_registeration\": \"25/03/2022\"\n    }\n}"}],"_postman_id":"3ce0b913-307d-43d4-8223-b33a17ecd533"}],"id":"d5af1c8a-3f18-44e3-a2f0-6b422f68b1e0","description":"<h3 id=\"a-collection-of-apis-used-for-validating-and-retrieving-corporate-entity-details-including-gst-information-and-company-registration-data-from-the-ministry-of-corporate-affairs-mca-useful-for-kyc-onboarding-and-compliance-workflows\">A collection of APIs used for validating and retrieving <strong>corporate entity details</strong>, including <strong>GST</strong> information and company registration data from the <strong>Ministry of Corporate Affairs (MCA)</strong>. Useful for KYC, onboarding, and compliance workflows.</h3>\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"cb1344b8-bd0c-48ed-950b-7e41568a8627","type":"text/javascript","packages":{},"exec":[""]}},{"listen":"test","script":{"id":"c79c802e-6b2e-4ed3-b66b-ad56030034cd","type":"text/javascript","packages":{},"exec":[""]}}],"_postman_id":"d5af1c8a-3f18-44e3-a2f0-6b422f68b1e0"},{"name":"Passport Verification","item":[{"name":"Passport","id":"dca5c6a6-a4e6-4edb-a000-649115f1bea0","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"dob\": \"2002-1-22\",\n  \"id_number\": \"CHIXX3340254XX11\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/passport/verify","description":"<h2 id=\"introduction\">Introduction</h2>\n<p>The Passport Verification API allows users to validate an Indian Passport file number and retrieve associated details such as passport number, full name, date of birth, application details, and dispatch status.</p>\n<p>This API is useful for KYC compliance, identity verification, travel documentation checks, and onboarding processes where passport information is required.</p>\n<hr />\n<h2 id=\"use-cases\">Use Cases</h2>\n<ul>\n<li><p>Verify if a given passport file number is valid.</p>\n</li>\n<li><p>Retrieve full name, passport number, and date of birth from official records.</p>\n</li>\n<li><p>Track the dispatch status of a passport application.</p>\n</li>\n<li><p>Automate KYC checks for onboarding processes.</p>\n</li>\n<li><p>Reduce fraud by validating genuine passport records.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\">API Details</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Property</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- Live: <code>https://live.totalekyc.com/api/kyc/passport/verify</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\">Headers</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body-parameters\">Request Body Parameters</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>dob</code></td>\n<td>String</td>\n<td>Date of birth of the applicant (YYYY-MM-DD).</td>\n</tr>\n<tr>\n<td><code>id_number</code></td>\n<td>String</td>\n<td>Passport File Number provided at the time of application.</td>\n</tr>\n</tbody>\n</table>\n</div><div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>remark</td>\n<td>String</td>\n<td>Optional field for passing client notes, comments, or reference information. This field does not affect validation or processing but will be logged for tracking.</td>\n<td>No</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\">Response Parameters</h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n    \"timestamp\": \"2025-08-20T12:51:17.166Z\",\n    \"transaction_id\": \"TXN-34c690b7-057a-41c5-ad3c-d885cb947981\",\n    \"status\": \"success\",\n    \"data\": {\n        \"statuscode\": 200,\n        \"status\": true,\n        \"message\": \"Success\",\n        \"reference_id\": 70261702,\n        \"data\": {\n            \"client_id\": \"passport_EjnAYpAmGAinfmpGyKnz\",\n            \"file_number\": \"CHI067302542622\",\n            \"passport_number\": \"WXX89XX1\",\n            \"full_name\": \"SOMA SHARMA\",\n            \"dob\": \"2002-1-22\",\n            \"date_of_application\": \"2022-12-21\",\n            \"application_type\": \"Normal\",\n            \"status\": \"Passport W8989821 has been dispatched on 05/01/2023 via  Speed Post Tracking Number PP8404XX5XXIN.\"\n        }\n    }\n}\n\n</code></pre>\n<h3 id=\"field-descriptions\">Field Descriptions</h3>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.statuscode</code></td>\n<td>Integer</td>\n<td>API response status code.</td>\n</tr>\n<tr>\n<td><code>data.status</code></td>\n<td>Boolean</td>\n<td>Indicates success (<code>true</code>) or failure (<code>false</code>).</td>\n</tr>\n<tr>\n<td><code>data.message</code></td>\n<td>String</td>\n<td>Message describing the response.</td>\n</tr>\n<tr>\n<td><code>data.reference_id</code></td>\n<td>Integer</td>\n<td>Internal reference identifier.</td>\n</tr>\n<tr>\n<td><code>data.data.client_id</code></td>\n<td>String</td>\n<td>Unique client identifier for the passport record.</td>\n</tr>\n<tr>\n<td><code>data.data.file_number</code></td>\n<td>String</td>\n<td>Passport file number submitted in the request.</td>\n</tr>\n<tr>\n<td><code>data.data.passport_number</code></td>\n<td>String</td>\n<td>Official Passport Number issued.</td>\n</tr>\n<tr>\n<td><code>data.data.full_name</code></td>\n<td>String</td>\n<td>Full name of the passport holder.</td>\n</tr>\n<tr>\n<td><code>data.data.dob</code></td>\n<td>String</td>\n<td>Date of birth of the applicant.</td>\n</tr>\n<tr>\n<td><code>data.data.date_of_application</code></td>\n<td>String</td>\n<td>Date when the passport application was filed.</td>\n</tr>\n<tr>\n<td><code>data.data.application_type</code></td>\n<td>String</td>\n<td>Type of application (e.g., Normal, Tatkal).</td>\n</tr>\n<tr>\n<td><code>data.data.status</code></td>\n<td>String</td>\n<td>Dispatch/processing status of the passport.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Passport</td>\n<td>300–800 ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\">Status Codes</h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Status Code</th>\n<th>Error Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>200</strong></td>\n<td>Success</td>\n<td>Request processed successfully.</td>\n</tr>\n<tr>\n<td><strong>400</strong></td>\n<td>Missing Required Parameters</td>\n<td>Required field such as <code>dob</code> or <code>id_number</code> is missing.</td>\n</tr>\n<tr>\n<td><strong>401</strong></td>\n<td>Unauthorized</td>\n<td>Invalid or missing API key in the Authorization header.</td>\n</tr>\n<tr>\n<td><strong>422</strong></td>\n<td>Invalid File Number / DOB</td>\n<td>File number or DOB is invalid or not found in records.</td>\n</tr>\n<tr>\n<td><strong>500</strong></td>\n<td>Internal Server Error</td>\n<td>Server-side issue. Retry or check logs.</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"additional-notes\">Additional Notes</h2>\n<ul>\n<li><p>Always ensure the <strong>Bearer Token</strong> is valid and active.</p>\n</li>\n<li><p>The <code>id_number</code> must be a valid Passport File Number issued during application.</p>\n</li>\n<li><p>Ensure <code>dob</code> matches the date of birth in official records.</p>\n</li>\n<li><p>The response includes both <strong>application details</strong> and <strong>dispatch status</strong>, making it useful for onboarding and verification workflows.</p>\n</li>\n</ul>\n","urlObject":{"path":["api","kyc","passport","verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"37b5047d-6680-46a9-bf6b-2764561623c8","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"dob\": \"2002-1-22\",\n  \"id_number\": \"CHIXX3340254XX11\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/passport/verify"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Wed, 20 Aug 2025 12:51:17 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"537"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"219-CTXQc9sCPsLP7s3Su6n6kQK7t/I\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2025-08-20T12:51:17.166Z\",\n    \"transaction_id\": \"TXN-34c690b7-057a-41c5-ad3c-d885cb947981\",\n    \"status\": \"success\",\n    \"data\": {\n        \"statuscode\": 200,\n        \"status\": true,\n        \"message\": \"Success\",\n        \"reference_id\": 70261702,\n        \"data\": {\n            \"client_id\": \"passport_EjnAYpAmGAinfmpGyKnz\",\n            \"file_number\": \"CHI067302542622\",\n            \"passport_number\": \"WXX89XX1\",\n            \"full_name\": \"SOMA SHARMA\",\n            \"dob\": \"2002-1-22\",\n            \"date_of_application\": \"2022-12-21\",\n            \"application_type\": \"Normal\",\n            \"status\": \"Passport W8989821 has been dispatched on 05/01/2023 via  Speed Post Tracking Number PP8404XX5XXIN.\"\n        }\n    }\n}"},{"id":"ff67743e-d159-48d7-ada0-37dc0e37999a","name":"Bad Request(400)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n  \"dob\": \"2002-1-22\",\n  \"id_number\": \"CHIXX3340254X11\",\n    \"remark\": \"Optional client note or reference\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/passport/verify"},"status":"Bad Request","code":400,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Mon, 11 Aug 2025 15:20:43 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"76"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"300"},{"key":"X-RateLimit-Remaining","value":"299"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"4c-+1oKK8/CbL2jjBXu7u+shUd2RUs\""}],"cookie":[],"responseTime":null,"body":"{\n    \"message\": \"Invalid Input id_number\",\n    \"error\": \"Bad Request\",\n    \"statusCode\": 400\n}"}],"_postman_id":"dca5c6a6-a4e6-4edb-a000-649115f1bea0"}],"id":"c80df738-e74a-4ee8-a674-ff7d806930fd","_postman_id":"c80df738-e74a-4ee8-a674-ff7d806930fd","description":""},{"name":"Occupation Verification","item":[{"name":"Doctor Verify","id":"acd42fa1-88e8-418e-b0ed-ddcc008853c8","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"requestId\" : \"XXX72\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/occuption/doctor-verify","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>Doctor API</strong> retrieves medical practitioner details using inputs like registration number, name, and/or state council. It helps validate professional credentials and enhances background verification and onboarding workflows for healthcare platforms and employers.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p><strong>Doctor Credential Verification</strong>: Validate medical registration status via official council data.</p>\n</li>\n<li><p><strong>Healthcare Onboarding</strong>: Seamless registration of doctors on healthcare portals.</p>\n</li>\n<li><p><strong>Fraud Prevention</strong>: Detect impersonation or false qualifications in medical staff onboarding.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Production</strong>: <code>https://live.totalekyc.com/api/doctor-verification</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\"><strong>Request Body</strong></h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n \"id_number\" : \"XXXX32\"\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>registrationNumber</td>\n<td>String</td>\n<td>Doctor's registration/license number</td>\n<td>\"123456\"</td>\n</tr>\n<tr>\n<td>name</td>\n<td>String</td>\n<td>Full name of the doctor (optional)</td>\n<td>\"Dr. Rakesh Kumar\"</td>\n</tr>\n<tr>\n<td>stateCouncil</td>\n<td>String</td>\n<td>State medical council (optional)</td>\n<td>\"Delhi Medical Council\"</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"example-request-curl\"><strong>Example Request (cURL)</strong></h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">POST https://uat.totalekyc.com/api/doctor-verification \\\n  -H \"Authorization: Bearer &lt;your_token&gt;\" \\\n  -H \"Content-Type: application/json\" \\\n  -d '{\n    \"id_number\": \"XXX23\"\n}'\n\n</code></pre>\n<hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>data.name</td>\n<td>String</td>\n<td>Doctor’s full name</td>\n</tr>\n<tr>\n<td>data.registrationNumber</td>\n<td>String</td>\n<td>Registered license number</td>\n</tr>\n<tr>\n<td>data.registrationDate</td>\n<td>String (YYYY-MM-DD)</td>\n<td>Date of registration</td>\n</tr>\n<tr>\n<td>data.validity</td>\n<td>String</td>\n<td>Status of registration (Active/Inactive)</td>\n</tr>\n<tr>\n<td>data.qualifications</td>\n<td>Array</td>\n<td>List of qualifications (MBBS, MD, etc.)</td>\n</tr>\n<tr>\n<td>data.stateCouncil</td>\n<td>String</td>\n<td>Registered state medical council</td>\n</tr>\n<tr>\n<td>data.councilAddress</td>\n<td>String</td>\n<td>Council's address</td>\n</tr>\n<tr>\n<td>data.specialization</td>\n<td>String</td>\n<td>Medical specialization (if available)</td>\n</tr>\n<tr>\n<td>data.contactInfo</td>\n<td>Object</td>\n<td>Contact details if available</td>\n</tr>\n<tr>\n<td>data.contactInfo.phone</td>\n<td>String</td>\n<td>Phone number</td>\n</tr>\n<tr>\n<td>data.contactInfo.email</td>\n<td>String</td>\n<td>Email address</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Doctor API</td>\n<td>700–1500ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td>204</td>\n<td>No Content</td>\n<td>No matching doctor found</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Bad Request</td>\n<td>Invalid or missing parameters</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing Bearer token</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Server Error</td>\n<td>Unexpected issue; check logs</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","occuption","doctor-verify"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"ec8028a1-3727-46cf-8953-86af64efe9fc","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"XXX72\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/occuption/doctor-verify"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 29 Jul 2025 08:07:59 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"3484"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"d9c-2eTkumgCBmPFYLbXtlqKnK1eH+k\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-07-29T08:07:59.538Z\",\n  \"transaction_id\": \"TXN-a7d7aac0-03c6-487a-8ee6-68eb6b445723\",\n  \"status\": \"success\",\n  \"data\": [\n    {\n      \"yearInfo\": 1986,\n      \"regDate\": \"14/07/1986\",\n      \"doctorId\": 393383,\n      \"firstName\": \"Nayak Upendra\",\n      \"emailId\": \"upendra.nayak@example.com\",\n      \"bloodGroup\": \"O+\",\n      \"parentName\": \"Sh. Suresh Nayak\",\n      \"birthDateStr\": \"10/03/1950\",\n      \"birthPlace\": \"Sambalpur\",\n      \"doctorDegree\": \"MBBS\",\n      \"university\": \"U.Sambalpur\",\n      \"yearOfPassing\": \"1971\",\n      \"smcId\": 16,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"Maharashtra Medical Council\",\n      \"address\": \"Vill. Pukuda Bandemal P. O. Fashimal Distt. Sambalpur, Orissa\",\n      \"monthandyearOfPass\": \"1971\",\n      \"altphone\": \"9876543210\",\n      \"landLineNo\": \"0663-2251234\"\n    },\n    {\n      \"yearInfo\": 1995,\n      \"regDate\": \"12/09/1995\",\n      \"doctorId\": 176308,\n      \"firstName\": \"SUBRAMANIYAN, RAJU\",\n      \"emailId\": \"raju.subramaniyan@example.com\",\n      \"bloodGroup\": \"A+\",\n      \"parentName\": \"Sh. R Raju\",\n      \"birthDateStr\": \"01/01/1968\",\n      \"birthPlace\": \"Trichy\",\n      \"doctorDegree\": \"M.B.B.S.\",\n      \"university\": \"Dr. MGR University of Medical Sciences\",\n      \"yearOfPassing\": \"1995\",\n      \"smcId\": 21,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"Tamil Nadu Medical Council\",\n      \"address\": \"1/1, North Street, Kavulpalayam, Perambalur, Trichy - 621703\",\n      \"monthandyearOfPass\": \"1995\",\n      \"altphone\": \"9898989898\",\n      \"landLineNo\": \"04328-123456\"\n    },\n    {\n      \"yearInfo\": 2000,\n      \"regDate\": \"28/08/2000\",\n      \"doctorId\": 526982,\n      \"firstName\": \"Punith Prabha Mercy Devdatt\",\n      \"emailId\": \"punith.dev@example.com\",\n      \"bloodGroup\": \"B+\",\n      \"parentName\": \"Devdatt\",\n      \"birthDateStr\": \"15/04/1977\",\n      \"birthPlace\": \"Hubli\",\n      \"doctorDegree\": \"MBBS\",\n      \"university\": \"U.Karnataka\",\n      \"yearOfPassing\": \"2000\",\n      \"smcId\": 13,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"Karnataka Medical Council\",\n      \"address\": \"Plot No. 20, 1st Floor, Deenabanchu Colony, Karwar Road, Hubli - 580029\",\n      \"monthandyearOfPass\": \"2000\",\n      \"altphone\": \"9834567890\",\n      \"landLineNo\": \"0836-2233445\"\n    },\n    {\n      \"yearInfo\": 2001,\n      \"regDate\": \"16/01/2001\",\n      \"doctorId\": 559570,\n      \"firstName\": \"Sinha Mrinmoy\",\n      \"emailId\": \"mrinmoy.sinha@example.com\",\n      \"bloodGroup\": \"AB+\",\n      \"parentName\": \"Sh. Amal Sinha\",\n      \"birthDateStr\": \"20/06/1975\",\n      \"birthPlace\": \"Krishnagar\",\n      \"doctorDegree\": \"MBBS\",\n      \"university\": \"U.Calcutta\",\n      \"yearOfPassing\": \"2000\",\n      \"smcId\": 25,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"West Bengal Medical Council\",\n      \"address\": \"Darjee Para, P.O. Krishnagar, District Nadia - 741101\",\n      \"monthandyearOfPass\": \"2000\",\n      \"altphone\": \"9845098450\",\n      \"landLineNo\": \"03472-112233\"\n    },\n    {\n      \"yearInfo\": 2007,\n      \"regDate\": \"03/02/2007\",\n      \"doctorId\": 808857,\n      \"firstName\": \"Saikiran A\",\n      \"emailId\": \"saikiran.a@example.com\",\n      \"bloodGroup\": \"O-\",\n      \"parentName\": \"Narayana\",\n      \"birthDateStr\": \"11/08/1982\",\n      \"birthPlace\": \"Hyderabad\",\n      \"doctorDegree\": \"MBBS\",\n      \"university\": \"U.NTR Health Sciences\",\n      \"yearOfPassing\": \"2006\",\n      \"smcId\": 1,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"Andhra Pradesh Medical Council\",\n      \"address\": \"3-16-79/1, Nehrunagar, Ramanthapur, Hyderabad\",\n      \"monthandyearOfPass\": \"2006\",\n      \"altphone\": \"9944499444\",\n      \"landLineNo\": \"040-27654321\"\n    },\n    {\n      \"yearInfo\": 2009,\n      \"regDate\": \"02/04/2009\",\n      \"doctorId\": 929286,\n      \"firstName\": \"Patel, Sanjay Kumar\",\n      \"emailId\": \"sanjay.patel@example.com\",\n      \"bloodGroup\": \"A-\",\n      \"parentName\": \"Shyamsundar Patel\",\n      \"birthDateStr\": \"11/10/1983\",\n      \"birthPlace\": \"Sundargarh\",\n      \"doctorDegree\": \"MBBS\",\n      \"university\": \"U.Ch. Shahu Ji Maharaj, Lucknow\",\n      \"yearOfPassing\": \"2008\",\n      \"smcId\": 23,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"Uttar Pradesh Medical Council\",\n      \"address\": \"Vill & P.O.- Kuturma, Via.- Sargipali, Distt.- Sundargarh - 770021\",\n      \"monthandyearOfPass\": \"2008\",\n      \"altphone\": \"9777771234\",\n      \"landLineNo\": \"06622-221100\"\n    },\n    {\n      \"yearInfo\": 2016,\n      \"regDate\": \"03/02/2016\",\n      \"doctorId\": 12395610,\n      \"firstName\": \"Anusree. S.\",\n      \"emailId\": \"anusree.s@example.com\",\n      \"bloodGroup\": \"B-\",\n      \"parentName\": \"Sathyan K.P.\",\n      \"birthDateStr\": \"23/11/1990\",\n      \"birthPlace\": \"Kozhikode\",\n      \"doctorDegree\": \"MBBS\",\n      \"university\": \"Mahatma Gandhi University\",\n      \"yearOfPassing\": \"2016\",\n      \"smcId\": 50,\n      \"registrationNo\": \"56672\",\n      \"smcName\": \"Travancore Cochin Medical Council, Trivandrum\",\n      \"address\": \"Sreelayam House, Thiruvangoor P.O., Kozhikode-673304, Kerala\",\n      \"monthandyearOfPass\": \"2016\",\n      \"altphone\": \"8899445566\",\n      \"landLineNo\": \"0495-2678901\"\n    }\n  ]\n}\n"},{"id":"034813be-290f-4352-9d54-d6ff8a5c0a61","name":"Bad Request (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"534478\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/occuption/doctor-verify"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Server","value":"nginx/1.26.3"},{"key":"Date","value":"Tue, 29 Jul 2025 08:09:50 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"18"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"100"},{"key":"X-RateLimit-Remaining","value":"99"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"12-Y7TqX4PFUJ6O+RTv1aRJV2FCE/E\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\"\n}"}],"_postman_id":"acd42fa1-88e8-418e-b0ed-ddcc008853c8"},{"name":"CA","id":"d0df7730-bb5d-421c-ae04-37a988b6cb6a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"XXXX23\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/occupation/ca","description":"<h2 id=\"introduction\"><strong>Introduction</strong></h2>\n<p>The <strong>CA Occupation Verification API</strong> allows retrieval of verified occupational details of a Chartered Accountant using their membership number. This API helps in validating a CA’s credentials for background checks, onboarding, and KYC processes.</p>\n<hr />\n<h2 id=\"use-cases\"><strong>Use Cases</strong></h2>\n<ul>\n<li><p><strong>Background Verification</strong>: Validate if the individual is a certified Chartered Accountant.</p>\n</li>\n<li><p><strong>KYC Enhancement</strong>: Enrich user profiles with professional information.</p>\n</li>\n<li><p><strong>Risk Assessment</strong>: Evaluate professional credibility as part of financial profiling or credit underwriting.</p>\n</li>\n</ul>\n<hr />\n<h2 id=\"api-details\"><strong>API Details</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><strong>Base URL</strong></td>\n<td>- <strong>Production</strong>: <code>https://live.totalekyc.com/api/kyc/occupation/ca</code></td>\n</tr>\n<tr>\n<td><strong>HTTP Method</strong></td>\n<td>POST</td>\n</tr>\n<tr>\n<td><strong>Authentication</strong></td>\n<td>Bearer Token (passed in headers)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"headers\"><strong>Headers</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Header Name</th>\n<th>Value Format</th>\n<th>Required</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Authorization</td>\n<td>Bearer</td>\n<td>Yes</td>\n</tr>\n<tr>\n<td>Content-Type</td>\n<td>application/json</td>\n<td>Yes</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"request-body\"><strong>Request Body</strong></h2>\n<pre class=\"click-to-expand-wrapper is-snippet-wrapper\"><code class=\"language-json\">{\n  \"id_number\": \"566723\"\n}\n\n</code></pre>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Parameter</th>\n<th>Type</th>\n<th>Description</th>\n<th>Example Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>id_number</td>\n<td>String</td>\n<td>Membership number of the CA</td>\n<td>\"566723\"</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"response-parameters\"><strong>Response Parameters</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Key</th>\n<th>Type</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td><code>data.gender</code></td>\n<td>String</td>\n<td>Gender of the CA (e.g., MALE/FEMALE)</td>\n</tr>\n<tr>\n<td><code>data.membership_number</code></td>\n<td>String</td>\n<td>Membership number</td>\n</tr>\n<tr>\n<td><code>data.member_name</code></td>\n<td>String</td>\n<td>Full name with designation</td>\n</tr>\n<tr>\n<td><code>data.professional_address</code></td>\n<td>String</td>\n<td>Registered professional address</td>\n</tr>\n<tr>\n<td><code>data.professional_region</code></td>\n<td>String</td>\n<td>ICAI regional zone (if available)</td>\n</tr>\n<tr>\n<td><code>data.status</code></td>\n<td>String</td>\n<td>Membership status (e.g., FULL TIME, RETIRED)</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"latency-metrics\"><strong>Latency Metrics</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>API Call</th>\n<th>Average Latency</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>CA Occupation Check</td>\n<td>300–800ms</td>\n</tr>\n</tbody>\n</table>\n</div><hr />\n<h2 id=\"status-codes\"><strong>Status Codes</strong></h2>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Code</th>\n<th>Message</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>200</td>\n<td>Success</td>\n<td>Request processed successfully</td>\n</tr>\n<tr>\n<td>204</td>\n<td>No Content</td>\n<td>No record found for given ID</td>\n</tr>\n<tr>\n<td>422</td>\n<td>Bad Request</td>\n<td>Missing or invalid parameters</td>\n</tr>\n<tr>\n<td>403</td>\n<td>Unauthorized</td>\n<td>Invalid or missing Bearer token</td>\n</tr>\n<tr>\n<td>500</td>\n<td>Internal Error</td>\n<td>Unexpected issue occurred; check logs</td>\n</tr>\n</tbody>\n</table>\n</div>","urlObject":{"path":["api","kyc","occupation","ca"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"5a1753d1-9e28-4dba-b683-a6adceb46ce2","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"XXXX23\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/occupation/ca"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Tue, 29 Jul 2025 05:58:12 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"370"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"20000"},{"key":"X-RateLimit-Remaining","value":"19999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"172-L0a/eqvGcAK7bRS29Zzf+a8bI6w\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2025-07-29T05:58:12.823Z\",\n  \"transaction_id\": \"TXN-e7de6ee1-afca-4c00-aed5-47ed0a151493\",\n  \"status\": \"success\",\n  \"data\": {\n    \"gender\": \"MALE\",\n    \"membership_number\": \"566723\",\n    \"member_name\": \"GHIMIRE KRISHNA PRASAD, ACA\",\n    \"professional_address\": \"103 PRATAP BHAWAN, INDRAPRASTHA MARG, ASHWANI AND ASSOCIATES, NEW DELHI, 110002, INDIA\",\n    \"professional_region\": \"Northern Region\",\n    \"status\": \"FULL TIME\"\n  }\n}\n"},{"id":"cda8ae4d-e838-4ffb-982f-3a7296763384","name":"Bad Request (422)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"}],"body":{"mode":"raw","raw":"{\n    \"id_number\" : \"56623\",\n    \"remark\": \"Optional client note or reference\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/kyc/occupation/ca"},"status":"Unprocessable Entity (WebDAV) (RFC 4918)","code":422,"_postman_previewlanguage":"Text","header":[{"key":"Date","value":"Tue, 29 Jul 2025 05:59:17 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"159"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-RateLimit-Limit","value":"20000"},{"key":"X-RateLimit-Remaining","value":"19999"},{"key":"X-RateLimit-Reset","value":"1"},{"key":"ETag","value":"W/\"9f-WiV2NQy/uEuSwA9MPik2ndJB09o\""}],"cookie":[],"responseTime":null,"body":"{\n    \"status\": \"error\",\n    \"timestamp\": \"2025-07-29T05:59:17.577Z\",\n    \"transaction_id\": \"TXN-a7c798a2-32ac-42e2-9f74-371710c02a4a\",\n    \"error_message\": \"ERROR: Data Not Found !\"\n}"}],"_postman_id":"d0df7730-bb5d-421c-ae04-37a988b6cb6a"}],"id":"79e37b25-857c-4fd4-a243-cc56966dbfa7","_postman_id":"79e37b25-857c-4fd4-a243-cc56966dbfa7","description":""},{"name":"ITR Check","item":[{"name":"ITR Login","id":"67420f63-4bb6-49bd-92c5-7ac118a4744e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"password\": \"Johnhoe@123\",\n\"pan_number\": \"HESPD8XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/itr/login","urlObject":{"path":["api","itr","login"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"80e38d57-c7d0-4bc7-9f8f-2f4d2d938df5","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"password\": \"Johnloe@123\",\n\"pan_number\": \"HESPD8XXXX\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/itr/login"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 15 May 2026 10:22:09 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"179"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"b3-FCWidaw6OBxk1XTOOKEMZOEiKLw\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-05-15T10:22:09.304Z\",\n    \"transaction_id\": \"TXN-PROD-457237fb-661c-4400-b40a-397d1b0edce3\",\n    \"status\": \"success\",\n    \"data\": {\n        \"client_id\": \"5435567c13004290b675f0f5ca9c4fbv\"\n    }\n}"}],"_postman_id":"67420f63-4bb6-49bd-92c5-7ac118a4744e"},{"name":"ITR Status","id":"07c667e0-525f-4251-b7ed-f5f7216b069e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"client_id\": \"5435567c13004287b675f0f5tr9fdfrr\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/itr/status","urlObject":{"path":["api","itr","status"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"07a58e5b-9722-4a64-9db7-6e54cfa8b2e5","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer YOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"client_id\": \"5435567c13004290b675f0f5tr9fdfrr\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/itr/status"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 15 May 2026 10:22:28 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"1796"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"704-eg+8h9uGUQCpYVrAZAhX/hP0ca8\""}],"cookie":[],"responseTime":null,"body":"{\n  \"timestamp\": \"2026-05-15T10:22:28.200Z\",\n  \"transaction_id\": \"TXN-PROD-9697e123-1dfa-434a-b271-dad342d58c98\",\n  \"status\": \"success\",\n  \"data\": [\n    {\n      \"ack_num\": \"679423410160925\",\n      \"assessment_year\": \"2025\",\n      \"form_type_code\": \"2\",\n      \"form_type\": \"ITR-2\",\n      \"filing_type_code\": \"R\",\n      \"filing_type\": \"Original\",\n      \"efile_status_code\": \"621\",\n      \"efile_status\": \"Refund Paid\",\n      \"verification_status\": \"Y\",\n      \"verification_mode\": \"OTP\",\n      \"verification_date\": \"2025-09-16 16:28:22\",\n      \"ack_date\": \"2025-09-16 16:28:25\",\n      \"submit_date\": \"2025-09-16 16:28:25\",\n      \"demand_amount\": \"0\",\n      \"refund_amount\": \"1250\",\n      \"transaction_no\": \"ITR000797606925\",\n      \"submitted_by\": \"SLF\",\n      \"income_tax_section_code\": \"17\",\n      \"latest_activity\": {\n        \"status_desc\": \"Refund Paid\",\n        \"activity_cd\": \"621\",\n        \"activity_date\": \"2025-10-04 00:00:00\",\n        \"activity_text\": {\n          \"interAmt\": \"42\",\n          \"paymentMode\": \"ECS\",\n          \"accountNo\": \"XXXX0340820\",\n          \"computedRefndAmt\": \"1290\",\n          \"clearanceDt\": \"Sat Oct 04 05:30:00 IST 2025\",\n          \"refundAmt\": \"1290\",\n          \"brn\": \"369553297\"\n        }\n      },\n      \"activity_count\": 5\n    },\n    {\n      \"ack_num\": \"615085420150925\",\n      \"assessment_year\": \"2025\",\n      \"form_type_code\": \"2\",\n      \"form_type\": \"ITR-2\",\n      \"filing_type_code\": \"O\",\n      \"filing_type\": \"Original\",\n      \"efile_status_code\": \"63\",\n      \"efile_status\": \"Processed (Demand Determined)\",\n      \"verification_status\": \"Y\",\n      \"verification_mode\": \"OTP\",\n      \"verification_date\": \"2025-09-15 18:27:37\",\n      \"ack_date\": \"2025-09-15 18:27:43\",\n      \"submit_date\": \"2025-09-15 18:27:43\",\n      \"demand_amount\": \"0\",\n      \"refund_amount\": \"0\",\n      \"transaction_no\": \"ITR000795519621\",\n      \"submitted_by\": \"SLF\",\n      \"income_tax_section_code\": \"11\",\n      \"latest_activity\": {\n        \"status_desc\": \"ITR processed no demand no refund\",\n        \"activity_cd\": \"63\",\n        \"activity_date\": \"2025-09-18 01:51:21\",\n        \"activity_text\": {\n          \"emailDt\": \"Thu Sep 18 07:23:00 IST 2025\",\n          \"orderDt\": \"Thu Sep 18 07:21:21 IST 2025\",\n          \"emailId\": \"rahul.sharma92@example.com\",\n          \"commRefNo\": \"CPC/2526/A2/591152846\",\n          \"smsDt\": \"Thu Sep 18 07:23:05 IST 2025\"\n        }\n      },\n      \"activity_count\": 4\n    }\n  ]\n}"}],"_postman_id":"07c667e0-525f-4251-b7ed-f5f7216b069e"},{"name":"ITR Fetch","id":"310d98a0-f2eb-4433-b719-8085d932290b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"YOUR_BEARER_TOKEN"}]},"isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"ack_num\": \"615085421143XXXX\",\n\"client_id\": \"5435567c13004290b675f0asef45erw9dsbfbb\",\n\"assessment_year\": \"2025\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/itr/fetch","urlObject":{"path":["api","itr","fetch"],"host":["https://live.totalekyc.com"],"query":[],"variable":[]}},"response":[{"id":"44ed84ac-91fd-4cc5-b7b5-c41e5eabe1ab","name":"Successful (200)","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"BearerYOUR_BEARER_TOKEN"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"ack_num\": \"615085421143XXXX\",\n\"client_id\": \"5435567c13004290b675f0asef45erw9dsbfbb\",\n\"assessment_year\": \"2025\"\n}","options":{"raw":{"language":"json"}}},"url":"https://live.totalekyc.com/api/itr/fetch"},"status":"OK","code":200,"_postman_previewlanguage":"Text","header":[{"key":":status","value":200},{"key":"date","value":"Fri, 15 May 2026 10:23:55 GMT"},{"key":"content-type","value":"application/json; charset=utf-8"},{"key":"content-length","value":"24682"},{"key":"content-security-policy","value":"default-src 'none'; frame-ancestors 'none'; base-uri 'none'; form-action 'none'"},{"key":"x-frame-options","value":"DENY"},{"key":"x-content-type-options","value":"nosniff"},{"key":"strict-transport-security","value":"max-age=31536000; includeSubDomains"},{"key":"referrer-policy","value":"no-referrer"},{"key":"permissions-policy","value":"geolocation=(), camera=(), microphone=(), payment=()"},{"key":"cache-control","value":"no-store"},{"key":"pragma","value":"no-cache"},{"key":"expires","value":"0"},{"key":"vary","value":"Origin"},{"key":"access-control-allow-credentials","value":"true"},{"key":"x-ratelimit-limit","value":"100"},{"key":"x-ratelimit-remaining","value":"99"},{"key":"x-ratelimit-reset","value":"1"},{"key":"etag","value":"W/\"606a-5qR0YePWtITTds36Kmjg8rwldE0\""}],"cookie":[],"responseTime":null,"body":"{\n    \"timestamp\": \"2026-05-15T10:23:55.091Z\",\n    \"transaction_id\": \"TXN-UAT-b8a68614-fd98-4db6-8f98-1887d9439c06\",\n    \"status\": \"success\",\n    \"data\": {\n        \"ITR\": {\n            \"ITR2\": {\n                \"CreationInfo\": {\n                    \"SWVersionNo\": \"R1\",\n                    \"SWCreatedBy\": \"SW10012526\",\n                    \"JSONCreatedBy\": \"SW10012526\",\n                    \"JSONCreationDate\": \"2025-09-15\",\n                    \"IntermediaryCity\": \"Delhi\",\n                    \"Digest\": \"IuHqyFF3E6QsSVKwUOje6I2e141SXSHHc4/xNN+6GBQ=\"\n                },\n                \"PartA_GEN1\": {\n                    \"PersonalInfo\": {\n                        \"Status\": \"I\",\n                        \"AadhaarCardNo\": \"88805473XXXX\",\n                        \"Address\": {\n                            \"EmailAddress\": \"demo@921@gmail.com\",\n                            \"LocalityOrArea\": \"Jaipur\",\n                            \"PinCode\": 335803,\n                            \"ResidenceNo\": \"Opp. OBC bank, House No. Not found,\n                            \"CountryCode\": \"91\",\n                            \"CountryCodeMobile\": 91,\n                            \"MobileNo\": 6378194921,\n                            \"StateCode\": \"27\",\n                            \"ResidenceName\": \"ward no. 1313\",\n                            \"RoadOrStreet\": \"Jaipur\",\n                            \"CityOrTownOrDistrict\": \"Jaipur\"\n                        },\n                        \"AssesseeName\": {\n                            \"FirstName\": \"Mohal\",\n                            \"SurNameOrOrgName\": \"Lal\"\n                        },\n                        \"DOB\": \"2003-07-12\",\n                        \"PAN\": \"HESPD8123X\"\n                    },\n                    \"FilingStatus\": {\n                        \"ReturnFileSec\": 11,\n                        \"OptOutNewTaxRegime\": \"Y\",\n                        \"SeventhProvisio139\": \"N\",\n                        \"PortugeseCC5A\": \"N\",\n                        \"AsseseeRepFlg\": \"N\",\n                        \"ItrFilingDueDate\": \"2025-07-31\",\n                        \"ResidentialStatus\": \"RES\",\n                        \"ConditionsResStatus\": \"1\",\n                        \"BenefitUs115HFlg\": \"N\",\n                        \"FiiFpiFlag\": \"N\",\n                        \"CompDirectorPrvYrFlg\": \"N\",\n                        \"HeldUnlistedEqShrPrYrFlg\": \"N\"\n                    }\n                },\n                \"PartB_TTI\": {\n                    \"Refund\": {\n                        \"BankAccountDtls\": {\n                            \"AddtnlBankDetails\": [\n                                {\n                                    \"IFSCCode\": \"SBIN001XXXX\",\n                                    \"BankName\": \"STATE BANK OF INDIA\",\n                                    \"BankAccountNo\": \"3144034XXXX\",\n                                    \"UseForRefund\": \"true\",\n                                    \"AccountType\": \"SB\"\n                                }\n                            ],\n                            \"BankDtlsFlag\": \"Y\"\n                        },\n                        \"RefundDue\": 0\n                    },\n                    \"TaxPaid\": {\n                        \"TaxesPaid\": {\n                            \"AdvanceTax\": 0,\n                            \"SelfAssessmentTax\": 0,\n                            \"TDS\": 0,\n                            \"TCS\": 0,\n                            \"TotalTaxesPaid\": 0\n                        },\n                        \"BalTaxPayable\": 0\n                    },\n                    \"AssetOutIndiaFlag\": \"NO\",\n                    \"ComputationOfTaxLiability\": {\n                        \"TaxPayableOnTI\": {\n                            \"RebateOnAgriInc\": 0,\n                            \"TaxAtNormalRatesOnAggrInc\": 0,\n                            \"TaxAtSpecialRates\": 0,\n                            \"TaxPayableOnTotInc\": 0\n                        },\n                        \"IntrstPay\": {\n                            \"LateFilingFee234F\": 0,\n                            \"IntrstPayUs234C\": 0,\n                            \"IntrstPayUs234A\": 0,\n                            \"IntrstPayUs234B\": 0,\n                            \"TotalIntrstPay\": 0\n                        },\n                        \"Surcharge25ofSI\": 0,\n                        \"Surcharge25ofSIBeforeMarginal\": 0,\n                        \"Rebate87A\": 0,\n                        \"SurchargeOnAboveCroreBeforeMarginal\": 0,\n                        \"TaxPayableOnRebate\": 0,\n                        \"SurchargeOnAboveCrore\": 0,\n                        \"TotalSurcharge\": 0,\n                        \"EducationCess\": 0,\n                        \"GrossTaxLiability\": 0,\n                        \"GrossTaxPayable\": 0,\n                        \"CreditUS115JD\": 0,\n                        \"TaxPayAfterCreditUs115JD\": 0,\n                        \"NetTaxLiability\": 0,\n                        \"AggregateTaxInterestLiability\": 0\n                    },\n                    \"TaxPayDeemedTotIncUs115JC\": 0,\n                    \"Surcharge\": 0,\n                    \"HealthEduCess\": 0,\n                    \"TotalTaxPayablDeemedTotInc\": 0\n                },\n                \"Verification\": {\n                    \"Capacity\": \"S\",\n                    \"Declaration\": {\n                        \"AssesseeVerName\": \"Mohan Lal\",\n                        \"AssesseeVerPAN\": \"HESPD8XXXX\",\n                        \"FatherName\": \"Rajeev\"\n                    },\n                    \"Date\": \"2025-09-15\",\n                    \"Place\": \"Jaipur\"\n                },\n                \"ScheduleOS\": {\n                    \"IncOthThanOwnRaceHorse\": {\n                        \"IntrstFrmIncmTaxRefund\": 0,\n                        \"IntrstFrmTermDeposit\": 12814,\n                        \"DividendOthThan22e\": 232,\n                        \"IntrstFrmSavingBank\": 378,\n                        \"IncomeNotified89AOS\": 0,\n                        \"TaxAccumulatedBalRecPF\": {\n                            \"TotalIncomeBenefit\": 0,\n                            \"TotalTaxBenefit\": 0\n                        },\n                        \"OthersGross\": 0,\n                        \"PassThrIncOSChrgblSplRate\": 0,\n                        \"DividendGross\": 232,\n                        \"InterestGross\": 13192,\n                        \"Deductions\": {\n                            \"Depreciation\": 0,\n                            \"DeductionUs57iia\": 0,\n                            \"TotDeductions\": 0,\n                            \"IntExp57\": 0,\n                            \"Expenses\": 0\n                        },\n                        \"Tot562x\": 0,\n                        \"AnyOtherIncome\": 0,\n                        \"IncChrgblUs115BBE\": 0,\n                        \"GrossIncChrgblTaxAtAppRate\": 13424,\n                        \"IncChargeableSpecialRates\": 0,\n                        \"BalanceNoRaceHorse\": 13424,\n                        \"RentFromMachPlantBldgs\": 0,\n                        \"LtryPzzlChrgblUs115BB\": 0,\n                        \"IncChrgblUs115BBJ\": 0,\n                        \"NatofPassThrghIncome\": 0,\n                        \"IntrstFrmOthers\": 0,\n                        \"Aggrtvaluewithoutcons562x\": 0,\n                        \"Immovpropwithoutcons562x\": 0,\n                        \"Immovpropinadeqcons562x\": 0,\n                        \"Anyotherpropwithoutcons562x\": 0,\n                        \"Anyotherpropinadeqcons562x\": 0,\n                        \"FamilyPension\": 0,\n                        \"CashCreditsUs68\": 0,\n                        \"UnExplndInvstmntsUs69\": 0,\n                        \"UnExplndMoneyUs69A\": 0,\n                        \"UnDsclsdInvstmntsUs69B\": 0,\n                        \"UnExplndExpndtrUs69C\": 0,\n                        \"AmtBrwdRepaidOnHundiUs69D\": 0\n                    },\n                    \"DividendIncUs115BBDA\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 232,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"IncFrmLottery\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"DividendDTAA\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"DividendIncUs115AC\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"DividendIncUs115ACA\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"DividendIncUs115BBDAaiii\": {\n                        \"DateRange\": {\n                            \"Up16Of9To15Of12\": 0,\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"DividendIncUs115AD1i\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"DividendIncUs115A1ai\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"NOT89A\": {\n                        \"DateRange\": {\n                            \"Upto15Of6\": 0,\n                            \"Upto15Of9\": 0,\n                            \"Up16Of9To15Of12\": 0,\n                            \"Up16Of12To15Of3\": 0,\n                            \"Up16Of3To31Of3\": 0\n                        }\n                    },\n                    \"TotOthSrcNoRaceHorse\": 13424,\n                    \"IncChargeable\": 13424\n                },\n                \"ScheduleSI\": {\n                    \"SplCodeRateTax\": [\n                        {\n                            \"SecCode\": \"1\",\n                            \"SplRatePercent\": 1,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"1A_BE\",\n                            \"SplRatePercent\": 15,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"1A\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 20216,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AD1biip_BE\",\n                            \"SplRatePercent\": 15,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AD1biip\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"21_BE\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"21\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"22_BE\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"22\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"21ciii_BE\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"21ciii\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"2A_BE\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"2A\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1ai\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aA\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aii\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aiia\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aiiaa\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aiiaaP\",\n                            \"SplRatePercent\": 4,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aiiab\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aiiac\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1aiii\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5A1bA\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AC1ab\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AC1abD\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AC1c_BE\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AC1c\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ACA1a\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ACA1b_BE\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ACA1b\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AD1i\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AD1iDiv\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5AD1iP\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ADii\",\n                            \"SplRatePercent\": 30,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ADiii\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ADiiiP_BE\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5ADiiiP\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BB\",\n                            \"SplRatePercent\": 30,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BBJ\",\n                            \"SplRatePercent\": 30,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BBA\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BBE\",\n                            \"SplRatePercent\": 60,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BBF\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BBG\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5Ea\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5Eb_BE\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5Eb\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"DTAASTCG\",\n                            \"SplRatePercent\": 1,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"DTAALTCG\",\n                            \"SplRatePercent\": 1,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"DTAAOS\",\n                            \"SplRatePercent\": 1,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_STCG15P\",\n                            \"SplRatePercent\": 15,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_STCG20P\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_STCG30P\",\n                            \"SplRatePercent\": 30,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_LTCG10P112A\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_LTCG12_5P112A\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_LTCG10P\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_LTCG12_5P\",\n                            \"SplRatePercent\": 12.5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_LTCG20P\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1ai\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aA\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aii\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aiia\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aiiaa\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aiiaaP\",\n                            \"SplRatePercent\": 4,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aiiab\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aiiac\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1aiii\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5A1bA\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5AC1ab\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5AC1abD\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5ACA1a\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5AD1i\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5AD1iDiv\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5AD1iP\",\n                            \"SplRatePercent\": 5,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5BBA\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5BBF\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5BBG\",\n                            \"SplRatePercent\": 10,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"PTI_5Ea\",\n                            \"SplRatePercent\": 20,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        },\n                        {\n                            \"SecCode\": \"5BBH\",\n                            \"SplRatePercent\": 30,\n                            \"SplRateInc\": 0,\n                            \"SplRateIncTax\": 0\n                        }\n                    ],\n                    \"TotSplRateInc\": 20216,\n                    \"TotSplRateIncTax\": 0\n                },\n                \"ScheduleAMTC\": {\n                    \"ScheduleAMTCDtls\": [\n                        {\n                            \"AssYr\": \"2013-14\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2014-15\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2015-16\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2016-17\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2017-18\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2018-19\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2019-20\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2020-21\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2021-22\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2022-23\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2023-24\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        },\n                        {\n                            \"AssYr\": \"2024-25\",\n                            \"Gross\": 0,\n                            \"AmtCreditSetOfEy\": 0,\n                            \"AmtCreditBalBroughtFwd\": 0,\n                            \"AmtCreditUtilized\": 0,\n                            \"BalAmtCreditCarryFwd\": 0\n                        }\n                    ],\n                    \"CurrAssYr\": \"2025-26\",\n                    \"TotAMTGross\": 0,\n                    \"TotSetOffEys\": 0,\n                    \"TotBalBF\": 0,\n                    \"TotAmtCreditUtilisedCY\": 0,\n                    \"TotBalAMTCreditCF\": 0,\n                    \"TaxSection115JD\": 0,\n                    \"AmtLiabilityAvailable\": 0,\n                    \"TaxSection115JC\": 0,\n                    \"TaxOthProvisions\": 0,\n                    \"AmtTaxCreditAvailable\": 0,\n                    \"CurrYrAmtCreditFwd\": 0,\n                    \"CurrYrCreditCarryFwd\": 0\n                },\n                \"ScheduleS\": {\n                    \"TotalGrossSalary\": 250000,\n                    \"AllwncExtentExemptUs10\": 0,\n                    \"NetSalary\": 250000,\n                    \"ProfessionalTaxUs16iii\": 0,\n                    \"EntertainmntalwncUs16ii\": 0,\n                    \"DeductionUnderSection16ia\": 50000,\n                    \"DeductionUS16\": 50000,\n                    \"TotIncUnderHeadSalaries\": 200000,\n                    \"Salaries\": [\n                        {\n                            \"NameOfEmployer\": \"Care.fi Technological Solutions Private Limited\",\n                            \"NatureOfEmployment\": \"OTH\",\n                            \"AddressDetail\": {\n                                \"AddrDetail\": \"802, Badshahpur Sohna Rd Hwy, Sector 48, Gurugram\",\n                                \"CityOrTownOrDistrict\": \"gurugram\",\n                                \"StateCode\": \"12\",\n                                \"PinCode\": 122018\n                            },\n                            \"Salarys\": {\n                                \"Salary\": 250000,\n                                \"NatureOfSalary\": {\n                                    \"OthersIncDtls\": [\n                                        {\n                                            \"NatureDesc\": \"1\",\n                                            \"OthAmount\": 250000\n                                        }\n                                    ]\n                                },\n                                \"ValueOfPerquisites\": 0,\n                                \"ProfitsinLieuOfSalary\": 0,\n                                \"IncomeNotified89A\": 0,\n                                \"GrossSalary\": 250000,\n                                \"IncomeNotifiedOther89A\": 0,\n                                \"IncomeNotifiedPrYr89A\": 0\n                            }\n                        }\n                    ],\n                    \"Increliefus89A\": 0\n                },\n                \"ScheduleCGFor23\": {\n                    \"ShortTermCapGainFor23\": {\n                        \"TotalAmtTaxUsDTAAStcg\": 0,\n                        \"TotalAmtNotTaxUsDTAAStcg\": 0,\n                        \"SaleOnOtherAssets\": {\n                            \"FullValueConsdSec50CA\": 0,\n                            \"DeductSec48\": {\n                                \"TotalDedn\": 0,\n                                \"AquisitCost\": 0,\n                                \"ImproveCost\": 0,\n                                \"ExpOnTrans\": 0\n                            },\n                            \"FullConsideration\": 0,\n                            \"BalanceCG\": 0,\n                            \"CapgainonAssets\": 0,\n                            \"FullValueConsdRecvUnqshr\": 0,\n                            \"FairMrktValueUnqshr\": 0,\n                            \"FullValueConsdOthUnqshr\": 0,\n                            \"LossSec94of7Or94of8\": 0\n                        },\n                        \"TotalAmtDeemedStcg\": 0,\n                        \"PassThrIncNatureSTCG\": 0,\n                        \"TotalSTCG\": 20216,\n                        \"EquityMFonSTT\": [\n                            {\n                                \"MFSectionCode\": \"1A\",\n                                \"EquityMFonSTTDtls_BE\": {\n                                    \"FullConsideration\": 0,\n                                    \"DeductSec48\": {\n                                        \"AquisitCost\": 0,\n                                        \"ImproveCost\": 0,\n                                        \"ExpOnTrans\": 0,\n                                        \"TotalDedn\": 0\n                                    },\n                                    \"BalanceCG\": 0,\n                                    \"LossSec94of7Or94of8\": 0,\n                                    \"CapgainonAssets\": 0\n                                },\n                                \"EquityMFonSTTDtls\": {\n                                    \"FullConsideration\": 55216,\n                                    \"DeductSec48\": {\n                                        \"AquisitCost\": 35000,\n                                        \"ImproveCost\": 0,\n                                        \"ExpOnTrans\": 0,\n                                        \"TotalDedn\": 35000\n                                    },\n                                    \"BalanceCG\": 20216,\n                                    \"LossSec94of7Or94of8\": 0,\n                                    \"CapgainonAssets\": 20216\n                                },\n                                \"TotalCapGainonassets\": 20216\n                            }\n                        ],\n                        \"AmtDeemedStcg\": 0,\n                        \"PassThrIncNatureSTCG15Per\": 0,\n                        \"PassThrIncNatureSTCG20Per\": 0,\n                        \"PassThrIncNatureSTCG30Per\": 0,\n                        \"PassThrIncNatureSTCGAppRate\": 0,\n                        \"NRITransacSec48Dtl\": {\n                            \"NRItaxSTTPaid\": 0,\n                            \"NRItaxSTTPaidTransferBE\": 0,\n                            \"NRItaxSTTPaidTransferAE\": 0,\n                            \"NRItaxSTTNotPaid\": 0\n                        },\n                        \"NRISecur115AD\": {\n                            \"FullValueConsdRecvUnqshr\": 0,\n                            \"FairMrktValueUnqshr\": 0,\n                            \"FullValueConsdSec50CA\": 0,\n                            \"FullValueConsdOthUnqshr\": 0,\n                            \"FullConsideration\": 0,\n                            \"DeductSec48\": {\n                                \"AquisitCost\": 0,\n                                \"ImproveCost\": 0,\n                                \"ExpOnTrans\": 0,\n                                \"TotalDedn\": 0\n                            },\n                            \"BalanceCG\": 0,\n                            \"LossSec94of7Or94of8\": 0,\n                            \"CapgainonAssets\": 0\n                        }\n                    },\n                    \"LongTermCapGain23\": {\n                        \"TotalAmtNotTaxUsDTAALtcg\": 0,\n                        \"TotalAmtTaxUsDTAALtcg\": 0,\n                        \"SaleofBondsDebntr\": {\n                            \"DeductSec48\": {\n                                \"TotalDedn\": 0,\n                                \"AquisitCost\": 0,\n                                \"ImproveCost\": 0,\n                                \"ExpOnTrans\": 0\n                            },\n                            \"BalanceCG\": 0,\n                            \"CapgainonAssets\": 0,\n                            \"FullConsideration\": 0,\n                            \"DeductionUs54F\": 0\n                        },\n                        \"SaleOfEquityShareUs112A\": {\n                            \"DeductionUs54F\": 0,\n                            \"BalanceCGTransferBE\": 0,\n                            \"BalanceCGTransferAE\": 0,\n                            \"BalanceCG\": 0,\n                            \"CapgainonAssetsTransferBE\": 0,\n                            \"CapgainonAssetsTransferAE\": 0,\n                            \"CapgainonAssets\": 0,\n                            \"DeductionUs54FBE\": 0,\n                            \"DeductionUs54FAE\": 0\n                        },\n                        \"SaleofAssetNADtls\": {\n                            \"TotalCapgainonAssets\": 0\n                        },\n                        \"AmtDeemedLtcg\": 0,\n                        \"TotalAmtDeemedLtcgTransferBE\": 0,\n                        \"TotalAmtDeemedLtcgTransferAE\": 0,\n                        \"PassThrIncNatureLTCG\": 0,\n                        \"TotalAmtDeemedLtcg\": 0,\n                        \"TotalLTCG\": 0,\n                        \"AmtDeemedLtcgTransferBE\": 0,\n                        \"AmtDeemedLtcgTransferAE\": 0,\n                        \"PassThrIncNatureLTCGUs112A\": 0,\n                        \"PassThrIncNatureLTCGUs112A12_5Per\": 0,\n                        \"PassThrIncNatureLTCG10Per\": 0,\n                        \"PassThrIncNatureLTCG12_5Per\": 0,\n                        \"PassThrIncNatureLTCG20Per\": 0,\n                        \"NRISaleOfEquityShareUs112A\": {\n                            \"BalanceCG\": 0,\n                            \"BalanceCGTransferBE\": 0,\n                            \"BalanceCGTransferAE\": 0,\n                            \"DeductionUs54F\": 0,\n                            \"DeductionUs54FBE\": 0,\n                            \"DeductionUs54FAE\": 0,\n                            \"CapgainonAssets\": 0,\n                            \"CapgainonAssetsTransferBE\": 0,\n                            \"CapgainonAssetsTransferAE\": 0\n                        },\n                        \"NRISaleofForeignAsset\": {\n                            \"SaleonSpecAsset\": 0,\n                            \"SaleonSpecAssetTransferBE\": 0,\n                            \"SaleonSpecAssetTransferAE\": 0,\n                            \"DednSpecAssetus115\": 0,\n                            \"DednSpecAssetus115BE\": 0,\n                            \"DednSpecAssetus115AE\": 0,\n                            \"BalonSpeciAsset\": 0,\n                            \"BalonSpeciAssetTransferBE\": 0,\n                            \"BalonSpeciAssetTransferAE\": 0\n                        }\n                    },\n                    \"IncmFromVDATrnsf\": 0,\n                    \"CurrYrLosses\": {\n                        \"InLtcgDTAARate\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"LtclSetOff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff12_5Per\": 0,\n                            \"LtclSetOff10Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InLossSetOff\": {\n                            \"LtclSetOffDTAARate\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff10Per\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"LtclSetOff20Per\": 0,\n                            \"LtclSetOff12_5Per\": 0\n                        },\n                        \"InStcgDTAARate\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InStcg20Per\": {\n                            \"CurrYearIncome\": 20216,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"CurrYrCapGain\": 20216\n                        },\n                        \"InStcg15Per\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InLtcg10Per\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"LtclSetOff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff12_5Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"LtclSetOffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InStcg30Per\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InStcgAppRate\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InLtcg20Per\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff12_5Per\": 0,\n                            \"LtclSetOff10Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"LtclSetOffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"InLtcg12_5Per\": {\n                            \"CurrYearIncome\": 0,\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"LtclSetOff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff10Per\": 0,\n                            \"StclSetoffDTAARate\": 0,\n                            \"LtclSetOffDTAARate\": 0,\n                            \"CurrYrCapGain\": 0\n                        },\n                        \"TotLossSetOff\": {\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"LtclSetOff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff12_5Per\": 0,\n                            \"LtclSetOffDTAARate\": 0,\n                            \"LtclSetOff10Per\": 0,\n                            \"StclSetoffDTAARate\": 0\n                        },\n                        \"LossRemainSetOff\": {\n                            \"StclSetoff30Per\": 0,\n                            \"StclSetoffAppRate\": 0,\n                            \"StclSetoff20Per\": 0,\n                            \"LtclSetOff20Per\": 0,\n                            \"StclSetoff15Per\": 0,\n                            \"LtclSetOff12_5Per\": 0,\n                            \"LtclSetOffDTAARate\": 0,\n                            \"LtclSetOff10Per\": 0,\n                            \"StclSetoffDTAARate\": 0\n                        }\n                    },\n                    \"SumOfCGIncm\": 20216,\n                    \"TotScheduleCGFor23\": 20216,\n                    \"AccruOrRecOfCG\": {\n                        \"ShortTermUnder15Per\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"ShortTermUnder20Per\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 20216,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"ShortTermUnder30Per\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"ShortTermUnderAppRate\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"ShortTermUnderDTAARate\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"LongTermUnder10Per\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"LongTermUnder12_5Per\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"LongTermUnder20Per\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        },\n                        \"LongTermUnderDTAARate\": {\n                            \"DateRange\": {\n                                \"Upto15Of6\": 0,\n                                \"Upto15Of9\": 0,\n                                \"Up16Of9To15Of12\": 0,\n                                \"Up16Of12To15Of3\": 0,\n                                \"Up16Of3To31Of3\": 0\n                            }\n                        }\n                    }\n                },\n                \"ScheduleCYLA\": {\n                    \"TotalCurYr\": {\n                        \"TotHPlossCurYr\": 0,\n                        \"TotOthSrcLossNoRaceHorse\": 0\n                    },\n                    \"Salary\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 200000,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 200000\n                        }\n                    },\n                    \"OthSrcExclRaceHorse\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 13424,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 13424\n                        }\n                    },\n                    \"STCG30Per\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"STCGAppRate\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"STCG20Per\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 20216,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 20216\n                        }\n                    },\n                    \"LTCG20Per\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"STCG15Per\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"STCGDTAARate\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"LTCG12_5Per\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"LTCG10Per\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"LTCGDTAARate\": {\n                        \"IncCYLA\": {\n                            \"IncOfCurYrUnderThatHead\": 0,\n                            \"OthSrcLossNoRaceHorseSetoff\": 0,\n                            \"HPlossCurYrSetoff\": 0,\n                            \"IncOfCurYrAfterSetOff\": 0\n                        }\n                    },\n                    \"TotalLossSetOff\": {\n                        \"TotOthSrcLossNoRaceHorseSetoff\": 0,\n                        \"TotHPlossCurYrSetoff\": 0\n                    },\n                    \"LossRemAftSetOff\": {\n                        \"BalOthSrcLossNoRaceHorseAftSetoff\": 0,\n                        \"BalHPlossCurYrAftSetoff\": 0\n                    }\n                },\n                \"ScheduleBFLA\": {\n                    \"Salary\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 200000,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 200000\n                        }\n                    },\n                    \"OthSrcExclRaceHorse\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 13424,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 13424\n                        }\n                    },\n                    \"STCG30Per\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"STCGAppRate\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"STCG20Per\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 20216,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 20216\n                        }\n                    },\n                    \"LTCG20Per\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"STCG15Per\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"LTCG12_5Per\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"LTCG10Per\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"STCGDTAARate\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"LTCGDTAARate\": {\n                        \"IncBFLA\": {\n                            \"IncOfCurYrUndHeadFromCYLA\": 0,\n                            \"BFlossPrevYrUndSameHeadSetoff\": 0,\n                            \"IncOfCurYrAfterSetOffBFLosses\": 0\n                        }\n                    },\n                    \"TotalBFLossSetOff\": {\n                        \"TotBFLossSetoff\": 0\n                    },\n                    \"IncomeOfCurrYrAftCYLABFLA\": 233640\n                },\n                \"ScheduleVIA\": {\n                    \"UsrDeductUndChapVIA\": {\n                        \"Section80GGA\": 0,\n                        \"Section80TTB\": 0,\n                        \"Section80D\": 0,\n                        \"Section80G\": 0,\n                        \"TotalChapVIADeductions\": 0,\n                        \"Section80EEA\": 0,\n                        \"Section80EEB\": 0,\n                        \"Section80E\": 0,\n                        \"Section80GGC\": 0,\n                        \"Section80EE\": 0,\n                        \"Section80C\": 0,\n                        \"Section80U\": 0,\n                        \"Section80DD\": 0,\n                        \"Section80DDB\": 0\n                    },\n                    \"DeductUndChapVIA\": {\n                        \"Section80GGA\": 0,\n                        \"AnyOthSec80CCH\": 0,\n                        \"Section80CCDEmployer\": 0,\n                        \"Section80D\": 0,\n                        \"Section80TTB\": 0,\n                        \"Section80G\": 0,\n                        \"TotalChapVIADeductions\": 0,\n                        \"Section80EEB\": 0,\n                        \"Section80RRB\": 0,\n                        \"Section80E\": 0,\n                        \"Section80QQB\": 0,\n                        \"Section80C\": 0,\n                        \"Section80EE\": 0,\n                        \"Section80DDB\": 0,\n                        \"Section80EEA\": 0,\n                        \"Section80CCD1B\": 0,\n                        \"Section80TTA\": 0,\n                        \"Section80U\": 0,\n                        \"Section80GGC\": 0,\n                        \"Section80CCC\": 0,\n                        \"Section80DD\": 0,\n                        \"Section80CCDEmployeeOrSE\": 0,\n                        \"Section80GG\": 0\n                    }\n                },\n                \"ScheduleTDS1\": {\n                    \"TotalTDSonSalaries\": 0\n                },\n                \"ScheduleTDS2\": {\n                    \"TotalTDSonOthThanSals\": 0\n                },\n                \"ScheduleTDS3\": {\n                    \"TotalTDS3OnOthThanSal\": 0\n                },\n                \"ScheduleTCS\": {\n                    \"TotalSchTCS\": 0\n                },\n                \"ScheduleIT\": {\n                    \"TotalTaxPayments\": 0\n                },\n                \"PartB-TI\": {\n                    \"CapGain\": {\n                        \"CapGains30Per115BBH\": 0,\n                        \"ShortTerm\": {\n                            \"ShortTerm30Per\": 0,\n                            \"ShortTermAppRate\": 0,\n                            \"ShortTerm20Per\": 20216,\n                            \"ShortTerm15Per\": 0,\n                            \"ShortTermSplRateDTAA\": 0,\n                            \"TotalShortTerm\": 20216\n                        },\n                        \"LongTerm\": {\n                            \"LongTerm20Per\": 0,\n                            \"LongTerm12_5Per\": 0,\n                            \"LongTerm10Per\": 0,\n                            \"LongTermSplRateDTAA\": 0,\n                            \"TotalLongTerm\": 0\n                        },\n                        \"ShortTermLongTermTotal\": 20216,\n                        \"TotalCapGains\": 20216\n                    },\n                    \"IncFromOS\": {\n                        \"FromOwnRaceHorse\": 0,\n                        \"IncChargblSplRate\": 0,\n                        \"OtherSrcThanOwnRaceHorse\": 13424,\n                        \"TotIncFromOS\": 13424\n                    },\n                    \"NetAgricultureIncomeOrOtherIncomeForRate\": 0,\n                    \"IncomeFromHP\": 0,\n                    \"Salaries\": 200000,\n                    \"CurrentYearLoss\": 0,\n                    \"TotalTI\": 233640,\n                    \"BalanceAfterSetoffLosses\": 233640,\n                    \"LossesOfCurrentYearCarriedFwd\": 0,\n                    \"BroughtFwdLossesSetoff\": 0,\n                    \"GrossTotalIncome\": 233640,\n                    \"IncChargeableTaxSplRates\": 0,\n                    \"IncChargeTaxSplRate111A112\": 20216,\n                    \"DeductionsUnderScheduleVIA\": 0,\n                    \"TotalIncome\": 233640,\n                    \"AggregateIncome\": 0,\n                    \"DeemedIncomeUs115JC\": 233640\n                },\n                \"ScheduleAMT\": {\n                    \"DeductionClaimUndrAnySec\": 0,\n                    \"TotalIncItemPartBTI\": 233640,\n                    \"AdjustedUnderSec115JC\": 233640,\n                    \"TaxPayableUnderSec115JC\": 0\n                },\n                \"Form_ITR2\": {\n                    \"AssessmentYear\": \"2025\",\n                    \"SchemaVer\": \"Ver1.0\",\n                    \"FormVer\": \"Ver1.0\",\n                    \"FormName\": \"ITR-2\",\n                    \"Description\": \"For Individuals and HUFs not having income from profits and gains of business or profession\"\n                }\n            }\n        }\n    }\n}"}],"_postman_id":"310d98a0-f2eb-4433-b719-8085d932290b"}],"id":"f7d5388b-5e93-48aa-9b84-18d437b9f8b6","_postman_id":"f7d5388b-5e93-48aa-9b84-18d437b9f8b6","description":""}],"event":[{"listen":"prerequest","script":{"id":"3346b29a-3eab-4bf6-af88-f5782813e9df","type":"text/javascript","packages":{},"requests":{},"exec":[""]}},{"listen":"test","script":{"id":"7c63de7c-5c76-49dd-8442-0fcb04f979d3","type":"text/javascript","packages":{},"requests":{},"exec":[""]}}],"variable":[{"id":"587fd727-3ac3-4d2c-9074-4a439e85df5e","key":"base_url","value":"https://live.totalekyc.com"},{"id":"9b5d3a55-4711-4841-b3e4-b37285c2ed6e","key":"token","value":"YOUR_BEARER_TOKEN"}]}